Ukutshala imali emakethe yamasheya kudinga uchungechunge lolwazi uma ufuna ukwenza imisebenzi ngemikhawulo ethile yokuzethemba. Ngoba kungaholela ekutheni uthathe izinqumo ezilimaza izintshisekelo zakho njengomtshali-zimali omncane naphakathi. Kunoma ikuphi, uneziningana amasu ukwenza lokhu kufundelwa kube semthethweni ukuze finyelela impumelelo emisebenzini yakho eminingi ezimakethe zezimali. Hhayi ngeze, ungakhohlwa ukuthi yimali yakho oyidlalayo futhi ngalo mqondo kufanele uvikele yonke iminyakazo ozoyenza kusukela manje kuqhubeke.
Mhlawumbe ongakucabanganga ngalesi sikhathi ukuthi lokhu kufunda kungenziwa ngezincwadi. Ngeke nje kukusize ube nesikhathi esimnandi kakhulu, kepha uzokwazi ukuhlanganisa ukufundwa kwayo ngemisebenzi enenzuzo enkulu. Hhayi ize, uzoba sesimweni esiphelele sokuthola imiphumela ngokuya ngokulindela kwakho. Yize kuzodingeka ngokuphelele kuwe ukwenza okubalulekile ukukhethwa kwezincwadi zamasheya Ukuthi bakunikeze ngemibono emihle kakhulu yokwenza imisebenzi yakho izuze emakethe yamasheya kusukela manje kuqhubeke.
Vele kunezincwadi eziningi okuqukethwe okungukutshalwa kwezimali emakethe yamasheya. Kepha akuwona wonke umuntu ozozwela kulokho okulindele. Kwezinye izimo, ngoba ukufundwa kwalolu hlobo lwezihloko kuvame ukuba nzima kakhulu futhi kwabanye ngoba akunakho okuqukethwe okukunikeza ukuzethemba. Phakathi kwezinye izizathu, kungenxa yokuthi lesi sihloko sithambekele kakhulu kokuqukethwe okushaya kakhulu futhi ikakhulukazi kwezokuthakazelisa. Ukufika eqophelweni lokuthi bangakusiza ngaphezu kokukusiza, bakulimaze ezindleleni ozozenza ezimakethe zezimali.
Izincwadi zokushintshaniswa kwamasheya zezidumbu
I- "Bag for Dummies" ingenye yezincwadi ezifanele kakhulu kulabo abanolwazi oluncane ngezimakethe zezimali. Kubhalwe nguJosef Ajram ukuze nge ulimi olucacile noluqondile ungayiqonda ekhasini lokuqala. Impela ayinikeli ngezobuchwepheshe noma amasu wezimangaliso zokwenza imali ezimakethe zezimali. Uma kungenjalo, ngokuphambene nalokho, kumayelana nokungena kulo mkhakha kuleyo ngxenye yomphakathi engenalo noluncane ulwazi ngalolu hlobo lwezihloko ezithile.
Le ncwadi iqoqa imfundiso eyisisekelo ngokusebenza kwemakethe yamasheya, echazwe ngendlela eqondakalayo kunoma ngubani. Kusuka ku- izibonelo ezibambekayo futhi lokho kungakuthatha ungene ezweni eliyinkimbinkimbi nobudlelwano nemali. Impela ngaphandle kwezindlela zokupheka zemilingo, noma ngabe ngamasu wokutshala imali ayinkimbinkimbi. Ngokuphambene nalokho, yincwadi yabaqalayo abafuna ukwenza imisebenzi yabo yokuqala emakethe yamasheya.
"Ukutshalwa kwezimali emakethe yamasheya"
Yincwadi ethe xaxa ethe xaxa edlulela phambili ngokuphakamisa uchungechunge lwamathuluzi ukuze ukwazi ukutshala imali emkhakheni wemakethe yamasheya. Kunoma ikuphi, akuyona incwadi ongayisebenzisa, kodwa kunalokho ivelele ngaphezu kwakho konke ngokusebenziseka kwayo. Yize kuhloselwe abasebenzisi asebevele benokufunda okuthile kulolu hlobo lwemisebenzi. Vele, kufanele ufunde le ncwadi ngomoya ophansi ukuze uthole okuningi ezimfundisweni zayo. Futhi nokuthi ungakwenza ngokusemthethweni kusukela manje kuya phambili ngoba yimibono esebenza kakhulu ukuze ungathathi isikhathi eside ukuyilungiselela.
Kunoma ikuphi, le ncwadi ingenye yezinkomba zokuthenga nokuthengisa amasheya emakethe yamasheya. Awukwazi ukukhohlwa ukuthi ungafunda konke kalula amaqhinga namasu okuthenga nokuthengisa amasheya Ngempela ngempumelelo. Ukuze ngale ndlela, usesimweni esihle sokungenisa ulwazi olunamandla kakhulu emakethe yamasheya. Akumangalisi ukuthi inhloso yakhe ukuthi wena ulawule ukutshalwa kwezimali kwesitoko kusuka kumzuzu wokuqala.
"Phila ngokuhweba"
Kubabukeli abahlukile le ncwadi yenziwe, okwenzeka ukuthi ibe nobuchwepheshe obedlula obedlule. Akumangalisi ukuthi kuhloselwe iphrofayili echazwe kahle yabantu. Njengakulesi simo abatshalizimali abacabangelayo abakhetha i- ukuhweba okusheshayo. Lokho wukuthi, lokho esikwaziyo sonke njengokuhweba. Ukuze ukwazi ngisho nokuziphilisa ngalo msebenzi ezimweni ezikhetheke kakhulu. Ubulula bokufunda buhlanganiswa nezindlela ezengeziwe zobuchwepheshe ekusatshalalisweni kwazo.
Kunoma ikuphi, le ncwadi ibhekene neqiniso lokuthi u-Alexander Elder, ongumbhali walo msebenzi wobuchwepheshe, uzama ukuletha izimfundiso zakhe kunoma yimuphi umsebenzisi. Ngisho nalabo ube nokufunda okuncane kulesi sigaba sokusebenza ezimakethe zezimali. Ngakolunye uhlangothi, inengxenye ethokozisayo lapho ikhuluma khona nge-chartism, izinkomba zobuchwepheshe nezinhlelo zokuhweba. Koshaka abafisa ngokweqiniso ezimakethe zezezimali.
"Amabhubesi alwa nezinsikazi"
Enye yezincwadi ngempumelelo enkulu eminyakeni yamuva futhi lokho sekuqale ngombono womunye wabahlaziyi bezezimali owaziwa kakhulu ngabatshalizimali abancane nabaphakathi njengoJosé Luis Cárpatos. Kungumsebenzi wesethenjwa esiyisibopho ukuze ungenzi amaphutha amakhulu ezimakethe zezimali. Kulesi simo, kungakufundisa ukuklama amasu okutshalwa kwezimali ahlukahlukene kakhulu. Kusuka kokusezingeni eliphezulu kakhulu, lapho kucatshangelwa khona izibalo ezinobuhlakani obukhulu, kuya ezinhlelweni zendabuko ezisetshenziswe kusukela esikhathini sokuphila.
Kuyinto engasiza kakhulu uma uzohweba ngokushintshana ngemvamisa ethile. Ukufika ezingeni lokuthi emasontweni ambalwa noma mhlawumbe ezinyangeni uzoba nenqubo yokwazi ukuthi yiziphi izimo kufanele uhambe noma ungahambi zezimakethe zezimali. Akumangalisi ukuthi izokunikeza umbono obaluleke njengokuthi uzothuthuka ukuze ukwazi ukulungisa amanani wokungena nokuphuma ezimakethe ezahlukahlukene zezezimali. Kuyincwadi eyisisekelo uma lo mkhakha, njengemakethe yamasheya, uzowuthatha ngokungathí sina kusukela manje kuqhubeke.
Ukuhamba phansi eWall Street
Kwakhiwa njengenye yezindlela ezinhle zokutshala imali ezimakethe zamasheya ngempumelelo. Le ncwadi, ebhalwe ngumtshali-zimali owaziwayo uBurton Malkiel, ibuyekezwe eminyakeni edlule njengoba nokutshalwa kwemali kwanamuhla kuqhubekile. Kuze kube ukuhlinzeka ngezindlela eziphambili kakhulu njenge ukuhlaziywa okuyisisekelo nobuchwepheshe. Njengoba ezofeza inhloso ebaluleke kakhulu futhi lokho uzokumemela ekucabangeni okucabangayo. Phakathi kwezinye izizathu ukuze ube sesimweni sokuqonda ukungena nokuphuma kwezimakethe. Kuzoba nomthelela oqondile ekusebenzeni kwakho nokuthi kuzoba ngcono kakhulu futhi imiphumela izoba ngcono kunakuqala.
Vele, kuyincwadi eyinkimbinkimbi ongayifunda futhi ungadinga usizo olungeziwe ukuze uthole wonke amasu eliwanikezayo ukwenza utshalomali olungcono kakhulu. Kepha uma ekugcineni ukwazi ukunqoba lesi sehlakalo esincane, uzoba nomhlaba omningi ozuziwe ukuzisebenzisa kuyo yonke imisebenzi yakho elandelayo ezimakethe zezimali. Akumangalisi ukuthi kungaba yi incwadi eyinhloko ukuze ube ngumtshalizimali omncane naphakathi onolwazi. Okungafanele ukuthi ilahleke ehhovisi lakho etafuleni lomsebenzi. Ungathola izinzuzo eziningi ngokuyifunda.
"Izwe elihle lemali kanye nemakethe yamasheya"
Esinye sezihloko okungafanele ukuthi zilahleke kulabhulali yakho uma kusuka manje ufuna ukuba ngumtshali-zimali onolwazi. Kubhalwe ngobuhle obukhulu ngomunye wabazi abakhulu bale ndawo ebalulekile yokutshala imali. Sikhuluma ngo-Andre Kostolany ogqamisa ukubaluleka kwe- utshalomali ukuhlaziywa kwezobuchwepheshe. Ukuthi kule ncwadi aqoqe idlanzana lamathiphu azowasebenzisa. Ngaphezu kokunikeza lonke uhlobo lokuthi utshalomali kufanele lube yini ngalesi sikhathi.
"I-black swan" ingenye yezincwadi ezibalulekile ukuqala ukusebenza ezimakethe zezimali. Ngaphansi kwe-prism kaNassim Taleb, kuyisibonelo esihle kakhulu se- baqonde ubuqiniso bezimakethe zanamuhla. Awukwazi ukukhohlwa ukuthi kuzokusiza ukucabanga ngombono ongaba nawo wezimakethe zezimali ukuze ukwazi ukusebenza ngempumelelo nazo kusukela manje. Kunoma ikuphi, kufanele kufundelwe noma ngubani ofuna ukufunda ukuthi angonga kanjani ezimakethe zamasheya. Njengoba kungaba kuwe futhi ngale ndlela wenze izimpahla zakho zenze inzuzo.
Futhi ukuqeda "Isikhwama noma impilo" kungenye yezincwadi eziwusizo kakhulu onazo ezitolo zezincwadi ukubona imakethe yamasheya kanye nezimakethe ngombono ohlukile futhi mhlawumbe unolaka kakhulu kunezinye. Ibhaxa lokuthola okucebile kancane ngokutshalwa kwezimali ezimakethe zezimali. Ngesinye isiphakamiso esingajabulisa kakhulu ongasenza kulo nyaka ekuzivocavoca umzimba. Ukuze ngale ndlela, usesimweni esihle sokungenisa ulwazi olunamandla kakhulu emakethe yamasheya. Ukuthi ekugcineni kosuku kungenye yezinhloso eziseqhulwini zalezi zincwadi ngesikhwama esesizethulile.