Izifiso eziyishumi kubatshalizimali ngo-2018

izifiso

Futhi unyaka uqala, i-2018, edala ukungaqiniseki okuningi phakathi kwabatshalizimali abancane nabaphakathi. Ukuthi amanye amacala aneliswe, kanti kokunye azoba wukudideka kwezintshisekelo zabo. Kunoma ikuphi, kuzoba inkambo okuzofanela yenzeke ubhekane nethemba elithile. Lapho eyodwa ye- izinjongo ezibekwe eqhulwini Kuzoba nokwenza ukonga okunenzuzo nokwaneliseka okugcwele kokubhekana nokusebenza ezimakethe zezimali.

Konke lokhu kusivivinyo esifana no-2018 esiqala ngochungechunge lwezithunzi mayelana nokuthi yini engenzeka kwizilinganiso zamazwe nezamazwe omhlaba. Akumangalisi ukuthi kunabahlaziyi bezimali abadumile ababikezela ukuthi a Ushintsho lwethrendi futhi lokho kungaholela ekulahlekelweni ukufakwa ekuhambeni emakethe yamasheya. Vele, ngeke kube lula ngawe ukufinyelela imigomo oyifisayo kusukela manje kuqhubeke. Lapho ukuqapha kuzoba ngenye yezindlela ezejwayelekile kuzo zonke izenzo zakho.

Kunoma ikuphi, konke kubonakala kukhombisa ukuthi ngeke uthole imingcele yenzuzo yeminyaka edlule. Ukufeza izinhloso ezibekiwe ngalesi sikhathi, ngeke ube nenye indlela ngaphandle kokuthi ube kakhulu okukhethiwe ekusebenzeni okwenziwayo ezimakethe zokulingana. Kuzobaluleke futhi ukuthi ube semalini ephelele ingxenye enhle yonyaka. Ngoba amathuba ebhizinisi azofika noma nini. Mhlawumbe lapho ubungakulindelanga futhi ngenxa yalokhu kuzodingeka uphikisane nemithombo eyanele yemali.

2018: ukubambezela ukunyuka kwezinga

Enye yezindaba ezimnandi kakhulu ukuthi abatshalizimali abancane nabaphakathi bangaba nayo kulo nyaka ukuthi banweba izikhathi ezibekiwe ukuqala ukukhuphuka kwamazinga wenzalo. Ngoba imakethe yamasheya ihlala ilusizo lapho iphansi. Mayelana ne I-Federal Reserve yase-United States (FED) konke kubonakala kukhombisa ukuthi ngeke ulinde izinyanga eziningi. Zonke izinkomba ziphakamisa ukuthi lesi silinganiso singasetshenziswa kwikota yokuqala noma yesibili yonyaka. Kunoma ikuphi, ukubambezeleka ekubukekeni kwayo kuzohlala kwamukelwa kahle ngabatshalizimali abancane nabaphakathi.

Uma kukhulunywa ngendawo ye-euro, izibikezelo ziyinkimbinkimbi ngokwengeziwe. Ngoba i-European Central Bank (ECB) ingahle ibambezele lolu hlelo lwemali. Okungenani kuze kube yingxenye yokugcina yalo nyaka onzima we-2018. Yize ukusabela kwezimali ezivela ezwenikazi elidala bekungakabi bucayi njengakwelinye i-Atlantic. Ngeke ukukhohlwe lokho inzalo ephansi Ziyakwamukela kakhulu ukuthi ulayishe izikhwama ezindaweni ezifanele kakhulu.

Ukuzinza kuphrojekthi yaseYurophu

euro

Ngaphandle kokungabaza, ukuqinisekiswa kwephrojekthi yaseYurophu kungaba ngenye yezindaba ezinhle kakhulu ezingatholwa ngabenzeli abahlukahlukene bezezimali. Ngalo mqondo, iqhaza elizodlalwa yikhalishi lezomnotho, njengoba linjalo, lizoba ngesisekelo. Alemania. Yize kunokungabaza okuningi ngezinye zezinyathelo ezizokwethulwa kusukela manje kuqhubeke. Ngakolunye uhlangothi, kuzodingeka futhi ukubala izinqubo zokhetho ezizokwenzeka ngonyaka we-2018. Yiyona kanye le ezobanjelwa e-Italy, enye yezinto ezibaluleke kakhulu okumele kubhekwane nazo. Ukunquma ukuthi izothatha yiphi indlela ebudlelwaneni bayo ne-European Union.

Ukungabikho kokuhlaselwa kwamaphekula

Ngakolunye uhlangothi, izokwamukelwa kakhulu ngabatshalizimali abancane nabaphakathi. Izokhansela omunye wemithombo emikhulu yokungaqiniseki kwamasheya aseYurophu. Ngaphezu kwezindaba ezinhle kakhulu kuzo zonke izakhamizi zale ndawo. Yize umthelela wayo uzokhawulelwa ngokusobala futhi kube nemiphumela elawulwayo, njengoba kwenzekile nakulo nyaka esisanda kukuchitha. Ukuphi ngqo amagugu emkhakheni wezokuvakasha abasengozini kakhulu kulezi zinyathelo. Ngokwehla okubaluleke kakhulu ngaso sonke isikhathi lapho kwenzeka enye yalezi zehlakalo ezimbi. Kunoma ikuphi, ngeke kube yiminyakazo egcina izikhathi eziningi zokuhweba.

Ukukhula komnotho okuphezulu

Esinye isici esizocacisa izimakethe zezimali ngonyaka we-2018 ngokungangabazeki kuzoba ukwanda komnotho emazweni ayingxenye yendawo ye-euro. Noma ikuphi ukuphambuka okuphezulu kuzoba wabingelelwa ngokuthenga ngabatshalizimali. Kuze kube seqophelweni lokuthi ingenye yemithombo eyinkomba yokukhulisa imakethe yamasheya kule nkathi esanda kuqala. Njengoba ubhekene nalesi simo, awunaso esinye isixazululo ngaphandle kokwazi kakhulu ukuvela kwale parameter yezomnotho ebalulekile. Ngalo mqondo, le datha ingahle ibe nokumangala okuhle kusuka manje.

Ukuzinza emkhakheni kawoyela

Ukuvela kwegolide elimnyama kuzoba ngenye yezimpahla zezimali okufanele wazi kusukela manje. Akulungile, noma amanani aphansi kakhulu noma aphezulu kawoyela. Njengoba zingaguqula kabi ukuvela kwamasheya aseYurophu. Izinga elihle langaphambilini kungaba cishe u- $ 45 umgqomo. Yize kuyiqiniso futhi ukuthi amanani kawoyela anwebekayo azokusiza ukungena kwakho ezinkampanini zikawoyela. Njengoba bezobona ukuthi amanani amasheya abo aqhutshwa kanjani. Ngamazinga okubaluleka abaluleke kakhulu angenza kangcono kuneminye imikhakha yemakethe yamasheya.

Ukuzinza kwezepolitiki

Mayelana nezepolitiki eSpain, akungabazeki ukuthi izokwamukelwa kahle yibo bonke abasebenzeli bezezimali, lapho ufakwa khona njengelungu leqembu labatshalizimali. Ngezinga lapho ingasiza khona ukulingana ukukhuphuka izikhundla phakathi nengxenye enhle yezinyanga onayo ngaphambi kwakho, qala ukwenza ukonga kube yinzuzo. Kukhona nobungozi bokuthi inqubo yokhetho izokwenzeka kulo nyaka. Okuthile okungadala ukudideka ezimakethe zokulingana zikazwelonke. Ukwehla okujwayelekile kuyo yonke imikhakha futhi lokho kungakholelwa ukuthi isitatimende sakho semali engenayo ekupheleni konyaka kusobala ukuthi asisihle. Kuyisici ongeke ube nokukhetha ngaphandle kokubheka kusuka manje kuqhubeke.

Imiphumela emihle yebhizinisi

imiphumela

Njengoba kwenzeka minyaka yonke, futhi ngalo mqondo u-2018 ubungeke wehluke, isimo sangempela sezinkampani ezisohlwini sizosebenza kakhulu ukuthuthukisa noma yiluphi uhlobo lwamasu ekutshalweni kwezimali. Noma ngabe ufuna ukuthatha izikhundla, noma ezimeni lapho izinhloso zakho kungukuhlehlisa izikhundla kwezokuphepha ezithintekile. Ngalo mqondo, kufanele wazi le mininingwane ebalulekile njalo ngekota yonyaka. Kuze kube seqophelweni lokuthi bazokunikeza isignali eyinqaba ngalokho okufanele ukwenze kusuka lapho kuya phambili. Kunoma ikuphi, kunokwehla okuncane emisebenzini yebhizinisi ezinyangeni ezedlule. Yize zisathinta kabi ukuvela kwezimakethe zezezimali. Lelisu akumele lilahlekelwe ezindleleni zanoma yimuphi umtshalizimali omncane naphakathi nendawo.

Ukuqhubeka kwe-uptrend

Akungabazeki ukuthi into oyilinde kakhulu kulo nyaka omusha ukuthi kuthiwa kugcina ukuthambekela phezulu kweminyaka yamuva. Imayelana nesimo esihle kakhulu ukuze uqhubeke nokwenza ngcono izikhundla zakho emakethe yamasheya. Futhi sonke isiqinisekiso senzuzo yemali oyothola cishe kuyo yonke imisebenzi yakho. Kodwa-ke, kunezinkomba ezibucayi zokuthi lesi simo ngeke senzeke ngonyaka we-2018. Kuleso simo, kungaba yisimo esibi kakhulu ukuqondana nezwe lemali elihlale liyinkimbinkimbi. Akukho okunye ongakwenza ngaphandle kokuba uqaphele kule ndaba. Ngenhloso enkulu yokugcina yonke iminikelo yakho yemali. Noma iyiphi iphrofayili oyivezayo njengomtshalizimali omncane naphakathi: unolaka, uyalondoloza noma uphakathi.

Lungisa amanani entengo wokungena nokuphuma

amanani

Futhi awukwazi ukunganaki amazinga wokungena nokuphuma kumasheya aseSpain. Ngaphezu kwalokho, kuzoba ukusebenza ngempumelelo enkulu ukwenza ngcono isitatimende sakho semali engenayo kusukela manje kuqhubeke. Hhayi ngeze, uzoba namanani we amandla aphezulu kubaluleke kakhulu kunakuqala. Lapho ukuhlaziywa kwezobuchwepheshe kuzodlala indima ebaluleke kakhulu ukukwenza ngempumelelo. Yize ukusisebenzisa ngeziqinisekiso ezigcwele kufanele ube nesiko elikhulu lezezimali. Kusukela ekubukeni kokuvela kwamanani ezenzweni.

Inhlanhla encane ayikaze ibuhlungu

Lesi sici futhi sidlala indima ebaluleke kakhulu ukuze le 2018 ithele izithelo ukuvikela izintshisekelo zakho emakethe yamasheya. Futhi ungakhohlwa ukuthi inhlanhla ingaba umphumela wokuxhumana okukhulu nomkhakha wemakethe yamasheya. Ukuze izithelo zibe muhle lapho kufika isikhathi sokwenza ibhalansi yokugcina. Njengokulinganiswa kokubili ku- ukuhlaziywa kwezobuchwepheshe nokuyisisekelo. Uma ungakwenzi, kuzokubiza kakhulu ukuthola izinhloso zakho. Okuthile okuzobonakala kumphumela wokusebenza kwakho. Ukuze yonke into ithuthuke kahle kufanele ukhuzeke kakhulu lapho usungula noma yiluphi uhlobo lwamasu okutshala imali. Ukuze imiphumela oyifunayo ibe ngokoqobo ngesikhathi se-2018 siphela.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.