Ukusetshenziswa kwama-ATM ngabasebenzisi iqiniso elikhulu elibekiwe ebudlelwaneni bebhange. Cishe wonke umuntu usebenzisa le mishini yobuchwepheshe ukukhipha imali kumatheminali abo. Kepha lokho ezikhathini zakamuva kunwetshiwe neminye imisebenzi efana nemali engenayo, ukuqoqa imininingwane ngama-akhawunti okonga noma yikuphi okunye ukunyakaza kokuhamba kwabasebenzisi.
Kuwumkhuba ojwayelekile ukuthi ukuthola ama-ATM udinga ikhadi lesikweletu noma lasebhange lapho yonke imisebenzi ibonakala khona. Kepha futhi kudinga izinyathelo eziphansi zokuphepha ukulondoloza kokubili imisebenzi esizoyenza kanye nesimo sama-akhawunti ethu. Ngoba noma ikuphi ukwehluleka noma iphutha ngakithi akunakubiza kakhulu. Lesi yisona sizathu esikhulu sokuthi kungani kufanele sithathe uchungechunge lwezindlela zokuvimbela ukugcina izintshisekelo zethu njengomsebenzisi webhange.
Ukwenza imisebenzi ye-ATM iphephe kakhulu, amabhange aklame amakhadi wesikweletu nawokukhokha aphephe futhi enza izinto ezintsha. Ngezinhlelo ezintsha, njengaleyo emelwe ukukhonjwa komsebenzisi uqobo ngesithombe esithwetshulwe yikhamera yesiginali. Konke kuncane ukufuna ukuphepha okukhulu ngoba phela okusengcupheni yimali yakho. Futhi ngalo mqondo, zonke izinyathelo ongazithatha zimbalwa kusukela manje kuqhubeke.
Yini okufanele uyenze kuma-ATM?
Uma uphambi kwe-ATM, into yokuqala okufanele uyenze uma kukhona umuntu obuka ukunyakaza kwakho kule divayisi yezobuchwepheshe. Ngoba uma kunje, inketho engcono ongayithatha ukukhansela ukusebenza okwenzayo ukuze ukwenze kwamanye ama-ATM atholakala edolobheni lakho. Iseluleko esiwusizo kakhulu ukuthi awasebenzisi ama-ATM angaphandle. Uma kungenjalo, kunalokho, ungakhetha labo abangaphakathi.
Ama-ATM asendlini anenzuzo yokuthi angalawulwa kangcono abasebenzisi. Ngomqondo wokuthi ungavala umnyango nge-latch ukuze kungabikho muntu okuhlupha ngenkathi wenza noma yikuphi ukusebenza kwebhange. Ngaphezu kwalokho, ngeke kudingeke wazi ukuthi abantu besithathu bayakwazi yini ukunyakaza kwakho. Ngale ndlela, akuwona wonke amabhange anama-ATM atholakala ngaphakathi kwamahhovisi awo. Ngakho-ke, ngeke ube nokhetho ngaphandle kokuthola ukuthi yimaphi ama-ATM ahanjiswa nalesi sici esikhethekile.
Izehlakalo kuma-ATM ezobuchwepheshe
Okunye okungenzeka kuwe kusuka kulokhu ukwehluleka kuma-ATM. Ngoba kufanele ucabange ukuthi impela abaphelele futhi kungavela iphutha lohlelo. Uma lokhu kwenziwe noma kwenziwe ngaphambi kokukhipha imali, kuzoba ngcono ukukhansela lo msebenzi bese uya komunye. Kuyisenzo sokuvimbela okungase kwenzeke kuwe ekuhambeni kwakho ku-terminal. Ngenkathi ngakolunye uhlangothi, ungakhohlwa ukuthi amakhadi wakho wesikweletu noma wedebhithi angagwinywa, ngokusebenza okujwayelekile kuma-ATM.
Ngenkathi uma ngakolunye uhlangothi, ukhiphe umyalo wokukhipha imali futhi ekugcineni awutholanga kuthileyi wale divayisi, into engcono kakhulu ongayenza ukubheka ukuthi lo msebenzi awubonakaliswanga yini kubhalansi ama-akhawunti akho. Ngoba ukube bekunjalo, bekungekho ongakwenza ngaphandle kokwazisa isikhungo sakho sezezimali ukuze bakwazi ukufaka esikhundleni semali ebhalansi ye-akhawunti yakho yokonga. Ngakolunye uhlangothi, kufanele wazi ukuthi kuma-ATM akukho zinguquko noma amakhamera abengafakwa ngabantu besithathu. Lo mkhuba owenziwa ngamasela entshontsha imali.
Amathiphu wokukhipha imali
Uma uzokhipha imali kuma-ATM ebusuku kungcono ukuthi uye kumadivayisi asemigwaqweni ematasa. Noma okungenani uhambisane nomunye umuntu ngenkathi wenza lo msebenzi ngokuphepha okukhulu kuzo zonke izici. Enye into okufanele uyihlole kusuka manje ukungakhohlwa ukukhipha ikhadi lakho lesikweletu noma lasebhange. Ngoba ukube bekunesimo lesi, awusoze waba nesinye isixazululo ngaphandle kokuxhumana naso nebhange lakho ukuze bakhansele ipulasitiki bese befaka esisha. Yize kuzofanele ulinde phakathi kwezinsuku ezine nezingu-4 uze ukuthole ekhaya.
Ngakolunye uhlangothi, uma ikhadi lakho lesikweletu noma lasebhange likhombisa amaphutha ekusebenzeni kwalo, kuzobangcono ukulibeka ezandleni zesikhungo sezezimali. Ukuze ngale ndlela, ungadingi ukubhekana nesimo esibucayi lapho ukhipha imali kuma-ATM. Kuhlala njalo kungcono ukuvimbela okungenzeka kusukela manje kuqhubeke futhi ikakhulukazi uma sikhuluma ngezindlela zokukhokha njengalezo ezimelelwa yizo zonke izinhlobo zamakhadi asebhange. Lapho kukhona iphutha ekugcineni ungakhokha kakhulu. Kepha ngezinyathelo ezithile zokuvimbela ungazigwema lezi zimo ezingafuneki. Okusekupheleni kosuku kumayelana nani nalolu hlobo lwezenzo ozozakha kuma-ATM.
Khipha imali ngaphandle kwekhadi
Kuyindlela ezokuvumela ukuthi ukhiphe imali kunoma yimaphi ama-ATM ethu ngaphandle kwesidingo sokuba nekhadi elibonakalayo kuwe. Ungathumela imali kuselula yanoma ngubani ukuze bayikhiphe ngokushesha kuma-ATM ngaphandle kokusebenzisa ikhadi. Ngingakwenza kanjani? Yebo, ngokusebenzisa izindlela ezilandelayo.
- Ngokusebenzisa iselula: ngohlelo lokusebenza olulandwe kuselula esigabeni sokudluliswa nezinsizakalo, ungaqala inketho "yokubuyiselwa kwemali ngaphandle kwekhadi".
- Kusuka kwi-laptop yakho: ngokuhlukaniswa kwe-inthanethi esigabeni sokudluliswa nezinsizakalo.
- Ukushayela ibhange ukuthi likunikeze isithenjwa sokukhipha imali kwi-ATM.
Enye into ethakazelisa abasebenzisi yimali engakhishwa ngalolu hlelo kuma-ATM. Njengegama elijwayelekile, ubuncane bama-euro angama-20 nobuningi obungama-300 kusethenjwa ngasinye osicelayo. Mayelana nezimo zale nsizakalo, kufanele kuboniswe ukuthi iyi- insiza yamahhala ngokuphelele kanye nanoma imuphi umthengi wezikhungo zezezimali onekhadi lesikweletu elitholakele
Izicelo ezintsha emakhadini
Ngakolunye uhlangothi, esifisweni sokusungula izinto ezintsha ezikhungweni zezezimali, kufanele kuqashelwe ukuthi ukuhamba okusha kwama-ATM kuzosiza ukwenziwa kwemisebenzi ejwayelekile futhi kunikeze imisebenzi emisha nemisebenzi. Ngochungechunge lwezinzuzo nezinzuzo ezifana nalezo esizozidalula ngezansi:
Ubunye ekwakhiweni Futhi lokho kusebenza futhi kuzinhlelo zokusebenza zeselula. Ukuze ukuzulazula kufane ngaphandle kwesiteshi esisetshenziswayo.
Ukufinyelela kokufinyelela nokuzula, ngoba manje kungenzeka ukufinyelela nokusebenza kuma-ATM ngamakhodi wabasebenza ebhange.
Ukusebenza okusha nezinsizakalo, njengokuthengiswa kwezokuphepha, ukwesulwa kwamakhadi ngenxa yokweba noma ukulahleka, kungenzeka ukukhetha uhlobo lwemali engamaphepha (ama-20 noma ama-euro angama-50) ekukhishweni kwemali ...
Futhi-ke, ukugcina amazinga okuphepha afunekayo ethulwa amabhange amakhulu aseSpain.
Ama-ATM anokubonwa kobuso
Ama-ATM aseCaixaBank anokuqashelwa ebusweni angamaphayona emhlabeni wonke ngokuvumela ukukhishwa kwemali kwi-ATM ngokumane akhombe umsebenzisi ngesithombe esithwetshulwe yikhamera yesiteshi. Umphathi wemali une- hardware futhi i isofthiwe kuyadingeka ukuqinisekisa kuze kufike kumachashazi ayi-16.000 wesithombe sobuso bomsebenzisi, okuqinisekisa ukuhlonza okuphephe ngokuphelele.
Inhloso yokusetshenziswa kwe ubuchwepheshe be-biometric kuma-ATM ukunikela ngomuzwa ongcono womsebenzisi nokuphepha okukhulu nokushesha ekusebenzeni, ngoba kusheshisa inqubo yokuhlonza ikhasimende futhi kusiza ukuhoxiswa ngaphandle kokubamba ngekhanda amaphasiwedi amaningi. ICaixaBank inale ndlela yokuqinisekisa esebenza kuma-ATM amaningana eBarcelona naseValencia futhi ihlela ukwandisa ngokuqhubekayo ukubonwa kobuso emagatsheni ayo eSitolo kusukela engxenyeni yesibili ka-2019.
Ngokwethulwa kokuqashelwa kobuso kuma-ATM, iCaixaBank iqinisa ukuzibophezela kwayo kuma-biometric njengobuchwepheshe obusiza ukufinyelela kwamakhasimende ezinsizakalweni zebhizinisi ngendlela elula futhi ethokomele. Ngo-2017, leli bhizinisi laba yibhange lokuqala eSpain ukufaka isihlonzi se-Face ID ku-iPhone X, bese kuba ngumuntu omusha emakethe. Ngale nsizakalo, amakhasimende angafinyelela kuma-akhawunti awo ngokubonwa kobuso ngokusebenzisa i-terminal yabo yeselula futhi ngaphandle kokufaka eminye imininingwane yokufinyelela, efana ne-ID, inombolo kamazisi yomsebenzisi noma iphasiwedi.