Asazi ukuthi uyazi yini ukuthi inkomba yokulinganisa yezimali ezwenikazi elidala yi-Eurostoxx 50. Kuyisilinganiso sezinkulungwane nezinkulungwane zabatshalizimali abancane nabaphakathi abafisa ukuthatha izikhundla ezindaweni zabo zokuphepha. Njengoba igama layo likhombisa Yenziwe izinkampani ezibaluleke kakhulu ezingama-50 esebenza kule ngxenye yomhlaba. Ukuba enye inketho okufanele uyenze ukwenza imali oyongelayo izuze.
I-Eurostoxx 50 iyinkomba yesitoko ebaluleke kakhulu emele ukusebenza kwezinkampani ezinkulu ezingama-50 endaweni yaseYurophu. Ixhunyaniswe namazwe afana neGerman, Austria, Belgium, Spain. IFinland, iFrance, iGrisi, i-Ireland, i-Italy, iLuxembourg, iHolland nePortugal. Ukudalwa kwayo kwahlehlela emuva eminyakeni embalwa, ikakhulukazi kusukela ngo-1998. Lapho kungezona zonke izinkampani ezifakwe ohlwini ezinesisindo esifanayo.
Imishini yakhona, leyo kufanele sebenza Ngale nkomba yemakethe yamasheya, iyafana neyamanye ama-indices, ngoba ngeke imele lutho olusha kuwe. Ngenye yezinketho eziseduze kakhulu zomhlaba okufanele uvule izikhundla, futhi njengenye indlela yokwenza ukonga kube nenzuzo. Uzokwazi ukuthi unezinkampani ezinamandla kunawo wonke ezwekazini elidala, futhi zonke zihlangene eqenjini elilodwa lomkhakha. Imelela cishe yonke imikhakha yezimali, ngaphandle okumbalwa kakhulu.
Amakhomishini aphezulu
Into yokuqala ozoyibona uma uhlala kule makethe yezezimali ukuthi amakhomishini ibhange lakho eliyohlala likukhokhisa wona azobe ephakeme. Cishe kuphindwe kabili maqondana nalokho okwenziwe ezimakethe zasekhaya. Futhi lokho kunoma yikuphi ungakunciphisa ngokusebenzisa isu eliphindwe kabili. Ngakolunye uhlangothi, usebenzisa izinsiza eziku-inthanethi ezishibhile, futhi zikuvumela ukuthi wenze imisebenzi yezezimali ngokushesha futhi cishe ngesikhathi sangempela.
Futhi ngakolunye uhlangothi, ngokunikezwa nokukhushulwa amabhange amakhulu abekade ethuthukisa ukungena kulesi sikwele esithile. Ngakho-ke, ungehlisa izindleko zokusebenza kuze kufike ku-25% esimweni esihle kakhulu. Yimali ozodingeka ukuthi uye kulezi zikhungo eziphezulu zezezimali.
Amanani ezokuphepha amelwe kule nkomba yesitoko abuswa izindlela ezifanayo nezinye izimakethe zaseYurophu. Kungekho mehluko, ngaphandle kokuhlanganiswa kwezakhi zayo. Kusukela manje kuqhubeke kuzodingeka ucacise kuphela uma kukukhokhela ngempela ukuthi ukhokhe amakhomishini amaningi okufaka i-Eurostoxx 50. Nguwe kuphela ozokwazi ukucacisa lokhu kungabaza okwethulwa kuwe ngalesi sikhathi.
Ukusebenza kwenkomba yakho
Uma kukhulunywa ngezimbuyiselo ezinikezwa yileli benchmark laseYurophu, ngeke ubheke noma yini engavamile. Kuhambisana nembuyiselo yezinye izimakethe zamasheya, njengeSpanish kulokhu. Ithwala kakhulu ukunyuka nokwehla kwamanani, ngomehluko wezimbalwa ezimbalwa kakhulu kumaphesenti abo. Uma okufunayo ukuthola omunye umkhuba, kungaba ngcono ukubheka kwezinye izimakethe zezezimali kude nale ndawo.
Ukuziphatha kwayo kufana kakhulu nokuhwebelana kwamasheya eMadrid, eFrankfurt, eLondon noma eBrussels. Akukona ize ukumelwa kwazo zonke. Futhi iya phambili ngoba yamukela amanani amahle kakhulu walokhu kushintshana. Ezindaweni ezimbalwa emhlabeni ungathola isici esinjengalesi. Ukukhonza njenge isisusa esisha sokutshala izimpahla zakho. Ngaphandle kokuphazamiseka kwayo okuphawuleka kakhulu.
Inkomba ye-Eurostoxx 50 ayinakho ukwehluka okuphawulekayo kumanani ayo maqondana nezimakethe zamasheya zaseYurophu. Ukufika ezingeni lokuthi ngeke zikwenze uphazamise izinhlelo zakho uma ekugcineni unquma ukuthatha imali ukuthenga amasheya. Futhi, eziningi Izimali ezihlanganyelwe zisuselwa kule nkomba yezimali ukwakha iphothifoliyo yakho yokutshala imali. Ngisho nangezimali zokutshala imali, okuyizona ezibheja emakethe yamasheya yaseYurophu.
Yiziphi izinkampani ezihlanganisiwe?
Omunye wemibuzo ozozibuza ukuthi uzoya yini kule makethe yezezimali kuzoba ukwakhiwa kwamalungu ayo. Njengoba sikutshelile ngaphambili, kunezinkampani ezingama-50 ezihamba phambili ezwenikazi. Ngokuphathelene nemakethe kazwelonke, amalungu ayo yiwo anesisindo esithile esicacisiwe kunkomba yokulinganisa yaseSpain: I-BBVA, iSantander, i-Iberdrola, i-Endesa noma i-Repsol njengoyena omele kakhulu.
Noma kunjalo akunasizathu sokuqasha amasheya abo kule makethe yamasheya lapho ungakwenza lapha, emakethe yasekhaya, nangaphansi kwamakhomishini ashibhile. Kwanele ukuthi ukwenze ngaphandle kokushiya okwethu, njengoba ubuhlala wenza imisebenzi yakho ezinkampanini. Ngisho nokuningi kwalokhu okusohlwini kuzojwayeleka kuwe, futhi uzokwazi imigqa yebhizinisi labo, noma nemiphumela yebhizinisi.
Vele uzoyithola ngaphansi kwanoma yiziphi izimo ngeke babe yizinkampani ezivela emazweni hhayi amalungu e-European Community, njengamacala aseNorway, eSwitzerland, eRussia noma e-Iceland. I-Eurostoxx 50 izokhawulelwa kule ndawo yezomnotho nezepolitiki. Ngenzuzo eyengeziwe yokuthi ungatshala imali oyongele kahle usekhaya, kukhompyutha ngokusebenzisa ama-oda wokuthenga nokuthengisa online.
Yini ongayithola?
Ukuvula izikhundla kule makethe yezezimali kusho uchungechunge lwezinzuzo okuzodingeka wazi kusukela manje. Okungenani thola amathuba amasha ebhizinisi obukade uwavale kuze kube manje. Kungenzeka ukuthi ukuhamba okuphezulu emakethe yamasheya aseSpain kuphelile, kuyilapho ku-Eurostoxx 50 kusenohambo oluthile olubheke phezulu.
Akufanele babe izimali eziphindaphindeka kakhulu. Kepha kunalokho bakhonza ngokusebenza okucacisiwe lapho ungenza khona ngokulondolozeka kwakho inzuzo. Kuyindlela engcono yokuphatha ngendlela efanelekile. Futhi ukuthi abatshalizimali kuphela abanolwazi oluningi ezimakethe zezezimali abakwazi ukwenza ngokusemthethweni. Ngakho-ke zizosebenza njengomphelelisi otshalomali ezimakethe zikazwelonke, okuyilapho ujwayele ukusebenza khona.
Omunye umphumela omuhle walolu shintsho kucebo uqukethe sebenzisa izikhathi ezinhle kakhulu ezimakethe zamasheya zaseYurophu maqondana neSpanish. Lesi simo sivame ukwenzeka kaningi kunalokho ucabanga, okungenani eminyakeni yamuva. Ukusebenza njengenye yezindlela onazo kumasheya, ngaphezu kwezinye izimakethe zomhlaba eziyinkimbinkimbi kakhulu.
Yiziphi izimali ezingathengisa?
Empeleni konke, ngaphandle kwanoma yiluphi uhlobo lwemikhawulo. Kuvulelekile kuwo wonke amaphrofayili wabatshalizimali abancane nabaphakathi, lapho ungafakwa khona nawe. Uyayamukela inselelo? Kuzodingeka uqoqe uchungechunge lwezici ukungena kule makethe, ngakolunye uhlangothi, akukho lutho oluyinkimbinkimbi ukulufeza.
Okokuqala, uzodinga ukugcina ulwazi oluthile ezimakethe zomhlaba jikelele. Akufanele kube okokuqala ukuthi ukhethe imakethe yamasheya ngaphandle kwemingcele yakho. Kuzodingeka futhi ukuthi ujwayelene nezinkampani ezithile kubhalwe kule nkomba yezimali zaseYurophu. Ngokunikeza lezi zici, uzoba namathuba amaningi okuphatha ukusebenza ngempumelelo enkulu.
Kuyisu lokutshala imali elibhekiswe kubatshalizimali abanephrofayili enolaka kakhulu. Futhi noma kunjalo, ukuthi zivulekele amamodeli amasha wokutshala imali. Akudingeki ukuthi bagxilise yonke imisebenzi yabo ezimakethe zasekhaya. Kusekelwa ukuqonda okujulile kwezimakethe zezezimali.
Ngakolunye uhlangothi, abatshalizimali abavikelayo noma abalondolozayo, mancane amathuba okuthi bathuthukise lezi zinyathelo. Ukungazi kwakhe, futhi ngisho nokwesaba kwabo ukuvulela izimakethe ezintsha kwenza kungabi lula kubo ukwenza lo msebenzi ekuphathweni kwabo. Ezimweni ezinhle kakhulu, kuphela ngezimali zokutshala imali, nangaphansi kwamamodeli anqunyelwe ekubunjweni kwawo.
Ezinye izinhlobo zokutshalwa kwemali ku-Eurostoxx 50
Awukwazi ukufaka i-Eurostoxx 50 kuphela ngokuthengwa nokuthengiswa kwamasheya. Uneminye imikhiqizo, eminye yayo kuya ngephrofayili oyivezayo njengomtshalizimali. Izindlela ezilula kakhulu yilezi izimali zokutshala izimali, ongazihlanganisa nezinye izimpahla zezezimali, ikakhulukazi lezo ezivela emalini engenayo engaguquki. Lelisu lingenziwa ngezimali ezihlanganisiwe.
Omunye umkhiqizo oqoqa lesi sidingo yizimali ezihwebelana ngokushintshaniswa, ezaziwa njenge-ETFs. Zinezingozi ezinkulu kakhulu ngoba ingxube phakathi kokutshalwa kwemali emakethe yamasheya nezimali zendabuko. Ungaqoqa nezimo ze-bearish zale nkomba yaseYurophu. Kuleli glasi ngokusebenzisa okuphambene okubalwe. Kunoma yiziphi izimo ezinamakhomishini anokuncintisana kakhulu.
Futhi njengesinqumo sokugcina uzohlala une- ukuthenga noma ukuthengisa ngesikweletu. Kepha qaphela kakhulu le mikhiqizo, ngoba izingozi ozithathayo lapho uziqasha ziphakeme kakhulu. Kufike ezingeni lokufaka engozini ingxenye yezimpahla zakho. Yize ngokunengqondo izinzuzo ongazithola zibanzi kakhulu, ngaphezu kweminye imikhiqizo yezezimali enezici ezifanayo.
Kunoma ikuphi, uma isifiso sakho kungukutshala imali oyilondolozile ku-Eurostoxx 50, ngeke ube nenye indlela ngaphandle kokusebenzisa uchungechunge lwamathiphu azosiza kakhulu ezindleleni ozithuthukisayo kusukela manje kuqhubeke.
- Zama ngazo zonke izindlela ze- faka i-oda lokunciphisa ukulahlekelwa. Kungale ndlela kuphela lapho uyoba sesimweni sokuvikela iminikelo yakho yezezimali. Ngaphezu kwalokho, ngeke kukubize i-euro eyodwa ekuphathweni kwayo.
- Kuyimakethe kufana kakhulu neSpanish, elawulwa ngamapharamitha afanayo, futhi anamahora webhizinisi afanayo. Ngakho-ke, ngeke kudinge imizamo eyeqile ukungena nokuvula izikhundla.
- Abalamuli abaningi bezezimali babhekele lokhu landela futhi uncome amanye amalungu ayo. Ngeke kube nzima kakhulu kuwe ukuthi ube nemininingwane ethile ezinkampanini ezisohlwini lwalesi silinganiso saseYurophu. Cishe ezingeni elifanayo nasemakethe yamasheya yaseSpain.