Eminyakeni yamuva nje, isibalo semizi eqashwe ngamakamelo sikhule kakhulu, uma kuqhathaniswa nokuqashwa kwempahla isiyonke, ngoba kuyindlela eletha izinzuzo ezingaphezulu nezingcono kumnikazi wendawo. Eqinisweni, ngokusho kokuhlaziywa kweSpotahome, ukuqasha indawo ngamakamelo kubika imali engenayo engu-17% kunokuyiqasha ngokuphelele.
Njengamanje, intengo emaphakathi yokuqasha igumbi kuphakathi kuka- € 250 no- € 500Amanani afana nalawo weminyaka emi-2 eyedlule, abephakathi kwe- € 200 kanye ne- € 550. Kodwa-ke kuyabonakala ukuthi amafulethi aqashwa ngamagumbi manje mancane. Ngokuqondile, ngenkathi eminyakeni emibili edlule amafulethi aqashwa ngamagumbi ayemakhulu, enamagumbi ama-4 no-5, okwamanje, kunenani elikhulu lamafulethi anamakamelo ama-3, enobukhulu obucishe bube yi-115 ngemitha eyisikwele.
Mayelana nohlobo lomphakathi olukhetha ukuqasha ngamakamelo, kusenjalo omncane kunabo bonke, uneminyaka engama-25 ubudala, labo abakhetha le ndlela, ikakhulukazi abafundi, abantu abasha kanye nabangaphandle. Eqinisweni, maqondana nabantu bokufika, inani elikhulu lamazwe aqasha amafulethi abiwe ahlukile; kusuka eFrance, e-Italy noma eJalimane, kuya eNyakatho Melika naseNingizimu Melika.
Izinzuzo zokuqasha igumbi
Vele, lolu hlelo ekusebenzeni kwendlu lunezinzuzo zalo ezinkulu esizozidalula ngokulandelayo. Ngenhloso yokuthi abasebenzisi bangahlola kahle uma kuzoba kuhle ukuqasha igumbi. Ukulimaza amanye amafomula ajwayelekile noma endabuko futhi yiwo abekiwe kuze kube manje. kuzintandokazi zabasebenzisi bekhaya. Lapho kudingeka khona ukuveza ukuthi lolu hlelo luvela ngokuqinile phakathi kwengxenye yomphakathi yabancane kunabo bonke futhi abanobunzima bokuthenga noma ukuqasha indlu noma ifulethi.
Kunoma ikuphi, kuyadingeka ukukhombisa umzamo omncane okufanele wenziwe ukusayina lolu hlobo lwenkontileka ngokuqashwa kwamakamelo ngaphakathi kwekhaya. Ngokwesilinganiso, ngokombono womkhakha, oscillates phakathi kwama-150 no-300 ama-euro, ngokuya ngosayizi wokuhlala okhethiwe kanye nenani labantu lapho kwenziwa umsebenzi wempahla. Njengoba kungumbutho ojwayelekile phakathi kwabafundi okufanele bathuthele kwenye indawo ukuze baqhubeke nezifundo zabo.
Imibandela esivumelwaneni
Ngenkathi ngakolunye uhlangothi, lezi zinkontileka zinezinye izimo ezihlukaniswe nezinye izinhlobo zomsebenzi efulethini. Okokuqala, isikhathi senkontileka sifushane kakhulu kunezinye izinketho. Ngokukodwa phakathi kwalokho kuyahlukahluka cishe izinyanga eziyi-12 futhi lapho ngokuvamile futhi kufanele ukhokhe idiphozi ehambelana nenani lenyanga eyodwa noma ezimbili zokuqashwa kwegumbi. Lapho, futhi ngokungafani nezinye izinhlobo zomsebenzi, kulokhu inkontileka ayiphoqelekile. Yize kunconyiwe ukuze imibandela yesivumelwano ikhonjiswe ngokubhaliwe yizinhlangothi zombili.
Esinye isici okufanele sigcizelelwe ukuthi lo msebenzi kumele wenziwe nabanikazi bendlu. Ungalokothi ube nabantu abaqashe leli khaya ngoba kulokhu kungenzeka ukuthi bathola icala elibi kakhulu ngoba ngokwemithetho yamanje abanikwanga amandla okwenza lesi senzo. Kuze kufike esigatshaneni esingene ngemvume inkontileka yazo zombili izinhlangothi ababambiqhaza kule nqubo. Okungukuthi, oqashisiwe nomqashi nokuthi kuzo zonke izimo kufanele bathobele lokho ngokunakekelwa okukhethekile. Akumangalisi ukuthi kungaba yisizathu sokuthi inkontileka inqanyulwe ngabanikazi befulethi.
Izizathu zalo msebenzi
Kunamacala amaningi lapho abasebenzisi bangakhetha khona le ndlela yokusebenza ekhethekile. Okunye okubaluleke kakhulu ukusebenza okwesikhashana kwelinye idolobha noma idolobha lapho unekhaya lakho. Manje ngenxa yezizathu zomnotho, asikho esinye isisombululo ngaphandle kokukhetha lolu hlelo lokuqasha ezindlini. Okunye okubaluleke kakhulu, njengoba sike saphawula phambilini, kususelwa ezifundweni futhi kungenye yezindlela ezishibhile kakhulu zokuhlala endlini. Ngaphambi kokuqasha phakathi kozakwethu abaningana ngoba ekugcineni kuhlala kusebenza okungabizi.
Ngenkathi ngakolunye uhlangothi, singekhohlwe isici sokuthi kudingekile ukuba nazo zonke izinsizakalo ezisendlini. Ukuzikhawulela ku ukugxilisa ukuhlala ndawonye ekamelweni elilodwa, futhi lokho kuvamise ukwenziwa ngokomthetho ngabantu ngabanye. Ungalokothi ngababili ngoba kulokhu banezinye izindlela zokuhlangana. Lezi ngezinye zezinto ezibhekwayo ngesikhathi esifanele sokwenza isinqumo ngendlela yempilo ezokwenziwa kusukela manje kuqhubeke.
Izinkinga eziyinhloko emsebenzini wakho
Ukuqashwa kwamakamelo kuhlanganisa uchungechunge lwezinkinga okufanele zibhekwe kusukela manje nokugwema isimanga ngomzuzu wokugcina. Okunye okuvame kakhulu ukuthi kuzoba nezikhala ezivamile zabo bonke abahlali. Isibonelo, indlu yokugezela, ikhishi kanye namagumbi amakhulu. Lapho bengazisebenzisa khona kodwa kanye nabanye abahlala endlini. Lokhu kucabanga ukuthi kunenkinga exakile ebudlelwaneni engacatshangelwa ngaphansi kwezindleko ezishibhile kulolu hlelo olukhethekile lokuqasha. Ngaphandle kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe futhi lokho kuzoba yindaba yezinye izindatshana zokuqonda kwazo okulungile.
Ngenkathi kuphambene, i- ukulondoloza Imvamisa kungumthombo wesinqumo sokukhetha lolu hlelo oluyingqayizivele ngokuhlangana. Akudingekile ukubhekana nanoma yimuphi umugqa wesikweletu ukuhlangabezana nezindleko futhi esikhundleni salokho ungonga ama-euro amaningi njalo ngenyanga. Okunye okufanele kubhekwe yilokho okuphathelene namarisidi ezikweletu zasekhaya (amanzi, ugesi, igesi, njll.). Njengoba ukukhokha kwabo kuzolingana ngokulingana nabanye abagibeli noma, uma behluleka lokho, kuzofanele babhekane nakho ngaphansi kokusebenzisa abakusebenzisile ngesikhathi sentengo. Ngalo mqondo, futhi ungomunye umthombo obalulekile wokonga inyanga nenyanga.
Khetha amakhaya angcono
Esinye sezizathu zokukhetha le modeli yokuqasha ezimeni eziningi kungenxa yokuthi ungakhetha izakhiwo zekhwalithi ephezulu. Ngakolunye uhlangothi, emakhaya ane- indawo engcono phakathi kwabantu noma ube maphakathi kakhulu. Ngesici esibalulekile esingokwengqondo esixhomeke kulesi sinqumo esibalulekile abantu abafuna ukwenza amakamelo okuqasha okufanele basenze. Ngakolunye uhlangothi, bazobhekana nezehlakalo ezingase zenzeke ekamelweni ngoba awukho umshwalense othize ohlanganisa lolu hlobo lwesigameko sasekhaya.
Kunoma ikuphi, isinqumo kufanele sithathwe yilowo onentshisekelo futhi sihlolisise ngendlela elinganiselayo, zombili izici ezingezinhle nezakhayo lokhu kukhetha okubandakanya ukuhlala ekhaya ngesikhathi esithile noma kwesinye sezimpilo zabantu. Yize kungukusebenza izinyanga ezimbalwa kuphela ngenxa yezizathu ezahlukahlukene. Ungalokothi isikhathi eside kakhulu ekunwetshisweni kwayo futhi lokho kungadala olunye uchungechunge lwezinkinga ezingeziwe. Noma ngabe iyiphi iphrofayili yomfakisicelo ekuqashweni kwegumbi futhi lokho kungasaba izimo ezahlukahlukene. Ngaphandle kwenani umhlaba olethwayo nokuthi eSpain kungenye yezinto ezibizayo futhi okungaholela ekutheni kuqhume ibhamuza elilandelayo lempahla.
Inani eliphakathi kokubanjiswa kwemali
Isilinganiso semali ebolekiwe ebhaliswe kumarejista ezakhiwo (kusuka kuzenzo zangaphambili zomphakathi) ingama-euro ayizigidi ezingama-142.440, ama-1,8% aphezulu kunenyanga efanayo ngonyaka we-2018, ngokusho kwedatha yakamuva enikezwe yiNational Institute of Statistics (INE). Lapho kukhonjiswa khona ukuthi emabhange abanjelwe inani lamapulazi ngo-Ephreli, i- isilinganiso senzalo emaphakathi ekuqaleni singu-2,51% (5,1% ngaphansana kuka-Ephreli 2018) kanye nesikhathi esimaphakathi seminyaka engama-23.
Lolu cwaningo olusemthethweni lukhombisa nokuthi u-58,7% wemali mboleko isezingeni lenzalo eguquguqukayo kanye no-41,3% ngesilinganiso esimisiwe. Izinga lenzalo emaphakathi ekuqaleni lingu-2,23% wemali mboleko yamanani eguqukayo (6,4% ngaphansi kunango-Ephreli 2018) kanye no-3,07% wemali mboleko yamanani amisiwe (4,8% ngaphezulu ngaphansi). Ezimalini zokuboleka imali yasekhaya, isilinganiso senzalo esimaphakathi ngu-2,59% (2,9% ngaphansi kunango-Ephreli 2018) kanti isikhathi esimaphakathi yiminyaka engama-24. Ama-56,8% wemali mboleko yasekhaya isezingeni eliguqukayo kanye nama-43,2% ngesilinganiso esimisiwe. Izimalimboleko ezi-Fixed rate zithole ukwanda kwezinga lonyaka lika-6,7%. Ngaphandle kwenani umhlaba olethwayo nokuthi eSpain kungenye yezinto ezibizayo futhi okungaholela ekutheni kuqhume ibhamuza elilandelayo lempahla. Ngalo mqondo, futhi ungomunye umthombo obalulekile wokonga inyanga nenyanga.