Kokubili ukuqasha nokuqasha kukhona imisebenzi yezimali icacisiwe ukuthi ngasikhathi sinye noma kwenye ungamangalela ngokuya ngezidingo zakho zangempela. Yebo, zibonakala ngokuba ezinye izindlela zokuxhasa ngezimali ezifanayo kakhulu, kepha ezinokuhluka okuthile okufanele ukubheke kusuka manje. Kunoma ikuphi, zisuselwa ekuqashweni kwesikhathi eside kwezinto ezinhle. Isibonelo, imoto, impahla, impahla yenkampani noma imishini yezobuchwepheshe.
Kunoma ikuphi, kungukuthengwa kwemoto lapho lezi zisetshenziswa kakhulu. imisebenzi yezimali. Lapho ukuqasha kuyinkontileka lapho, umninindlu ungene ngakwesokunene ukusebenzisa impahla kumqashi, esikhundleni sokukhokha imali engenayo yokuqasha isikhathi esithile. Ngenkathi incazelo yokuqashisa, ngokuphambene nalokho, ileyo ebhekisa ohlelweni lokuqashisa izimpahla ezinkulu ngenkontileka enikeza inketho yokuthengwa ngumqashi. Njengoba ubonile, ziyefana kakhulu emiqondweni yazo.
Ekuboneni kokuqala, umehluko wokuqala ongawuthola phakathi kwale migomo emibili yilokho okubhekisela entweni yenkontileka. Futhi ikakhulukazi ku-accounting ngoba ngenkathi ukuqasha kungaba njalo cabanga njengezindleko nje, ukuqashiswa kuthinta ama-akhawunti esikweletu senani lesikweletu. Kuzoba ukwehluka okuzobaluleke kakhulu ukukhetha imodeli eyodwa noma enye. Futhi lokho kuzoya ngenhloso yokusebenza ozoyenza. Ngaphandle kokuba ngcono noma kubi kokunye, kuzoncika ezidingweni zakho zangempela zezimali.
Ekupheleni kwenkontileka
Esinye sezikhathi esinqumayo ukuhlukanisa womabili amamodeli ezezimali kulapho inkontileka iphela khona. Ngoba lapho incazelo yalo yangempela iyohluka. Kepha ngabe wazi ngayiphi indlela? Yebo, maqondana nokuqashisa, kuzoba lapho ubuyisa impahla enhle oyitholile, njengemoto, nokuyinto eyenzeka kaningi. Futhi lapho inkontileka inwetshelwa noma ngomzuzu onembile lapho wenza khona umsebenzi wokuthenga kwalokhu okushiwo ngenhla.
Ngokuphambene nalokho, ekuqashiseni unezinye izindlela ezimbili ezichazwe kahle. Ngakolunye uhlangothi, lapho kubuyiselwa okuhle okutholakele noma okuphambene lapho isikhathi senkontileka sinwetshiwe. Njengoba kungenzeka ubonile, kunokwehluka okuncane okungakuthinta kukho khetha eyodwa noma enye imodeli yezimali. Yize isinqumo ozosithatha sizoncika kokuhlukahluka okuningi komuntu siqu noma kwezezimali. Ngakolunye uhlangothi, awungeke ukhohlwe ukuthi ukuqasha kungaba kuhle kakhulu kwezinye izimo kunezinye izimo maqondana nokuqashisa.
Zinde kangakanani izinkontileka?
Esinye isici esifanelekile yilokho okuphathelene nokuphelelwa yisikhathi. Ngoba empeleni, lesi sici futhi sizothatha isinqumo sokuthi ukhethe okukodwa noma okunye Isixazululo enkampanini yakho noma umugqa webhizinisi. Ngalo mqondo, inkontileka yokuqashisa inobuciko obukhulu ngoba idinga ubuncane besikhathi seminyaka emibili. Ngakho-ke, inikezela ukuqina okukhulu ekusebenzeni, yize ibuyiselayo inikezela ukuthi kungaxoxiswana nganoma yiliphi lala maqembu amabili.
Ukuqasha, ngokwengxenye yayo, kubonakala ngokuthi ukuhamba nokuvumelana nezimo ukuze ukwazi ukuzivumelanisa nesimo ngasinye semali ongadlula kuso kusukela manje. Akumangalisi ukuthi yimali ehlose ikakhulukazi isikhathi esifushane. Lapho kungekho zikhathi, azikho izikhathi eziphansi zesikhathi, njengoba kunjalo ngentambo yezimali evezwe ngaphambilini. Kulesi simo, kungashiwo ukuthi baphikisana nezinhlobo zezimali ezihlose ukuhlangabezana nesidingo esivela kosomabhizinisi nosomabhizinisi abancane nabaphakathi naphakathi. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe ngakolunye uhlangothi kuzodingeka ukuthi kuhlaziywe kule ndatshana.
Iziphi izinsizakalo ozihlinzekayo?
Ngakolunye uhlangothi, kubalulekile futhi ukubheka insizakalo le migqa ekhethekile yesikweletu abazokunikeza yona. Ngoba ngeke zifane ngayinye yalezi zinhlobo. Ngoba empeleni, ukuqasha kuyisivumelwano sokuqashwa kwempahla ebonakalayo. Futhi ngakho-ke akukhawulelwe ekuthengweni kwezimoto kuphela, njengoba ingxenye enhle yabasebenzisi ingakholelwa. Uma kungenjalo, ngokuphambene nalokho, kungukusebenza okuvulekele kakhulu eminye imisebenzi. Njengesibonelo, lezo zenzelwe ukutholakala kwekhompyutha, ithelevishini, okokusebenza komculo noma esinye isidingo ongaba naso kusukela manje kuqhubeke.
Akubalulekanga kangako esimweni esithile sokuthenga imoto njengoba ithwala izinsiza eziningi kanye nezinzuzo futhi lokho okunye ukusebenza esikhuluma ngakho, okungukuthi, ukuqashisa, kuhlupheka. Hhayi ize, uma ukhetha owokuqala kuzoba ne- Umshuwalense ophelele, usizo lomgwaqo noma imoto ezongena esikhundleni, phakathi kwezinye ezifanele kakhulu. Okungeke kwenzeke kuwe uma isinqumo sakho ekugcineni sikhetha ukuqashiswa. Phakathi kwezinye izizathu ngoba konke ukulungiswa kuzodingeka kwenziwe ngokwakho. Ngalokho ekugcineni izindleko zizobe ziphakeme kakhulu kunalokho ongacabanga kwasekuqaleni. Yimininingwane emincane okufanele uyinake ukuze ungabi nenye into emangazayo ngokusayinwa kwesivumelwano.
Izinzuzo ezinikezwa ngokuqasha
Ukuqasha, ngakolunye uhlangothi, kukunikeza Izinzuzo eziningi, okufana nethuba lokuba nezimpahla ngaphandle kokukhuphula izinga lethu lesikweletu noma ukuba yizindleko ezikhokhelwa intela ezinkampanini nakwabazisebenzayo, yize kungenzelwa umuntu ngamunye. Mayelana nokuthengwa kwemoto, iqiniso lokuthi ngeke kudingeke ukhathazeke ngamaphepha, ukukhokha intela nezinye izizathu ezibalulekile nalo liyathandeka. Akumangalisi ukuthi kuzoba yinkampani eqashisayo uqobo ezonakekela lezi zinqubo zokuphatha. Ukufika ezingeni lokuthi ungahle uthambekele ekusayineni lo msebenzi wezezimali.
Kulesi simo, kufanele futhi uhlole ezinye izici ezinjenge- okuhle ofuna ukukuxhasa kusuka manje. Ngoba kuya ngokuthi iyiphi lapho uzodinga ukusayina inkontileka eyodwa noma enye futhi lokho kuzoholela kuzimpawu zokuhamba okuhluke ngokuphelele. Yize kuliqiniso ukuthi ngeke ube nokunye ongakwenza ngaphandle kokuchazwa kwesakhiwo sale misebenzi emibili. Ngale kwenani abangalifinyelela ngoba lesi ngesinye isici esingathinti ukusebenza.
Yini embozwa umshwalense wemoto?
Mhlawumbe awuzange ume kulo mphumela walo msebenzi wezimali, kodwa ngaphandle kokungabaza kufanele ukubeke engqondweni kusukela manje kuqhubeke. Ngoba umshwalense wokuqasha amabutho wemoto wenzelwe izimoto zanoma yiluphi uhlobo oludinga i- Umshuwalense wesikweletu okuphoqelekile, okungukuthi, hhayi kuphela izimoto, amaveni, amaloli, izithuthuthu, njll. Uma kungenjalo, kunalokho, zithinta nezimoto zemishini yezimboni nezobuchwepheshe. Ngalo mqondo, awukwazi ukukhohlwa ukuthi inkampani ngayinye eqashisayo inikeza izinkontileka ezahlukahlukene ezinezici zazo kanye nokufakwa. Ngabe ufuna ukwazi ukuthi yiziphi ezinye ezivame kakhulu? Yebo, naka kancane ngoba ungaphuma ekungabazeni kusuka manje.
- Inkampani yomshwalense ingena izindlela ezahlukahlukene kungenzeka (yonke ingozi, ebhekiswe kubantu besithathu, ukweba noma umlilo, phakathi kolunye uhla lwezinqubomgomo ezinenkontileka).
- Usizo lomgwaqo kuzwelonke noma emhlabeni jikelele, yize ezimweni eziningi kuzodingeka unikeze ngemayela eliphansi emotweni yakho.
Kunoma ikuphi, kuzobaluleke kakhulu ukuthi uqhathanise okunikezwayo abakunikeza kona ngoba kungaba nokwehluka okuningi phakathi kwabo. Ngale ndlela, futhi ngenxa yokuphathwa kwayo, uzokwazi ukonga ama-euro amaningi kunalokho ongakholelwa kukho kungumkhiqizo oguquguqukayo kakhulu. Ngokwezinga lokuthi ukwazi ukulibumba ngokwezidingo zakho njengabasebenzisi okulesi sigaba semikhiqizo yezimali ekhetheke kakhulu. Yize kuzobaluleka ngokukhethekile ukuthi uwahlaziye ngemininingwane emincane ukuze wenze amaphutha ambalwa kakhulu.
Ububi bokuqasha
Ngakolunye uhlangothi, lo msebenzi wezezimali uletha okuthile noma okunye ukulimala kuzintshisekelo zakho futhi lapho lezi zingxenye ezilandelayo zigqama khona.
- Uma ekugcineni ukhiqiza ifayela le- ukuqedwa kwangaphambi kwesikhathi kungadala i- isinxephezelo esiphakeme kakhulu. Ukufika eqophelweni lokuthi kungakudla imali eningi futhi kunoma yisiphi isimo kunalokho obukulindele kwasekuqaleni. Ngalo mqondo, ngeke ube nenye indlela ngaphandle kokuchaza izidingo zakho zangempela kumzuzu ngamunye nesimo ngasinye.
- Vele akuyona inketho iyatholakala ngazo zonke izimpahla inkampani engazidinga.
- Ungahle ungazi, kepha lo msebenzi udinga ifayela le- faka imali ebhondini. Lokhu kuhamba enhlokodolobha yakho kungenzeka kungabi yithuba elihle kakhulu esikhathini esithile sempilo yakho.
- Futhi ekugcineni, ukufakwa kwezigaba ezingaba khona ze isijeziso ngenxa yokusebenzisa impahla ngokweqile, futhi lokho kungakudalela izindleko ezingaphezu kwalokho obekulindelwe.