Akungabazeki ukuthi imakethe yamasheya ayikaze iqaphele kakhulu ezombusazwe. Kulezi zinsuku, amasheya aseYurophu ahlupheka kakhulu kunakho konke, nge ukwehla okuqhubekayo okungaphezu kwe-1%. Lokhu kusabela ezimakethe zezezimali akubangelwa ukwehluleka kokulawulwa kwamandla emali, ingozi yokwehla kwamandla emali noma ezinye izindaba zomnotho. Esikhundleni salokho, kugxile egameni lomuntu onamandla amakhulu kwezepolitiki njengoShansela waseJalimane, u-Angela Merkel. Ngoba impela, kungenzeka ukuthi usezingeni lokuqeda umsebenzi wakhe wezepolitiki futhi kufanele sula esikhundleni ezinsukwini ezizayo.
Uma lesi simo sigcwaliseka ngaphansi kokungalindelekile emasontweni ambalwa edlule, ukungazinzi ezimakethe zezimali kungaba yinto engokoqobo futhi kungathinta lonke utshalomali lwakho, ngandlela thile. Eqinisweni, kuze kube manje kuleli sonto, inkomba yokuma kwemakethe yamasheya yaseYurophu, i- I-Eurostoxx 50, sekusele cishe u-3%. Futhi izizathu azitholakali ezicini zomnotho zenqubomgomo yoMphakathi. Kepha enkingeni yokufuduka lapho ecindezelwa ngozakwabo kuhulumeni, ukukhuthaza inqubomgomo evimbela kakhulu ekufikeni kwabokufika abasha ezwenikazi elidala.
Imiphumela yale nkinga yezepolitiki ezweni elinamandla kunawo wonke e-European Union ingaba nemiphumela emibi ezimakethe zamasheya zase-Europe. Eqinisweni, sebeyathinteka futhi uma ukuphela kuka-Angela Merkel kuphelile ukuwa kungaba nobudlova kakhulu. Ngengozi efihlekile yokwephula ukwesekwa okubaluleke ngokukhethekile futhi lokho kungathatha izinkomba zale ndawo ngokuya emazingeni angabonwa eminyakeni yamuva. Lesi ngesinye sezizathu ezinkulu zokuthi kungani kufanele unake konke okwenzeka eJalimane kusukela manje kuqhubeke. Ngoba akukho okunye okungaphansi kwemali yakho okusengozini.
Ngabe uMerkel uzohlala kuhulumeni noma cha
Lo ngokungangabazeki ngumbuzo omkhulu abazibuza wona abatshalizimali bezwekazi elidala. Futhi uma sibhekene nokungabaza okungaphezu kokusobala kwalesi simo esisha, kuyinto ejwayelekile ukuthi ingxenye yabo enhle ishiya izimakethe zezezimali ngokushesha okukhulu. Lapho abathengisi bebeka ngamandla amakhulu abathengi ngalo mzuzu oqondile. Kepha le nhlangano yezepolitiki efanelekile izoluthinta kanjani utshalomali lwakho? Ngoba mhlawumbe uzibona uswele hluka isu lokutshala imali owawugcina kuze kube manje. Akumangalisi ukuthi, futhi kuya ngalesi sici, kuleli hlobo kungaba nzima kakhulu ezimakethe zamasheya.
Okuningi kokuvela kwezimakethe zamasheya zaseYurophu kuya ngokuzinza eJalimane. Futhi akungabazeki ukuthi ingagxuma nganoma yisiphi isikhathi. Njengomphumela walesi simo esivulekela wena, iseluleko sokuqala sisuselwa ekubeni semalini ephelele. Okungenani kuze kuxazululwe lo mbuzo obalulekile. Vele, uma inhloso yakho ukuphumela obala ezinsukwini ezimbalwa ezizayo, kungcono kakhulu ukuthi usibambezele lesi sinqumo. Kuze kube usucacise kancane ngokuzokwenzeka kuzitimela zezwekazi laseYurophu. Futhi uma, ngokuphambene nalokho, unezikhundla ezivulekile, ungasebenzisa amasu amabili. Ngakolunye uhlangothi, qhubeka ulinde ukuthi yonke into iqhubeke njengoba bekulokhu kuze kube manje. Okwesibili, thengisa amasheya akho uma okwamanje uzuza ngemali enkulu.
Yimiphi imikhakha ethintekayo?
Omunye umbuzo ozibuza wona ukuthi ngabe lesi simo sokungazinzi siyavuleka eJalimane ukwazi imikhakha yamasheya ebucayi kakhulu kulokhu kuwela okungenzeka ezimakethe zamasheya. Yebo, ngeshwa lokho kuzothinta wonke umuntu, yize ngaphandle kokungabaza kuzoba kwezezimali futhi ikakhulukazi ukubhenka olinyazwe kakhulu kunabo bonke. Kuze kube seqophelweni lokuthi kuzoba yilo elinokuziphatha okubi kakhulu, njengoba kwenzeka kulezi zinsuku. Ngokuncipha ngisho nangaphezulu kwe-3% okungaholela ekulahlekelweni yimali eningi esikhathini esifushane kakhulu. Ngakho-ke, kungumkhakha okungafanele ube kuwo kulezi zinsuku. Ngaphandle kokuthi ufuna ukwenza imisebenzi yokuqagela kuphela.
I-Los amanani wokujikeleza Bazoba abanye abalahlekile abakhulu uma ukungazinzi kwezepolitiki kuqhubeka eJalimane ezinsukwini ezizayo. Akumangalisi ukuthi kube ngabathile abathola imiphumela emihle kakhulu eminyakeni yamuva. Ngalo mqondo, akungabazeki ukuthi ukulungiswa kwayo kungaba namandla kakhulu futhi kunoma yisiphi isimo ngaphezu kwaleso esiboniswe ngamanye amasheya emakethe yamasheya aseYurophu. Njengoba kungenzeka ngemikhakha efana nezinkampani zomshuwalense, ubuchwepheshe obusha futhi mhlawumbe nezinkampani ezixhumene nokusetshenziswa. Kufanele ugweme ukuvezwa kwalesi siphakamiso ngamasheya omphakathi.
Imali engenayo engaguquki nayo ayikhokhiswa
Uma ucabanga ukuthi ukutshalwa kwemali emholweni ongaguquki kuzosebenza njengendawo ephephile kulesi simo esingenzeka, wenza iphutha kakhulu. Ngoba nayo ingahlupheka ngisho nangaphezu kwamanani, ngokuwa okungenzeka kwezibopho zale ndawo. Kokubili maqondana ne- amabhondi azimele kanye nemiphetho, lapho kufakwa khona izikweletu zomphakathi waseSpain. Ngengozi yokutshalwa kwezimali ngaphezu kokusobala lokho kungadala ukuthi ushiye ama-euro amaningi emgwaqeni. Kunoma ikuphi, okuningi ngaphezu kokucabanga kwakho kwasekuqaleni.
Kunoma ikuphi, kulesi simo esivela eJalimane elinamandla onke, uzoba nezindinganiso ezimbalwa kakhulu zesiphephelo. Kungancipha kanjani, omunye wabo kuzoba yigolide elimaka ukukhula okuphezulu kuleli sonto elikumema ukuthi uthathe izikhundla kule mpahla ebalulekile yezezimali. Inkinga ivela ekutheni kunzima kakhulu ukwenza lolu hlobo olukhethekile lokutshala imali. Ngoba empeleni, noma ngabe uyakwenza ukuthenga ngokomzimba noma uma ungeke uphoqeleke ukuthatha izikhundla ezinkampanini ezixhumene nokukhiqizwa nokukhangiswa kwale nsimbi eyigugu.
Ukungabikho ngesikhathi samaholide
Ngalo mqondo, isilinganiso esiwusizo kunazo zonke kuzoba ukuthi uthathe iholide kulezi zinyanga futhi ungabuyeli ezimakethe zezezimali kuze kube nguSepthemba. Kuyiqiniso ukuthi ungaphuthelwa amanye amathuba ebhizinisi, kepha okungenani uzogcina imali yakho ngokusebenzisa leli qhinga lokuqala. Ngenhloso enkulu yalokhu okulandelayo ukuthi yonga imali ephephe kakhulu kunakuqala Kuyinselele impela onayo ngaphambi kwakho. Kubo, isixazululo esivelayo ukubhalisa idiphozi izinyanga ezintathu. Inganikeza imbuyiselo esondele ku-1% futhi ngale ndlela yenziwa njengokutshalwa kwemali kwebhuloho uze ubuyele ezimakethe zezimali.
Kunoma ikuphi, akusilo isu elibi ukungabikho kunoma yiluphi uhlobo lwezimakethe zezezimali. Okungukuthi, thatha iholide elifanele kahle kusuka endaweni yokubuka yokutshala imali. Ukwenza lo msebenzi ngezinselelo ezintsha kanye nemibono yokwenza utshalomali lube nenzuzo. Ngoba kumayelana nalezi zinyanga ukugcina ukonga ngaphezu kokunye ukucatshangelwa. Akumangalisi ukuthi amasu akho kufanele aqondiswe ngalo mqondo. Ngakolunye uhlangothi, akufanele ukhohlwe ukuthi ukungazinzi eJalimane kungakhuphula ubungozi kunoma yiluphi uhlobo lokusebenza ezimakethe zezimali zezwekazi elidala.
Kuthiwani ngemakethe yamasheya yaseSpain?
Okumangazayo okuncane okusinikwe yimali ukuthi eyaseSpain isebenza kangcono kunaleyo yamazwe angomakhelwane. Ngoba ngenkathi i-Eurostoxx 50 ibiphansi ngaphezu kwe-1%, i-Ibex 35 iveze kuphela u-0,4% ezikhundleni zabo zansuku zonke. Kepha qaphela kakhulu, ngoba lokhu akusho ukuthi lo mkhuba uzoqhubeka emasontweni azayo. Ngalo mqondo, imiphumela yokungazinzi okukhulu kwezepolitiki zaseSpain ingaba nemiphumela emibi emnothweni waseSpain. Ngalesi sizathu, kufanele uqaphele kakhulu ukuvula izikhundla enkombeni ekhethiwe yemakethe yamasheya kazwelonke.
Isu elilodwa ongalithatha kulesi simo ukuya kufayela le- izibambiso ezikhokha isabelo esiphakeme. Ngokubuya okuphakathi kuka-4% no-7% okungakusiza ukumelana nalesi sikhathi sokungazinzi okungavuleka e-European Union. Ngoba okwamanje awukho umkhiqizo webhange nowezimali onikeza inzuzo ephezulu kangaka. Kungakhathalekile ukuvela kwentengo yezokuphepha. Ngalo mqondo, izinkampani zikagesi yizona eziveza kakhulu leli su elikhetheke kakhulu. Ngaphezu kwalokho, kuyizibambiso ezingathambekele kakhulu ekushintshashintsheni kwamanani abo. Uma kungenjalo, ngokuphambene nalokho, bakhombisa ukuzinza okukhulu okungabhekana nalesi siphepho esingaveza ukushiywa kwezepolitiki ngu-Angela Merkel.
Kunoma ikuphi, kunokungabaza okuningi kubatshalizimali abancane nabaphakathi. Lapho ungalimala khona kakhulu kulesi simo esingakhiqizwa enhliziyweni yezwekazi elidala. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe futhi mhlawumbe futhi kusuka endaweni yokubuka eyisisekelo. Yinto okuzodingeka ukuthi ivezwe kusukela manje kuqhubeke.