Ingabe kukhona ukulungiswa okukhulu esitokisini?

Omunye wemibuzo abanye abatshalizimali abawubuzayo njengamanje ukuthi ngabe amasheya alahlekelwa ngumfutho yini kuwo izingcaphuno. Ngoba ukulungiswa okwenziwa kwamanye ama-stock indices kuzokhathaza abanye abathengisi abanakho izikhundla ezivulekile. Futhi bafuna ukwazi ukuthi benzeni ngephothifoliyo yabo yokutshala imali. Ukuthi uthengise ukuphepha noma, kunalokho, qhubeka nezikhundla zawo njengakuqala. Isinqumo somuntu siqu esinzima kakhulu ukwenza lokho kuzoncika kumapharamitha amaningi, kufaka phakathi amaphrofayili abawethula njengomtshalizimali omncane naphakathi

Ngoba kuyiqiniso ukuthi okwamanje akukho okwenzekayo ezimakethe zezimali. Kepha okwamanje, ngoba kusasa isimo singahluka ngokweqile. Akumangalisi ukuthi sikhuluma ngesikhwama nakho konke lokhu kusho ukuthi. Vele, ngeke kulibaleke ukuthi kumasheya kukhona iziqu eziningi ezenze kahle ezikhathini zamuva.  Ngokuhlaziywa ngaphezulu kwe-20%, iphakeme kakhulu kwezinye izimo ezithile.

Kepha ngokufanayo, kunezinkampani ezithile eseziqala ukwakha ezinye izimpawu zobuthakathaka. Kuze kube seqophelweni lokuthi nganoma yisiphi isikhathi bangashintsha isimo sabo kanye nayo futhi nokuthambekela kwemakethe yamasheya yaseSpain. Ukusuka ku-uptrend kuya ku-bearish. Ngoba impela, kungaba yindaba yesikhathi kuphela. Ngoba ayikho impahla yezezimali eyehla yenyuka njalo. Hhayi kancane, njengoba kungenzeka wazi ngokwenzeka kuwe eminyakeni yamuva. Yize ukuqopha lolu shintsho kuzodingeka ukubheka ukuthi le semester yonyaka izovalwa kanjani.

Ingabe ukulungiswa noma okunye?

Umbuzo wamadola ayisigidi phakathi kwabatshalizimali abancane nabaphakathi. Yize okwamanje nge impendulo enzima noma okungenani ngamandla amakhulu esibikezelweni. Iqiniso ngukuthi yonke into ibonakala ikhombisa ukuthi sibona ukulungiswa okujwayelekile ezimakethe ezinkulu zezimali cishe zomhlaba wonke. I-S kungaba kulokhu ukuhlangana okunempilo kwamandla phakathi kwabathengi nabathengisi. Kwanele ukukhumbula ukuthi sekuvele kunezinyanga ezimbalwa lapho izimakethe zamasheya zomhlaba wonke zikhombisa ukuthambekela okuchazwe kahle kakhulu okuphezulu. Futhi emakethe yamasheya, akukho okuya phezulu naphansi unaphakade.

Uma nje izisekelo okuvela kuzo lokhu kunyuka zingadlulwa, akufanele kube khona ukwesaba ukuvela kwezimakethe zezimali. Okungenani esikhathini esifushane, okuyilapho kusebenza khona iningi labatshalizimali abancane nabaphakathi. Okunye okuhluke kakhulu ukuthi la mazinga esikhuluma ngawo ephuliwe. Ngoba lapho-ke kungaba yinto ebucayi kakhulu njenge- Ushintsho lwethrendi. Futhi ngabe alikho elinye isu lokutshala imali ngaphandle kokuphuma ezimakethe zezezimali ngokushesha okukhulu.

Okwamanje asikho kulesi simo, kepha akukwazi ukukhishwa ngokuphelele. Ngalo mqondo, kuzoba izimakethe zezimali ngokwazo okuthi usuku nosuku zinikeze imikhondo esemqoka ngokwenzekayo emakethe yamasheya. Ukuze ngale ndlela, ungavuma isinqumo sakho maqondana ne- uma amasheya efanele ukuthenga noma ukuthengisa. Okwamanje kusesekuseni kakhulu ukuthi ungaqala ngobuncane benhloso. Ngaphandle kwamazwana athile afaka ochwepheshe abathile emhlabeni wemali nokutshalwa kwezimali.

Izinyanga ezimbi emakethe yamasheya

Kunoma ikuphi, akusona isikhathi esifaneleke kakhulu sokutshala imali ezimalini. Uma kungenjalo kunalokho okuphambene, ukuthatha ikhefu elincane noma ukuphumula nokunye ukuvela kwezimakethe ezehlukene zezezimali ngokunethezeka kusuka eceleni. Ukwenza isinqumo esihlakaniphile ngisanda kubuya eholidini kuleli hlobo elizayo. Ingenye yezindlela ezinengqondo kunazo zonke ongazisebenzisa kusukela manje kuqhubeke. Izokusebenzela ngefomula ewusizo impela ukuvikela izintshisekelo zakho nobudlelwano bakho nezwe lemali elihlale liyinkimbinkimbi.

Ngoba impela imakethe yamasheya ayikaze ithele kakhulu phakathi kwezinyanga zika-Ephreli noJulayi. Kepha kunalokho okuphambene, ngoba le nkathi yonyaka isetshenziselwe ukulungisa izikhundla. Kwesinye isikhathi nge-virulence ngaphezu kwezinyanga ezijwayelekile futhi ngokungafani nezinye izinyanga zonyaka. Akusona isikhathi esihle sokwenza imisebenzi yakho ngamasheya. Kepha kunalokho okuphambene nalokho, ukuze uthathe ikhefu elincane futhi ubuye emuva kwehlobo ukuphinda uqalise ubudlelwano bakho nezimakethe zezimali.

Ngokomlando bekulokhu kunjalo, njengoba ubona ngamanani ama-stock indices amakhulu emhlabeni jikelele. Noma lokhu kungasho ukuthi a ithuba lebhizinisi kunenzuzo enkulu ngalesi sikhathi. Yize zizovela endaweni yokubuka hhayi njalo. Kuze kube sezingeni lokuthi kulezi zinyanga ezikhetheke kakhulu ivolumu yokuhweba yehla ngamandla amakhulu. Kuzoba ngesinye sezibonakaliso eziphumelela kakhulu okufanele ubalekele kunoma yikuphi ukuvulwa kwesikhundla.

Ukwehla kwemali ephansi yamasheya

Lokhu kungenye yezimpawu ezibaluleke kakhulu zotshalomali kulezi zinyanga. Ngoba lapho kuvela intwasahlobo, ukushintshaniswa kwezihloko kuncane kunezinye izinkathi zonyaka. Njengomphumela walokhu kucaciswa, amanani ane ukwehliswa kwemali okuncane baba yingozi kakhulu. Isizathu kungenxa yokuthi zingasetshenziswa kalula ngezandla eziqinile emakethe. Ngamagama ambalwa kakhulu angakhuphula noma alahle amasheya kalula. Kufike ezingeni lokukhombisa ukukhula okuphezulu kakhulu noma ukwehla. Ikhokhelwe kakhulu imisebenzi yokuqagela.

Ngokuya ngalezi zinyanga, izinga lokweboleka kwemali liba ngaphansi nangaphansi kuze kufike esigabeni salo esiphezulu esenzeka phakathi nezinyanga zasehlobo. Ukuze ukubuyela emuva ekupheleni kukaSepthemba. Ngalolu chungechunge lwemininingwane okufanele uyidlale ukuze wenze imisebenzi yakho ibe nenzuzo ethe xaxa. Ukuze wenze lokhu, kufanele unake kakhulu noma yikuphi ukuphuka kwezinsizakalo nokuphikisana. Kungaba umkhondo wenhloso enkulu wokuthi izinto ziya kuphi emhlabeni wemali.

Ukusuka kulesi simo, kuzohlala kunzima kakhulu kuwe ukwenza noma yikuphi ukusebenza. Ikakhulukazi lezo ezixhunyaniswe nokuthenga. Ngoba imvamisa sikhuluma nge-downtrend, noma okungenani i-lateral, kulesi sikhathi esihlaziyiweyo. Akufanele uxhamazele, akunjalo, ngoba noma iliphi iphutha olenzayo lingakhokhelwa kakhulu. Ngisho nezinga lokukhubazeka ongeke ukwazi ukulithatha. Kungenye yezingozi ezihilelekile ekuvuleni izikhundla ezimakethe zamasheya kule ngxenye yonyaka.

Ukujula kokunqunywa

Lokhu kuncishiswa okungahle kwenzeke ezinkampanini zamazwe ngamazwe kungahamba kude kangakanani? Umbuzo onzima ukuwuphendula ngenxa yokuhlukahluka okuningi okungenzeka ngalezi zinyanga. Kusukela okhethweni kwamanye amazwe aseYurophu kuye ekuguqukeni ukuthi amanani enzalo angathatha ezinhlangothini zombili ze-Atlantic. Kepha ngenxa yokwanda kwamuva nokubalulekile emakethe yamasheya ezinyangeni ezedlule, akunakuphikwa ukuthi ukulungiswa kungabaluleka okuthile. Noma kwenzeka ezimakethe zaseSpain ngokuqondene vakashela amazinga wamaphoyinti angama-9.000 ku-Ibex 35. Ngisho nangaphezulu uma izikhundla ezimfushane ziqinile impela.

Ngale ndlela, izinyanga ezimbili ezizayo zizobaluleke kakhulu ukuze ukwazi ukubona ukuhamba kokubaluleka okuthile. Ukuze ngale ndlela, uthambekele ekwenzeni ukuthengisa okuyingxenye noma okuphelele kuphothifoliyo yakho. Ngenhloso ebekiwe vele ehlobo elilandelayo. Kuze kube seqophelweni lokuthi ube yibhaxa lokuthi uhambe, noma okwesikhashana, ezimakethe zezezimali. Njengecebo lokuvikela izintshisekelo zakho njengomtshali-zimali omncane naphakathi.

Enye into ehluke kakhulu ukuthi izicelo zakho zizongena ezimakethe zezezimali. Izothwala izingozi eziningi ngakho-ke into enengqondo kakhulu kuzoba ukuhlala ngaphandle kwesikhwama. Ngoba impela, kukhona okuningi ongakulahlekelwa kunenzuzo. Yinto okungafanele uyikhohlwe uma ungafuni ukumangala kabi kusukela manje kuqhubeke. Akumangalisi ukuthi lezi zinhlobo zezimakethe ziba zimbi kakhulu. Ngaphezu kwezinye izinkathi zonyaka. Ngomehluko omkhulu phakathi kwezintengo zabo eziphakeme nezincane.

Ungasebenza kanjani emakethe yamasheya?

Kuyizinyanga lapho isipiliyoni sakho kufanele sinqobe phezu kokunye ukucatshangelwa. Kungale ndlela kuphela lapho uzokwazi ukuba sesimweni esingcono sokubhekana nesimo esingaba khona sokusikeka okuphawulekayo endaweni yezimali. Lapho kuzohlala kunezinkomba ezithile ezithandwa kakhulu ukwedlula ezinye ezilahlekelwa yizikhundla kwikhotheshini yamanani azo. Akumangalisi ukuthi iqala ngamathrendi ahlukene. Umbono wakho kufanele ugxile ngaphezu kwakho konke emikhakheni noma kuma-indices lokho izici ezinhle kakhulu zobuchwepheshe okwamanje ngalesi sikhathi.

Futhi-ke, kufanele wamukele kakhulu amathuba webhizinisi azobonakala noma nini. Okwenza ube nemali edingekayo ukuze ubhekane nemisebenzi. Awukwazi ukukhohlwa ngalesi sici esingonakalisa ukulindela kwakho ukutshalwa kwezimali. Ngoba kungenye yamaphutha amakhulu okwazile ukuwenza kweminye iminyaka. Yebo, ngenxa yalezi zeluleko ungayixazulula kahle le nkinga. Ngisho nemisebenzi enenzuzo enkulu kakhulu kuze kube manje. Ngoba yilokhu esikhuluma ngakho, futhi kuyimakethe engalindelekile ngokuphelele.