Enye yemikhakha ebaluleke kakhulu eyakha amasheya yizingcingo. Lezi ikakhulukazi yizinkampani eziphethe ukunikeza i- okungaguquguquki nesevisi yeselula kubasebenzisi. Kepha eminyakeni yamuva bavule imigqa emisha yebhizinisi exhunywe kubuchwepheshe obusha. Insiza yokufinyelela i-inthanethi, i-wi fi, amaphakheji wethelevishini noma amakhompyutha ngezinye zazo. Abasafani nakuqala futhi okwamanje bethula amabhizinisi ahlukahlukene kwesinye isikhathi adidaniswa nemikhiqizo yesizukulwane sakamuva.
Vele, lezi zinkampani ziyinto ebaluleke kakhulu ku- iphothifoliyo yezokuphepha yanoma yimuphi umtshalizimali omncane naphakathi. Ngokuqiniseka konke ukuthi ngokwakho uzobe ubeke imali oyongele isikhathi esingaphezu kwesisodwa enkampanini yalezi zici. Isisindo saso esithile kwezinye izinkomba zokulingana sisebenza kakhulu. Ngaphezu kweminye imikhakha yendabuko. Ukufika lapho kuhlale kusezindebeni zabahlaziyi abaningi nabalamuli bezezimali. Izinkampani zeTelecom zinamandla ebaluleke kakhulu okusikisela ukukubona ubandakanyeka ekusebenzeni kwazo kokuthenga nokuthengisa. Ngabe ufuna ukwazi isizathu salokhu kudlala?
Kusukela manje sizozama ukukukhombisa kangcono ukuthi ukuziphatha kwalabo okuthiwa ama-teleco kuyini. Ukuze ukwazi ukusebenza ezimakethe ngokuvikelwa okukhulu nokuvikeleka kuyo yonke iminyakazo oyenza ibe semthethweni kusukela manje kuqhubeke. Kufanele wazi ukuthi ezokuxhumana ngocingo umkhakha okungukuthi ekhona kuzo zonke izinqolobane zomhlaba. Ngokuqina okungalingani kuye ngemakethe yezimali oyikhethayo kumcimbi ngamunye.
Telecos: ubukhona bayo eSpain
Umkhakha wezocingo umelwe emakethe yamasheya aseSpain, kepha ngezici ezikhetheke kakhulu ezihlukanisa nezinye izindawo zokuqashwa. Kubuswa ukubusa okucishe kube ngokuphelele kweTelefonica. Kukhona impilo edlula le nkampani, kodwa ngaphansi kweziphakamiso ezilinganiselwe kakhulu. Kokunye, akubalulekile kangako futhi kufakwe kuhlu ezimakethe zesitoko zesibili. Ngevolumu yokuqasha encane kakhulu. Ngezihloko ezimbalwa ezisuka kwesinye isandla ziye kwesinye. Ngamabhizinisi amancane angaziwa kubatshalizimali abancane.
Uma kuyinjongo yakho ukutshala imali oyilondolozile kulo mkhakha, kufanele wazi ukuthi iziphakamiso ezimakethe zamasheya zaseSpain zimbalwa kakhulu. Noma nge I-Jazztel kude nezingcaphuno zansuku zonke. Yingakho kungamangazi ukuthi kwenzeka kanjani, ngakolunye uhlangothi, ukuthi kwenzeke kwezinye izimakethe zezezimali, ezinye zazo ngaphakathi kwendawo yakho. Ngale ndlela, uzoba nenkinga encane yokuvumelanisa isinqumo sakho kusuka manje.
I-Telefónica iyigugu emqhele
Sikhuluma ngenye yamagugu amakhulu emakethe yamasheya kazwelonke. Akumangalisi ukuthi ifakiwe kulokho abayikho ama-chips aluhlaza okwesibhakabhaka noma amanani amahle. Ngokubambisana nezinkampani ezifana ne-Iberdrola, i-Repsol, i-BBVA noma i-Banco Santander. Wozani, osindayo be-Ibex 35. Yebo, iTelefónica ihambisa iziqu eziningi minyaka yonke, cishe njengenkomba yonke. Ngabatshalizimali abaningi abanesifiso sokuthenga noma ukuthengisa amasheya abo nganoma yisiphi isikhathi sosuku.
Intengo yamasheya ayo njengamanje ihamba ebangeni lelo amabanga aphakathi kuka-8,50 no-10 euros ngesabelo ngasinye. Kepha muva nje ifinyelele kumazinga asondele kuma-euro angama-15. Ngakho-ke, futhi ngokusho kwabanye abahlaziyi, inamandla amakhulu wokubuyekeza. Vele, ngaphezu kwalokho kokunye ukuphepha emakethe yamasheya yaseSpain. Ngaphezu kwalokho, kuyinani elizinzile elingavamisile ukukhiqiza ukulungisa okuphezulu. Akunakho ukushayeka okungaphansi kakhulu kwamaphesenti athile. Njengesibonelo, ngaphezu kwe-5%.
Enye inzuzo yokuthola amasheya kwelinye lamathelevishini ahamba phambili endaweni yaseYurophu isivuno esikhulu kwizinzuzo zayo. Ngoba empeleni, iTelefonica ingenye yezinkampani ezibalulwe eziphatha kahle abaninimasheya ngalo mqondo womholo. Ngokubuyiselwa kokonga okungafika kuma-7%. Enye yezindawo eziphakeme kunawo wonke kwizimali zaseSpain. Abaninimasheya bayo bakuluhlu oluphakeme kakhulu lwabakhokhelwa kakhulu eminyakeni yamuva. Ngezinkokhelo ezimbili zonyaka ezenziwe kwinkampani ezinyangeni zikaJuni nangoNovemba. Ngokukhokha ngesabelo ngasinye sama-euro angu-0,40.
Ama-Telecos aseYurophu
Ukunikezwa okwenziwe ngamasheya aseYurophu maqondana nalesi sigaba sezinkampani nakho kuyathandeka kakhulu. Enye yazo enesici esihle kakhulu sobuchwepheshe okwamanje iVodafone. Kepha abanye bakhona njengokuthi I-Orange noma iDeutsche Telecom. Ngamathemba athakazelisayo ezinyangeni ezizayo. Kokukabili, zombili izinkampani zingaba ngabamukeli bokuthengwa kwamasheya engxenyeni yakho. Noma okungenani ukuze babe yingxenye yalolo hlu lwezenzo iphothifoliyo yakho ezoba nazo kusukela kulo mzuzu kuqhubeke.
Kungumkhakha ogqame ngokuba namandla kakhulu. Akumangalisi ukuthi kungenye yezinto ezibucayi kakhulu ukuthuthukisa noma yikuphi ukunyakaza kwebhizinisi. Njengoba bekuthuthuka kusukela eminyakeni eyishumi edlule. Ngokutholwa okusha noma ukuhlanganiswa okungaba yithuba elihle kakhulu lokuthi uvule izikhundla ezinkampanini ezithintwe yilezi zinqubo zebhizinisi ezinomthelela omkhulu ezimakethe zezezimali.
Uma kukhulunywa ngemakethe yamasheya yase-US, impela lezi zinhlobo zezinkampani zikhona. Ngenombolo enkulu kakhulu kunaleyo yaseYurophu. Kepha ngobubi obukhulu ukuthi bazokwaziwa kancane kuwe. Kuze kube seqophelweni lokuthi awuzange uzwe nangokuthi babizwa ngegama lakho lomsebenzi omude njengomtshali-zimali omncane. Kuyisigameko esizokwenza ukuthi ungabikho kulezi zimakethe ezikude kakhulu nemvelo yakho. Njengasendabeni yeSpain kanye namazwe asondele kakhulu.
Izici zalawa manani
Ama-teleco anezimpawu ezithile ezizobonakala kakhulu kukho konke ukonga. Hhayi ngombono oyisisekelo, kodwa ngokubuka kwezobuchwepheshe. Hhayi ngeze, kuzoba wusizo olukhulu ukuze ukwazi ukusebenza nalawa manani ngempumelelo ethile. Futhi iziqinisekiso eziningi zokwandisa ukusebenza ezimakethe ngayinye zezimali lapho izimpahla zakho ziqondiswe khona.
- Ukuntengantenga kwamanani abo kuye kwehla eminyakeni yamuva nje ngenxa ye- ukuzinza emabhizinisini ayo. Ngemiphumela kuma-akhawunti wakho webhizinisi enezinzuzo eziningi ngokwengeziwe. Ukunikeza inani elengeziwe kuzilinganiso zakho.
- Bavuleleke kakhulu ku- ukuvulwa kwamabhizinisi amasha. Isici esinikeza lezi zinkampani inani langempela kuzilinganiso zazo. Kwezinye izimo, ngisho nokuphinda kabili intengo yabo uma kuqhathaniswa nalokho abakuthengisa iminyaka embalwa nje. Ngisho nemisebenzi yokwanda kwemali.
- Ukunyakaza kwebhizinisi kungenye yezimpawu zayo eziyinhloko. Kuvame kakhulu imisebenzi yebhizinisi phakathi kweqembu lezinkampani liphezulu impela. Vele, ngamandla amakhulu kunakwamanye imikhakha yemakethe yamasheya yaphesheya. Ngamafuphi, ukuphepha okusebenzayo kakhulu.
- Yize unezindlela eziningi ongakhetha kuzo zokutshala imali oyilondolozile emkhakheni wezokuxhumana ngocingo, uzoba nezinkinga eziningi emalini yezwe. Ngeziphakamiso ezilinganiselwe kakhulu kwamanye amazwe. Yize ungonga imali ethile ngamakhomishini ayo ancintisana kakhulu.
- Okwamanje, akubhekwa njengomkhakha ophakeme wobungozi. Lokhu kudlalwa sekuvele kungumlando futhi kubhekisa kwezinye izinkathi. Njengoba ukwazi ukubona ngokuhlaziya amanani amashumi eminyaka edlule. Unokuphepha okukhulu uma uvula izikhundla kokunye ukuphepha kwayo.
- Zikhombisa isimo somkhakha othile ku- ukunweba okucacile. Ngokuhamba okujwayelekile okunyusa amanani entengo yamasheya ayo. Ngephrofayili yabatshalizimali esukela ebudloveni obukhulu iye kulabo abafuna ukuzinza okukhulu ukutshala izimpahla zabo.
- Zingaba yingxenye yephothifoliyo yokutshala imali elinganiselayo. Ngokwengeza ukuthi ingayinika umthelela wokuqina ukuze ikwazi ukuzuza inzuzo enkulu. Isilinganiso saso sesilinganiso sonyaka siphakathi kuka-5% no-10%, kuya ngemiphumela yomsebenzi ngamunye.
Ingabe ziyancomeka ekutshalweni kwemali?
Vele, ama-telecos kumele abe yingxenye ebaluleke kakhulu yokuhamba kwakho ezimakethe zezimali. Ngokuvezwa ukuthi kwezinye izimo kungaba nolaka. Nesikhathi saphakade esihlose izinkathi eziphakathi neziphezulu.
Akuselona inani elinconyiwe lomsebenzi wokuqagela. Ngenxa yalokho okubalulekile ukunciphisa ngokungafani phakathi kwamanani abo amanani abo aphezulu kanye namanani amancane kuseshini efanayo yokuhweba. Ngakho-ke ngalesi sizinda, uzoba nenkinga encane yokufeza izinhloso zakho. Yize bezodinga isikhathi eside ngokwengokuhlala kwabo unomphela,
Ezinye izici zayo eziyinhloko yilezo ezihlobene nomthamo wazo wokuqashwa kwamatayitela. Iphakeme ngempela, iqhubeka ngokushintsha amasheya amaningi ezimakethe zezezimali. Hhayi ngeze, kufanele ukhumbule ukuthi lezi zinkampani ziveza enye ye amazinga aphezulu okuthengiswa kwemali yazo zonke izikhwama ngokujwayelekile. Ungangena futhi uphume ezikhundleni zabo ngokujwayelekile okuphelele. Ukuze ukwazi ukwenza kube semthethweni ukusebenza nganoma yisiphi isikhathi nangezikhathi ezibonakala zifanele kakhulu kuwe.