Akungabazeki ukuthi eSpain kuneminye imithombo yokubhekisela ngale kwenkomba ekhethiwe yama-Spanish equities, i-Ibex 35. Ngokuqondile, ama-Ibex 35 Dividendes, okuyilapho kulondekile khona ukuphepha okusabalalisa le bhonasi kubaninimasheya futhi okuhlanganiswe ngaphakathi ukukhethwa kwamasheya kuzwelonke. Kuyinkomba ye- ukudalwa kwakamuva, njengoba ithuthukile ekuqaleni kwaleli khulu leminyaka futhi kungathakazelisa kakhulu ukuhambisa ukusebenza kwabatshalizimali abancane nabaphakathi ngenxa yezimpawu ezikhethekile ezihlangana ezimpahleni zazo zezezimali.
Ngokwethulwa kwayo, abatshalizimali banesiteshi esisha sokulandela njalo ukuvela kwamanani akhokhela izinzuzo kubatshalizimali. Njengomthombo oyisithenjwa wokuqondisa amasu akho emkhakheni wokutshala imali. Kokubili ngokubuka ngakunye kwezibambiso uqobo futhi uma zihlanganisiwe kuphothifoliyo yokutshalwa kwezimali yezimali zokutshala imali. Kunoma ikuphi, ingenye yama-indices okungaziwa kancane ngabatshalizimali abancane nabaphakathi. Ezimweni eziningi, ngaphandle kokubhekisela ebukhoneni bakho.
Izabelo ze-Ibex 35 ziyinkomba ewusizo kakhulu kubatshalizimali efaka ukwehluka kwamanani ezibambiso. Njengenzuzo ekhiqizwa ukusatshalaliswa kwezabelo ezinikezwa ukuphepha njalo ngonyaka ngendlela efike ngesikhathi futhi eqinisekisiwe. Ngezintshisekelo ezishintshayo phakathi kuka-3% no-8% nokuthi yakhiwe ngendlela eyinqaba yokwakha iphothifoliyo yemali engenayo engaguquki ngaphakathi kokuguqukayo. Ngaphezu ngenzuzo enikezwa okwamanje yimikhiqizo ehlukahlukene yasebhange. Phakathi kwabo, imali yesikhathi esinqunyiwe, ama-akhawunti wemali ephezulu noma ezinye izinhlelo zokonga ezinganikezi inzalo ye-1%.
Izabelo ze-Ibex 35: isebenza kanjani?
Le nkomba entsha yebhentshimakhi ezimakethe zezimali zikazwelonke ibonakala ngokuthi inakho okulandelayo izingxenye ezifanayo, inqubo yokubala nokulungisa kunaleyo ebhekise ekukhetheni kukazwelonke. Ngokuhluka kuphela okubandakanya kuphela ukuphepha okusabalalisa izinzuzo kubaninimasheya. Ngale ndlela, yakhiwa njengesiteshi esisha esitholakala kubo bonke abatshalizimali futhi lapho bangenza khona utshalomali lwabo ngepharamitha echazwe kahle kakhulu nokuthi ngandlela thile kuhloswe ngephrofayili yabatshalizimali efuna ukuphepha kokutshalwa kwemali ngaphezu kokunye ukucatshangelwa kwezobuchwepheshe.
Kubandakanya izinkampani ezifana ne-Endesa, BBVA, Banco Santander, ACS, Iberdrola noma Mediaset ukunikeza izibonelo ezimbalwa nje. Ngokwehluka okuhluka kakhulu kuye ngenqubomgomo yemiholo yalezi zinkampani. Umnikelo omkhulu ohlinzekwa yile nkomba yesitoko ekhethekile ukuthi umtshali-zimali uzoba nenkomba lapho ekhona aqoqe wonke amanani ezibalwe kukhetho lukazwelonke. Akuthandi kuze kube yiminyaka embalwa edlule lapho bekungekho ireferensi yezinkampani ezazisabalalisa izinzuzo.
Umthombo omusha wokuhlaziya
Njengomphumela wokuvela kwale nkomba yesitoko yamasheya aseSpain, kuzokwenzeka hlaziya kalula inzuzo enikezwa yizinkampani ngale nkokhelo. Kanye nokuvela kwakho konke ukuphepha okuhlangabezana nalezi zici futhi, ekugcineni, nezinye izinkokhelo abakhokha ngazo abaninimasheya. Ngamafuphi, kuyimodeli entsha yokubheka ukuvela kwakho konke ukuphepha okusabalalisa izinzuzo ngaphandle kokuya ngakunye ngakunye. Njengoba kwenzekile kwezinye izikhathi nabatshalizimali abancane nabaphakathi.
Ngokuphambene nalokho, banokulinganiselwa okuthile njengeqiniso lokungafaki olunye uchungechunge lwezokuphepha olukhokhela izinzuzo njalo, kepha alufakwa kwi-Ibex 35. Njengesibonelo, ezinkampanini ezinjengeLogista, Atresmedia, OHL, Ebro NH Hoteles . Ngakolunye uhlangothi, kukhona nezinye izinto ezixhumanisa nale nkomba yemakethe yamasheya ezinkampanini ezisabalalisa izinzuzo, kepha ukuma okunganqamuki nokungajwayelekile. Futhi lokho akukho ku-Ibex 35 Dividends. Akumangalisi ukuthi okuwukuphela kwezidingo ezimbili, ngakolunye uhlangothi, ukusabalalisa idividendi njengoba kunengqondo impela. Ngakolunye uhlangothi, kungokwenkomba ekhethiwe yama-equities kazwelonke.
Imvamisa yamacala
Izabelo zinezinyanga zikaDisemba nezikaJulayi inani lazo elizotholwa ngabatshalizimali abancane nabaphakathi. Ngakolunye uhlangothi, kufanele kuqashelwe ukuthi eziningi zalezi zinkampani zenza izinkokhelo ezifika kane ngonyaka unyaka ngamunye, eyodwa ngekota ngayinye. Yize futhi izinkathi zokukhokha zingaba ngonyaka noma kabili ngenyanga, kuya ngenqubomgomo eyenziwe yinkampani ngayinye efakwe ohlwini. Futhi kungumthombo oyisethenjwa wokuqinisekisa ukuvela kwangempela kwalezi ziphakamiso okuhloswe ngazo ukwenza ukonga kube nenzuzo. Ngendlela eqondile nangaphandle kokubheka okunye ukukala emakethe yamasheya.
Ngakolunye uhlangothi, kufanele kukhunjulwe ukuthi ukuqoqa izinzuzo kuyadingeka ukuthatha izikhundla kulawa manani ngaphambi kwezinsuku ezine noma ezinhlanu. Hhayi njengakuqala, lapho kuzokwanela ukuvula izikhundla ngosuku ngaphambi kokukhokha. Ngenkathi ngokuphambene nalokho, ukulahla izikhundla kungenziwa ngosuku olufanayo ngemuva kokwenza le nkokhelo ibe ngokomthetho. Isu okungangabazeki ukuthi abatshalizimali abaningi abancane nabaphakathi baphendukela kulo ukuze bazinikeze imali ku-akhawunti yabo yokonga. Ngale kokunye ukucatshangelwa kwamasu.
Isisekelo sezimali eziningi ezihlangene
Izabelo ze-Ibex 35 zingaba nezinye izinhlelo zokusebenza ekutshalweni okwenziwe abasebenzisi. Enye yezinto ezivame kakhulu ukuthi ithambekele ekuhlanganiseni ingxenye enhle ye- amaphothifoliyo esikhwama sokutshala izimali ngokuya ngamasheya. Njengakwezinye izinkomba zezwekazi elidala elinezici ezifanayo. Ukuze ngale ndlela, awudingi ukwenza isivumelwano ngokuphepha ngakunye. Ngakolunye uhlangothi, kuzokhiqiza ukuthi ukutshalwa kwezimali kwehlukaniswe ngokuphelele, ngisho nangezinye izimpahla zezezimali ezivela emholweni ongaguquki noma kwezinye izindlela zokutshala (ukuphathwa kwezindlu, izinto zokusetshenziswa, izinsimbi eziyigugu, njll.)
Okwamanje sekuvele kunezimali eziningana zokutshala imali ezincike kwi-Ibex 35 Dividends. Kungaba ingxenye noma ngokuhlanganyela futhi lokho kungashintshwa kunoma yiluphi uhlobo lwecebo lokuphathwa kwemali etholakalayo. Ngaphezu kwalokho, nangendlela enelukuluku lokwazi, ungakhohlwa ukuthi ngalezi zimali zokutshala imali ungaba sesimweni soku thola isabelo esijwayelekile phakathi nayo yonke iminyaka obekwe kuyo kulo mkhiqizo wezezimali. Ngale ndlela, uzoba nemali engaguquguquki futhi eqinisekisiwe kuyo yonke iminyaka yezimali futhi ngaphandle kokuvela kokuvikeleka kwakho ezimakethe zezezimali.
Izinzuzo zale nkomba yesitoko
Izinzuzo ongalethelwa zona yile nkomba yokulingana kuzwelonke ziningi, njengoba uzobona ngezansi. Okunye okubambekayo ukuthi uzoba nomholo noma ngabe ulahlekelwa yimali ekutshalweni kwezimali. Ngakolunye uhlangothi, kungumkhakha lapho izinkampani ezibhalwe ohlwini ezibaluleke kakhulu ezweni zihlanganisiwe futhi zinevolumu ephezulu kakhulu yezingxoxo. Ngamanye amagama, bagqama ngamandla abo amakhulu maqondana nokushona kwemali enikezwa amasheya abo.
Okunye ukunikela kwakhe okuphathelene kakhulu nalokho kuhlobene nesitatimende sakhe semali engenayo, ngoba yileyo ethulwa ngezilinganiso ezinhle kakhulu kubaphathi bakhe. Hhayi ngeze, awekho amanani wokuqagela ngisho nolayini bebhizinisi abangenayo. Yizinkampani ezisungulwe kahle ekuphathweni kwazo ngakho-ke izingcuphe zazo zingaphansi kakhulu kunezinye. Ukunikeza ukuphepha okukhulu kubatshalizimali.
Ukukhethwa kwemvume
Enye yezinhlobo zokutshala imali ezivele eminyakeni yamuva yilezo umthombo wazo oyisithenjwa ungomunye umkhiqizo wemali engenayo oguquguqukayo, iziqinisekiso. Yifomethi ekhetheke kakhulu esekela isu layo ekufakeni inqubo, okuthi uma ngesikhathi sokuphila kwayo intengo yempahla eyisisekelo ithinte noma yeqe nganoma yisiphi isikhathi amazinga athile anqunyelwe ngaphambili, aphansi noma ngaphezulu, ukuvuthwa kuvela ngaphambili. Kuyinkimbinkimbi ngandlela thile, njengoba ngakolunye uhlangothi kunengqondo ukucabanga esimweni somkhiqizo wokutshalwa kwezimali walezi zici. Futhi lokho kudinga ukufunda okukhulu ukuze kusebenze nayo ngendlela esebenza kahle kakhulu futhi ngaphezu kwakho konke ngeziqinisekiso ezinkulu zempumelelo.
Kungumkhiqizo oyinkimbinkimbi kakhulu othengiswa emakethe yamasheya yaseSpain ngokuya ngemithetho yokusebenza yengxenye yokuhweba yamawaranti, izitifiketi neminye imikhiqizo enezici ezifanayo. Ngesikhathi senkontileka yale mikhiqizo, umgoqo ophansi noma ongaphezulu uzonquma ukuphazamiseka kokuxoxisana kwalesi sigaba semikhiqizo yezezimali ngenxa yokuphelelwa yisikhathi ngaphambi kwesikhathi kanye nokuhoxa kwayo okucacile ekupheleni kwesikhathi sokuhweba. Kuhloselwe iphrofayili yomtshalizimali ethe xaxa lapho isifiso sokuthola imbuyiselo ephezulu sidlula ukusebenza okwenziwe ezimakethe zezezimali.