Income Campaign 2015: iqala ngezindaba ezibalulekile

Unyaka owodwa ngaphezulu kuza ukuqokwa okusha kwabakhokhi bentela abazonikela ngama-akhawunti abo ku- taxman. Kusukela ngo-Ephreli 6, i- Umkhankaso Wemali Engenayo 2015, okuyinto kulokhu ezolayishwa ngezindaba. Hhayi nje kuphela ngenxa yokwehliswa kwe-Personal Income Tax (IRPF), kanye nemidonsi emisha enikwe amandla kulo nyaka.

Kepha futhi ngenxa ye- ukuqaliswa kohlelo olusha lwe-telematic lokufaka imbuyiselo futhi lelo elihlangabezana negama elithi Renta Web, elizovumela yonke inqubo ukuba ihlehliswe maqondana neminyaka edlule. Ngokududuzeka okukhulu kwabasebenzisi abakhetha le modeli yokwenziwa ngokusemthethweni.

Ikhalenda lokubuyisa intela yango-2015

Mayelana nezikhathi zokugcina zokuthumela imibhalo, akukho lutho olubaluleke ngokukhethekile uma kuqhathaniswa neminyaka edlule. Kusukela ekuqaleni kuka-Ephreli, lapho kuqala umkhankaso, kuze kube nguJuni 30, lapho le nqubo izophela ukwenza ama-akhawunti ajwayelekile ngaphambi kwezindikimba zentela. Kusukela kuleli sonto, kuqala umnqamulajuqu wokwethulwa kwemidwebo emkhankasweni wokuthola imali kanye nezimemezelo ezenziwe ngokusemthethweni ku-intanethi. Njengoba sekuyinto evamile eminyakeni yamuva nje, umhla ziyi-4 kuNhlaba (May) kuzoba yisiqalo senkonzo yokuqokwa, ezohlala kuze kube nguJuni 29.

Abakhokhi bentela abahambisa amafomu abo entela ngogesi bazoba nesikhathi eside, ikakhulukazi phakathi kuka-Ephreli noJuni 30, 2016. Ngenkathi labo abasebenzisa ezinye iziteshi zokuxhumana, bengazenza zibe semthethweni esikhathini esiphakathi kukaMeyi 10 noJuni 30. Akunakusetshenziswa nganoma yikuphi ukubambezeleka kwemigomo, okuyobandakanya izinhlawulo ezindaweni zabo zokuhlala. Ukubuyisa, kwabanenhlanhla enkulu, kuqala amahora angama-48 ngemuva kosuku lokugcina lokuletha izimbuyiselo.

Unesibopho sokufaka amafomu entela yentela yango-2015

Kunoma ikuphi, kufanele kukhunjulwe ukuthi abakhokhi bentela abathi thola amaholo angaphansi kwama-euro ayi-22.000 ngonyaka ngonyaka, inqobo nje uma le mali ivela kumkhokhi oyedwa. Noma uma kumaningana, isamba sabakhokhi abasele kungenzeka singeqi i-1.500 euros ngonyaka. Ngenkathi abantu abanomsebenzi osebenza ngaphezulu kwaleli nani bazoba ngaphansi kwezimo ezidingekayo zokwenza lesi sitatimende semali engenayo, nangaphakathi kwemikhawulo yesikhathi evunyelwe ukuba yenziwe ngokusemthethweni.

Kunoma ikuphi, futhi njengoba bekulokhu kwenzeka nakwezinye izinhlelo zoMkhankaso Wemali Engenayo, kufanele kuqashelwe ukuthi yize laba bantu kungadingeki ukuthi babuyisele intela yabo, ngaphambi kokwenza lesi sinqumo kuzofanele benze ukufana okufanayo ukuze babheke uma imiphumela yokugcina yokuzihlola kwakho ibuya. Njengomphumela waleli su, bazokwazi ukukhetha ukuphuma ezimbili ukuvuselela isimo sabo sentela.

Izindaba zomkhankaso wesitatimende semali ka-2015

Kulo nyaka kuzoba nezinguquko ezinkulu ekulungisweni kwalo mbhalo wezimali, ozohlomulisa iningi labakhokhi bentela nganoma iyiphi indlela. Okugqame kakhulu yilokho okubhekiswe ekwehlisweni kwe-Personal Income Tax (IRPF). Empeleni, inani lezigaba zezinga elisebenza esisekelweni esijwayelekile esikhokhiswayo liyancishiswa, lisuka kwabayisikhombisa laya kwabahlanu kulo nyaka, kanye nokususwa kwentela yokwengeza. Njengomphumela walokhu kwehlukahlukana, izinhlobo zentela emholweni womsebenzi ezizosetshenziswa kubasebenzi, kusuka ku-19,5% wezinga eliphansi, kuye ku-46%, okuzoba okuphezulu kakhulu.

Le ndlela yezimali, empeleni, izomela ukonga okuncane uma kuqhathaniswa neminyaka eyedlule, ngemuva kokuthi umphathi omkhulu waseSpain enqume ngonyaka odlule izintela eziphansi ezixhunyaniswe nokusebenza komsebenzi. Futhi ezingeni lezezimali, kuzoba yilo nyaka ngqo lapho abakhokhi bentela bazokuqaphela lapho benza ngokusemthethweni ama-akhawunti abo phambi kweziphathimandla zentela. Kepha hamba uyolungisa amaphepha, ngoba lo mkhankaso omusha uza uhambisana nokudonswa kwemali okusha, okungakusiza uma ungomunye walabo ababandakanyeka kulezi zinguquko.

Ukukhishwa okusha

Umkhankaso we-Income 2015 uza nokudonswa okusha, okufanele ukubuyekeze ukubona ukuthi ngabe kukhona yini okungakuthinta uma ezinsukwini ezimbalwa ezizayo kufanele ulungise amaphepha ukwenza imbuyiselo. Okokuqala, imindeni emikhulu (uma ngabe kunjalo) izoba namaphesenti azohluka phakathi kwe-1.200 kanye ne-2.400 euros ngonyaka. Yize kungezona zonke izimo ezizokuzuzisa kulo nyaka, ngoba ukuncishiswa kwerenti yendawo yokuhlala ejwayelekile kuyophela. Yize unesikhala sokuyithola: ukuthi inkontileka yakho ingaphambi konyaka ka-2015, lapho ungaqhubeka khona nokudonswa.

Omunye wabazuzi abakhulu kulezi zinguquko zentela kuzoba ngabantu abazisebenzelayo, abazobona ukuthi imali yabo idonswa kanjani, futhi labo abanemali engenayo ekhululiwe engaphansi kwama-euro ayi-12.000, bazoba nokwehla okujwayelekile okokuqala ngqa.

Ukonga, utshalomali kanye nezindlu

Enye into ethokozisayo ekhonjiswa ngumkhankaso wemali engenayo yileyo ephathelene notshalo-mali lwakho. Futhi ikakhulukazi ngokuqoqwa kwezabelo ozitholile zokuthengwa kwamasheya emakethe yamasheya, kusukela ukukhululwa kwama-euro ayi-1.500 kuyanyamalala kufakwe kule mali etholwe ngabaninimasheya ezinkampanini ezisohlwini. Ngakolunye uhlangothi, iminikelo yokukhokhela indawo yokuhlala ejwayelekile ayikhululekile inqobo nje uma umnikazi engenazo izimpahla ezanele noma amalungelo okukhokha. Kuze kube kulo nyaka bekungabakhokhi bentela abasezingeni lokukhishwa ngaphandle kwezenhlalo kuphela.

Uhlelo olusha lwe-telematic lokufaka imbuyiselo

Isitatimende Senzuzo sango-2015 ngeke size nje sithwele izindaba ezibalulekile zentela, kodwa futhi nasendleleni yokwenza lo mbhalo ube semthethweni phambi kwezinhlaka zokuphatha. Kulula ukuthi usicabangele ukugcwalisa ngempumelelo isitatimende sakho semali engenayo esilandelayo. Futhi eyinhloko iqukethe i- ukuqaliswa kohlelo olusha lwe-telematics yokwethulwa kwesimemezelo esibizwa nge-Renta Web.

Ingabe lolu shintsho luzozuzisa abakhokhi bentela kulo nyaka? Empeleni, yebo, ngoba inhloso yayo ngeke kube ngaphandle kokusheshisa kakhulu le nqubo yokuphatha, inezikhungo ezinkulu ekwethulweni kwayo. Hhayi ngeze, kusukela manje kuqhubeke Ngeke kusadingeka ukulanda noma yiluphi uhlelo kwikhompyutha yakho - njengoba bekwenzeka eminyakeni eyedlule -, kepha isenzo sizokwenziwa lula kusuka esicelweni esivunyelwe esivela engxenyeni ye-AEAT (Tax Agency).

Kodwa-ke, le modeli entsha yokwenza kwayo ngokusemthethweni ngeke isebenze kubo bonke abakhokhi bentela, kodwa Zizothinta kuphela abasebenzi abaqashiwe, abahola impesheni, abaqashile ... Ngenkathi kwenzeka okuphambene nalokho, abasebenza ngokuzimela nochwepheshe ngokujwayelekile, kufanele baqhubeke nokusebenzisa uhlelo lwePADRE, njengoba bebelokhu benza kuze kube manje. Ngokuya ngomsebenzi wakho noma umsebenzi wobungcweti, kusukela kulo nyaka kuqhubeke, uzoba nohlelo oluhlukile lokwazi ama-akhawunti akho. Kuzodingeka ukuthi ukhombe kuphela ukuthi ungokabani ukuze ukhethe eyodwa noma enye.

Ukwehlukaniswa kwezinkokhelo

Kunoma ikuphi, abakhokhi bentela bazokwazi ukuqhubeka bahlukanise izinkokhelo zabo, njengoba nje bebekwenza kuze kube manje. Babhekene nezinkinga ezithile zokukhokhelwa kwemali kuma-akhawunti abo, noma isidingo sokubhekana nezinye izindleko zasekhaya (izikweletu, izikweletu, izintela, njll.), Bangakhokha umzimba wentela ngezitolimende ezimbili ezihlukene, futhi ngaphandle kwemali ekhokhwayo. Eyokuqala kuzoba ngama-60%, azokhokhwa ngesikhathi esifanele sokuletha ukukhokhelwa, kanti ihlandla lesibili, i-40%, lizokwenziwa ngokusemthethweni ekuqaleni kukaNovemba.

Ukuze uyiqede, uzodinga kuphela ukumaka le nketho esitatimendeni semali engenayo salo nyaka, bese uqondisa inkokhelo ebhange lakho elijwayelekile ukuze ukulethwa kwesibili kwenziwe ngokuzenzakalela ngaphakathi kwezikhathi ezibekiwe ezilindelekile. Yize kwenzeka i ungawuhloniphi umnqamulajuqu, uzoba nenhlawulo ukuthi kuzofanele ucabange ngokuphuthumayo. Futhi ukuthi kunoma yikuphi, kungasho ukucabanga izindleko ezingaphezu kwalezo ezibhajethelwe ekuqaleni ukuhlangabezana nezibopho zakho zentela. Ngisho kuze kufinyelele ezingeni lokungahleleki kahle kwesabelomali somndeni, uma ungakahleleli kusengaphambili.

Lapho amathuba wokukhokha eseqediwe, uzoba nawo owodwa kuphela ukuhlehliswa kokukhokhwa kwentela njengesinqumo sokugcina. Akumangalisi ukuthi i-Tax Agency ivume le nketho inqobo nje uma uhlangabezana nochungechunge lwezidingo. Okokuqala, ukuthi usukhathele ezinye izindlela ukuhlangabezana nezibopho zakho zentela. Ngakolunye uhlangothi, inqobo nje uma uzibophezela ukukhokha isikweletu, ngamanani naphakathi kwezinsuku ezibekiwe.

Izikweletu zentela

Abantu okubuyiselwa kubo ukubuyiselwa kwemali ngeke bakhethe ngaphandle kokuthola imali abayongele imali yabo ukuhlangabezana nezibopho zabo zentela. Futhi uma lokhu bekuyivelakancane, kuzodingeka babhekise kwezinye zezindawo ze- olayini bezikweletu abagunyazwe yizinhlangano zebhange enzelwe ukwanelisa lesi sidingo esivela minyaka yonke. Kungaba ngamakhredithi ejwayelekile okufanele ubhekane nawo kulezi zindleko, noma ngamamodeli athile acaciselwe lezi zimo.

Kulezi zinsuku, lokho okubizwa ngokuthi yimali engenayo, kungabhaliswa ngisho ngaphandle kwenzalo yenzalo, okungukuthi ku-0%, futhi kube nesikhathi sokubuyisela phakathi kwezinyanga eziyisithupha kuya kwezi-6. Ngokuphambene nalokho, bangathembela ochungechungeni lwamakhomishini (ukutadisha nokuvula, ikakhulukazi) okwenza le mikhiqizo yasebhange ibize kakhulu ngamamaki asukela ku-12% kuye ku-1% kunani elifunwayo.

Futhi noma kunjalo, Bazokunikeza ithiphu yempahla efinyelela kuma-euro ayizi-5.000 XNUMX, ukuze ukwazi ukukhokha ngomkhankaso wesitatimende semali engenayo wango-2015. Ekugcineni, ungacelwa ukuxhumana okukhulu nebhizinisi, ukuthola izinkontileka zezinhlelo zempesheni, umshwalense noma izimali zokutshala imali, phakathi kweminye imikhiqizo yezezimali.