IAG isiqalile unyaka omusha okuholela ekukhuphukeni kwe-Ibex 35 ngemuva kwe- Ukuthengwa kukaNiki. Lezi yizindaba zokuqala ezithinte izimakethe zezimali eSpain. Ungaba yini inkomba yokuthi yini engenzeka ezinyangeni eziyishumi nambili ezizayo ezizayo? Yebo, ngaphandle kokungabaza kusengaphambili okuncane ngoba uma ufuna ukuthola izimbuyiselo ngaphezu kokujwayelekile, ngeke ube nokunye ongakwenza ngaphandle kokusebenzisa imisebenzi yezinkampani engangabazeki ukuthi izokwenziwa ezimakethe zezezimali. Njengoba kwenzekile nenkampani yezindiza yamazwe omhlaba futhi ezolandelwa eminye iminyakazo engakhuphula intshisekelo yokusebenza kwakho emakethe yamasheya.
Uma kukhona okuthile ingxenye enhle yabahlaziyi bezezimali evumelana ngakho, ngukuthi kuzofanele sibheke amathuba ebhizinisi kulo nyaka esiwuqalile nje. Mayelana nokulingana kweSpain, inhloso esetshenziswe ochwepheshe yi- Izinga lamaphoyinti ayi-11.000. Kungumgomo othile ongokoqobo futhi, lapho nje izimo zemakethe zisiza, nakanjani zizofezeka. Noma okungenani ukusondela kakhulu kulesi silinganiso sonyaka we-2018. Okwamanje, unyaka uqalile ngentuthuko encane enkombeni ekhethiwe yemakethe yamasheya aseSpain.
Okunye okujwayele ukwenzeka kulokhu kuqala konyaka ukwehluka phakathi kwamasheya aseSpain nalawo ezwekazi elidala. Ngoba ngenkathi owokuqala ebingelele unyaka ngokwenyuka okuncane, kokunye kube nomphumela ohluke ngokuphelele. Nge ukulahleka okuncane kuka-0,5%, ngokuhambisana nokwenzeka ekupheleni konyaka odlule. Ukunyakaza kwamanani okungahunyushwa njengokujwayelekile impela uma umuntu ecabanga ukuthi i-Ibex 35 yayisalela emuva kwezinye izimakethe zaseYurophu. Ngenxa yalokho, ngaphezu kwakho konke, kwezinkinga zenhlalo nezombusazwe eCatalonia.
UBankinter uncoma amabhange
Okunye ukungabaza ukuthi abatshalizimali abancane naphakathi kumele babhekane nonyaka benethemba lokuthi bazi ukuthi yimiphi imikhakha yemakethe yamasheya engcono kakhulu ongazibeka kuyo. Ngalo mqondo, i-Bankinter iphakamisa umqondo ongajwayelekile wokwenza ukonga kusheshe kakhudlwana. Ukufika lapho ibhekisa eqinisweni lokuthi kuzoba unyaka wokubhanga. Ngokusebenzisa izibambiso ezifana neBanco Santander, i-BBVA neCiti emhlabeni jikelele. Babheka ukuthi bane- intengo ekhangayo kakhulu ukwenza imisebenzi kunoma yisiphi salezi ziphakamiso zezimali zamazwe omhlaba.
Ngakolunye uhlangothi, esinye sezizathu zokuzizwa sinethemba kulo nyaka omusha, ngokombono waleli bhange, umbono wezomnotho wonyaka wezi-2018. Bakhomba ukuthi ngumjikelezo wezomnotho ohlanganiswayo nokuthi ukuthatha amandla amaningi eYurophu, okungenye yezizathu zokwazisa i-euro. Babheka ukuthi kunendlela eya phezulu yezimali ikakhulukazi amabhange. Kufike ezingeni ocabanga ukuthi liyadingeka zibeke wena kulo mkhakha ukuze ungaphuthelwa yindlela eya phezulu esalokhu imele isitokwe saseSpain ikakhulukazi. Ngaphandle kokuthi ngalesi sikhathi eSpain kunokungaqiniseki kwangaphakathi okwenza isikhwama sakho sizuze kancane.
Alukho ushintsho olukhulu ku-Fed
Esinye sezenzo okufanele ziqondise utshalomali lwakho kusukela manje kuqhubeke yi ukuqhubeka nenqubomgomo yezimali yi-United States Federal Reserve (FED). Akumangalisi ukuthi abekho abahlaziyi abambalwa ezimakethe zezimali zamazwe omhlaba abakhomba ukuthi akukho zinguquko ezinkulu ezilindelekile kulezi zinyanga eziyishumi nambili ezizayo. Abanye babo baze baqhubekele phambili ngokusho ukuthi ababoni ukunyuka kwamazinga wenzalo esikhathini esifushane. Into okufanele isize izimakethe zezezimali ukuthi zihambe ngokwazisa ngamanani ezabelo. Yize bengaba mnene, kepha ekugcineni kosuku kuyinto enhle kubatshali zimali abancane nabaphakathi.
Kodwa-ke, ngeke kube nokukhetha ngaphandle kokulindela kakhulu noma isiphi isinqumo esingenziwa kulesi sigaba somnotho esibalulekile. Ngoba kungathambekisela ukuvela kwezimakethe kolunye uhlangothi noma kolunye. Okwamanje, konke kuyathuthuka nge ukujwayela ngokuphelele. Yize kuliqiniso ukuthi kunezinsuku ezimbalwa kakhulu zokuhweba ezimakethe zezimali. Ngalo mqondo, ngeke kube khona okunye ongakwenza ngaphandle kokulinda amasonto ambalwa ukuthola ukuthi yisiphi isinqumo esihle kunazo zonke ongasithatha kusuka manje. Akukhuthazwa ukuthatha izinyathelo ezisheshayo ezingaholela ekutheni wenze ukulahleka kuphothifoliyo yakho yokutshala imali.
Ukubheja okuthile: I-Repsol
Uma kufanele uthathe inani ukuvula izikhundla kulo nyaka, isiphakamiso esinenzuzo enkulu kungaba yinkampani kazwelonke kawoyela. Ngoba okwamanje inkampani eholwa ngu-Antonio Brufau isendleleni yokuhlanganisa. Ihamba ngaphansi kwamazinga aqondakalayo phakathi kuka-15,305 no-14,77 euros isenzo. Kunoma ikuphi, okubaluleke ngempela ukuthi kunqobe ukumelana okukhulu obekunakho ngqo kuma-euro ayi-15. Izinga lokuthi kusukela manje lizovele libe ukusekelwa futhi ongeke ukwazi ukuliphasa uma ufuna ukufinyelela ezindaweni eziphakeme kakhulu phakathi nonyaka wonke.
Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi lesi siphakamiso ngamasheya aseSpain singesinye sezinto ezingase ziphinde zehliswe uma intengo kawoyela iqhubeka nokunyuka ezinyangeni ezizayo. Ikakhulukazi uma isondela kumgoqo obalulekile ayisungule ku- $ 70 umgqomo. Le ntengo izovula isimo esisha seRepsol ngezincazelo ze-bullish kakhulu kuyo yonke imigomo yaphakade. Ngokunikezwa la mathemba, kuzoba ngenye yezindinganiso okufanele zibhekelwe ukwenza iphothifoliyo yokutshala imali elinganiselwe futhi enengozi. Ukwenza ukonga okunenzuzo ngendlela eyiyo kakhulu kuze kube manje.
Ngabe kuzoba unyaka kaPharma Mar?
Kuyo yonke le minyaka yenziwa njengenye yamagugu okufanele ibhekwe, yize ekugcineni kugcina kudumaza abatshalizimali abancane nabaphakathi. Kodwa-ke, kulokhu isu lokutshala imali selishintshile ngenxa yezinkontileka ezingazakha kulo nyaka. Isici ngokungangabazeki esizokusiza ukufeza amazinga wokuvelela ngaphezulu ezimakethe zezimali. Kuze kube seqophelweni lokuthi ingaba enye yezimanga ezinkulu ngo-2018. Kunoma ikuphi, lesi simo esingahle sincike kokuhlukahluka okuningi okufanele kuhlangatshezwane nakho. Akumangalisi ukuthi yisigaba senani eliguqukayo ngokuya ngokulindelekile elikudalayo ezimakethe zezezimali.
Kusukela kulesi simo, uPharma Mar usanda kumemezela, kuqondane ezinsukwini zokuqala zonyaka omusha, ukuqala kwenqubo yokuhlolwa kabusha yi-European Medicines Agency (EMA) ye I-Aplidin (plitidepsin) ekukhonjisweni kwe-myeloma ephindekile noma ephikisayo. Kungaba izindaba ezinhle kakhulu ezithakazelweni zakho futhi kungakhuphula inani lentengo ongayifeza kusukela manje kuqhubeke. Akukhiphi noma yiluphi uhlobo lwamaqiniso aphawulekayo angakhuphula amasheya alo emazingeni angabonwa eminyakeni yamuva. Futhi ngale ndlela, yeka ukuba ngenye yamathemba amakhulu wezimali zaseSpain kanye. Ngaphandle kwezinye izindlela zobuchwepheshe nezisisekelo. Kuzodingeka ukuthi umnikeze ivoti lokuzethemba ezinyangeni eziyishumi nambili ezizayo.
Qaphela kakhulu ama-cryptocurrensets
Ukukhulunywa ngalolu hlobo lotshalomali oluqhume ezinyangeni zokugcina zanyakenye kusele kuze kube sekupheleni. Yize bevela eCiti bexwayisa ngokuthi akuyona isu lokutshala imali eliphephile. Phakathi kwezinye izizathu ngoba babheka i- bitcoin njengengxenye yebhamuza elifana nezinkampani ze-dot-com kwakudala futhi baxwayisa ngokuthi ukuqhuma kwabo kuyindaba yesikhathi nje. Ngaphandle kwalokhu, abatshalizimali abanolaka olukhulu bazosishaya indiva lesi seluleko futhi bazozama ngazo zonke izindlela ukwenza ngokushesha ukunyakaza kwabo kube nezimakethe zezimali ezingaphandle kwemakethe yamasheya.
Uma, nganoma yisiphi isizathu, inhloso yakho iqhubeka ukuthatha izikhundla kule mpahla yezezimali, ngeke ube nokhetho ngaphandle kokusebenzisa isinqumo sakho ukuthengiselana kwenani eliphansi kakhulu. Ukuze ngale ndlela, ungakwazi ukuthola isimanga esingaphezu kwesisodwa ekupheleni konyaka. Phakathi kwezinye izimbangela, ngoba ukulungiswa okungase kuhlupheke ezikhundleni zabo kunamandla kakhulu. Ngaphezulu kwalawo akhiqizwe ngempahla ejwayelekile yezezimali futhi enobungozi obuncane ekuhambeni kwawo. Uma kuliqiniso ukuthi kungukutshalwa kwemali okuyimfashini, kepha akufanele uvule izikhundla ngaphandle kokwazi ngaphambili kokusebenza kwayo.
Ekugcineni, uzobe usubona ukuthi lo nyaka ukunikeza ngamathuba amaningi ebhizinisi. Ezinye osuvele uzilindele, kepha ezinye iziphakamiso zingakumangaza ngokuvela kwezindlela zabo. Ngabe uzimisele ukuthatha lezi zinselelo kusuka manje kuqhubeke? Kunoma ikuphi, kuzoya ngesinqumo osithatha kulezi zinsuku zokuqala zonyaka esisanda kuqala.
I-athikili ephelele kakhulu futhi ethokozisayo. Njengoba usho, kulo nyaka unikeza amathuba amaningi ebhizinisi, ngokuhamba kwesikhathi kuzobonakala ukuthi iyiphi enenzuzo enkulu.