Iqiniso lokuthi ungenza okuthile akusho ukuthi ukwenze manje. Futhi kakhulu uma ugembula ngemali yakho, njengokutshalwa kwemali. Lapho kunemisebenzi eminingi okufanele yenziwe futhi isikhathi kunalokho siqinile, Akufanele wenze noma yini enye ngaphandle kokubhekelela ukugcwaliseka kwe- imigomo ngokucindezela kakhulu emhlabeni wokutshala imali. Kuyiqiniso ukuthi zonke izigaba zenqubo yokutshalwa kwemali azinokubaluleka okufanayo. Ukuqapha amasheya emakethe yamasheya akufani nokunquma ukuwenza ngesikhathi esithile.
Ngenxa yalokho, ingqikithi ethi "izinto zokuqala kuqala" ingumongo wokuphathwa kwesikhathi okuhle ngumtshali-zimali. Kusindiswe ukusilela emuva kwemisebenzi nokutholakala okulinganiselwe kwesikhathi sokukwenza, kuphithizela kosuku, ngisho nalabo abakwaziyo ukuphatha isikhathi sabo kangcono kwesinye isikhathi bazizwa bathinteke kakhulu emoyeni ukuthi bazosabela esimweni esinengcindezi enkulu. Lokhu kuvamile ekusebenzeni kwemakethe yezezimali njengoba kungenzeka wazi ngokuhlangenwe nakho kwakho.
Kungenzeka futhi ukuthi lapho ulawula imali yakho uzizwe ucindezelwa ngesinye sezimo ezilandelayo. Xazulula izinkinga ngokulandelana kwazo, yenza imisebenzi noma izinqumo ezilula kunazo zonke kuqala noma umane unakekele imisebenzi enzima, ngomqondo wokuthi indlela esheshayo neqonde kunazo zonke yokuyiqeda. Kunoma ikuphi, awunaso esinye isixazululo ngaphandle kokuchaza isu ofuna ukulenza kusukela manje kuqhubeke. Hhayi ngeze, impumelelo yokusebenza emakethe yamasheya noma enye impahla yezezimali izoncika kubo.
Imali: ukwenza inqubo ibe semthethweni
Yize ungazizwa uthambekele ekuziqondiseni kolunye lwalezi zinkomba, kugweme ngazo zonke izindlela. Phakathi kwezinye izizathu ngoba ungenza imali embi. Ukubhekana nezinkinga ngendlela ezenzeka ngayo kungahle kufanele kwezinye izimo. Isibonelo, ukunquma ukuthi yiluphi utshalomali okufanele uludlulise ngaso sonke isikhathi. Kungokufanayo nanganoma yiluphi olunye uhlobo lokusabela ngokungaboni ezimweni, kungakhathaliseki imiphumela yesenzo sakho. Kufanele ucabange lokho ungashiya ama-euro amaningi endleleni Futhi le yinto okufanele uyigweme ngaphezu kwamanye amasu okutshala imali.
Ngokuzayo lapho ucabanga ukuthi awunaso isikhathi esanele sokuzinikela ekutshaleni imali, kuzodingeka ucabange futhi. Ekugcineni, ungathola ukuthi unesikhathi osidingayo, kepha kuphela uma unesibindi esanele sokwenza izinqumo mhlawumbe ezinzima.
- Ngalokhu kufanele ucabangele lezi zinto ezilandelayo.
- Qhathanisa ini ufuna ukwenza nalokho osuvele ukukwenza njengamanje.
- Zibuze ungahola malini kokunye nakokunye.
- Phendula iqiniso mayelana kungakanani ukulahlekelwa ngokungakwenzi ukuhlinzwa ezimakethe zezimali.
- Uyacabanga zonke izinketho onakho kuze kube manje.
Ungagxila kanjani ekutshalweni kwemali?
Umphumela wokugcina uzoba uhlu lwezinto eziseqhulwini ezizokutshela okufanele ukwenze kuqala, okufanele ukwenze okwesibili, njalonjalo kuze kube sekupheleni, ukuze uqinisekise ukuthi inzuzo yakho yokuhweba iphezulu futhi ukulahlekelwa kwakho kuncane. Indlela enhle yokuqhubeka ukwenza lokhu hlola isimo ukuze ubheke zonke izinzuzo zezenzo zakho emhlabeni wokutshala imali. Ngakho-ke, ngaphambi kokubeka noma ukushintsha izinto eziza kuqala, kufanele ucabangele okulandelayo:
- Musa ukwamukela noma ukuguqula isenzo ngaphandle kokwenza isinqumo uyazi ukwenza njalo. Ungathathi isinyathelo ngaphandle kokuzibuza wena kuqala uma ungenayo into ebaluleke kakhulu ukubhekana nayo. Ungenzi lutho ngomkhuba, ngaphandle kokuthi ubheke njalo izinto eziza kuqala kuwe ukuze uqiniseke ukuthi iziphakamiso zakho zisasebenza.
- Naka ngokukhethekile izidingo zalabo ongabenza akuvune noma akulimaze. Ngalo mqondo, kubaluleke kakhulu ukuthi uthembele kuphela kubantu abanolwazi oluningi emhlabeni wokutshala imali.
- Ziphathe njengomholi, hhayi njenge-copycat. Ukukhethwa kwezinto eziza kuqala ekutshalweni kuyinkinga yangempela uma enye yezinhloso zakho ishayisana nenye. Yilapho ukuphathwa kahle kwengcebo kubalulekile.
Amathuba ebhizinisi
Ngakolunye uhlangothi, kufanele uthathe isinyathelo kuqala emathubeni ebhizinisi angavela ngaso sonke isikhathi. Akudingeki ukuthi zivela emakethe yamasheya, kepha zingavela kwezinye izimpahla zezezimali, ngisho nezinye zalezo owawungacabangi ngazo kuze kube manje. Kufanele futhi khetha amaholo aphezulu kanye nokulahlekelwa okuncane, njengoba sishilo ngaphambili. Ngalo mqondo, lokhu kungumongo wokukhetha izinto eziza kuqala. Ukusuka kuleli qiniso, qala ngokwenza lokho okuthobela okuveza inzuzo enkulu kakhulu bese ushiya ekugcineni lokho okubambezelayo futhi okubangele ukulahleka okuncane.
Hlukanisa izinto otshalomali okufanele uzenze naleyo ozizwa ubophezelekile ukuyenza noma ongathanda ukuyenza. Uma kufanele ukhethe phakathi kokukhethwa kukho okuningana okufanele ukwenze, qala ngokuhlola ngayinye yazo ukuthola ukuthi iyiphi efanelekela isigaba salokho okufanele ukwenze umzuzu ngamunye. Mhlawumbe ulwela ukukhetha izinto ezibalulekile kuwe ngalesi sisekelo kuphela, kepha akudingeki ukuthi kukhawulelwe kulokhu. Ungakhohlwa ukuthi ukugxila otshalweni lwakho kuzobaluleke kakhulu ukuthi ube nezinto ezibaluleke kakhulu kunezinye. Ngenye yezikhiye zokuphumelela kunoma yimuphi umtshalizimali omncane naphakathi.
Qalisa ngokutshala imali
Vele, kuzodingeka ukuthi uphinde uqinisekise iphrofayili yakho njengomtshalizimali okudayisa. Ukuze lokhu kube njalo, ngeke kube khona okunye abangakwenza ngaphandle kokuhambisana nochungechunge lwezici ezifana nalezo esizozidalula ngezansi.
- Iba ne ukufunda okudingekayo kumkhiqizo ngamunye wezezimali lapho uzothatha khona izikhundla kusuka manje.
- Ngeke kudingeke tshala imali ngesibopho, kodwa ngoba izimo zezimakethe zezimali zikhomba kanjalo.
- Kufanele ubhekane nesinqumo ngasinye osithathayo futhi ngenxa yalesi sizathu umthwalo wakho uzoba phezulu kakhulu impela. Awukwazi ukukhohlwa ukuthi ngemali akudingeki ugembule ngoba ungalahlekelwa yingxenye ebaluleke kakhulu yalo mshado wakho.
- Kusebenza ngempumelelo enkulu ukuthi unazo zonke izindlela ze- izinsiza nezinsizakusebenza ukuze zisebenze ezimakethe zezimali. Ezinye zazo ungazinikezwa zivela ebhange lakho elijwayelekile futhi zingakusiza ukuthi uhambise noma yiluphi uhlobo lokutshalwa kwezimali ezimakethe zezimali.
Funa imigomo ethembekile
Uma wazi kangcono ukuthi wenzeni nokuthi yini oyilindele kutshalo-mali, kuzoba ngcono kakhulu ngezintshisekelo zakho. Lapho nje usuphathiswe umsebenzi omusha emkhakheni wokutshalwa kwezimali, okubaluleke kakhulu kuwe ukucela incazelo ecacile yezinhloso ezilandelwe. Phakathi kwazo kukhona okulandelayo esikuvezayo kulolu lwazi:
Thola imiphumela elindelekile kusukela ekuqaleni, ngaphezu kwezinye izindlela zokutshala imali ezinolaka. Akufanele ucabangele imiphumela yokuvelela ngoba ekugcineni kungenzeka ukuthi ayihlangatshezwa. Futhi ukuphoxeka kuzofakwa esimweni sakho sengqondo njengomtshali-zimali omncane naphakathi oyikho.
Hlaziya isikhathi onaso sokutshala imali ngoba sizodingeka khipha isinqumo esihle kulokho okufanele ukwenze ezimakethe zezimali. Ngakolunye uhlangothi, isabelomali onaso sokufeza le misebenzi ezimakethe zezezimali. Ukunquma ekugcineni ukuthi okwenziwayo okusha emakethe yamasheya kusho ushintsho kusu lokutshala imali kanye nemiphumela yalo ejwayelekile.
Thuthukisa uhlelo lokutshala imali
Okuza kuqala kwakho ukwenza uhlelo lapho imisebenzi yakho ezimakethe zezimali izogxila khona. Ekuqaleni lokhu kuzokubiza isikhathi, kepha ngaphezu kwakho konke uzogwema noma yiluphi uhlobo lokudideka futhi uzokonga isikhathi ngokuhamba kwesikhathi, ngoba uzoba nesiqinisekiso esiphelele sokuthi lonke utshalomali lwakho luhlelwe kahle futhi lwakhiwe ngendlela efanele. Ngale kwamaphutha ongawenza ngaso sonke isikhathi. Okuthile ngakolunye uhlangothi kwenzeka ngemvamisa ethile njengoba wena ngokwakho usuvele uyazi kulwazi olutholwe eminyakeni eminingi njengomtshalizimali.
Akumangalisi ukuthi enye yezinhloso zakho eziyinhloko ayisekho ukuthola inzuzo ephezulu kuphela. Uma kungenjalo, kunalokho, igxile ekuhlinzekeni ukuvikelwa okukhulu ekusebenzeni kwakho kwezezimali. Noma ngabe hlobo luni lwayo nemali oyinikele kulezi zikhundla ezimakethe zezezimali. Ngoba ekugcineni kosuku ukuthi kumayelana nokwandisa izimpahla zakho siqu noma zomndeni. Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi yonke le misebenzi iphethe uchungechunge lwezingozi okufanele uzicabangele kusukela manje kuqhubeke.
Uma ulandela lezi zeluleko, akungabazeki ukuthi imali oyitshalile izokwenziwa ngesiqinisekiso esikhulu sempumelelo. Ukuze ngale ndlela, usesimweni esihle kakhulu sokuphatha imali yakho ngendlela engcono kakhulu. Kungabi ngaphezulu noma ngaphansi, ngoba ekugcineni kuyisitshalo-mali.