Izilinganiso zezimali zaseSpain, zaseYurophu noma zaseMelika. Lokhu kuphinde kube yinkinga abahlangane nayo yingxenye enhle yabatshalizimali ukuze babhekane nokusebenza kwabo esikhathini esisele sonyaka. Lapho wazi khona ukuthi isu elihle kakhulu lokuphuma kulesi sihlava ukukhetha kakhulu kunanini ngaphambili ezinqumweni ozenzayo. Futhi omunye wabo ngaphandle kokungabaza yilowo ohlobene ne indawo lapho bezoqondisa khona ukonga kwabo, uma ekugcineni bekhetha ukuthengwa nokuthengiswa kwamasheya emakethe yamasheya njengendlela yokutshala imali. Yize kusenkingeni yokuthatha ubungozi obuningi ekuhambeni kwabo ngenxa yesimo sokuhlangana kwalezi zimpahla zezezimali.
Yebo, ngaphakathi kwalo mongo ojwayelekile, kufanele kuqashelwe ukuthi uGoldman Sachs ushintshe umqondo wakhe futhi manje unethemba elikhulu nge Ukuvela kweWall Street. Ngemuva kokubona maphakathi no-Mashi ukuthi akazange anqume ukuqhubeka nokuwela kuma-S & P 500 kuya kumaphoyinti angama-2.000 2.191, manje isimo sakhe esimaphakathi ukuthi ama-March lows (amaphuzu angu-XNUMX) angaphansi kwemakethe yamabhere yamanje. Ubona amathuba amaningi okuthi le nkomba ikwazi ukukhuphuka ezikhundleni ezinyangeni ezimbalwa ezizayo, noma ingakhululwa ekulungisweni okukhulu okungasebenza ukungena kulo makethe wamasheya ngamanani entengo alungiswe ngokwengeziwe kwizintshisekelo zabatshalizimali abancane nabaphakathi.
Okunye okufanele kubhekwe kusukela manje yizinga lokutholwa komnotho ngamunye wendawo. Bazonikeza umkhondo ongajwayelekile wokuthi izimakethe zamasheya zizokhetha ukunyakaza yini U-V, U noma u-L ubunjwe. Ngale ndlela, ngabatshalizimali abancane nabaphakathi ngokwabo abaklama isu lokutshala imali ukwenza ukonga kwabo kube nenzuzo ngendlela enhle kakhulu, emakethe yamasheya eyodwa noma enye. Ukuhlaziya nganoma iyiphi indlela izindleko okuzodingeka bazenze ukuthatha imisebenzi yabo kusuka emakethe yamasheya kuya emikhunjini ngalesi sikhathi. Ukuqhathanisa wonke amakhomishini akhiqizwa kule misebenzi yokuthenga nokuthengisa nokuthi ezimakethe zomhlaba jikelele zikhula kakhulu kunezikazwelonke.
Izimali eSpain
Bekuyiyona esele emuva kakhulu ezinyangeni eziningi, hhayi kuphela selokhu kwadilika imakethe yamasheya emasontweni okuqala kaMashi. Nge- kwehluka cishe ku-2% maqondana nezikwele zezwekazi elidala. Yize lesi simo singaholela ekusebenzeni okungcono kusukela manje kuqhubeke futhi njengomphumela waleli zinga lentengo lapho kutholakala khona inkomba yezimali ezweni lethu. Ngaphandle kolunye uchungechunge lwezinto ezibhekwayo ezihlobene nesici sobuchwepheshe salezi zimakethe zamasheya. Lapho okukodwa kokhiye ukuthi i-Ibex 35 ingaba ngaphezu kwezinga lamaphoyinti angama-6800. Ngemuva kokufinyelela amazinga aphansi wamaphoyinti angama-5800 ezikhathini ezimbi kakhulu zokunwetshwa kwe-coronavirus.
Ngenkathi ngakolunye uhlangothi, i-Ibex 35 inokulwa nokuziphatha okubi komkhakha webhange futhi okuncike kakhulu ekuziphendukeleni kwayo. Ngenxa yesisindo esithile esikhethekile ekuziphatheni kwayo futhi esingakucindezela ukutholakala kwale makethe yezwe engenayo. Uma kungenjalo, ngokuphambene nalokho, ingagxila enhlanganweni embozayo ngenxa yesisindo esikhulu amaqembu ezezimali anaso ku-Ibex 35. Phakathi kwawo, I-BBVA, iBanco Santander, iBankia, iCaixabank noma iSabadell. Okuthile okungenzeki kwamanye ama-stock indices ezwekazi elidala okwethula ukunikezwa okuhlukahlukene kakhulu futhi okungasiza ekunikezeni ukuzinza okukhulu ekululameni.
Izikhwama e-United States
Yimakethe eye yakwazi ukumelana kahle nokuhlaselwa kwalesi simo esibucayi sezempilo, ngokuncipha kwamanani okungaphezudlwana kwama-20%. Futhi konke kukhombisa ukuthi ukutakula kwayo kuzoshesha kakhulu ukwedlula ezwenikazi laseYurophu. Futhi konke lokhu kungenxa "yokwesekwa okungenamibandela" kwabaholi bezepolitiki, bobabili i-American Congress kanye neTrump Administration kanye nebhange eliphakathi le Federal Reserve (Kuqoqiwe). Ngokwalokhu kubuka, kungaba inketho efunwa kakhulu ukuvula izikhundla ezimakethe zezimali. Ngoba ngaphezu kwalokho, akunakulibaleka ukuthi kukhona okunikezwayo okubanzi kakhulu kunakwamanye ama-stock indices. Ngethuba lokuthenga nokuthengisa amasheya enkampani kunoma yimuphi umkhakha webhizinisi.
Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi izinkomba zase-US zivela ekumakeni ama-high-time abo kuphela ngenyanga kaJanuwari. Ngomkhuba oya phezulu ovela ku-2012 futhi unyaka nonyaka amasheya abo aye awazisa, nge ukwazisa konyaka ngaphezu kwama-40% engxenyeni enhle yamanani emakethe yamasheya. Ngalo mqondo, kufanele kukhunjulwe ukuthi iDow Jones ibonge cishe ama-80% selokhu kwaphela inkinga yezomnotho yowezi-2008. Akumangalisi-ke ukuthi ukugeleza kwemali okuningi okuvela ezikhwameni ezinkulu zokutshala kuye kwaqondiswa ezimakethe zamasheya ezingaphesheya kwe-Atlantic.
Tshala imali eYurophu
Izimakethe zokulingana zaseYurophu zingathwaliswa ukungabaza okuningi ukuthi ukusinda kwe-European Union kukhombisa lezi zinsuku. Futhi lokho ngaphandle kokungabaza ukuthi izikhundla zayo zizobambezeleka ngokuqhathaniswa nezinye izimakethe zezezimali, njenge IsiJapane, isiShayina noma i-US. Yize kungeke kufane ukutshala imali etholakalayo emakethe yamasheya yaseJalimane kunaleyo yase-Italy, ngoba izitayela zabo ngamunye ulandela imingcele yakhe. Ngokwalokhu kubuka, kuzodingeka nokuthi kukhethwe kakhulu ekukhetheni ngoba umehluko ungabaluleka kakhulu kusuka manje. Ngokwehlukahlukana okungafinyelela amazinga wonyaka azungeze u-5% noma ngamazinga afunwa kakhulu. Futhi lokho kuzotshalwa kabusha kube yinzuzo yotshalo-mali olwenziwe nabasebenzisi bemakethe yamasheya.
Ngakolunye uhlangothi, iqiniso lokutshala imali eYurophu lizoba yinkinga kakhulu ngenxa yokungabaza ukuthi abatshalizimali abancane nabaphakathi bavusa kulezi zimakethe zezezimali. Kokubili ngokubuka komnotho wayo kanye nezinkinga ezikhiqizwe kule ndawo ebalulekile yendawo, okungaba ngomunye wabalahlekelwa kakhulu kule nkinga yezempilo nezomnotho. Ngokululama okuyinkimbinkimbi ngokwengeziwe, ikakhulukazi maqondana namazwe aseningizimu, njengakumacala athile eSpain nase-Italy. Okwenezelwa kukho iqiniso lokuthi kukhona ukungqubuzana phakathi kwamazwe angamalungu e-EU. Ngokungabaza okuningi ezimakethe zezimali njengamanje.
Izimakethe ezikhulayo, yebo noma cha?
Enye inketho abatshalizimali abaningi abancane nabaphakathi abayicabangayo ukuthi yisikhathi esihle yini sokutshala imali abayilondolozile ezimakethe ezisafufusa. Yebo, lena enye indlela engenisa inzuzo enkulu yezintshisakalo zabo ngoba bazoba ngabathinteka kakhulu enkingeni yezomnotho yamanje futhi engaholela ekutheni bavakashele okungenani kule minyaka edlule. Lapho ungalahlekelwa yimali eningi endleleni uma ekugcineni abasebenzisi bekhetha leli thuba lokungena ezimakethe zezezimali. Yize amadragoni ase-Asia engafani khetha ukuhwebelana kwamasheya aseMexico noma eBrazil. Ngomehluko ohluke kakhulu phakathi kwazo zonke lezi zimakethe ezisafufusa futhi lokho kungaholela ekusebenzeni okubi emakethe yamasheya kusukela kulo mzuzu onembile.
Ngokwalo mbono ekutshalweni kwemali, lena inketho enenzuzo encane kunazo zonke abatshalizimali abancane nabaphakathi abanayo. Kanye neqiniso lokuthi izinkampani zabo eziningi zingabhanga ezinyangeni ezizayo ngenxa yazo ukungabi khona kwemali kuma-akhawunti wakho webhizinisi. Ngalo mqondo, ukuzuza ukuzuza okunamandla emakethe yamasheya, umbono wokuqala okumele abatshalizimali bamukele ukufaka engcupheni imali ephezulu ezimakethe zezimali, noma ngabe kusengcupheni yokuthi umnotho wabo wasekhaya ungathinteka uma intengo yezokuphepha ekhethiwe ikhetha yendlela ye-bearish; Okunye kuqukethe ukusebenza esikhathini eside, kushiya eceleni ukwehla nokwenyuka okudala izinkampani ezikuthuthukisayo ngesikhathi sokufakwa kuhlu kwazo, kodwa ngaphezu kwakho konke kucatshangwa ezimweni zombili ukuthi lokhu kuyimisebenzi ebucayi kakhulu futhi eyingozi yezintshisekelo zesilondolozi esimaphakathi ngenxa ephezulu ukulahleka kwemali enkulu. okungabuye kukhiqize noma yikuphi ukuhweba kwesitoko.
Izinkokhelo ezinamandla zezimali kufanele zenziwe kuphela ezikhathini ezikhulayo noma ezimeni lapho ukuphepha okukhethiwe kusesimweni sobuchwepheshe "sokukhuphuka kwamahhala", obe ngokwesiko kuholele ekubuyekezweni okudlule inzuzo engama-50% kwezinye izimo, ngokunyuka okulandelayo emalini yesilondolozi. Njengakokunyakaza okuphambene, okuyilokho okuhambelana nokuwa kwamahhala kwamanani wemakethe yamasheya. Okuthile okungenzeka kwenzeke ngesimo esikhona ezimakethe zezimali.