Ibex 34 iyinkomba emele kakhulu emakethe yamasheya. Qoqa i- Izinkampani ezingama-35 ezibaluleke kakhulu efakwe ohlwini lwezimali. Ngamagama agqamile anjenge-BBVA, Iberdrola, Inditex, Ferrovial, ACS noma Telefónica. Kuyindawo yokubhekisa lapho ingxenye enkulu yokusebenza yabatshalizimali abancane nabaphakathi igxila khona. Hhayi kuphela ukuthenga, kepha futhi nokuthengisa. Akunakulibaleka ukuthi ukuxoxisana ngeziqu kungenye yezimakethe zezitoko eziphakeme kakhulu ezwenikazi elidala.
Njengoba kunikezwe le ncwadi yokwethulwa, akumangazi ukuthi abasebenzisi abaningi bezimakethe zamasheya bakhetha le ndlela yokutshala imali ukwenza ukonga kwabo kube nenzuzo nganoma yisiphi isikhathi. Akumangalisi ukuthi imikhakha efanele yomnotho wezwe. Kusuka emaqenjini ezezimali abaluleke kakhulu kuye izinkampani zokwakha. Ngaphandle kokukhohlwa okunye okungatelekile, njengokudla, izindwangu nezinsizakalo zabavakashi, phakathi kokunye. Ukunikezwa, ngamafuphi, ukuhlangabezana nesidingo somtshalizimali odinga kakhulu.
Akunakulibaleka ukuthi i-Ibex 35 ingesinye sezikhungo zokukhomba ezentengiselwano zezwekazi lakudala. Ngesisindo esithile ngaphezu kokuphawuleka ku- I-Eurostoxx 50 okuyilapho kuhlanganiswa khona amanani amahle kakhulu wezimali zaseYurophu. Kulesi simo, le nkomba ekhethiwe inikeza wonke umuntu amathuba amaningi okusebenza ezimakethe zezezimali. Ukuthi izokhiqiza uchungechunge lwezinzuzo okufanele ukhethe kulo makethe wamasheya. Ngabe ufuna ukwazi ukuthi yiziphi ezinye zezizathu zokuthuthukisa isinqumo sakho? Yebo, naka kancane ngoba zizoba usizo olukhulu ekuthuthukiseni noma yiliphi isu lokutshala imali.
Ibex 35: ukweqisa okukhulu
Vele, ukutholakala okukhulu kwezokuphepha kwayo kungenye yezinto eziyinhloko zokuthi ukhethe noma yikuphi ukuphepha kwayo. Kuzoba lula kakhulu ukuthi ungene ezikhundleni zabo, kepha ngenxa yesizathu esifanayo futhi ukuphuma. Ngenxa yalezi zici ezibalulekile, kuzoba okuningi kuncane kakhulu ukubambeka ezikhundleni zabo njengoba kungenzeka kuwe ngamanani ama-indices wesitoko sesibili. Noma ngabe ingakanani imisebenzi ozoyenza kusukela manje kuqhubeke. Ngoba akukho mingcele kubatshalizimali abancane nabaphakathi njengoba kwenzeka kuwe.
Ngaphezu kwalokho, kubalulekile ukuthi imisebenzi ingenziwa cishe ngaso leso sikhathi. Ngaphandle kokulinda isikhathi eside selokhu unikeze igunya lakho lokuthenga noma lokuthengisa esikhungweni sakho esijwayelekile sezezimali. Ngoba empeleni, emizuzwini embalwa kuzokwenziwa ngaphandle kwezinkinga. Kuyinkomba eguqulelwe ngokweqiniso kwizidingo zabasindisi. Noma iyiphi yazo ingasebenza ngamanani ayo amaningi. Lapho uzoba nezinketho eziningi ongakhetha kuzo. Ngokuhambisana nezinye izimakethe zezimali zamazwekazi.
Ukusatshalaliswa kwesahlukaniso
Enye yezinzuzo ezinhle zokukhetha i-Ibex 35 ukuthi ingxenye enhle yeziphakamiso zayo isabalalisa izabelo phakathi kwabaninizabelo. Kunezinkampani eziningi ezisohlwini ezikhetha leli qhinga lebhizinisi futhi ongazuza kuzo ngalezi zikhathi eziqondile. Kufike ezingeni lokuthi ungayithola eyodwa inzuzo isondele ku-8% minyaka yonke. Ngakho-ke ngale ndlela, unemali engenayo engaguquguquki futhi eqinisekisiwe, ngaphandle kokuvela kwayo ezimakethe zezezimali. Ngandlela thile, ukwakha imali ethize ekhethekile engaguquki ngaphakathi kokuguqukayo.
Awukwazi ukukhohlwa noma yinini ukuthi ingxenye enkulu yezinkampani ezikhetha le modeli yomholo zivela kwi-Ibex 35. Ukulimaza ezinye izinkomba ikakhulukazi lezo zesekondari noma ezinye ezihlukile. Lokhu kuzosho ukuthi ungathembela kuzo zonke izinhlobo zokunikezwa kwalezi zici ngaso sonke isikhathi. Ngakho-ke ungakwazi thuthukisa isikhwama sokonga esizinzile futhi iphephe kakhulu esikhathini esimaphakathi neside. Akumangazi-ke ukuthi yiyona ejwayelekile engxenyeni enkulu yezokuphepha ezifakiwe kule nkomba ebalulekile emhlabeni wokutshalwa kwemali nemali.
Landelela amanani akho
Okunye okuphawulekile ukuthi amanani abo alandelwa eduze ngabenzeli abahlukahlukene bezezimali. Ukuze ngale ndlela, usesimweni esihle sokungenisa imininingwane ethembeke kakhulu yokwenza noma yiluphi uhlobo lwesinqumo. Ngisho nokufinyelela kusuka kwimidiya efundwa kakhulu. Kepha futhi kusukela ekuhlaziyweni okuhlinzekwe ngochwepheshe abafanele kakhulu ezimakethe zezezimali, noma ngabe zabo amandla aphezulu. Ngeke ube nokuntuleka kolwazi ukuze ukwazi ukudala iphothifoliyo yakho yokutshala imali eminyakeni embalwa ezayo.
Ngakolunye uhlangothi, kufanele futhi kushiwo ukuthi lolu lwazi luzobaluleka kakhulu ukuze ukwazi ukuthuthukisa noma yiliphi isu lokwenza imisebenzi yakho isebenze. Kusuka kuwo wonke amaphuzu wokubuka ngoba amanani awo ahlaziywa ngokombono wobuchwepheshe nobalulekile. Ngalokho uzoba nomqondo osondelene kakhulu ngalokho ozokuthola kusuka kulezo zikhathi. Ngakho-ke, ngeke kumangaze ukuthi kuyithuluzi eliphelele lokwenza ukuthenga nokuthengisa kwakho zibe semthethweni ezimakethe zezimali. Okungaphezulu kokudlula kwezinye izinkomba zamasheya aseSpain.
Ezinkulu Cap Securities
Uma ukuphepha okuhlanganiswe ku-Ibex 35 kuphawuleka ngokuthile, kungenxa yokuthi konke kukhulu noma okungenani kufakwa osonhlamvukazi abaphezulu. Lesi sici esithandekayo sizokwenza kube lula kuwe ukuthi ube ngumtshali-zimali omncane naphakathi. Ziningi izihloko ezithengiswa nsuku zonke. Ngevolumu ephezulu kakhulu yezivumelwano futhi lokho kukhombisa intshisekelo enkulu evusa phakathi kwawo wonke amaphrofayili wokutshala imali. Ngaphandle kokuhlukile, kusuka kokunolaka kakhulu kuye ekusikeni okuvikela kakhulu noma okulondolozayo. I- inzuzo lokho kunyakazisa lawa manani kuphakeme kakhulu futhi kuphezulu kwamasheya aseYurophu.
Ngokwalo mbono jikelele, akumangazi ukuthi abatshalizimali abaningi bakwamanye amazwe nabo babheka i-Ibex 35 ukwenza imisebenzi yabo. Leli qiniso lisho ukuthi unganikeza ukuguquguquka okuningi kakhulu kokusebenza kwakho emakethe yamasheya kusukela manje kuqhubeke. Ngoba ithinta wonke amanani futhi cishe ngaphandle kokuhlukile. Ukuze ube sesimweni sokukhulisa ukusebenza ngendlela enenzuzo enkulu futhi uvumelanise nephrofayili yabatshalizimali oyethula ngaso sonke isikhathi.
Amamodeli webhizinisi azinzile ngokwengeziwe
Vele, omunye weminikelo amanani we-Ibex 35 azobaluleka kuwe yi- ukwethembeka kwamamodeli wakho webhizinisi. Ngoba empeleni, zizinzile futhi zinama-akhawunti ebhizinisi ahlanganisiwe isikhathi eside. Ngaphezu kwalokho, kuyaqabukela kakhulu ukuthi abanye babamele babo bangahluleka, njengoba kwenzeka kuma-indices emakethe yamasheya wesibili. Ngezingozi ezivezwa yilezi zimo ezikhethekile. Akumangalisi ukuthi izinkampani ezibaluleke kakhulu ezweni zihlanganisiwe. Kuze kube seqophelweni lokuthi bangabaholi emikhakheni yabo yebhizinisi.
Kuyindlela elula yokujoyina iklabhu ekhethwe kakhulu yamasheya kazwelonke. Kuphi ngeke kube nochungechunge lwezindleko ekuphathweni kwalo noma kumakhomishini angeziwe. Ngoba ziyefana nokunye ukuphepha kwemakethe eqhubekayo yaseSpain. Lokho wukuthi, ukukhishwa okuzodingeka ubhekane nakho kusukela manje kuzoba okufanayo. Ukufika ezingeni lokuthi ungakha iphothifoliyo yokutshala imali ngokususelwa kule nkomba. Ukuze imali oyongile izinze kakhudlwana futhi ayikwazi ukucwiliswa yimicimbi engathandeki yezintshisekelo zakho. Kuyimininingwane emincane okungafanele uyibukele phansi noma kunini.
Ukubuyekezwa kwe-Index minyaka yonke
Ungacabangi ukuthi i-Ibex 35 ihlala yakhiwe ngamanani afanayo. Ngoba empeleni akunjalo, njengoba zivuselelwa minyaka yonke. Ngokuqondile kabili esivivinyweni ngasinye lapho amanani athile angena futhi ashiye ngokuya ngezindaba ezizethula ngaso sonke isikhathi. Lesi yisici esingadala ukuthi iziphakamiso zemakethe yamasheya zenze ukwanda okukhulu noma ukulahleka, ngokulandelana. Into esetshenziswa abanye abatshalizimali ukwenza amasu abo okwenza ngcono izimpahla zabo.
Lezi zinguquko zivame ukuthinta inani elilodwa noma amabili ngokuhamba phambili. Njalo futhi uvumelane nezimo zakho namazinga wokuqasha. Esinye sezici ze-Ibex 35 ukuthi iyakwamukela lokho okuthiwa ama-chips aluhlaza okwesibhakabhaka. Ngamanye amagama, amanani amakhulu wezimali zaseSpain. Njengoba kunjalo neBBVA, iBanco Santander, i-Iberdrola, i-Endesa neRepsol. Kuyisigaba esinelungelo elikhulu esigcawini sikazwelonke futhi sinentshisekelo ephezulu kubatshalizimali bamazwe aphesheya.
Ukungazami okuphansi
La ukungazinzi okuphansi Ukuthi bayethula ngentengo yamasheya abo kungenye yeminikelo ongayithola kuleli qembu elibalulekile lemakethe yamasheya. Ngoba akuyona into ejwayelekile kuwe ukuthi ube nokuphahlazeka noma ukubuyekezwa ngaphezu kokujwayelekile. Kuyinto engavamile kakhulu ukuthi yeqe amazinga asondele kuma-5% womabili kolunye uhlangothi nakwelinye. Yini, ngakolunye uhlangothi, eyenzeka ngokujwayelekile ngamanani avela kuzinkomba zesekondari noma ezihlukile. Umehluko omningi, ngakho-ke, lawo ongawabona ku-Ibex 35 uma ekugcineni isinqumo sakho sihlose ukuthatha isikhundla kumanani abo. Kuzoba yinto okufanele uyicabangele kusukela manje kuqhubeke.