Izikhathi zokugcina zemikhiqizo yokutshalwa kwezimali

Imibandela ekutshalweni kwemali isici esinquma kakhulu sokuphatha inzuzo yemikhiqizo yezezimali. Kuze kube imodeli ngayinye yokutshalwa kwezimali idinga ukuhlala kwayo uqobo. Kuzo zonke zazo kwehlukile, yize ezinye zingahlangana. Kuzoba kubaluleke kakhulu ukuthi ukubheke kusuka manje. Ukuze ube neziqinisekiso eziningi ngaphezulu kokusebenza ngakunye okwenzayo.

Akufani ukubheka isikhathi esifushane njengesikhathi eside. Akumangalisi ukuthi bazoba nokwelashwa okuhluke ngokuphelele. Futhi bazofuna ukuqashwa kwabanye imikhiqizo yezezimali ngaphezu kwabanye. Uma ufuna ukuphumelela ebuhlotsheni bakho nezwe lotshalo-mali, ngeke ube nokunye ongakwenza ngaphandle kokwazi ukuthi iziphi ezeluleka kakhulu kuleyo naleyo migomo. Uzoba namasu ahlukene futhi kwezinye izimo kungaphansi kwemishini engafani kuzo zonke izimo.

Ukuze kuthi kusukela kulo nyaka kuqhubeke, izimali zakho ezitshaliwe zikhule ngempumelelo enkulu, kufanele wazi ukuthi yimiphi imikhiqizo enenzuzo enkulu kuleyo naleyo migomo. Futhi okungenani, izizathu zalesi simo ukuthi zenzeke. Ngokuba nemikhiqizo eminingi yokutshala imali, uzoba nenhlanganisela engaphezu kweyodwa ukwenza ukonga kube nenzuzo ngendlela eyiyo kakhulu. Kulesi sihloko, yonke imigomo yokuhlala kungenzeka ifakwe. Ngakho-ke ungakwazi zisebenzise ekusebenzeni kwakho ezimakethe zokulingana noma ezinye izimpahla zezezimali.

Izikhathi zokugcina: i-ultra-short

Le misebenzi yileyo eyenzeka ngesikhathi esifanayo sokuhweba. Baziwa ngokuthi intraday futhi bafuna ukushesha okungajwayelekile ukunyakaza ngamanye amagama amade. Umkhiqizo okhombisa kahle lo mkhuba ngokungangabazeki uyisikhwama. Ngenxa yezici zayo ezikhethekile futhi ezikuvumela ukuthi `` uvule futhi uvale izikhundla emahoreni ambalwa, noma imizuzu. Yimakethe yezezimali eshesha kunazo zonke onayo yale migomo emifushane. Ngenkululeko ephelele kuyo yonke iminyakazo oyenza ibe semthethweni kusukela manje kuqhubeke

Kodwa-ke, akuwona wonke amanani azosebenza kulolu hlobo lwemisebenzi ekhetheke kakhulu. Kufanele ugxile kulabo abanokuguquguquka okuphezulu kakhulu. Ngokwehluka okubanzi phakathi kwamanani abo Ubukhulu nobuncane. Ukuze ngomehluko wabo usesimweni sokwenza ukunyakaza kwakho ngamanani kube nenzuzo ngeziqinisekiso ezinkulu. Kuze kube seqophelweni lokuthi ukwazi ukwenza kube semthethweni ukusebenza okuningana ngosuku olufanayo.

Lawa magama amade yilawo akhethwe abatshalizimali abaqagela kakhulu. Ufuna nciphisa izinsuku ezibekiwe, yize inzalo abayitholayo iphansi. Zisebenza ngokuqhubekayo, ngaphandle kokuyeka ukwenza imisebenzi emakethe yamasheya. Kwezinye izimo ngendlela eyakhayo, kepha kwezinye zicabanga ukuthi zizokhiqiza ukukhubazeka. Banamanani aphansi okusebenza nezimakethe zezezimali, lapho ama-euro amaningi angagcinwa unyaka wonke.

Amagama amafushane, anemikhiqizo eminingi

Lokhu futhi kungukusebenza okushesha kakhulu, kepha ngaphandle kokuqhuma kokunyakaza kwangaphambilini. Isikhwama naso siyalamukela lolu hlobo lokuhlala unomphela.. Kepha ngomugqa omkhulu ekusebenzeni. Isikhathi esifushane sithathwa njengesikhathi esingasuka emasontweni ambalwa siye ezinyangeni ezimbili noma ezintathu. Ngisho nethuba lokuqoqa izinzuzo ezimweni zezokuphepha ezikhetha le nqubomgomo yemiholo yabaninimasheya.

Kule migomo, eminye imikhiqizo evumelana naleli qhinga uvulelwe wena. Esinye sazo yizincwadi ezigunyazayo, yize zikhona ebangeni eliphakeme lokuhlala unomphela. Kuyindlela eyinkimbinkimbi kakhulu yokutshala imali. Phakathi kwezinye izizathu ngoba kuzodinga ulwazi olujulile ngomakhenikha bayo. Ungathola imali eningi, kepha futhi ushiye ama-euro amaningi endleleni. Ngenxa yezingozi ozithola uma uziqasha njengefomula lokutshala imali lephrofayela yakho njengomsebenzisi.

I-Los izimvume Banethuba lokuthi ungababhalisela, kokubili ukusebenza okufishane nokude. Ngale ndlela, ungasebenzisa zonke izimo ezivelayo. Ngisho nokubi kakhulu ezimakethe zezezimali. Ongakwazi ukukwenza ngemikhiqizo eminingi yezezimali. Ngeke udinge ukuthi izikhwama zibe namandla ukuze ube sesimweni sokwenza ingxenye enenzuzo yokonga kwakho.

Imigomo emaphakathi, ukujwayeleka emakethe yamasheya

Lolu hlobo lokuhlala unomphela luvame kakhulu kubatshalizimali abancane nabaphakathi. Mhlawumbe kunjalo nakuwe. Ihlanganisa izinkathi ezisuka ezinyangeni ezimbalwa ziye cishe onyakeni. Njengoba sekusele izinyanga eziningi, uma izinto zingahambi ngendlela obuhlele ngayo ngenkathi uqala utshalomali lwakho. Iningi lezibambiso ezithengiswa ngamasheya ziyakusebenzela. Bobabili abezwe nalabo abavela kwezinye izindawo zomhlaba. Unokunikezwa okunamandla ukumisa iphothifoliyo yakho ngendlela ephumelelayo nangeziqinisekiso ezithile.

Ngeke ukhohlwe noma ikuphi ukuthi lesi sikhathi esiphakathi sisiza kakhulu ekuthuthukiseni imisebenzi emakethe yamasheya. Kepha nakweminye imikhiqizo yezezimali. Njengezimali ezihwebelana ngokuhwebelana. Eminye imikhiqizo efaka lesi sici esibalulekile yimali yokutshala imali. Kunoma ikuphi ukwehluka kwayo okuningi. Kokubili kumasheya nakwimali engenayo engaguquki. Ngisho nangamanye amamodeli wokutshala imali uma lokhu ekugcineni kuyisifiso sakho esikhulu.

Imikhiqizo enobungozi obukhulu, njengemvume yokuthengisa kumakhredithi nayo iyaphendula kulesi sidingo sokutshala imali. Noma kunezidingo ezihluke kakhulu. Kuhloselwe iphrofayili yomtshalimali elinganiselwe kakhulu. Bheka izimbuyiselo ezisheshayo futhi inesiko elikhulu kwezezimali. Yize kunengozi efihliwe yokuthi ama-euro amaningi angashiywa endleleni. Mhlawumbe ziningi kakhulu kwesinye isigaba sabatshalizimali.

Imigomo emide kakhulu yokutshala imali

Ekugcineni, kunamagama amade, okuyilawo enzelwe isikhathi sokuhlala isikhathi esingaphezu kweminyaka emibili noma emithathu. Abamukeli bayo abakhulu kakhulu ngabatshalizimali abanephrofayili elandelanayo. Kukhona nezimo zabasindisa imali abanemali abayigcinile alukho usuku lokuphelelwa yisikhathi. Ngokwezinga lapho utshalomali lungaba ngofuzo. Njengoba kuvame kakhulu kubatshalizimali baseJapan. Kunoma ikuphi, kuyindlela eyodwa okufanele uphathe ukonga kwakho.

Yonke iyimikhiqizo esetshenziselwa lezi zikhathi ezinde. Vele, kufaka phakathi ukuhweba emakethe yamasheya. Ziyasiza kakhulu kulokhu kuhamba kancane. Kepha hhayi kuwo wonke amanani. Kepha kunalokho, ngalezo ezizinzile kakhulu futhi ezakha izinzuzo ezincane njalo ngonyaka. Kuze kube ungazuza kwizabelo abasabalalisa njalo. Ngesivuno sonyaka esiphakathi kuka-3% no-8%. Uneziphakamiso eziningana zalezi zici. Ukwenza imali engenayo engaguquki kokuguquguqukayo.

Omunye wemikhiqizo ehloselwe isikhathi eside ukwenziwa ngezimali zokutshala imali. Mhlawumbe ilungele kunazo zonke. Bangokwemvelo abayikho. Akukho mehluko maqondana nezincomo zale migomo. Kuyindlela ye- dala isikhwama sokonga unyaka nonyaka. Ngisho njengesengezo empeshenini. Akumangalisi ukuthi kujwayelekile ukuhlangana nabanye abasindisi abaneminyaka engaphezu kwemihlanu kule mikhiqizo yezezimali.

Ngokuphambene nalokho, imikhiqizo yokubeka imali enobungozi obukhulu ayifanele kakhulu le misebenzi. Hhayi kancane, ngoba zidinga ukunyakaza okungatheni kakhulu futhi zize zidinge ukuhambisana nezikhathi zokugcina. Njengasesimweni esithile sezimvume, ukuthengiswa kwesikweletu noma izinkontileka zokwehluka. Akufanele nakancane ubeke imali kuzo, uma umbono wakho wenzelwe isikhathi eside.

Ngaphezu kwalokho, kudinga ukuthi ube nokuxhaswa okubaluleke kakhulu kwezezimali. Kwanele ukuze ungadingi ukutakulwa okuthile. Okuthile okuvame kakhulu phakathi kwabasindisi abadala. Ngokuphambene nalokho, omncane akajwayele ukukhetha le mikhiqizo yokutshala imali. Azihambelani ngokuthanda imigomo. Futhi kwesinye isikhathi akukho koomatshini bayo kutshalo-mali. Izinhloso zakho zihamba ohlangothini oluhluke kakhulu. Kususwa njalo emigomeni emide kakhulu yokuhlala. Abahambi nefilosofi yabo yemali.

Ngazo zonke lezi zincazelo, uzobe usucacelwa kancane ukuthi amamodeli wokonga kufanele utshale imali yakho kuwo. Kusukela esikhathini sokuhlala esivumelana kahle nephrofayili yakho. Kuzoba indlela yasekuqaleni kakhulu ukulahla iziphakamiso zokutshalwa kwezimali. Ukuhlala nalawo afanele izidingo zakho. Akusekho okungaphansi. Kuyindlela ewusizo kakhulu yokuphatha amafa akho kusukela manje kuqhubeke. Ngokuya ngezikhala zesikhathi onazo.

Njengoba ungacabanga, futhi kwenzeka okufanayo ngemikhiqizo yasebhange. Imali yesikhathi, amanothi wesethembiso noma amabhondi ezinkampani, phakathi kwezinto ezibaluleke kakhulu. Ungabakhetha ngokuya ngezinsuku zokugcina. Unazo ngokuhlala inyanga eyodwa kuya ezikhathini ezinde ezingafinyelela kahle eminyakeni emihlanu. Ngaphezulu kokunye iziphakamiso ezikhetheke kakhulu. Ngalo mqondo, ukuguquguquka nakho kuphelele ukuhlangabezana nezidingo zakho ebudlelwaneni bakho nezwe lemali. Iziphakamiso, kunjalo, ngeke uphuthelwe kunoma yimaphi amacala. Futhi kuzo zonke izimo zezomnotho nezimo. Ukuphela kwento ezobe ingekho yisifiso sakho sangempela sokutshala imali ngeminikelo oyinqwabele ku-akhawunti yakho yokuhlola kusuka kulowo mzuzu oqondile.