Ezezimali Zomnotho yiwebhusayithi ezalwe ngo-2006 inenhloso ecacile: ukushicilela imininingwane eyiqiniso, enenkontileka nekhwalithi ngomhlaba wezezomnotho nezezezimali. Ukufeza le nhloso kubalulekile ukuba neqembu labahleli abangochwepheshe kulo mkhakha futhi abangenankinga yokukhuluma iqiniso njengoba linjalo; azikho izintshisekelo ezimnyama noma into enjalo.
Ku-Economia Finanzas ungathola imininingwane ehlukahlukene kakhulu esukela emiqondweni eyisisekelo efana ne yini i-VAN ne-IRR kwezinye eziyinkimbinkimbi njenge amathiphu ethu wokwehlukanisa imali oyitshalile ngempumelelo. Zonke lezi zihloko nezinye eziningi zinendawo kuwebhusayithi yethu, ngakho-ke uma ufuna ukuthola konke esikhuluma ngakho, into enhle kakhulu ukuthi faka lesi sigaba lapho uzobona khona uhlu oluphelele lwe zonke izihloko ezihlanganisiwe.
Ithimba lethu lishicilele amakhulu ezindatshana ezikhuluma ngezomnotho, kepha kusenezinye izihloko eziningi ezizofakwa. Yebo Ngabe ufuna ukujoyina iwebhusayithi yethu futhi ube yingxenye yethimba lethu lababhali okufanele ukwenze nje gcwalisa leli fomu futhi sizoxhumana nawe ngokushesha okukhulu.
Abahleli
Abahleli bangaphambilini
Ukuthakasela kwami ezomnotho kwaqala njengenhlansi yelukuluku futhi sekuyilangabi eliyisiqondiso emsebenzini wami. Nsuku zonke, ngigxila ekugelezeni okuqhubekayo kwedatha nokuhlaziya, ngifuna izindaba ezingemuva kwezinombolo ezinganika abantu amandla ezinqumweni zabo zezezimali. Ngokuzibophezela okungaguquki ekubhekeni izinto, ngilwela ukwethula ulwazi lwezomnotho ngendlela efinyelelekayo newusizo kuwo wonke umuntu. Ukuzimela kuyisisekelo somsebenzi wami, ngiqinisekisa ukuthi abafundi bami bathola izeluleko ezingachemile abangazethemba. Ekugcineni, umgomo wami uwukwenza lula inkimbinkimbi yezomnotho ukuze wonke umuntu akwazi ukulawula inhlalakahle yakhe yezezimali.
Kusukela ezinsukwini zami zomfundi, amandla emakethe yezezimali athathe ukunaka kwami. Ngahlatshwa umxhwele indlela amaphethini ezomnotho abe nomthelela ngayo ezinqumweni zomhlaba wonke nokuthi ukutshala imali okuhlakaniphile kungaba nomthelela kangakanani. Ngokuhamba kwesikhathi, leli lukuluku lashintsha laba umsebenzi ozinikele ekuhlaziyeni umnotho. Iminyaka eminingi, mina ngokwami ngitshale imali ezimakethe, ngifunda ukuzulazula ezinkingeni zabo ngesineke namasu. Ngiye ngabhekana nesasasa lokukhuphuka nokwehla kwezimakethe, futhi isipiliyoni ngasinye sibe yisifundo esibalulekile esithuthukise ukuqonda kwami umhlaba wezezimali. Indlela yami ibilokhu iphelele; Angithembeli kuphela kuthiyori yezomnotho, kodwa futhi nasekuqapheliseni ngokucophelela izitayela zamanje kanye nomlando wezezimali. Ukubuyekeza okuqhubekayo mayelana nentuthuko yezomnotho nezezimali kubalulekile kimi, futhi nginikela ingxenye enkulu yesikhathi sami ekuqhubekeni nemfundo nokuhlaziya okujulile kwezimakethe.
Kusukela ebusheni bami, bengilokhu ngikhangwa ukwakhiwa kwezimakethe eziyinkimbinkimbi kanye nokugeleza okungapheli kwezimali zomhlaba. Ilukuluku lami lokwazi langiholela ekufundeni ezomnotho, lapho ngathola khona ubuhle bezindlela zomnotho nokunemba kwezibalo. Ngawo wonke ama-balance sheet engilinganisela nawo wonke amathrendi emakethe engiwuhlaziyile, uthando lwami lwalo mkhakha lwakhula kuphela. Manje, njengombhali wezomnotho, ngizinikele ekwembuleni izimfihlakalo zezomnotho kubafundi bami. Nsuku zonke kuyithuba elisha lokuhlola ukujula kwenqubomgomo yezimali, ukushintshashintsha kwezimakethe zamasheya, kanye namaphethini avelayo ohwebo lwamazwe ngamazwe. Ngilwela ukuhumushela i-jargon yobuchwepheshe olimini olufinyelelekayo, ukuze ama-neophyte kanye nochwepheshe ngokufanayo bakwazi ukuqonda umehluko phakathi kwalesi sifundo.