Le nyanga izongena emlandweni ngokuhudula i- ukwabelana kuze kube sesikhathini sayo esiphansi eminyakeni yamuva. Lapho intengo yayo ibikumazinga we-7 euros ngesabelo ngasinye ngemuva kokwehliswa kusuka emazingeni ama-9 euros. Ngokuncipha kwenani okusondele ku-20% kulesi sikhathi, into ebingekho eminyakeni yamuva. Kukhethekile, ngoba iTelefonica ibhekwa njengenye yezindinganiso ezizinzile kakhulu kunkomba ekhethiwe yaseSpain, i-Ibex 35. Kodwa kwenzekeni ngempela ku-opharetha wezokuxhumana wezokuxhumana kubathengi?
Iqiniso lokuthi ukuthengiswa kubekwe ngokusobala ekuthengeni kungenxa yokuthi isici sabo sobuchwepheshe sonakele kakhulu. Njengoba wephule okubalulekile ukwesekwa Benginama-euro ayi-9,10. Kuze kube seqophelweni lokuthi umfudlana othengisayo usebenzise leli thuba. Ukufinyelela amazinga wamanje entengo futhi lokho kungaba yizinga lokungena lokwenza ukonga kube nenzuzo kusuka manje kuqhubeke.
Kodwa-ke, kunamandla amakhulu okuchaza okwenzekayo ngeTelefonica ngalo mzuzu oqondile. Kungenxa yokusebenza kwezimali ezithile zokutshala imali eziye kwehlisa amanani entengo ngenhloso yokungena ezikhundleni zabo ngamanani ancintisana kakhulu kunangesikhathi leso. Ngale ndlela, ukusebenza kwalabaxhumanisi bezezimali kunganikeza umkhondo wokuthi isu lakho lokutshala imali kufanele libe yini ezinsukwini ezizayo.
Telefónica: ngabe ithinte phansi?
Ngokubona kwengxenye enkulu yabahlaziyi bezezimali, intengo yamasheya kungenzeka ukuthi ifike ezansi. Kodwa-ke, ukhiye kuzoba ukuhlonipha ukwesekwa kwayo okusha, okutholakala kakhulu cishe ama-euro ayi-7 isenzo. Uma iyayisekela, akunqatshelwe ukuthi izobuyela ezingeni lentengo yayo ezinyangeni ezedlule, noma izame nokusondela kuma-euro ayishumi. Kunoma ikuphi, kulezi zintengo zamanje, konke kubonakala kukhombisa ukuthi leli nani liyithuba lebhizinisi. Okungenani esikhathini esimaphakathi nesikhathi eside, okuyisikhathi esifanelekile saphakade sokwenza utshalomali kuleli xabiso elibalulekile lomholo oguqukayo kazwelonke.
Ngakolunye uhlangothi, akunakulibaleka ukuthi opharetha wezokuxhumana ngezingcingo ungomunye wamanani anomusa kakhulu ekusatshalalisweni kwe- izinzuzo kubaninimasheya. Ngokubuya okungaguquki futhi uyazivikela. Akumangalisi ukuthi banemali engenayo engaguquki ngaphakathi kokuguquguqukayo futhi benesivuno esiphezulu kunemikhiqizo eyinhloko eyenzelwe ukonga. Isibonelo, imali yesikhathi esinqunyelwe, ama-akhawunti wemali ephezulu noma izibopho zezwe lonke. Lapho kuzo zonke izimo inzuzo ye-1% ingavame ukudlulwa, ngisho nakwezinye izinhlobo ezinenzuzo kuze kube yiminyaka embalwa edlule.
Ukuphathwa kwezimali
Kunoma ikuphi, inyanga kaSepthemba iveze indima enkulu edlalwe yimali yotshalomali ekuletheni amasheya abo emazingeni abo entengo yamanje. Kuningi okusengcupheni yalezi zimali futhi okwamanje banentshisekelo yokuthi amanani eTelefónica aphansi kakhulu futhi emazingeni angabonwa eminyakeni yamuva. Ngokwalo mbono, kukhona okuningi ongakuzuza kunokulahlekelwa. Akumangalisi ukuthi abahlaziyi bacabanga ukuthi usevele unakho ukuhamba kancane okuya phansi. Ukufika ezingeni lokuthi kungaba yinto yokuthenga.
Komunye umthambo, uma uzoqondisa ukusebenza kwesikhathi eside, ngeke ube nezinkinga eziningi ukuze kuthi ngesikhathi esithile izenzo zakho zikwazi ukufinyelela 9 noma 10 euro noma amazinga aphakeme ngentengo yayo. Ngamanye amagama, ngokubuyekezwa okungaba khona okusondele kakhulu kuma-30%. Ngaphandle kokuthi esikhathini esifushane akungabazeki ukuthi kufakile isimo esishubile ekwakhiweni kwamanani abo. Lapho ingaqhubeka inikeze ukungathandi okungaphezu kokukodwa, ikakhulukazi uma izimakethe zezezimali zishintsha ukuthambekela futhi ukuthengiswa kwamanje kuqhubeka kubatshalizimali. Ngomfutho owaziwa kancane kuze kube manje.
Ayikho imiphumela emihle kangako
Esinye isici esingachaza lokhu kwehla okukhulu kwamasheya weTelefonica ukuthi imiphumela yebhizinisi layo idumaze inani elikhulu labatshalizimali. Imigqa yabo yebhizinisi ayiphenduli okulindelwe kudaliwe kusukela ekuqaleni. Futhi lokhu kuchaza ukuthi kungani amasheya ehlile ngenxa yokwesaba ukuthi inzuzo yenkampani ingahlupheka ezindaweni zokuhlala. Ngamanye amagama, lena akuyona imiphumela yebhizinisi etholwe ngabatshalizimali abancane nabaphakathi.
Izinkinga emnothweni osafufusa kungenye into echaza lokhu kwehla okuphawulekayo kwamanani entengo kazwelonke. Ngoba empeleni, izinkinga zamazwe aseMelika zingalimaza kakhulu iTelefónica ezinhlosweni zayo zesikhathi esifushane naphakathi. Ngalo mqondo, okwakamuva imiphumela yebhizinisi bakhombisa ukukhubazeka okuncane kuma-akhawunti abo njengomphumela wezimbangela ezithile ezibalulwe ngenhla.
Thola okungu-8,6% ngaphezulu kunango-2017
Kunoma ikuphi, kufanele kugcizelelwe ukuthi inkampani kazwelonke ithole inzuzo ephelele yama-euro ayizigidi ezingama-1.739 engxenyeni yokuqala yonyaka, emele u-8,6% ngaphezulu kunangesikhathi esifanayo ngonyaka odlule. Konke lokhu yize ukwehla kwemali engenayo ngenxa yomthelela wezimali, nokuthi badlale ngokumelene nezintshisekelo zeTelefonica.
Ngokuphambene nalokho, isikweletu sonke - enye yezingozi ezinkulu kunazo zonke - sesimi ezigidini ezingama-43.593 ngalesi sikhathi. Lokhu kusho ukuthi icishe ibe ngu-10% ngaphansi konyaka nje owedlule. Yize imininingwane efanele kakhulu ukuthi yehlisa isikweletu sayo sekota yesihlanu elandelanayo, yize ingazange ibe nomthelela omkhulu entengweni yamasheya ayo. Lapho iSpain ihlala iyimakethe yokuqala yenkampani yezingcingo futhi iyisici okufanele sibhekwe ngabatshalizimali ukuze imali abayongile ikwazi ukwenza inzuzo eminyakeni embalwa ezayo.