Izinguquko kwimikhuba yokutshala imali: ingabe isikhathi sobuchwepheshe?

Imikhuba yethu yansuku zonke nobudlelwano noma isimilo ekutshalweni kwemali kushintshiwe yizinyathelo zokuqukethwe ezisetshenziswe amazwe amaningana emhlabeni ukuzama ukugwema ukubhebhetheka kwe-coronavirus. Kuze kube seqophelweni lokuthi intshisekelo enkulu ikhonjisiwe kwezinye zezinkampani ezixhunywe kubuchwepheshe obusha, futhi ngenxa yokuthi kwezinye izimo ziye zaphinde zanciphisa kule nkathi enzima kakhulu ezimakethe zezimali emhlabeni jikelele. Ezintanjeni zebhizinisi eziye zazuza emikhubeni emisha yokusetshenziswa futhi esezibe ngamathuba ebhizinisi langempela.

Ngeke sikukhohlwe lokho kulezi zikhathi izinhlelo zokusebenza kanye nesoftware ukuthi ezinye zalezi zinkampani ezisohlwini zikhombisa ukuvuselelwa okungaphezu kwama-20%. Yize kulokhu kufanele uyokwenza imisebenzi yakho emakethe yamasheya kunkomba yezobuchwepheshe yase-US, iNasdaq. Ngomthamo ophakeme wezinkontileka ngisho nakwezinye izikhathi ezijwayelekile zonyaka. Lolu uhlangothi oluhle lokutshala imali ekuthengeni nasekuthengiseni amasheya emakethe yamasheya. Futhi lapho imali etholakalayo ingenziwa inzuzo ngalezi zikhathi ezinzima. Kuyiqiniso ukuthi kukhona amanani ambalwa, kepha anele ukugembula kulezi zimakethe zezezimali.

Ngaphakathi kwalesi simo, singenza ukunyakaza okungajwayelekile kusuka kulezi zikhathi. Kepha ukwazi kahle lapho sitshala khona imali yethu ukuze ngale ndlela singabi nezimanga ezingafuneki. Ngoba empeleni, akuwona wonke amasheya emkhakheni wezobuchwepheshe obusha abe nokuziphatha okufanayo kulezi zinsuku. Kuze kube seqophelweni lokuthi ezinye zazo seziwile ekulinganisweni kwazo emakethe yamasheya, kanti ukuwa kusondele kakhulu kuma-50%, njengakuma-indices emakethe yendabuko noma ejwayelekile. Ngokwehluka okumbalwa kusuka ku- I-BBVA, i-ACS, iTelefonica noma iBanco Santander, ukunikeza izibonelo ezimbalwa zalo mkhuba.

Ubuchwepheshe: Isikhathi seNetflix

Le nkundla ye ezokungcebeleka nezokuzijabulisa Iqiniswe ezikhundleni zayo ngenxa yokuboshwa okusetshenziswe amazwe amaningana emhlabeni ukuzama ukuvimbela ukusabalala kwe-coronavirus. Kufika ephuzwini lokuthi ibheke kulezi zinsuku eziyinkimbinkimbi isidingo esikhulu kubo bonke abasebenzisi ngokudinga amasevisi aso ephindaphindeka. Futhi yini eholele ekutheni amasheya abo abongwe kusukela ezinsukwini zokuqala zikaMashi. Ukuba ngesinye seziphakamiso ezelulekwa ikakhulukazi ngabenzeli abahlukahlukene noma abalamuli bezezimali. Ukuba yingxenye yephothifoliyo yethu yokutshala imali ezinyangeni ezizayo kanye nanoma yiluphi uhlobo lwephrofayili kubatshalizimali abancane nabaphakathi.

Ngenkathi ngakolunye uhlangothi, kuyadingeka ukugcizelela iqiniso lokuthi le nkampani icwiliswe ekuhambeni kwenkampani ngenxa yokuvela kwe-coronavirus. Mayelana nalokhu, kufanele kuqashelwe ukuthi ngoMashi 18, i-European Commissioner for the Internal Market, u-Thierry Breton, ucele opharetha bezokuxhumana kanye nezinkundla zokusakaza ukuthi bathathe izinyathelo zokukhanyisa amanethiwekhi ukuze bakwazi ukwenza imisebenzi yezokuxhumana kanye neye-inthanethi ibanga. Njengomphumela wesibambiso kuNetflix walo mcimbi othinta ingxenye enhle yabantu emhlabeni. Futhi ngandlela thile kuzobeka isilinganiso senani laso ezimakethe zamazwe zamazwe ezilinganayo.

Ukusebenza okungcono kuNasdaq

Inkomba yezobuchwepheshe yaseMelika, iNasdaq, isimangaze abatshalizimali abaningi abancane nabaphakathi ngokwenza kangcono kulezi zinsuku kuneDow Jones. Ngenkathi lokhu Kwehle inani enyangeni cishe engama-25%, iNasdaq ingaphansi nje kancane kuka-20%. Leli qiniso likhiqize ukugeleza kwemali okuningi kulo makethe wezezimali. Akumangalisi-ke, futhi okwamangaza abaningi ukuthi sekuyindawo ephephile yokwenza izimali. Ukushintsha eminye imikhakha yendabuko, njengezinkampani zikagesi, ngoba ikhombise ukusebenza kangcono kusukela ngoMashi 1. Lapho ezinye izimali zokutshala imali ezifanele kakhulu kulo mkhakha seziphephele.

Kanye neqiniso lokuthi kwezinye izimo zingezemigqa yebhizinisi efunwa kakhulu ngabasebenzisi emhlabeni jikelele. Njengasesimweni esithile se- izinhlelo zokusebenza kwezobuchwepheshe, okuqukethwe okubukelwayo kanye nezinhlelo zokungcebeleka nezokuqeqesha ezithengiswa kakhulu kulezi zinsuku futhi ezingatholakalanga ezikhathini ezedlule. Ukuba ngesinye sezingxenye ezivelayo nokumangala ngengxenye enhle yabatshalizimali abancane nabaphakathi. Yize eSpain okunikezwayo kukancane impela futhi kutholakala kuphela kwezinye izimakethe zamasheya nangaphansi kwamamodeli webhizinisi aphansi kakhulu.

Ithuba elisha lebhizinisi

Izwe lezinto ezintsha likhula ngokushesha okukhulu. Mhlawumbe yingakho izinkampani zobuchwepheshe zinqoba imakethe yokulingana kula masonto ngokunikela ngemikhiqizo nezinsizakalo ezidumile. Isidingo sokuqala. Ngalesi sizathu, akumangazi ukuthi lezi zinkampani yizona zinto okuthengwa kuzo ngabasebenzisi bezimakethe zamasheya. Futhi lokhu kukhuphuka kokuthengisa kuhunyushwe kwaba ushintsho ekulinganisweni kwalo ezimakethe zamazwe zamazwe ezilinganayo. Yize kusalindwe ukuqinisekisa ukuthi le nkambiso izocaciswa yini noma uma kunalokho izoqhubeka kusukela manje kuqhubeke ngendlela ephindaphindayo nangokuqhubeka kokulinganiswa kwayo ezimakethe zezimali esikhathini esimaphakathi nesikhathi eside.

Ngakolunye uhlangothi, okubaluleke kangako iqiniso lokuthi ekugcineni kungaba yisixazululo sengxenye enhle yabatshalizimali abancane nabaphakathi esinqumweni abazosenza kulezi zinsuku ezikhethekile kuwo wonke umuntu. Ngaphezulu kwemikhakha ejwayelekile, efana namabhange, ezokwakha, ezokuxhumana ngocingo, izimboni kanye nezinkampani zamandla uqobo. Ngaphandle kokuthi ungakhombisa ukuguquguquka okukhulu kwamanani abo ngokuhlukahluka okuphezulu kakhulu phakathi kwamanani abo aphansi futhi aphezulu nokuthi kwezinye izimo angadlula ngisho namazinga we-10%. Kepha ngokuthambekela okuncane okungekuhle kunakho konke ukunikezwa kwemakethe yamasheya, okuyikho okuphathelene nokuphela konyaka.

Ukusetshenziswa okukhulu kokuqukethwe okuku-inthanethi

Umkhakha we-Inthanethi e-United States uqoqa intengo yezinkampani eziyinhloko kulo mkhakha wezobuchwepheshe kule makethe yemali engenayo, futhi afakwe kuyo izinkampani ezihlanganisiwe kwabanye ngenkathi kunwetshwa, yize ukunikezwa okunikezwa yile ngxenye yemakethe yamasheya ngokusobala kungaphansi kwalezo okwamanje ezinikezwa ukuhwebelana kwamasheya amaShayina noma amaJapan, ikakhulukazi ngobuningi, hhayi ngekhwalithi. Ngenkathi ngakolunye uhlangothi, kungakhohlwa ukuthi amathuba wokubuyekeza makhulu kakhulu ngenxa yezici ezikhethekile zala magugu, kepha qaphela, kanye nokulahleka okungaba khona. Ukuqinisekisa le ngozi, kwanele ukukhumbula ukuthi amalungu amabili ale nkomba alahlekelwe ezinyangeni ezine zokuqala zohlu ezisondele kuma-40%.

Ngakolunye uhlangothi, yizinkampani ngokuvamile abavamisile ukusabalalisa noma iyiphi inkokhelo yesabelo, eyehlisa ukuncintisana ngokumelene nezindinganiso ezenzayo. Futhi lokho ngandlela thile, zihloselwe iphrofayili yabatshali zimali abancane nabaphakathi abanolaka kakhulu, ngaphambili obezihlukanisa ngokufuna izimbuyiselo eziphakeme esikhathini esifushane kakhulu. Ngobungozi obukhulu ekusebenzeni kusukela, yize kuliqiniso ukuthi kulawa manani ungathola imali eningi, kufanele futhi kubhekwe ukuthi ungashiya imali enkulu endleleni yalokhu kutshalwa kwezimali. Kepha kubonakala sengathi lo mkhuba ushintshile kulezi zinsuku futhi wembuliwe emikhubeni yabasebenzisi besitoko,

Khulisa okunikezwayo kwakho kwesitoko

Ngenkathi ekugcineni, kubaluleke kakhulu ukugqamisa ukuthi lesi sigaba sezokuphepha sizokwenyuka ekunikezweni kwaso eminyakeni ezayo. Ukuthi kuze kuthi ngokweminye imibiko kutholakale ukuthi izomela cishe ama-60% wokuphakelwa yalezi zimpahla zezimali. Ukumboza izingxenye eziningi zebhizinisi kunalapho zitholakala khona manje. Isibonelo, ukuzibandakanya emisebenzini yezezimali kuze kube manje yenziwa kuphela ngamaqembu ezezimali.

Ukuze ekuhambeni kwesikhathi inani layo emakethe yamasheya liqhubeke ngokubaluleka kuzo zonke izindlela zokubuka. Kanye nokuqamba kwayo kuyo yonke imikhiqizo nezinsizakalo ezinikezwa amakhasimende noma abasebenzisi futhi njengento ehlukanisayo maqondana nolayini bendabuko webhizinisi. Ziyizizathu ezingaphezu kokwanele zokubheka ubuchwepheshe obusha ngokubukeka okuhlukile lapho kwakhiwa iphothifoliyo yethu elandelayo yokutshala imali. Lapho kufanele kube khona igebe ukufaka lolu hlobo lwamagugu obuchwepheshe. Kungaba ukusebenza okuzuzisa kakhulu kusuka kulo mzuzu ekutshalweni kwemali emakethe yamasheya, ngoshintsho olulula kucebo.


Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.