Enye yezinhloso zanoma yimuphi umtshalizimali omncane naphakathi ukwenza ngcono amanani entengo yokusebenza ezimakethe zezimali. Ikakhulu, kuma-oda wokuthengisa, okuwukuhamba okuqeda izikhundla emakethe yamasheya. Kuze kube seqophelweni lokuthi kube khona umehluko omkhulu kakhulu kuya ngentengo emakethe lapho zenziwa khona. Kungenza umehluko wama-euro amaningi ekusebenzeni futhi lokho kuyanda njengoba inani lomsebenzi liphakeme. Ngakho-ke, kufanele uqaphele kakhulu lapho wenza lokhu kuhamba emakethe yamasheya.
Enye yezingqinamba ezinkulu zokungenzi ukuhweba kahle kwamasheya kungenxa yokuntula ukuzola. Hhayi ize, kungakwenza ulahlekelwe ama-euro amaningi endleleni uma ungenalo igazi elibandayo lokwenza imisebenzi ibe semthethweni ngokuqapha okukhulu nangokukhuthala. Leli elinye lamaphutha ajwayelekile kakhulu enziwe ngabatshalizimali abanolwazi oluncane ezimakethe zokulingana. Kepha kukhona olunye uchungechunge lwezenzo olungaba lubi kakhulu kuzintshisekelo zakho njengomtshali-zimali omncane naphakathi. Futhi yizo kanye okufanele uzigweme ngazo zonke izindlela kusukela manje kuqhubeke.
Ukuze ungenzi amaphutha emisebenzini yakho yemakethe yamasheya futhi, sizokunikeza uchungechunge lwe izindinganiso zokuziphatha lokho kungaba wusizo olukhulu ekuvikeleni izintshisekelo zakho. Kunoma ikuphi, kufanele ukhumbule ukuthi lezi zinhlobo zamaphutha ekushintshaneni zivame kakhulu noma zincane kakhulu phakathi kwabatshalizimali. Ekupheleni kosuku, kumayelana nokuthi ekupheleni konyaka ngamunye unebhalansi enempilo kunazo zonke kwi-akhawunti yakho yokonga ngenxa yokutshalwa kwemali kwakho ezimakethe zezimali. Akumangalisi ukuthi lokhu kufanele kube enye yezinjongo zakho eziyinhloko kusuka kulezi zikhathi eziqondile.
Ungakuthuthukisa kanjani ukuthengisa?
Icebo elincane lokufeza le nhloso oyifunayo lisuselwa ekuqedeleni izikhundla zakho lapho inani elikhethiwe linalo wephule ukumelana okuthile lokucatshangelwa okukhethekile. Isinqumo sakho esihle kuzoba ukuvala izikhundla ngokushesha okukhulu. Phakathi kwezinye izizathu, ngoba inani lamasheya akho lingehla ngamandla amakhulu ezinsukwini noma emasontweni azayo futhi lesi yisimo okufanele usigweme ngaphezu kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe. Akumangalisi ukuthi kufanele ukhumbule ukuthi uzoba nesikhathi sokuthenga amasheya ngentengo ebiza kakhulu yezintshisekelo zakho.
Ngenkathi ngakolunye uhlangothi, ukusetshenziswa kwaleli su ekutshalweni kwemali kuzokuvimbela ekuweleni ekulahlekelweni okujulile ozozisola ngakho ngesikhathi esifushane kakhulu. Kuyafana naye umphumela wengqondo ukuze babe neqiniso lokuqhubeka kulesi simo ngezikhundla ezivulekile ezimakethe zezimali. Ngakolunye uhlangothi, kufanele futhi kugcizelelwe ukuthi lolu hlelo lokusebenza ezimakethe zezimali lunokwehluleka okumbalwa ekusetshenzisweni kwalo.
Ngokuvalwa okunciphayo
Akungabazeki ukuthi lezi zinguquko zamasonto onke zingcono kakhulu kokwehluka komkhuba, ukusuka ekuthuthukiseni kuya ku-bearish. Ungakusebenzisa ngokunenzuzo ukuvala izikhundla futhi ngaleyo ndlela uvimbele ukulahleka ukuthi kufakwe esitatimendeni sakho semali engenayo. Ngokuvalwa okumbalwa okunciphayo ngesonto kuzoba ngaphezu kokwanele ukukufaka kwisikweletu esiphelele kwi-akhawunti yakho yokonga. Ngaphandle kokunye ukucatshangelwa okususelwa ekuhlaziyweni kwayo kobuchwepheshe.
Ngenkathi ngakolunye uhlangothi, ungakhohlwa ukuthi leli isu lokutshala imali elisetshenziswa kakhulu ngabatshalizimali abanolwazi oluningi kulesigaba sokusebenza kwesitoko. Kuze kube seqophelweni lokuthi bajwayele akhiphe ngokushesha okukhulu ukugwema indiza enkulu ekunyakazeni kwavula izinsuku ezandulele. Ngochungechunge oluphelele lwemiphumela ye-bearish engakwenza uhambe kabi kulezi zikhathi eziqondile. Ungakhohlwa uma ungafuni ukuwela kuleli phutha elibi.
Thengisa ekushintsheni komkhuba
Lokhu kungenye yezimpawu ezicace bha zokuhlehlisa izikhundla ezimakethe zezimali ngoba kungenza ukulahleka okukhulu kakhulu kunamanje. Ngoba impela, isikhathi esifanele uku isu lokushintsha futhi uzame ukugcina izinto zingajwayelekile. Kuyisu elisebenza kahle kakhulu elenzekayo ukujabulela izinzuzo lapho zingasaqhubeki. Ngakolunye uhlangothi, kulula kakhulu ukukhomba lokhu kuhamba, okwenza kube uhlelo lokutshala imali olujwayele wonke amaphrofayili wabatshalizimali. Ukusuka kokunolaka kakhulu kuye kokugcina kakhulu noma ukuzivikela.
Ngenkathi ngakolunye uhlangothi, akungabazeki ukuthi ukuthengisa ekushintsheni kwethrendi kuzokhiqiza izinzuzo eziningi kakhulu kunendlela ocabanga ngayo kwasekuqaleni. Ukuba nganoma iyiphi indlela isu lokutshala imali eline- Izinga lokufunda elilula kakhulu nokuthi ayidingi ulwazi olujulile kakhulu lwezimakethe zezimali ezilinganayo. Ngakho-ke imiphumela yayo emibi empeleni ayihambelani kakhulu. Lokho wukuthi, ungakusebenzisa nganoma yisiphi isikhathi nangesimo futhi ngaphandle komzamo wakho.
Ngemuva kokusatshalaliswa kwezabelo
Elinye isu lokutshala imali elingelokuqala futhi elinokuqanjwa okusha ukushiya izimakethe zezimali ngesikhathi lapho basabalalisa amanani izabelo zabo kubaninimasheya. Lolu uhlelo olukuvumela ukuthi uqoqe le nkokhiso nge-akhawunti bese uthola enye imbuyiselo kulondolozo olutshaliwe. Ukubheka ukuthi izinkampani ezibalwe eSpain zikhiqiza inzalo efinyelela ku-8% minyaka yonke ngenkokhelo engaguquki neqinisekisiwe. Ungayingenisa kusuka manje kuqhubeke nangesikhathi esifanele ukuze ungabi nesimanga esibi ezinyangeni ezimbalwa ezizayo.
Enye yezinto ezithakazelisa kakhulu ekusebenziseni leli su lokutshala imali lisuselwa eqinisweni lokuthi kunezinkampani eziningi ezisohlwini ezikhokha izinzuzo minyaka yonke. Ungaba nokhetho oluningi esikhathini ngasinye sokuhweba nasemikhakheni oyifunayo kusukela manje. Njengesibonelo, ezinkampanini zikagesi, izinkampani zokwakha, amabhange noma izinkampani zokuxhumana ngocingo, phakathi kwezinye ezifanele kakhulu. Vele, amathuba ngeke aswele kusukela manje kuqhubeke. Njengenye yezinzuzo ezinhle kakhulu ukukhetha lolu hlelo lokuphuma ezimakethe zezimali.
Iqiniso elithile elibalulekile
Ukwehlulwa okhethweni kukahulumeni okhona manje e-Argentina kuholele ekuweni kwemakethe yamasheya aseMelika ngamandla amakhulu. Yebo, leli qiniso lingakufanele ukuthi uhlehlise izikhundla ezimakethe zezezimali ukuze uziqondise kwezinye izimpahla zezimali eziphephe futhi lokho kuzokuvumela ukuthi ulale ngokuthula okuningi kakhulu kuze kube manje. Ngokwalo mongo ojwayelekile, okusemqoka ukulindela izehlakalo kuze kube yileli qhinga lokutshala imali elingenzeka. Ukuze ngale ndlela, ukwazi ukufeza izinhloso ze- angakuboni ulinyazwe kuzintshisekelo zakho njengomtshali-zimali omncane naphakathi oyikho. Ngoba empeleni, kusekupheleni kosuku lapho esebenza khona nalolu hlobo lwezenzo ezimakethe zezimali.
Ngakho-ke imiphumela yayo emibi empeleni ayihambelani kakhulu. Lokho wukuthi, ungakusebenzisa nganoma yisiphi isikhathi nangesimo futhi ngaphandle komzamo wakho. Noma ngabe yini eyenzekayo, kepha ngesibopho esidingekayo nalokho ukuthi kufanele kube izindaba ezibaluleke kakhulu emkhakheni wokutshalwa kwezimaliKunoma yiziphi izimo, enye yezinjongo zakho kuzoba ukugwema zonke izinhlobo zamaphutha kumasu akho okutshala imali.
Linda uptrends
Ezimweni ezihamba phambili, into enengqondo kakhulu ukuyenza ukubamba imali kuze kube yilapho amanani angcono etholakala kwikhotheshini yayo noma kuze kuvele izimpawu ezikhombisa ukuphothulwa kwale nqubo yokulungisa. Kodwa-ke, uzibeka engcupheni yokuwela ezimweni ezingavamile ezingenza inani lihle kakhulu ngokulahleka okulandelayo esitatimendeni sakho semali engenayo. Kufanele uzame ngokusebenzisa isikhwama esibonakalayo ngaphandle kokugembula imali yakho, kepha kunalokho uzama ukuthola ulwazi oluthe xaxa ekuhwebeni emakethe yamasheya. Njengesilinganiso sokuvikela esingahle sehle kuwe kusukela manje.
Ngakho-ke, kuwukuhlakanipha ukukhetha ifomula ehlanganisa ukulingana phakathi kokuphepha nobungozi njengecebo lokugcina amanani anikelwe. Ikakhulukazi kulezo zikhathi ze-bearish lapho kulula khona ukuzuza okuncane okutholakele ukuba kube yizikhathi ezimbalwa zokuhweba ngokubomvu kotshalomali. Ngoba kulapho-ke lapho uzoba nenkinga enkulu yokuthi kufanele uthengise amasheya ngokukhubazeka noma ngokuphambene ungene ungene kuwo. Uma kunjalo, imiphumela ingaba mibi kakhulu kuzintshisekelo zakho njengomtshali-zimali omncane naphakathi.