Bekungewona unyaka omuhle kubatshalizimali abancane nabaphakathi. Yize kuyiqiniso futhi ukuthi bekungaba kubi kakhulu. Kunoma ikuphi, inkomba ekhethiwe yemakethe yamasheya yaseSpain, i-Ibex 35, uqede unyaka ngokuncipha kuka-2%. Ngezinto eziningi ezingezinhle kulezi zinyanga eziyishumi nambili. I-Brexit, ukungezwani emakethe yezimali noma ukungabaza e-European Union kube ngezinye zazo. Ngomoya othile wokudumala kulabo ababelindele unyaka ongcono wezimali. Futhi ngokungabikho kwemali ebuyayo emikhiqizweni emikhulu yasebhange (imali yesikhathi, amanothi wesethembiso noma amabhondi ezinkampani).
Iseshini yokugcina yowezi-2016 ikhombisa ngokweqiniso okwenzekile ngalesi sikhathi. Ngeseshini lapho kungekho lutho olwenzekile kusukela ekubukeni kokuhlaziywa kobuchwepheshe. Akubanga khona umthamo wezinkontileka, futhi bambalwa kakhulu abatshalizimali abavele epaki leMadrid. Akukho okwenzile ukuthi indiza kuzingcaphuno ibuyisiwe. Ngisho nokwenza iminithi lokugcina noma irali kaKhisimusi elindelwe isikhathi eside. U-2016 uyanyamalala, iqiniso, ngobuhlungu obedlula inkazimulo. Bekungeyona imali eyiqiniso obekulindelwe ngabasindisi abaningi. Hhayi kancane.
Ngokuphathelene nezinye izimakethe, ukunyakaza kuye kwafana, yize kunjalo ngokuthuthuka kwemiphumela yabo. Ngalo mqondo, into ephawuleka kakhulu kube ukusabela kwe-FTSE 100. Inkomba yaseBrithani ikwazile ukwedelela uBrexit futhi isebenzise ithuba lokuphakama kwezinto zokusetshenziswa nokuwa kwephawundi ukukhuphuka futhi qeda unyaka ezindaweni eziphakeme kakhulu. Ngokuphikisana nokubikezelwa kwengxenye enhle yabahlaziyi bezezimali abakhulu. Kuyinto entsha ukuthi izimali zishiye kulo nyaka wokutshalwa kwezimali.
Imakethe yamasheya yase-US iyaqhubeka ngamandla e-bullish
Enye idatha efaneleke kakhulu le nkathi esinikeze yona ukuthi inkomba I-DAX yaseJalimane iqede unyaka ngokubonga okungu-7%. Akuwona umphumela omubi, ikakhulukazi uma uqhathaniswa nemakethe yamasheya yaseSpain. Imakethe iyaqhubeka ngokugcwele yi-United States. Phezu kokumangala okukhulu ekukhetheni kukaDonald Trump njengomengameli omusha wenye yezinjini zomnotho wamazwe omhlaba. Akukho okubangela ushintsho kuthrendi kuzinkomba zalo ezinkulu zokulingana. Landela okwakhe, cishe ekuqophelweni eliphezulu.
Izinkomba eziyinhloko zavala unyaka ngokucacile esimweni esihle. I-Dow Jones ngokubuyekezwa okusondele ku-13%, ngenkathi i-S & P 500 ibhekise ku-10% ekukhuleni kwayo. Mayelana nenkomba yezobuchwepheshe ngokugqwesa, iNasdaq, kuvezwe inani elingaphezu kuka-8% ngonyaka. Isinqumo esisha songoti bemakethe yezezimali ababikezela ezinyangeni eziyishumi nambili ezedlule ukuthi kungaba yinzuzo enkulu ukutshala imali emakethe yamasheya yaseYurophu kunaseNyakatho Melika.
Ukungabaza okuhlangene ukuthi imakethe yamasheya yase-US iletha ngalesi sikhathi kulapho lokhu kukhuphuka okuphezulu okuthathe iminyaka eminingi kuzophela khona. Mhlawumbe uma kwenzeka ukusabela okuphansi kungaba nobudlova ikakhulukazi. Ngokunakekelwa okukhulu kwabatshalizimali abancane nabaphakathi abazokhulisa imali yabo kusuka manje. Kungaba nezingozi ezingaphezu kwesidingo. Ikakhulukazi engxenyeni yokugcina yalo nyaka. Lapho ukulungiswa kokuqala kungavela khona ngamandla athile ngokuma kwawo mpo.
Imizwa eBullish ku-Ibex
Ukubuyela futhi kumasheya aseSpain, i- amathemba Yebo banethemba lokubhekana nezinyanga zokuqala zonyaka. Lokhu kubonakala ngemuva kwenhlolovo yakamuva yezimakethe. Akumangalisi ukuthi kutholakale ukuthi isibalo sezinkunzi siphezulu kakhulu kusukela ngo-Ephreli 2015. Okungukuthi, izinyanga ezingamashumi amabili ngemuva kwalolo suku. Ngoba empeleni, inani labaphendulayo abane-bullish ngenyanga kaJanuwari ibekwe kuma-75%. Ngama-10% kuphela amenyezelwe amabi ngokuvela kwamasheya.
Kodwa-ke, le datha akudingeki ukuthi iholele ekukhuphukeni kwentengo yamasheya. Imayelana nemizwa yabatshalizimali. Njengasendabeni yakho. Kepha akusho okunye. Yize ingakunika uphawu olungajwayelekile lokuthi imakethe yamasheya yaseSpain izoguquka kanjani kusuka kule nyanga kaJanuwari lapho sifakwe khona. Ngokomlando isikhathi ebesilokhu sinamandla. Okungenani eminyakeni yamuva nje, ngaphandle kuka-2014 kuphela. Ngezizathu eziningi ezaziwa kahle ngabasindisi abaningi emhlabeni jikelele.
Olunye ucezu lwedatha lapho lolu cwaningo luthinta khona imizwa yabatshalizimali yilelo elibhekisa esimweni sokuzethemba kolunye uhlangothi lwe-Atlantic. Ngoba impela, abaphendulile bacabanga ukuthi imakethe yezimali ezoguquka kakhulu ngoJanuwari yi-United States. Ama-35% wabaphenduli bacabanga ngale ndlela, yize kwehla ku-40% lowo bekungumbono wokuncane emasontweni ambalwa edlule. Kunoma ikuphi, kuzodingeka silinde imigoqo embalwa yokuqala yonyaka ukuze sibone ukuthi uyini umuzwa wangempela wezimakethe ezehlukene zezezimali. Hhayi kuphela emakethe yamasheya, kodwa kusuka kwezinye izimpahla. Phakathi kwazo kukhona izinsimbi eziyigugu, izinto zokusetshenziswa noma ezezimali.
Amasheya aseYurophu: inketho engcono kakhulu
Ukwenza kangcono ukusebenza kwakho, kufanele wazi ukuthi noma kunjalo, izimali zaseYurophu zisezikhundleni ezingcono zokuqokelwa ukuthenga amasheya ngalenyanga kaJanuwari. Lokhu kuboniswa ngama-50% alabo okuhloliwe ngabo. Isimo ebesingajwayelekile emavikini adlule. Lapho ngisho, ngenyanga edlule abatshalizimali bakhethe izimali zaseMelika njengefomula yokwenza izimpahla zabo zizuze kakhulu.
Kusuka kulesi simo esivamile, esinamazwi amaningi ochwepheshe akhetha izimakethe zamasheya ezwekazini elidala. Kuhlanganisa neqiniso lokuthi inamandla amakhulu wokubuyekeza. Ngamasheya amaningana kuma-crosshairs abahlaziyi bezimali. Lapho imikhakha ithanda khona ibhange lingamangala maqondana nokwanda kwenani lamasheya alo. Konke lokhu yize kunezinkinga izikhungo ezingaphezu kwe-eyodwa zezimali ezidlula kuzo ezindaweni ezibhalwe kuzo.
Kukhona nenketho yezimakethe ezisafufusa. Yize ngaphansi kwengozi ephakeme uma kuqashwa. Lokhu kutshalwa kwezimali kuhloselwe amaphrofayili anolaka kakhulu afuna ukubuyiselwa ngokushesha ekusebenzeni. Zisukela ekuhwebeni kwamasheya eRussia kuye kwelaseChina, phakathi kolunye uchungechunge lweziphakamiso zalezi zici. Banokushintshashintsha okunamandla kakhulu futhi lokho kungaholela kokwehluka okufika ku-15% kuseshini efanayo yokuhweba. Ngakolunye uhlangothi, kungenye yezinye izindlela okufanele ube nazo ukwenza imisebenzi emincane.
Amasu ayisishiyagalolunye wokufaka isicelo ngo-2017
Ukubhekana nalo nyaka omusha osanda kuqala, bekungeke kube buhlungu uma ungafaka imigqa ethile yokusebenza engaba wusizo olukhulu. Kokubili ukuvikela ukonga kwakho, kepha nokuthola ukubuyiselwa okunamandla kakhulu kumafa akho. Futhi ngale ndlela, qeda unyaka ngemali esele kakhulu ku-akhawunti yakho yokuhlola. Hhayi ngeze, kufanele kube enye yezinjongo okufanele uzibekele zona kulezi zikhathi eziqondile. Ngalezi zeluleko ezilandelayo esikuvezela zona ngezansi.
- Ukhiye wokuphumelela kulo mzamo wokutshala imali oyilondolozile kuma-equity ususelwa ku ukwehlukahlukana ekusebenzeni. Ngaphandle kokugxila emakethe eyodwa kuphela, kepha ngokuphambene nalokho, eziningana futhi ezinamathemba amahle ekuziphendukeleni kwazo.
- Vumela izinyanga zokuqala zidlule ukubheka yini mkhuba ungakwazi ukuzivocavoca umzimba. Ngenhloso yokucacisa izinhloso. Ngisho nokukunikeza ngeminye imikhiqizo yezezimali lapho ungatshala khona imali oyongile.
- Gcina ezinye izikhundla zokuzivikela ngoba impela kunezithiyo ezinkulu ezingaphezu kwesisodwa endleleni. Ngeke ube nesidingo sokuzibeka engcupheni njengakwezinye izivivinyo. Ngeziphakamiso ezichazwe kahle ezikhathini zabo zokugcina.
- Kufanele ugcine ingxenye yefa lakho ku ukuqedwa ngokuphelele. Isizathu asikho okunye ngaphandle kokusebenzisa wonke amathuba ngokungangabazeki azobonakala kuwe ezinyangeni ezizayo.
- Unokuphila okuningi ngale kwesikhwama. Ngokusebenzisa ezinye izimakethe ezingamangaza kusukela ngenyanga kaJanuwari. Ngisho okungahlobene nokulingana kwendabuko. Ungazama okusha ngemiklamo yokonga.
- Imininingwane izodingeka kakhulu kunanini ngaphambili. Ngakho-ke, akufanele utshale imali yakho ngobuwula nangokuhlanya. Phakathi kwabanye, ngoba ungathola ukumangala okungaphezu kokukodwa okungalungile kusukela manje. Ngale ndlela, kufanele uhlele kahle imali oyitshalile.
- Sebenzisa lezo izinkathi lapho kulula khona ukuthola inzuzo enkulu. Ezinye zazo yizinyanga zokuqala zonyaka, isikhathi sikaKhisimusi kanye nalezo ezithandwa yiminyakazo yesikhashana ezimakethe zezezimali.
- Ungondli ngokusebenza. Uma nganoma yisiphi isizathu behamba kabi noma ngezinhloso ezingalindelekile, kuzobe sekuyisikhathi soku ukuvala ukusebenza futhi ugxile kokusha. Bona ukuthi unenhlanhla engcono yini.
- Futhi njengesiphetho sokugcina, kufanele ukhumbule ukuthi kulo nyaka hhayi ukuthi kube ukuzivocavoca okululakodwa kugcwele izithiyo endleleni. Kuzoba khona ukujabula, kepha futhi ngaphandle kokuphoxeka.