I-IBI ingenye yamanani aziwa kakhulu ngabakhokhi bentela kazwelonke. Lawa ngama-akhronimi ahambisana neNtela Yezakhiwo Nezakhiwo futhi ahlanganiswe nentela kamasipala. Ngoba zenziwa kuyo yonke imikhandlu yedolobha laseSpain. Umnikelo wakho kuphoqelekile ngokuphelele, noma kuya ngomasipala lapho uhlala khona, inani lizohluka. Ngamanye amagama, inkokhiso yakhe ngeke isafana eMadrid naseSegovia. Ngokushayisana kwamanye amacala ahlabahlosile azokwenza umzamo wezimali kufanele wenze okufunayo kakhulu.
Kuzo zonke izimo, Intela Yezakhiwo Nezakhiwo kuzofanela ikhokhiswe intela uma ungumnikazi wanoma yiluphi uhlobo lwempahla: amakhaya, amagaraji, izakhiwo, njll. Izokwenziwa ngokusemthethweni minyaka yonke futhi ngesici esingahluka unyaka nonyaka, kuya ngokubuyekezwa kwe-cadastral okuthinta izakhiwo zakho. Kunoma ikuphi, futhi yize kuyintela kamasipala, kuyintela ngqo ngoba isetshenziselwa izakhiwo onazo ngaleso sikhathi. Zombili izakhiwo ozisebenzisayo futhi eziqashisayo, ngokungaqondakali.
Ukukhokhwa kwayo kwenziwa minyaka yonke, yize ingxenye enhle yomasipala baseSpain ikunikeza ithuba loku hlukanisa imali ngezinkokhelo ezimbili noma ngaphezulu phakathi nonyaka. Ngaphandle kwanoma yiluphi uhlobo lwezinhlawulo noma izindleko ekuphathweni kwayo. Ngemfuneko eyodwa yokuthi uqondise i-invoyisi esikhungweni sezezimali. Njengesibonelo, ehholo ledolobha laseMadrid. Lapho uzoba nenkokhelo yokuqala ngekota yokuqala yonyaka bese kuthi eyesibili ibambezeleke kuze kube nguNovemba. Ukuze ukwazi ukuhlela isabelomali sakho somndeni ngezimo ezingcono.
Asikho isixhumanisi semali engenayo
Uma kunesici esichaza i-IBI, ukuthi yisilinganiso esingahlobene ne- imali kukhiqizwe kusuka emsebenzini wakho. Njengesibonelo, kwenzeka ngefayela le- Intela Yemali Engenayo Kubantu Abodwa (IRPF) ekhokhisa intela kumholo wakho emsebenzini noma kutshalo-mali olwenziwe. Futhi ayitholakali ne-VAT ngoba ayisuselwa kumqondo ofanayo. Intela Yezakhiwo Nezakhiwo ihlose ukukhokhisa intela yonke impahla yakho, noma ngabe iyini. Ngokusebenzisa i-coefficient ezosetshenziswa kuwe yizinhlangano zendawo eziphethe ukuphatha lezi zintela.
Ngakolunye uhlangothi, i-IBI ingahle igcine ngokwenza inqubo ye- umzamo omkhulu wezomnotho ukubhekana nayo. Ikakhulukazi uma unekhaya elitholakala kahle elinesandiso esiphezulu kunokujwayelekile. Kususelwa kulezi eziguqukayo ukucacisa ukuthi yiliphi inani ozolikhokha minyaka yonke. Yize esinye sezici ezihambisana kakhulu nokuhlanganiswa kwayo ukubuyekezwa kwe-cadastral yalezi zakhiwo. Ngabe ufuna ukwazi ukuthi yini imishini ukuze ukwazi ukubona ukuthi iyiphi inkokhelo yangempela okuzodingeka uyithathe kusukela manje kuqhubeke? Yebo, naka kancane ngoba lolu lwazi lungahle lusebenzele izintshisekelo zakho ngasikhathi thizeni noma kwesinye.
Isibuyekezo senani le-Cadastral
Le ntela kamasipala isuselwa kunqubo ejwayelekile ye-cadastral yokukhokha minyaka yonke. Lapho izosebenza futhi njengesisekelo sokudluliswa kwempahla. Phakathi kwayo kukhona imisebenzi yokuthengisa nokuthenga phakathi kwabasebenzisi futhi, kunjalo, namafa. Akumangalisi ukuthi kungenzeka ukuthi awuyikhokhi i-IBI ngesimo samanje sempahla yakho yangasese. Kokunye uzonqoba, kepha kokunye kuzoba nomphumela ohlukile. Kunoma ikuphi, kufanele udlule kule nqubo eyinkimbinkimbi uma ufuna ukukhokha kuphela okuhambelana nawe ngokusho kwe- isimo sangempela sendlu, igalaji noma indawo yokuhweba. Nomaphi lapho indawo ilapho onale ndaba khona.
Lesi ngesinye sezizathu ezinkulu zokuthi kungani kungenzeka ukuthi uqaphele ukwanda kweNtela Yezakhiwo Nezakhiwo. Yebo, usuyazi vele ukuthi lesi yisizathu sangempela sokuthi kungani kufanele wenze umzamo omkhulu wezezimali kusukela manje kuqhubeke. Ngoba Bazobuyekeza isimo sazo zonke izakhiwo zempahla. Ukufika lapho bejwayele ukuphambukela phezulu phezulu ngenxa yalokhu kusebenza. Akunandaba ngenani lezakhiwo onazo njengamanje.
Ukwenziwa ngokusemthethweni kwale ntela
Kunoma ikuphi, kuzoba lula kakhulu kuwe ukuthi ukhumbule ukuthi ngesikhathi sokucela ilayisense yomsebenzi wokuqala ngeke ube nenye indlela ngaphandle kokunikeza i-cadastre yonke imininingwane mayelana imisebenzi eyenziwa kuleyo ndawo. Ngokuya ngalesi sici esibalulekile, uzokhiqiza ukuthi inani lesakhiwo liyakwazi ukwehluka. Uma kungenjalo, yebo, okungenani ukuze inani lale ntela lihluke kulokho owawunakho kuze kube manje. Hhayi kubo bonke omasipala isetshenziswa ngezinga elifanayo. Akumangalisi ukuthi kunokwehluka okubaluleke kakhulu kusuka endaweni kuya kwenye. Ngokushintshashintsha kokukhokhwa kwentela okungafinyelela futhi kudlule ngisho nama-20%.
Intela Yezakhiwo Nezezakhiwo, ngakolunye uhlangothi, iyisilinganiso esingeyona sokuzithandela. Kepha kunalokho, unesibopho sokuyikhokha minyaka yonke. Ngamandla izinhlawulo uma ungahlangabezani nesikhathi esinqunyiwe futhi lokho kungaphazamisa isabelomali sakho somndeni. Ngakolunye uhlangothi, uma uhlala endaweni yokuqasha, ungakhathazeki ngokwenziwa kwayo ngokusemthethweni. Ngoba ngeke ube nesibopho sokuyigcwalisa. Kodwa-ke, kunconywa kakhulu ukuthi ubuyekeze inkontileka yakho. Phakathi kwezinye izizathu, ngoba umnikazi angafaka lo mthwalo kuwe. Akuvamile kulezi zimo, kepha zisemthethweni ngokuphelele ukukwenza.
Ibalwa kanjani i-IBI?
Ukuze ungangabazi nakancane ngale ntela eqondile, isu elihle kakhulu ukwazi ukuthi inani lalo libalwa kanjani. Yebo, kuya ngomasipala lapho uhlala khona, kuzoba namamaki athile azosebenza kuwe kusuka ehholo ledolobha. Ukuze ube nombono olinganiselwa kunayo yonke mayelana nenani lale nkokhelo, kufanele wazi ukuthi isilinganiso semali eyanele esetshenziswa kusuka kuzinhlangano zasendaweni sihamba ebangeni kusuka ku-0,4% kuya ku-1,3% ngakho konke ukuthengiswa kwempahla emadolobheni.
Ngakolunye uhlangothi, uma ufuna ukwazi ukuthi usebenzisa ini, le coefficient izokwenziwa ibe semthethweni, sizokhomba ezinye zezici ezibaluleke kakhulu ezinomthelela omkhulu ekusetshenzisweni kwayo:
- La indawo impahla iyoba ngesinye sezici ezibaluleke kakhulu ekubuyekezweni kwayo okulungile.
- Akufanele ukhohlwe ukuthi i- inani lemakethe yendlu yakho izophinde ibe nomthelela ekubuyekezweni kwe-cadastre.
- Kungenzeka kanjani ukuthi kube ngenye indlela, indlela ye- iminyaka yokwakha Ngenye yezinsika lapho lo msebenzi usekelwe khona.
Isizathu sokwenyuka kwale ntela
Kuvamile ukuthi usukume ngoba ukhokha imali ethe xaxa ngale ntela kamasipala. Kunesizathu esinengqondo ozokwazi ukusiqonda. Akukho okunye ngaphandle kokuthi omasipala babuyekeza njalo inani le-cadastral yalezi zakhiwo. Njengomphumela walokhu kusebenza kokubalwa kwemali, i- intela ephakeme wempahla yangempela ezinkulungwaneni nasezinkulungwaneni zabanikazi. Njengoba kunjalo nakuwe. Lapho, incazelo yaleli qiniso ibangelwa ukuthi i-coefficient yokwehliswa incishiswa kancane kancane unyaka nonyaka. Futhi ngale ndlela, isilinganiso sakho siyanda unyaka nonyaka. Ngemiphumela osuvele uyibona kubhalansi ye-akhawunti yakho yokonga.
Kodwa-ke, kunezimo ezithile lapho kungavela khona ukungabaza okuthile. Njengesibonelo, ngesikhathi sokuthengisa indlu. Yisikhathi lapho ungazi ukuthi kufanele kuthathwe intela Yezakhiwo Nezakhiwo umthengi noma, ngakolunye uhlangothi, umthengisi. Yebo, kufanele ikhokhwe ngumuntu okuthi ekuqaleni konyaka abonakale njengomnikazi wendawo. Kuyindlela elula kakhulu evikela ukungezwani mayelana nomuntu obhekele lomanyolo.
Buyekeza phakathi no-2017
Unyaka odlule ube nezinguquko ezinkulu ekulinganisweni kwezakhiwo emadolobheni amaningi aseSpain. Ngoba up Omasipala abangu-2.452 balungise inani le-cadastral ngalesi sikhathi. Futhi lokho kuholele abanye abanikazi ukuthi bakhokhe i-IBI ephezulu, kanti abanye baye bancishiselwa imali ngalo mqondo. Lesi silinganiso sisebenza kusho ukuthi kusukela ngoJanuwari 1, 2017, sekube nomasipala abacishe babe ngu-2.000 500 abakhuphule inani elisemthethweni lezakhiwo. Ngenkathi kusilinganiso esiphansi, cishe izindawo ezingama-XNUMX umphumela ube okuphambene: wehlile.
Njalo lapho kwenzeka ukubuyekezwa kwe-cadastral, udlala imali eningi kulokhu kusebenza. Ngakho-ke, umzuzu wokufaka isikhalazo ngokulinganiswa okusha kwe-cadastral ubaluleke kakhulu. Ngoba noma ngabe awazi, ungafaka isikhalazo ngalesi sinqumo ngokususelwa ekubhekeni okuhlukahlukene. Ngegama elivumelekile kuze kube yilapho ukulinganiswa kwe-cadastral sekuvele kuqinile futhi kungathandeki. Ngaleso sikhathi ngeke usakwazi ukwenza noma yini, kodwa ukugcwalisa Intela Yezakhiwo Nezakhiwo okusha okuzodingeka ubhekane nayo minyaka yonke. Imvamisa ngokunyuka kwemali yonyaka ngenxa yesimo sakho njengomnikazi wefa lempahla.