Esinye sezihloko zezezimali lapho kungavela khona ukungabaza okuningi yilezi Izintela, ngoba kujwayelekile ukuthi abantu abadala bayo yonke iminyaka bangacaci ngokuphelele nge izinsuku, ubuningi kanye nencazelo kusuka ngamunye wabo. Uma wake wazibuza ukuthi ngabe ikhona yini indlela yokulandela umkhondo wentela yakho ngendlela elula nephumelelayo, usendaweni efanele.
Okulandelayo, sizokwethulela umhlahlandlela ohleliwe ofaka phakathi izinkokhelo okufanele sizenze unyaka nonyaka, kanye nencazelo yokuthi singazibala kanjani kalula nokuthi kufanele sikhokhe nini ngale nkokhelo. Uma ufuna ukwazi kabanzi ngezinkokhelo ezahlukahlukene okufanele uzenze njengomkhokhi wentela ukuze zingasimangazi, sikumema ukuba uqhubeke ufunde.
Imali engenayo kanye ne-Equity
La isitatimende semali engenayo Cishe inqubo engasenza sibe nengcindezi eyengeziwe, ngoba izinsuku zicace bha futhi kufanele sizazi ukuze sibe nayo yonke imibhalo edingekayo futhi sifeze inqubo ngesikhathi. Ukuze siqonde ngokugcwele ukuthi isitatimende semali engenayo siqukethe ini, kubalulekile ukuthi sazi umqondo olandelayo:
Intela yomuntu siqu engenayo:
Kuyintela okufanele ikhokhwe yizo zonke izakhamizi zaseSpain ezithola imali engenayo njengesisebenzi (njengezisebenzi) zizenzele (njengabasebenzi abazisebenzelayo, osomabhizinisi, ochwepheshe bezinkululeko, njll.). Noma ukuthola izinzuzo zomphakathi (umhlalaphansi, ukungasebenzi, njll). Kanye nalabo abathola imali engenayo etholakala ngokuthengisa noma ngokuqasha indlu kumele bayikhokhe futhi.
Ngale ndlela isilinganiso sentela yomuntu ngamunye Yonke imali engenayo etholwe unyaka wonke ngaphambi kwentela yentela izokwengezwa. Le mali engenayo ingaqhamuka emithonjeni ehlukahlukene, futhi kufanele ilawulwe ngendlela efanayo, yile ndlela okusetshenziswa ngayo le nqubo eyaziwa ngokuthi isitatimende semali engenayo. Le nqubo yokuphatha kufanele yenziwe yithina minyaka yonke njengoMgcinimafa, futhi umphumela wayo ungaba muhle noma ube mibi. Uma inani elikhokhiwe likhulu kunemali esiyibhalisile kuMgcinimafa, imali izobuyiselwa kithi, futhi uma besithole imali eningi kunaleyo ebhalisiwe, kuzodingeka sikhokhe inani elibekiwe lemali.
Izinsuku ezibalulekile okufanele uzikhumbule ukuze wenze kahle isitatimende sakho semali elandelayo yilezi:
• Ngo-APRIL, izinsizakalo ze-telematic ziqala lapho singaqala ukuphatha ezinye izinqubo nge-intanethi, futhi futhi singathola imininingwane yocingo nezinye izinsizakalo zokusekela. Ngokucacile, kusuka kulolu suku singenza okulandelayo:
- Thola inombolo yesithenjwa sokusalungiswa kanye nedatha yentela online.
- Cubungula okusalungiswa nge-inthanethi.
- Qinisekisa futhi uguqule okusalungiswa kaningi ngangokunokwenzeka nge-inthanethi.
- Izitatimende zamanje zokuthola imali ezenziwe ngeRenta Web
- Izimemezelo zokulingana kwefayela.
• NGO-MAY i-Pre-aphoyintimenti Service iqala, futhi ezinsukwini ezimbalwa kamuva inkonzo ubuso nobuso uzoqala ukulungiselela, ukuguqula futhi ukwethula okusalungiswa kanye nezitatimende emahhovisi.
• Ekupheleni kukaJUNI umnqamulajuqu wokwethula isimemezelo ngedebithi eqondile.
• Kuzofanele wethule isimemezelo semali engenayo nengcebo yakho ngaphambi kuka-AUGUST.
• Uzoba kuze kube nguNovemba ukwenza inkokhelo yesitolimende sesibili semali Yentela Yomholo yonyaka ofaka isicelo.
Ungakhohlwa ukuthi kunokudonswa okuhlukile ongakucela ukuze isitatimende sakho semali engenayo singabi ngumthwalo osindayo kakhulu kwezomnotho, onelungelo lawo. Bheka ukuthi izitatimende zakho zihlanganisa umshwalense, imali ekhokhelwa izinyunyana, iminikelo ezinhlanganweni ezingekho ngaphansi kukahulumeni, impesheni noma izinhlelo zokonga. Ezimweni eziningi kulawa ungaba umbolekisi wezinzuzo zentela ngokwesitatimende sakho sempahla nezimpahla zakho.
Ungacela imininingwane bese uphendula imibuzo yakho ngocingo kule nombolo 901 33 55 11 noma kule nombolo 91 554 87 70 kusuka ngo-9 ekuseni kuye ku-19 ntambama kusukela ngoMsombuluko kuya kuLwesihlanu
Intela yemoto
Njengoba nje ngo-Ephreli kufanele sikhumbule yethu isimemezelo semali engenayo kanye nengcebo, Kumele futhi sicabangele i-IVTM noma i-Tax on Mechanical Traction Vehicles, nathi esiyazi kalula njenge-Circulation Tax. Le ntela ingeyohlobo lwasekhaya nolonyaka, futhi bonke labo bantu bemvelo nabasemthethweni abangabanikazi bemoto yokudonsa imishini baphoqelekile ukukhokha. Sikhuluma ngabo bonke labo banikazi bezimoto, amabhasi, ogandaganda, izithuthuthu, ama-trailer noma amaloli.
Le ntela ibalwa ngokuya ngamapharamitha asungulwe ngokuya ngohlobo lwemoto esinayo, lokhu okulandelayo:
- Izimoto nogandaganda: amahhashi entela (Amahhashi entela yiyunithi yokukala ekhombisa intela yemoto ngokuya ngenani lamasilinda emoto. Lesi silinganiso singasithola eHholo lethu Lasedolobheni.)
- Ama-trailer, ama-semi-trailer namaloli: amakhilogremu wokulayisha
- Amabhasi: inani lezihlalo.
- Ama-moped nezithuthuthu: ama-cubic sentimitha wenjini.
Ihholo ngalinye ledolobha linamatafula ahlukene wokubala intela ehambelana nokukhokha uhlobo ngalunye lwemoto, ngakho-ke kungcono ngaso sonke isikhathi ukuthola le mali ngokuya ngqo ehholo ledolobha lakho. Futhi qaphela ukuthi izinsuku zokukhokha le ntela ziyahlukahluka kuye ngokuthi ukuphi, ngakho-ke kubalulekile ukuthi uqinisekise lolu lwazi ekuqaleni konyaka, ukuze uzimisele ukukhokha phakathi kuka-Ephreli noJuni, okuyi yizinyanga lapho le nkokhelo ivame ukucelwa khona.
Intela Yezindlu
Kuyafaneleka ukucacisa i- izici ezichaza ukuthengiswa kwezindlu: Lezi yilezo mpahla okuthi ngenxa yezici zazo zilungiswe endaweni eyodwa, futhi ukudluliswa kwazo ngeke kwenzeke noma kube nzima kakhulu. Lesi sigaba sifaka umhlaba, izakhiwo, imigwaqo, izindlu, njll. Lokhu kungabhaliswa kwiRegistry Registry futhi kungabanjiswa ngayo uma kunesidingo.
I-IBI noma i-Real Estate Tax ihlukaniswe yaba yi-Urban, Rustic ne-Special Features. Le ntela nayo ingeyasendaweni, ngakho-ke umkhandlu ngamunye uzobeka imibandela nezinsuku ezithile ukuhambisana nayo. Intela ithinta noma iyiphi ingcebo esinayo noma esinamalungelo kuyo nendlela yokubala ukuthi siyikhokha kanjani imi kanje:
Okokuqala kufanele sicabangele inani lentela yendawo, inani le-cadastral lempahla yethu, kanye nenani layo le-cadastral. Ukuze ungadideki nalawa magama akude nolimi oluvamile, siwachaza ngezansi.
- Izinga lentela yasendaweni: isilinganiso lapho imikhandlu yendawo ichaza njalo ngonyaka, ngakho-ke iyashintsha kuye ngokuthi ukuphi kanye nonyaka owenza isimemezelo sakho.
- Inani leCadastral: Inani lezomnotho elikhonjiswa yikhaya lakho kucatshangelwa inani lomhlaba nesakhiwo esakhiwe.
Le yindlela esizomane siphindaphinde ngayo womabili amanani bese sihlukanisa imiphumela ngo-100 ukuze sazi inani lemali okuzodingeka silikhokhe ukumboza ngale ntela. Uma, ukusho isibonelo, sithi impahla yethu inenani le-cadastral lama-150000 Euro, futhi uhlobo lwethu lwentela ngu .465%, sizokwazi ukuthi kufanele sikhokhe ama-Euro angama-697,5 ukumboza i-Real Estate Tax.
Kubalulekile ukuthi ubheke ukuthi sizokhokha malini, kepha ukuze sazi ukuthi isikhathi sokukhokha kufanele sikhokhe nini kufanele sinake ukuthi umkhandlu ngamunye wedolobha unekhalenda lawo lokucela le ntela, ukuze kuthi nge-IVTM, kufanele wazi ngokuxhumana okunikezwa endaweni yangakini ukuze ungalahlekelwa yithuba elisunguliwe futhi ukwazi ukuhambisana nale nkokhelo.
Inzuzo enkulu i-IBM enayo ukuthi singaya kunoma yiliphi ihhovisi lasebhange nemibhalo yethu yokwenza inkokhelo, singacela nokucela imali ngqo, futhi kungaleyondlela okuzoqinisekiswa ngayo kalula ukuthi sizithobile zonke izibopho zethu zentela.
Isifingqo
Ukufingqa ngqo, izinsuku okumele ngabe sazihlelela ukuthi sikwazi ukumboza yonke imisebenzi yethu yentela ngendlela ehlakaniphile yile elandelayo:
- Isimemezelo semali engenayo nokulingana: APRIL MAY NOJUNE
- IVT: kusuka ngo-APRIL kuya kuJUNE
- I-IBI: kuzoya ngomasipala ngamunye, ngakho-ke kuzofanela uyithinte endaweni yangakini.
Manje usuyabona ukuthi ukubala intela yakho kulula kakhulu kunalokho okhonjelwe kukholelwa impilo yakho yonke. Kumele siqale inqubo kusenesikhathi ukuze siqoqe yonke imininingwane nemibhalo edingekayo ukwethula okusalungiswa nezitatimende ezidingekayo ukwenza inkokhelo. Khumbula ukuthi kubaluleke kakhulu ukuthi wazi usuku ngalunye okufanele kuhlangatshezwane nalo, ukuze ube ngumkhokhi wentela onakekelayo okwazi ukuphatha izimali zakho ukuze ukukhokhwa kwalolu hlobo lwentela kungathinti iphakethe lakho noma kungakulinganisi ngokwezezimali.
Thatha ithuba lokuthi unyaka usaqala ukuba nawo wonke amadokhumenti akho alungile futhi ususe izinkinga ngokushesha okukhulu. Uzobona ukuthi inqubo ilula kakhulu futhi iyashesha uma ulawula ukulawula intela yakho