Ingabe ukubanjwa kwe-IRPF kuzwakala kujwayelekile kuwe? Yinto wonke umuntu ozoba nayo, kusukela ku-payroll noma ngenxa yokuthi wenza ama-invoyisi enkampanini (noma bawenza kusukela kochwepheshe ukuya kochwepheshe). Kodwa, yimalini okufanele bayigodle entela yeholo lomuntu siqu?
Uma ufuna ukwazi ukuthi isibalo esilungile siyini futhi uqinisekisa ukuthi ubamba i-akhawunti yakho ye-Income Tax ngendlela efanele, sizokunikeza zonke izikhiye ezingezansi.
Kungani bengigodlela intela yeholo?
Kufanele wazi ukuthi ukubanjwa kwentela yemali engenayo kuyimali encane enikezwa uMnyango Wezezimali ngeSitatimende Semali Engenayo. Ngamanye amazwi, kubhekiselwa emalini ekhokhwa kuMgcinimafa ngaphambi kokuthi isimemezelo sifakwe ukuze usondele ekukhokhweni kokugcina okufanele ukhokhe (empeleni, kunezikhathi lapho uzokhokha khona ngaphezulu kwalokho obukukhokhile. ; nabanye ngokuphambene nalokho, ukuthi ukhokhe kancane).
Yimalini okumele bayigodle entela yeholo lomuntu?
Kufanele siqale ngesisekelo sokuthi asikho isilinganiso esiphezulu sokugodla intela yomuntu siqu. Nakuba ubuncane bungase bube ngu-15%, iqiniso lithi kunezinkampani lapho zigodla khona u-19% ekuholeni kwazo. Futhi abanye lapho, ngesicelo sesisebenzi, i-20, i-25 noma i-30% igodliwe. Empeleni, inqobo nje uma ubuncane bufinyelelwa, ayikho inkinga, kodwa ungacela ngokuzithandela ukukhokha imali eyengeziwe inyanga nenyanga kuMgcinimafa ngesitatimende semali engenayo.
Manje, iqiniso liwukuthi kukhona amabakaki entela asungula ukuthi yini okufanele ikhokhwe ngentela engenayo yomuntu siqu ngokuya ngalokho okuzuzayo ngonyaka.
Abakaki bokubamba intela yemali engenayo yomuntu siqu
Ngezansi sikushiyela ithebula ongabona kulo ukuthi yiliphi izinga elisebenzayo lokubamba ngokusekelwe emalini engenayo yango-2023, okuwusuku lwalesi sihloko.
Ngakho, ithebula liyoba kanje:
| Imali engenayo ka-2023 |
Izinga lokubamba elisebenzayo |
|
| Kufika ku-12.450 euros |
19,0% |
|
| Kusuka kuma-euro angama-12.450 kuye kuma-euro angama-20.199 |
24,0% |
|
| Ukusuka kuma-euro angama-20.200 kuye kuma-euro angama-35.199 |
30,0% |
|
| Ukusuka kuma-euro angama-35.200 kuye kuma-euro angama-59.999 |
37,0% |
|
| Ukusuka kuma-euro angama-60.000 kuye kuma-euro angama-299.999 |
45,0% |
|
| Kusuka ku-300.000 euros |
47,0% |
|
Ingabe kuyimpoqo ukugcina i-IPRF?
Hhayi-ke, iqiniso liwukuthi yebo. Kungakhathaliseki ukuthi uzisebenzela wena ngokwenza ama-invoyisi enkampanini, uchwepheshe wenza i-invoyisi komunye uchwepheshe, noma isisebenzi esiholayo enkampanini, wonke umuntu unesibopho sokubamba.
Nokho, kunezimo lapho kungase kube khona ukuncishiswa noma ngisho nokukhululwa kukho. Isibonelo, uma kuwukugodla imali engenayo yomsebenzi okungeqi inani lonyaka kuye ngenani lezingane nesimo somuntu.
Okuguquguqukayo okunomthelela ekubanjweni kwentela yomuntu siqu
Asigxile ekuholeni. Futhi kulokhu, ukubanjwa kwentela yomuntu siqu kuzoncika kwezinye izici okufanele uzicabangele. Lezi izi:
Isimo somuntu siqu nesomndeni
Ngalokhu sibhekisela kokubili isimo somuntu siqu salowo muntu, isimo sakhe somshado, iminyaka ... kanye nesimo somndeni, okungukuthi, uma benezingane noma abantu asebekhulile ababanakekelayo, uma kukhona ukukhubazeka, njll.
Yebo, abantu abanezingane noma abondliwe bakhokha kancane kunalabo abangenazo.
Yingakho inkampani kufanele yazi isimo somuntu ukuthi afake isicelo sokubamba okungaphezulu noma okuncane.
Ubude benkontileka nemali engenayo
Okunye okuguquguqukayo okunomthelela uma kufikwa ekubambeni intela yeholo lomuntu siqu ku-payroll yilokhu. Ngakolunye uhlangothi, isikhashana noma cha kwenkontileka yokuqashwa. Ngale ndlela, uma kuyinkontileka yesikhashana, ukubamba kuphansi kakhulu kunesikhathi esingaziwa.
Elinye iphuzu kungaba iholo olitholayo. Lokhu kuzoba nomthelela esigabeni ozithola ukuso ngendlela yokuthi kufanele wazi ukuthi kukhona ukugodla okuphezulu noma okuphansi kwentela yomuntu siqu.
Yimalini okufanele ubambe intela yeholo lomuntu siqu
Uma kwenzeka uzisebenza, iqiniso liwukuthi ukuphendula lo mbuzo kulula kakhulu. Futhi kungenxa yokuthi kuleli cala banokubamba okuhleliwe, okusungulwe ku-15%.
Ngamanye amazwi, uma uzofaka i-invoyisi enkampanini, ngaphezu kokwengeza i-VAT, kufanele ususe u-15% wokubamba kuleso sisekelo i-invoyisi enayo bese wengeza i-VAT futhi ukhiphe intela yeholo lomuntu siqu futhi izokunikeza yona kanye. inani lalokho okufanele bakukhokhele.
Manje, uma ungumuntu omusha ozisebenzelayo (uneminyaka engaphansi kwemibili yomsebenzi), khona-ke ukubanjwa kungaba ngu-7%. Kungokuzithandela, okusho ukuthi uma ufuna ukufaka u-15% ngeke ibe khona inkinga.
Isibali sikaMgcinimafa ukuze sithole ukuthi yimalini okumele bayibambe entela yeholo lomuntu
Uma kwenzeka ungazi, I-Ejensi Yentela inomshini wokubala otholakala kubasebenzi ukuze bakwazi ukunquma ukuthi ingakanani intela yeholo lomuntu siqu okufanele ibanjwe ngokusekelwe esimweni somuntu siqu kanye neholo lomuntu ngamunye.
Kodwa-ke, kucatshangelwa ukuthi izinyathelo zezimali zishintshile ngoFebhuwari, kuyadingeka ukuhlola ukuthi i-calculator abanikezayo iyona elungile ngempela (hhayi eyangoJanuwari).
Ingabe impendulo manje icacile yokuthi yimalini okufanele bayibambe entela yeholo lomuntu siqu?