Ukuhlukumeza kungathinta nabatshalizimali bezimali. Ukuze izinga labo lingalimazeka. Lapho bangalahlekelwa khona ingxenye enkulu yemali ebekiwe. Ngesimo sokungabi namandla mayelana nokuthi bangenzani nokuthi yiziphi izenzo nezenzo abangazenza ukuvikela izikhundla zabo njenge abatshalizimali abancane nabaphakathi. Nokho, abalahlekelwanga yikho konke, ngoba unakho iziteshi lapho bengacubungula khona izimangalo zabo.
Eminyakeni yamuva kube nezimo ezithile lapho abaninimasheya abathengisayo belinyazwe kakhulu. Ngokusebenzisa imikhuba yokuhlukumeza yezinye izinkampani ezibalwe emakethe yamasheya aseSpain. Lapho abanye babo beze khona ulahlekelwe enye noma yonke imali oyilondolozile. Ezimweni eziningi, labo abathintekile bazizwa bengavikelekile ngokuphelele. Ngaphandle kokwazi ukuthi bangasebenzisa ziphi izinsiza kulezi zimo.
Uma wena uqobo udlule kwesinye salezi zimo noma kungenzeka kuwe ezinyangeni ezizayo, kuzodingeka ukuthi ulandele imininingwane esizokunikeza yona kule ndatshana. Uzoba nethuluzi eliwusizo kakhulu lokufaka isikhalazo ngokuhlukunyezwa okuthile yizinkampani ezihlanganiswe nezinkomba zokulingana zikazwelonke. Kungaba yithuba lokuphuma ezinkingeni ezingaphezu kwesisodwa ongabandakanyeka kuzo kusukela manje kuqhubeke. Kuzoba okufanele vikela amalungelo akho njengomtshali-zimali.
Izenzo: ungafaka isicelo?
Noma yisiphi isikhalazo singaphakanyiswa ngaphambi kwezinyathelo ezingacaci noma eziphambene ngqo nomthetho yizingxenye zezindikimba ezilawulayo zezinkampani ezibalwe. Njengoba kuvame ukwenzeka kwabanye ukunyakaza kwezinkampani zimbalwa kakhulu izimiso zokuziphatha. Lapho ungabona khona ukuthi ulimele njengomninimasheya omncane oyikho. Ngeke kube inqubo elula, kude nayo. Uma kungenjalo, kunalokho, kuyinkimbinkimbi kakhulu futhi kugcwele izithiyo. Ngaphandle kwesixazululo esiqinisekisiwe nganoma yisiphi isikhathi. Kepha akukho okunye ongakwenza ngaphandle kokwenza kube semthethweni uma ufuna ukuthola ingxenye yemali elahlekile emakethe yamasheya.
Ukwenza okuhlukile eminyakeni yamuva kube nempikiswano enkulu. Lapho izintshisekelo zabatshalizimali abathengisa ziye zancishiswa kakhulu. Amacala akhiqizwa ezinkampanini ezifana ne- Usilika waseBarcelona noma iDeoleo ezinye zezibonelo zalokho okungenzeka kuwe ngezikhathi ezithile. Ungakwenza ngawodwana noma ngokubambisana nabanye abaninimasheya abasesimweni esifanayo nawe. Noma kunjalo, imigqa yokusebenza ongayisebenzisa kunqunyelwe. Ngaphandle kwamazinga aphezulu okuvikela ukuvikela utshalomali lwakho.
Izindikimba zokuvikela abatshalizimali
Kusuka emazingeni asemthethweni unebhodi phakathi kwezinhloso zalo ukuvikela izintshisekelo zabatshalizimali abancane nabaphakathi. Imayelana ne- Ikhomishini Yezokuphepha Kazwelonke (CNMV). Ungabheka kulesi sikhungo uma kwenzeka kunokuhlukunyezwa yizinkampani. Banenhloso yokukuvikela kokungafanele abakwenzayo futhi okungaholela ekulahlekelweni ngama-euro amaningi emgwaqeni. Kunoma ikuphi, akusilo isu elisebenza kahle ngoba imigqa yokusebenza kwayo ayiveli kakhulu. Kepha kunalokho okuphambene. Ngamafuphi, abavamisile ukwenza noma yini lapho kukhona okungajwayelekile okwethulwe yizinkampani.
Ngeminyango yalo yosizo lwabatshalizimali uzokwazi ukuphakamisa noma yisiphi isimangalo ngezenzo zemakethe yamasheya. Yize elinye icala elihluke kakhulu ukusebenza kokufana. Ngezinga abavame ukuzivikela ngalo izintshisekelo zabathengisi. Njengakwelinye icala, isolwe ezinye izinhlangano zabatshalizimali. Kodwa-ke, ngelinye lamathuluzi ongawasebenzisa lapho uzibona usesimweni lapho amalungelo akho njengomsebenzisi ezimakethe zezimali ephulwe khona.
Ungabika noma yisiphi isenzo esingajwayelekile ngezinkampani ezibalulwe. Yize kuyinqubo ehamba kancane futhi egcwele izinqubo zokuphatha. Kungathatha iminyaka eminingi ngaphambi kokuba ube nempendulo ngezikhalazo ozikhiphile. Ungumgwamanda osemthethweni, okungenani onesibopho sokubheka izintshisekelo zakho. Okunye okuhluke kakhulu ukuthi ekugcineni bafinyelela kulezi zinhloso. Lapho bambalwa kakhulu abatshalizimali abeza ukuzokhipha izikhalazo zabo ngokushesha okukhulu.
Ukuvikela abatshalizimali
Enye indlela ongayisebenzisa ukukhulisa izimangalo zakho izinhlangano zabatshalizimali. Ngokuvamile zizimele futhi abancikile ezithakazelweni ezingahlobene nalabo bezimali ngokwabo. Kodwa-ke, banethonya elincane kakhulu ukuxazulula izinkinga ezingase zenzeke kuwe ebuhlotsheni bakho nezimakethe zezimali. Ngaphezu kwalokho, bayizinhlangano ezinethonya elincane ezinhlakeni ezilawulayo zokuphatha. Kuze kufike ezingeni lokuthi ezikhathini eziningi abazithathi nezinyathelo izinkampani ezilahlwe ngabatshalizimali.
Ezimweni eziningi, azakhelwanga kuphela ukuvikela abatshalizimali abancane. Kepha bakudlulisela kwesinye isigaba sabasebenzisi. Isibonelo, ethintekile ebudlelwaneni babo basemabhange. Ngokuhlukunyezwa namacala angalungile ochungechungeni lwemikhiqizo yezimali. Phakathi kwabo, ukufaka imali, iziteshi zokuxhasa ngemali, amakhadi wesikweletu noma izinhlelo zokonga, phakathi kokuvelele kakhulu. Kunoma ikuphi, ungazama ngenye yalezi zinhlangano.
Enye yezingqinamba ezinkulu ekukhetheni le ndlela yokuzivikela ivela kwisidingo sokuhlanganiswa nezinye zalezi zinhlangano. Akusizi ngalutho, uma ungekho, ngeke ube nelungelo lokwenza noma yiluphi uhlobo lwezinsizakusebenza ngaphambi kwezinkampani ezihola imali. Ngaphezu kwalokho, banezixhumanisi ezimbalwa kakhulu nezinsiza ezimbalwa zoku uwine amacala abhekene nezinkampani. Kunoma ikuphi, kuzoba ngenye yamathuba okuzodingeka uvikele amalungelo akho kunoma yikuphi ukuhlukunyezwa okungakuthinta ebudlelwaneni bakho nezimakethe zezimali.
Ukuqoqwa kwabatshalizimali
Indlela ezenzakalelayo yokufeza lezi zinhloso ukuhlanganisa ingxenye enkulu yabatshalizimali abancane nabaphakathi abadlula esimweni esifanayo nesakho. Lokhu kwenzeke kwezinye izinkampani ezihlukumeze abambalwa. Baze benze ikhasi labo lewebhu lapho shayela izimfuno zabo. Lapho ungafinyelela khona konke okufunwayo nezenzo zabo. Ngeke zidinge lutho, noma ngabe ubhekana nezindleko zezinqubo ezithuthukisiwe.
Noma yimuphi umuntu othintekile ezithakazelweni zabo njengabatshalizimali angajoyina la maqembu. Ngamandla amakhulu kunezinye iziphakamiso ezishiwo ngaphambilini. Akumangalisi ukuthi babe nempumelelo ethile efanelekile ekusebenzeni kwabo. Kuze kube seqophelweni lokuthi bavame ukuba nezeluleko zeqembu elibalulekile labameli. Ukuyisa izikhalazo ekugcineni kwenqubo. Yize kuliqiniso ukuthi lezi zithatha isikhathi eside. Ingenye yezinkinga ezinkulu ongayithola uma ukhetha le ndlela ethandwa kakhulu. Imvamisa ihanjiswa ngeziteshi eziku-inthanethi.
Esinye sezincomo abazenza kuwe kulezi zimo ukuthi awathengisi amasheya ezinkampanini ezithintekile. Le misebenzi ingaba nenkinga enkulu. Akukho okunye ngaphandle kokuthi awukwazi ukuthengisa izikhundla zakho ngentengo yemakethe. Futhi ngale ndlela, esimweni esibi kakhulu, ungalahlekelwa yiyo yonke imali ekutshalweni kwakho. Lesi sici sisho ukuthi abatshalizimali abaningi abakhethi leli su elikhethekile. Kuze kube bakhetha ukuthengisa izikhundla zabo. Noma ngabe kubiza ukushiya ama-euro ambalwa endleleni.
Yini ongayithola?
Eqinisweni, amathemba wokuthi ungazifeza izinhloso zakho awekho kakhulu. Ngaphezu kwalokho, ngokusebenzisa i- inqubo eyinkimbinkimbi impela futhi kuhamba kancane kakhulu ukuthi ungakwazi ngisho nokushiya ukuzivikela kwakho ngemuva kweminyaka embalwa. Akumangalisi ukuthi lo mugqa wesenzo uzodinga ukuzinikela okuthile nentando eningi yokuqhubekela phambili kuyo yonke inqubo.
Elinye icebo lokuthatha izimangalo zakho ukuthi awuthathi wedwa. Into enengqondo kunazo zonke ukuthi usekelwa ngamanye amaqembu asesimweni esifana nesakho. Futhi ukube bekungeqembu labameli abakhethekile kulezi zindaba, bekungcono kakhulu. Konke kuncane gcina futhi uvikele izintshisekelo zakho kulezi zimo eziyinkimbinkimbi. Kunoma ikuphi, kufanele uzame ukungazitholi izindleko ezeqile ekuphathweni kwale nqubo eyinkimbinkimbi yezimangalo kwizimangalo zakho ze-equity.
Kunoma ikuphi, futhi ezimweni ezinhle kakhulu, kuzothatha iminyaka eminingi ukuthi uxazulule lolu daba. Ngalo mqondo, kufanele uzibuze ukuthi kufanele yini ukubhekana nalokhu inqubo ende kangaka. Kokubili kusukela ekubukeni okungokomzwelo futhi maqondana nebhalansi ye-akhawunti yakho yokuhlola. Kwezinye izimo kungakukhokhela ukwenza lo mugqa wesenzo. Yinto okuzodingeka ucabange ngayo kuye ngesimo sakho sezezimali nesakho.
Amathemba okufanele uzuze kule nqubo awakhulu kakhulu. Kepha ungazama, ngoba ekugcineni kosuku awulahlekelwa lutho. Ngaphezu kwalokho, kunesithunzi sakho njengomtshalizimali omncane. Kepha yizona kuphela ezinye izindlela onazo zokuhlukumeza nganoma yiziphi izinkampani ezibalulwe emakethe yamasheya yaseSpain. Ekuphetheni, kufanele wazi ukuthi ngandlela thile ngeke uvikeleke lapho ubhekene nalezi zimo ezingase zikwehlele esikhathini esithile empilweni yakho.