Izinkampani ze-Aristocratic Dividend Companies zifaka konke lokho izinkampani ezikhulise isabelo ngokungaphazamiseki eminyakeni edlule. Ngokuvamile yizinkampani ezihlanganiswe kakhulu, ezinokuphathwa okuqinile kwezezimali futhi ezikwazi ukunqoba izinkinga zeminyaka yakamuva. Kepha ukuze babe yizinkampani ezihlukanisayo eziphakeme, kufanele badlulise isihlungi. Ngokuya ngokuthi sikuphi, kungenzeka kube nzima kakhulu noma kungabi nzima. Kepha bonke banesici esiqinile sokunganciphisi isabelo sabo.
Zibaluleke kakhulu futhi zifunwa lezi zinkampani, ukuthi kukhona uhlu nazo esingathola kuzo ama-ETF. Unayo futhi inkomba yabo yesitoko yenziwe, futhi enye yezindlela ongatshala ngayo imali ukuziphindaphinda ngokuziphatha. Kepha ingabe kuyindlela enhle ngempela? Noma ingabe ngomunye umkhakha njengoba kungaba omunye? Ukuqonda konke okuzungeze lezi zinkampani nokuthi ungazuza kanjani ngazo, naka le migqa elandelayo. Okungenani ngokuqinisekile, uzothola izinto ezintsha nombono obanzi wemakethe uqobo.
Yiziphi izinkampani ezibhekwa njenge-Dividend Aristocrats?
Eyaziwa nangokuthi i-Dividend Aristocrats, yizinkampani ezigcine noma zandisa isabelo seminyaka edlule. Ngaphezu kwalokho, enye yezimpawu ezihambisana nabo ukuthi inkomba abayingxenye yayo, i- "S & P 500 Dividend Aristocrats" yenze kangcono ngaphezulu noma kancane njalo. Kusukela ngo-1991, i-S & P 500 ibuyise isilinganiso esilinganiselwa ku-11% uma kuqhathaniswa nesilinganiso esingu-13% se-S & P 500 Dividend Aristocrats Index. Okungukuthi, 2% ephakeme kunaleyo index par excellence.
Ukuze ube yingxenye yale nkomba ekhethiwe yezinkampani, izidingo ezizofinyelelwa kungaba okulandelayo:
- Ukuhweba ku-S & P 500.
- Nginyuse isabelo eminyakeni engama-25 edlule.
- Hlangana nobukhulu obuncane nobungako bezimali.
Njalo ngonyaka uhlu lwezinkampani eziku-S & P 500 Dividend Aristocrats luyashintsha ngenxa yokushintshana kwezinkampani. Lokho wukuthi, kuneminyaka lapho abanye beshiya inkomba bese abanye bengena, kuya ngomsebenzi ababa nawo. Hhayi ngoba bakhulu, banesikhundla esinqotshiwe. Ukuzwakala, ukungaguquguquki nokusebenza kwezezimali nakho yizindlela ezibhekwayo ukubheka ukuthi iyiphi engafakwa ohlwini. Hhayi ngenxa yalesi sizathu, izinkampani ezikhuphule isabelo minyaka yonke, zingaqhubeka ngesimo esifanayo ukuze ziqhubeke nokwenza kanjalo. Ukuba nokukhula okungaguquguquki, okungezemikhakha okujikelezayo okuncane kunokwamanye, amazinga abonakalayo enzuzo nokuhamba kwemali esikhathini eside "kungaqinisekisa" ukuqhubeka kwawo.
Izinkampani Zokuhlukaniswa Ngezinto EzingokwaseYurophu?
Endabeni yeYurophu, imfuneko evelele kakhulu maqondana ne-US S & P 500 yilokho inani eliphansi leminyaka yokwenyuka kwezabelo ngu-15. Njengabanye, uma enye yalezi zinkampani igcina iyinciphisile, ixoshwa ngokuzenzekelayo ohlwini.
Okwe-UK, unohlu oluhlukile lwe-Dividend Aristocrats. Isidingo esincane se-UK yiminyaka eyi-10. Ukukhokhelwa kwalezi zinkampani kuzoba ngaphansi kuka-100% ukuze kungafakwa ohlwini.
Indlela "yokungena" eYurophu idala impikiswano ethile yalolu hlobo lwenkampani njengoba ingekho echazwe ngaphambilini ngempela. Akuyona eyokulandelela efanayo ekhona ezitolo zaseNyakatho Melika njengaseYurophu. Lokhu kudala ukungafani okuthile kumanani okufanele akhethwe. Ngaphezu kwalokho, iqiniso lokuthi kuthatha iminyaka embalwa ukwamukelwa kusho ukuthi "ikhwalithi" yalezi zinkampani kungenzeka ingabi yinhle kangako. Lokhu akusho ukuthi zimbi, kuphela ukuthi ukuqhathanisa inkampani nokwenyuka kweminyaka eyi-10 kwabanye okufika ngisho eminyakeni engama-50, akunangqondo. Lezi zamuva zidlule ekuwohlokeni komnotho nasezinkingeni, zinqoba izithiyo futhi zafunda ukuhamba ngokuzayo.
Yiziphi izindlela ezikhona zokutshala imali kulezi zinkampani?
Singatshala kuzo ngqo ukuthenga amasheya. Vele ufune izinkampani ezingaphansi kwenkomba noma Uhlu lokwahlukaniswa kwezikhundla. Ezinye zezinkampani esingazithola phakathi kwazo ziyaziwa. Ukusuka lapho, ngokuya ngenqubo ngayinye, futhi uma siwubheka kakhulu umlando, amaphesenti asatshalalisiwe, Isilinganiselo Senzuzo Sentengo ebhalwe ngaso, njll. Sizokhetha okuningi kwezinye izinkampani kunezinye. Ezinye izibonelo zifaka iCoca Cola, 3M, Exxon Mobil Corp, McDonald's, PepsiCo, Colgate - Palmolive ... Phakathi kwezaziwa kakhulu.
Endabeni yezinkampani zaseYurophu, sinezinye ezifana neDanone, L'Oreal, Imperial Brands PLC, Inditex noma iBayer phakathi kwezaziwa kakhulu.
Enye indlela ezoba nge-ETF's. KuneziKhwama ze-Exchange Traded ezizama ukulandela umkhondo we-S & P 500 Aristocratic Dividend Index. Ezinye zezinto esingazithola yilezi:
- ProShares S&P 500 Dividend Aristocrats ETF umlando wesilinganiso samasheya - Le ETF iphindaphinda inkomba kumaDola. Ingatholwa ngaphansi kwethicker «NOBL».
- I-SPDR S&P 500 US Dividend Aristocrats UCITS ETF Dis (EUR) - Le ETF iphindaphinda inkomba ngama-Euro, ngokwesibonelo, njengoba ibhalwe ku-Milan Stock Exchange. Ngaphansi kwethikha le- «USDV», singakuthola nakumaPound noma amaSwitzerland Francs, kuya ngokuthi kubhalwe kuphi futhi nemali esiyithandayo.
- I-SPDR S & P Euro Dividend Aristocrats UCIT ETF (EUR) - Izinkampani ezibalwe endaweni yaseYurophu nakuma-Euro. Le ETF ingatholakala ngaphansi kwe- “EUDI» ticker.
Yini ongayilindela lapho utshala imali kulezi zinkampani?
Njenganoma yikuphi ukutshalwa kwezimali, okwedlule akusona isiqinisekiso sezinzuzo zesikhathi esizayo. Ngalesi sizathu, mhlawumbe into enhle kakhulu kungaba ukwehlukanisa utshalomali, phakathi kwemikhakha namazwe, noma esimweni somhlaba jikelele, ama-ETF angazibeka njengendlela enhle. Iqoqo lezinkampani ezingaphansi kwenkomba ngayinye yezinkampani ze-Aristocratic Dividend Companies zenze kahle esikhathini esedlule. Azisengozini yokuthola "amabhamuza", futhi "zikhuthazelele" ukwehla kwemali ngaphandle kokuthinteka kangako, kumamaki wokucaphuna ngoba yize ngendlela ebucayi nazo zihlangabezana nemiphumela.
Ngesikhathi esifanele, siyabona ukuthi ezinye zazo zibekwa kanjani ngentengo ekhanga ngokwengeziwe. Kungenzeka ngenxa yenkinga emkhakheni abakuwo, noma ngenxa yenkinga yedumela lomkhiqizo. Lezi zimo, uma zihlolisiswa kahle, zivame ukuveza amathuba amahle okungena.
