Agasti inyanga Kunzima kakhulu onyakeni ukuvula izikhundla ezimakethe zokulingana. Ngokuziphendukela kwemvelo okuthi ngesikhathi esithile noma kwesinye kube nephutha ngandlela thile. Akumangazi ukuthi abatshalizimali abaningi abancane nabaphakathi bathatha amasonto ambalwa ukuya amaholide ekusebenzelaneni kwabo nezwe lemali nokutshalwa kwezimali. Ngamathuba angcono wokuxazulula ukusebenza kwemakethe yamasheya endaweni enhle.
Ukufeza lezi zinhloso eziyigugu kakhulu, kukhona uchungechunge lwamanani esitokwe angasiza kakhulu ekuhwebeni ngale nyanga ka-Agasti. Ikakhulukazi eye izici ezikhethekile ethula lezi ziphakamiso esizokudalula zona kusuka manje. Ngenhloso echazwe kahle futhi leyo akuyona enye ngaphandle kuka-Agasti akuyona futhi inyanga embi yezintshisekelo zakho njengomtshali-zimali omncane naphakathi. Okungenani kulo nyaka, obe nzima kakhulu ezimakethe zezimali.
Kulesi simo esivamile, ngokuqinisekile uzoba nokungaphezu kokukodwa ithuba lebhizinisi kule nyanga yasehlobo. Ngokukhethwa okulinganiselayo kwezinkampani ezisohlwini ezingakunika injabulo engaphezu kweyodwa kula masonto ambalwa azayo. Yize ngazo zonke izixwayiso ezinengqondo kakhulu ozithatha ngenkathi useholidini nabangani nomndeni. Ngabe ufuna ukwazi ukuthi yiziphi lezi ziphakamiso okufanele utshale imali oyongile?
Amanani ngo-Agasti: Sol Meliá
Ngenye yezigaba zakudala zokutshala imali njalo ehlobo incazelo evelele yezivakashi. Ngoba empeleni, akunakukhohlakala ukuthi kungenye yezindinganiso idatha enhle ekuhambeni kwabavakashi engaqoqa ngamandla amakhulu. Kokubili ezingeni likazwelonke nabanye abasincintisana nabo emhlabeni. Ngaphezu kwalokho, umugqa webhizinisi lawo uqondiswe elangeni nasogwini lolwandle futhi kungenzeka kube ngenye yezimanga kwizimali zaseSpain kusukela manje kuqhubeke. Ukuba ngumzuzu ofanele kakhulu ukuthatha izikhundla kuleli qembu lamahhotela esikhathini esiphakathi.
Kulezi zikhathi izenzo zakhe zikhona eduze kakhulu namazinga we-14 euro. Ngokubuyekezwa kwaminyaka yonke okusemgqeni ofanayo nezinkomba eziyinhloko zomhlaba jikelele. Yize inoveli ephawuleka kakhulu maqondana namanye amanani. Akukona okunye ngaphandle kokunqoba ukumelana okuqinile ebinakho ku- Ama-euro angu-12,50 ngesabelo ngasinye. Ngakho-ke ngeke kumangaze uma i-uptrend entsha iqala ezinyangeni ezimbalwa ezizayo zonyaka. Ngisho nokuqinisa ngenxa yedatha enhle yale sizini entsha yezivakashi. Ngaphandle kokukwazi ukulahla nganoma yisiphi isikhathi lapho ungavakashela khona noma weqe ngokwanele umkhawulo ofanele onama-euro angama-15 ngesabelo ngasinye.
Iberia: ukwanda kwezindiza
Enye yezindinganiso zikazwelonke ezingasizakala kuzo idatha enhle yezivakashi Yinkampani yezindiza ekubhekiswa kuyo ezwenikazi elidala. Ngoba empeleni, hhayi kuphela ngenxa yokwanda kwezindiza ezithuthukiswa yinkampani, kodwa ngoba imiphumela yayo yebhizinisi ezindaweni zokuhlala ezizayo ingase imangaze abahlaziyi bezezimali abangaphezu koyedwa. Kufika ephuzwini lokuthi amandla wokubuyekeza anakho anganwetshwa kuze kufike lezi zikhathi eziqondile. Futhi yisikhathi esihle sonyaka ukufaka izikhundla zakho futhi wenze imali ngokulondolozwa ngaphezu kwembuyiselo enikezwa ezinye izimali zaseSpain.
Okwamanje, kuthengiswa ngama-euro angaphezu kweyisikhombisa ngesabelo ngasinye. Lapho eminyakeni embalwa edlule wayesezonqoba kalula ukumelana ayenakho ngama-euro ayisishiyagalolunye. Ngalokho, kungenye yokubheja okunqunywe kakhulu ezinyangeni ezizayo. Inobungozi obukhulu kuphela obutholakala ekukhuleni okungenzeka kwentengo kawoyela ezimakethe zezimali. Ngoba konke okuyi- intengo engaphezu kwama- $ 60 Kungaba ukubuyela emuva okukhulu ekusebenzeni kahle kwezihloko ze-IAG. Yize okwamanje, amathemba abo ngokusobala aqinisekile futhi ikakhulukazi kulezi zinyanga zasehlobo.
U-Arcelor, omunye wabazuze kakhulu
Uma iphrofayili oyethula njengomtshalizimali omncane naphakathi inolaka kakhulu, kungaleli nani lapho ungathola khona inzuzo enhle kakhulu. Yize ubungozi buzophinde bube bukhulu kakhulu ngenxa yokungazinzi okutholakala kumanani abo. Intengo yayo icishe ifane nokwanda komnotho wamazwe omhlaba njengoba ingenye yezindinganiso ezihamba phambili ngokuhamba phambili. Futhi lokho akukakaveli njengoba kufanele, ngemuva kwe- ukuwa okuqinile ngentengo yayo ngemuva kwenkinga yezomnotho eqale ngo-2007. Ngandlela-thile, kuyisiphakamiso esingeke silahleke kuphothifoliyo yakho yokutshala imali uma ufuna ukuthola imiphumela enamandla kuleli hlobo.
Intengo yayo ezimakethe ingaphezu kwama-euro ayishumi ngesabelo ngasinye okwamanje. Ukukhula kwayo cishe ezindaweni zokuhlala zokuqala kube ngama-14%. Yize kungukuziphendukela kwemvelo okuhle kakhulu ezimakethe zezimali, akuyona leyo elindelwe yingxenye enkulu yabahlaziyi bezezimali. Akumangalisi ukuthi babelindele ukuthi ekuqaleni konyaka kube nemiphumela engcono kakhulu kunaleyo emihle futhi ikakhulukazi ngokwesimo sezomnotho samazwe omhlaba samanje. Kunoma ikuphi, akukwazi ukudalulwa ukuthi engxenyeni yesibili yonyaka izenzo zabo zingenza kangcono kunasekuqaleni.
Akumangalisi ukuthi kuyinani lemakethe yamasheya yaseSpain lapho abatshalizimali bengathola khona imali eningi kusuka manje. Ngamathuba amakhulu okubuya okwenyukayo kunamanye. Ngenxa yalolo laka oluyichaza futhi olwehlukanisa nezinye iziphakamiso zemakethe yamasheya ezivamile. Ngokuvulwa kwezikhundla zomthengi, izwe eligcwele isimanga liqinisekisiwe elizothinta, ngaphandle kokungabaza, isitatimende semali engenayo sabasindisi baseSpain.
IMásMovil: ithemba labatshalizimali
Akunakusho ukuthi leli nani lingenye yokubheja okukhulu kokutshala imali kuleli hlobo. Ngoba impela, kungaba isimanga esihle ngalesi sikhathi sasehlobo. Akusizi ngalutho, sekusukile ekubalweni kuma-indices wesibili wezimali zaseSpain kuya emakethe eqhubekayo. Njengenye yezinto ezintsha ezisemqoka ukuthi lo nyaka onentshisekelo awugcinelwe thina. Akumangalisi ukuthi inkampani uqobo imemezele ezinye zezinhloso zayo eziyinhloko. Phakathi kwabo, ukuthola ukwanda okuphawulekayo kwe-70% ku-Ebitda yayo futhi ikhule kwimali engenayo engaphezu kuka-10%. Uma ngabe le migomo ifinyelelwa, kufanele iboniswe enanini lakho lohlu.
Noma ngabe inhloso yomtshalizimali iyahamba enzelwe isikhathi esimaphakathi nesideAkunakuphikwa ukuthi ezinyangeni ezizayo kungenza ngisho nokugxumela enkombeni yokulinganisa yemakethe yamasheya yaseSpain, i-Ibex 35, okuzoba umfutho oqinile ezithakazelweni zenkampani. Lapho kungaba nentshisekelo enkulu kubatshalizimali ukuthenga amasheya abo. Ukwenza ngcono ukunikezwa kwezinkampani zezokuxhumana ezithuthuka kulo lonke izwe. Ngisho nakweminye imibuthano yemakethe yamasheya bathi ingaphindeka kabili izintengo zamanje ngesikhathi esifushane.
I-Sacyr: enye inketho ethokozisayo
Akungabazeki ukuthi kungenye yezindlela ezingasiza kakhulu kumaphrofayli anolaka wabatshalizimali abancane. Akumangalisi ukuthi iyinkampani exhumene nentengo kawoyela nentengo yeRepsol. Kepha ukuze ukuvela kwayo kube kuhle impela, ngeke sibe khona esinye isixazululo ngaphandle kokugcina ileveli yamanje yokuxhaswa. ukuze ungaboni ukuwa okuqonde endaweni engama-euro angu-2,10 futhi kungaba nokuthakazelisa uma engalahlekelwa yileli zinga. Kuzoba yimfuneko eyisisekelo kunazo zonke ukugcina uptrend yamanje lapho leli nani lihamba khona.
Kukhona futhi okubalulekile okusebenzela wena. Akukho okunye ngaphandle kokuthuthuka ngenyanga edlule a ukwenyuswa kwemali ekhokhiwe ukukhokhela abaninimasheya abanalo amasheya amasha mahhala onke kwabadala abangama-33. Yize, ngokuphambene nalokho, kuphinde kudale ukungabaza okuningi futhi okukuvimbele ukuthi ikhuphuke ngentengo yayo, njengoba abatshalizimali abaningi babefuna. Ngoba kube ngenye yezindinganiso eziphikisanayo kakhulu esigcawini sikazwelonke ngenxa yokwehla kwesimo saso. Futhi lokho kwaletha amasheya ayo eduze nasekuhwebeni eduze kakhulu nezinga eliyingozi leyunithi eyodwa nge-euro ngayinye. Isici esethuse abaningi abasindisi abaningi abafuna ukuthatha izikhundla kule ndawo ebalulekile. Yize mhlawumbe kusukela manje kuqhubeke kungaba yisikhathi esilungile sokuqala ukuthatha i-quotation yamanani abo.
Kunoma ikuphi, luluhlu olungabandakanywa kuphothifoliyo yokutshala imali eyenzelwe le nyanga ka-Agasti. Ukufeza isici esibalulekile futhi lokho ukuthi kusekelwe ekuhlukanisweni kwayo. Ngemikhakha ehlukene nolayini bebhizinisi ukwanelisa zonke izidingo zabatshalizimali abancane nabaphakathi. Kulokho okuyisu elihle kakhulu lokuvikela imali egcinwe kulolu hlobo lotshalo-mali. Kwenyanga enzima futhi eyinkimbinkimbi njengoba ngokungangabazeki ngo-Agasti.