Vele, kukhona impilo edlula inkomba ekhethiwe yamasheya aseSpain. Futhi ubufakazi balokhu ukukhula kweminyaka eminingana yabo emibili, i-Ibex 35 Dividends ne-Ibex 35 Inverso. Ziphikisana ngokuphelele ngemvelo nokwakheka. Kunoma ikuphi, ngukuthi ngokuqala kwayo, abatshalizimali abancane nabaphakathi njengamanje baneziteshi ezintsha zokuhambisa utshalomali lwabo. Ngakolunye uhlangothi, ngenzuzo enikezwe ukuphepha nezabelo kubaninimasheya. Ngakolunye uhlangothi, ukubheja ngamanani we-Ibex 35, kepha kulokhu kubi.
Ukubazi kangcono, kufanele kuqashelwe ukuthi eyokuqala iyinkomba ewusizo kakhulu kubatshalizimali efaka i- ukwehluka kwentengo kwezibambiso, kanye nenzuzo etholwe ekusatshalalisweni kwezabelo. Njengomphumela walokhu, le nkomba entsha yesitoko ikhombisa umthelela lolu hlobo lomholo onalo kuphothifoliyo ofana nenkomba ye-Ibex 35. Kuyinto elula ukwazi ukuthi lezi zimasheya zinezinto ezifanayo, ukubalwa kanye nenqubo yokulungisa njengaleyo ebhekise ku izwe elikhethiwe. Ngezibuyekezo zabo ezihambisanayo ezixhumene nokukhokhwa kwezabelo ezijwayelekile abakhokha ngazo abaninimasheya minyaka yonke.
Ngenkathi ngakolunye uhlangothi, inkomba yesibili yezinkomba zikazwelonke, i-Ibex 35 Inverso, inesibopho sokuphinda ukunyakaza kwansuku zonke kwe-Ibex 35, kodwa kolunye uhlangothi. Ngamanye amagama, uma ngasikhathi sinye inkomba ejwayelekile inembuyiselo enhle, inkomba ye-Ibex 35 Inverso izoba ne- inzuzo engemihle ngenani elifanayo. Yize, yize ifomula yokubala yale nkomba entsha yesitoko ifaka into yokutshala imali, ukusebenza kwayo akuhambelani kahle nakulokho kwe-Ibex 35. Yize kuzo zombili lezi zimo, ukwakhiwa njengeziteshi ezimbili ezintsha esezivele zitholakala kubo bonke abatshalizimali kusukela manje kuqhubeke .
Izabelo ze-Ibex 35: nezinzuzo
Izinkampani ezibaluleke kakhulu ezweni zifakiwe kule nkomba yamasheya ebalulekile. Isibonelo, iTelefonica, iSantander, i-Endesa, i-BBVA, i-Iberdrola noma iFerrovial, phakathi kwezinye eziphawuleka kakhulu. Lokho wukuthi, bonke labo abasabalalisa inzuzo phakathi kwabaninimasheya futhi ngaphandle kwanoma yiluphi uhlobo lokuhlukile. Ngamazinga emiholo asukela ku-2% kuphela kuya kumazinga asondele ku-10%. Zonke ziyizinkampani ezinkulu kakhulu zokwenza imali ezivumela ukungena nokuphuma kwamanani ezokuphepha ukuthi kulungiswe. Kuyinkomba yesitoko ngokunambitheka kwabatshalizimali abavikela kakhulu noma abalondolozayo.
Ngaphezu kwalokho, kuyingxenye yecebo lokutshala imali lapho ungatshala khona kwimali engenayo engaguquki ngaphandle kokushiya izimakethe zezimali. Njengomunye wemithombo yakho yesethenjwa ngokumelene nezinye izinkomba eziyinkimbinkimbi noma ezikhethekile ngohlobo lwazo. Ngakolunye uhlangothi, kuyithuluzi lokuthola izimbuyiselo eziphakeme kunezinye izibambiso. Ngoba lesi sigaba sezinkampani sizinzile ngokwengeziwe futhi asinakho ukuguquguquka okukhulu ekucushweni kwamanani azo ezimakethe zezezimali. Ngamanye amagama, kunezingozi ezimbalwa emisebenzini ezenziwa ngabatshalizimali abancane nabaphakathi.
Ibex 35 Inverso: emakethe ephansi
Le yinkomba yesitoko entsha sha kakhulu kunaleyo edlule. Lokhu kungenxa yokuthi isu lakho lokutshala imali lincike ekutheni lapho isikhwama sehla, Inzuzo ephezulu oyenzayo ngezikhundla ezivulekile kule nkomba yesitoko ekhetheke kakhulu. Kuyiqiniso ukuthi imbuyiselo ongayenza iphezulu kakhulu, kepha futhi nezingozi zibaluleke impela. Kuze kube seqophelweni lokuthi ungakwazi ukushiya ingxenye enhle yemali oyitshalile usendleleni. Isizathu esanele ngokwengeziwe sokunganikeli ngokweqile ngokweqile kwezezimali, kodwa zingaphansi kokulawulwa kwama-akhawunti akho.
Esinye isici okufanele usihlole kusukela manje mayelana ne-Ibex 35 Inverse yinkimbinkimbi enkulu yokusebenza emakethe yamasheya. Ngoba empeleni, isifaniselo esikwi-Ibex 35 asilingani ncamashi, yize okungenani sifana kakhulu kumaphesenti aso. Kusukela kule ndlela kuya ekutshalweni kwezimali ezimakethe zezimali, kufanele kugcizelelwe ukuthi le nkomba ihluke kakhulu kwezinye. Ngamaphuzu ambalwa kakhulu afana ngawo kusukela ekugcineni kosuku esikhuluma ngakho kungukutshalwa kwezimali okuphindayo. Ngakho konke okushiwo yileli gama kulezi zikhathi eziqondile.
Kuya ngephrofayili yomtshali-zimali
Lo ngomunye wemibuzo emikhulu ezibuzwa ngabatshali bezimali abancane nabaphakathi nokuthi ngandlela thile inempendulo enzima. Konke kuzoncika kuphrofayili oyivezayo njengomtshalizimali odayisayo futhi kunjalo ngenxa yokulindela kwakho ukukhulisa izimpahla zakho siqu noma zomndeni. Ngaphakathi kwalomongo ojwayelekile, abathengisi abalondoloza kakhulu noma abavikelayo abakhetha ama-Ibex 35 Dividendes. Ngokuqondile ngenxa yokuzinza elikunikeza ezikhundleni zalo emakethe yamasheya futhi kunengozi encane kuzo.
Ngenkathi ngakolunye uhlangothi, i-Ibex 35 Inverso ithambekele kakhulu kubatshalizimali abanolaka noma abaqagelayo. Ngesifiso sokuthola inzuzo enkulu yemali ezikhathini ezinde zesikhathi, yize wazi ukuthi isikhathi sayo saphakade siba mfushane kakhulu ngenxa yezici ezikhethekile zale nkomba yezimali zaseSpain. Ngoba kuyo akufuneki ukubuyekezwa, uma kungenjalo ngokuphambene nokuthi imakethe yamasheya iwela ngaphezu kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe. Awukwazi ukukhohlwa ukuthi le nkomba akuyona leyo oyisebenzisayo, yaleyo ebekhona impilo yonke. Kuyisigaba sokutshala imali esihluke kakhulu kunokwesiko noma okujwayelekile.
Yikuphi kulezi zinkomba okungifanele?
Vele, womabili ama-indices emakethe yamasheya aqala emiqondweni ehluke ngokuphelele. Kuze kufike ezingeni lokuthi abanayo iphrofayili efanayo yabalandeli, njengoba kufakazelwa yimininingwane enikezwe izinhlangano zabatshalizimali baseSpain. Lapho kutholakala khona ukuthi ziyizindlela ezehlukene zokuqonda ukutshalwa kwezimali futhi ngezindlela ezahlukahlukene Kusukela ekuqaleni. Akumangalisi ukuthi kufanele kugcizelelwe ukuthi ngamunye wabo angadinga isikhathi esehlukile ukuvula izikhundla. Kokunye, enye yalezi zinkomba izoba ngcono kanti kwezinye izimo kuzoba enye. Kuya ngesinqumo esenziwe ngabatshalizimali abancane nabaphakathi.
Esinye isici okufanele sibhekwe ngalesi sikhathi sihlobene nokuhlaziywa kwaso kwezobuchwepheshe. Kusukela ngenkathi ise-Ibex 35 Inverso kuyadingeka isimo esithile, ku-Ibex 35 Dividends yonke into isuselwa kumholo onikezwa abaninimasheya. Lokho wukuthi, izintshisekelo ekutshalweni kwemali azihlangene ngalutho. Ngaphandle kwento eyodwa yokuqala futhi lokho akuyona enye ngaphandle kokuthi ukwenza imali ukonga ngaphezu kwakho konke. Inhloso enkulu yanoma yikuphi ukutshalwa kwezimali ezimakethe zezimali. Njengendawo yokuhlangana yabo bonke abatshalizimali abancane nabaphakathi.
Umthelela kubo bonke abatshalizimali
Ukuvela kwalezi zinkomba zezimakethe zamasheya ezintsha ngokungangabazeki kube nomthelela osheshayo ezithakazelweni zabatshalizimali futhi, okufanele kubhekwe nakho, yize kukhona nokulinganiselwa okuthile ekusebenzeni kwazo okuzofanele futhi kubalwe. Iminikelo emikhulu abayinikezayo, ikakhulukazi leyo ebhekiswe enkombeni yezabelo, ukuthi kusukela manje umtshali-zimali uzoba nenkomba lapho konke ukuphepha okukuhlu kukhetho lukazwelonke kuqoqiwe, hhayi kuze kube manje ukuthi bekungekho ireferensi . Njengoba kwenzeka ezimakethe zokulingana zamanye amazwe endaweni yethu eseduze.
Ngenkathi ngokuphambene nalokho, i-Ibex 35 Inverso ikuvumela ukuthi uzuze noma ngabe isimo sezimakethe zamasheya asihambisani kakhulu nabatshalizimali. Ngalo mqondo, kunemikhiqizo eminingi enalezi zici eziyizinto okuvelayo eminyakeni yamuva ukuhlinzeka ngezinsizakusebenza ezengeziwe kubatshalizimali abancane nabaphakathi. Ukuthi bangenza nemali eningi ngalezi zinhlobo zezimo ezingajwayelekile nokuthi bangabuya eminyakeni embalwa ezayo. Yize noma yikuphi ukungahambi kahle ekusebenzeni kungasho ukulahleka kwama-euro amaningi azokwehla ngomgwaqo kusukela manje kuqhubeke.
Kunoma ikuphi, kunezindlela ezimbili ongasondela ngazo zokuqonda izindlela ezimbili zokusondela kotshalomali, kulokho okungesinye sezikhangiso ezifanele kakhulu. Ngoba kuzimo zombili lezi ungenza imali kancane kancane ngoba izimakethe zezezimali zikusekela kancane ezibikezelweni, ikakhulukazi maqondana nemikhiqizo ephikisanayo emakethe yamasheya okuyiyona eyinkinga kakhulu ukuyenza ibe semthethweni ngenxa yengozi enkulu yokuthi ukusebenza kwayo kuhlanganisa kusukela phakade. Akumangalisi ukuthi azilula kakhulu ukuzikhethela. Njengoba kwenzeka ezimakethe zokulingana zamanye amazwe.