Njengoba bonke abatshalizimali bazi, noma iliphi iphutha isu lakho lokutshala imali lingaphazamisa izinhlelo zakho zokwenza ukulondolozwa kwakho kube nenzuzo. Ngakho-ke, enye yezinjongo zakho eziseduze kakhulu kufanele isuselwe ngaphezu kwakho konke ungazinikeli nganoma iyiphi indlela. Ngezinkombandlela ezithile ezilula esizokwethulela zona kusukela manje kuqhubeke, akungabazeki ukuthi uzoba nomhlaba omningi ozuziwe ukufinyelela ezweni emisebenzini efiseleka ngokuphelele ngezintshisakalo zakho emhlabeni wemali-
Yizindlela zokupheka ezingeke zikudlele umzamo omkhulu wokuzenza. Kepha kunalokho, kuzodinga wena kuphela isiyalo esincane nenhlanhla encane ukufinyelela inhloso oyifunayo, okungekho okunye ngaphandle kokwenza inzuzo enkulu ezimakethe zezimali. Kokubili kuzwelonke nangaphandle kwemingcele yethu ukuze kungagcini izinkambu zokwenza emakethe yamasheya. Ngokusebenzisa iziphakamiso kwezinye izimo ezingakumangaza ngokuvela kwazo.
Kulesi simo esivamile ezimakethe zezimali kuzobaluleke kakhulu ukuthi ube nokholo kukho konke okwenzayo. Yize ukukusiza ukufeza izinhloso zakho Akukho okungcono ngokushesha ngaphandle kokufaka kuhlu amanye amathiphu ahlose ukugwema amaphutha ezimakethe zezezimali kusukela manje kuqhubeke. Akumangalisi ukuthi yilapho inhlanhla iya khona ekusebenzeni kwesitoko sakho. Njengalezi esiziphakamisa ngezansi.
Musa ukuthenga ezindaweni eziphakeme
Elinye lamaphutha abatshalizimali abancane nabaphakathi abenza njalo ukwenza ukuthengwa kwabo kube semthethweni ngamanani aphezulu kakhulu. Ngoba kunengqondo ukuthi kunjalo ukulungiswa okulindelekile ezimakethe imali engenayo eguquguqukayo. Lapho unokulahlekelwa khona okuningi kunokuzuza. Akumangalisi ukuthi imvamisa banendlela elinganiselwe kakhulu eya phezulu kuyo yonke imigomo yokuhlala unomphela: imfushane, iphakathi nendawo futhi iphakeme. Ungakhohlwa uma ungafuni ukuba nenye inkinga kusuka kulezi zikhathi eziqondile.
Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi leli yiphutha elingagwemeka kalula ngoba ungakhetha amanani esitokwe ngenani elifanele kakhulu ngakho-ke wemukela kakhulu ukuqashwa ngaso sonke isikhathi. Ngaphandle kokuthatha izingozi ezeqile ekusebenzeni ezimakethe zezimali. Uzoba nezinketho eziningi zokwenza ukunyakaza kube nenzuzo ezindaweni zikazwelonke noma ngaphandle kwemingcele yethu. Ngenhloso yokuthola ekugcineni ukubuya kwemali etholakalayo.
Ungakhethi amanani we-bearish
Ingesinye sezihluthulelo zokwenza imisebenzi yakho izuze emakethe yamasheya kusukela manje kuqhubeke. Hhayi ize, uma ukwenze ngale ndlela, amathuba akho okuqhubeka nokunqoba athathe lesi simo esibucayi zihlobana nezwe lemali eliyinkimbinkimbi njalo. Asikwazi ngaphansi kwanoma yiziphi izimo ukuthi ukutshala imali ezimakethe zamasheya kudinga lesi sisekelo. Kuze kube seqophelweni lokuthi kufanele uye kumasheya acacile e-bullish. Yibo abanezinketho eziningi zokuzuza ngempumelelo enkulu.
Kufanele ukhumbule ukuthi lezi zimiso unokumelana okuncane phambili. Ikakhulukazi ezimweni ezikhuphuka mahhala, okuyisibalo esihle kakhulu ekuhlaziyweni kwezobuchwepheshe. Banendlela ebaluleke ngaphezu phezulu, lapho ungathola khona ama-euro amaningi ekusebenzeni ezimakethe zezimali. Yize amanani ambalwa kakhulu atholakala kulesi simo esikhetheke kakhulu.
Gwema amanani angaziwa
Esinye isihluthulelo sokwenza imisebenzi yakho ezimakethe zamasheya silele ekukhetheni izibambiso ojwayele ukusebenza ngazo kulolu hlobo lwezezimali. Ngakolunye uhlangothi, zingamanzi kakhulu futhi ungangena futhi uphume ezikhundleni zazo ngaphandle kohlobo lwezigameko zobuchwepheshe. Ngaphandle kwakho ukuthi ungumlutha, okusho ukuthi, kude kakhulu nentengo yokuthenga. Lesi sici sibaluleke kakhulu kumaphrofayili wabatshalizimali abavikela kakhulu noma abalondolozayo njengoba enikeza ukuzinza okukhulu ezikhundleni ezivulekile.
Ngenkathi ngakolunye uhlangothi, kuyadingeka ukuthonya isici seqhinga lesilinganiso ngenxa yaso okuvimba ukuqeda uchungechunge lwezibambiso ezingafinyeleli le mfuneko ebalulekile yokwenza utshalomali olufiswa kakhulu. Akumangalisi ukuthi kukusize ukhethe izinketho ezinhle kakhulu ezimakethe zezimali. Ngaphandle kokwenza umzamo owedlulele ekuhleleni kahle isu lokutshala imali. Okungukuthi, ngemuva kwakho konke, ngabe kumayelana nani emhlabeni onzima wokutshala imali. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe futhi mhlawumbe futhi kusukela ekubukeni kwezisekelo zayo.
Ukuqina kuzintengo zakho
Akungabazeki ukuthi ukusebenzisa leli su ekutshaleni imali kukusiza ukuthi ufeze izinhloso zakho ezisheshayo emakethe yamasheya. Ngoba empeleni, kuhle kakhulu ukuthi ukuphepha akufaki noma yikuphi ukuguquguquka ekucushweni kwezintengo zazo nokuthi kuyimbangela kuphazamisa ukusebenza okuningi okuqhutshwa ngabatshalizimali abancane nabaphakathi. Ngokuqinisekile kuzokwenzeka kuwe ezikhathini ezingaphezu kwesisodwa eminyakeni yamuva. Ngakho-ke kuyiphutha ukuthi kufanele ugweme ngazo zonke izindlela uma ungafuni ukwethuka ngezikhathi ezithile ekutshalweni kwemali kusuka kulezi zikhathi eziqondile.
Ngakolunye uhlangothi, kubalulekile futhi ukubheka ukuthi lesi sici singakuholela wenze amaphutha angenasidingo ngokuphelele ngezintshisekelo zakho emhlabeni wobudlelwano nezwe lemali. Ngakolunye uhlangothi, amanani azinzile kunawo wonke abucayi kakhulu ekunikezeni ukuphepha okwengeziwe ekusebenzeni ezimakethe zezimali nangaphezulu kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe ukufeza izinhloso eziphakanyiswe kuleli su lokutshalwa kwezimali okufanele ube nakho kusuka manje.
Musa ukuqagela emakethe yamasheya
Akungabazeki ukuthi ukugwema lezi zinhlobo zamasu okutshala imali kuzokusiza ugweme izimo ezingafuneki ezingonakalisa izinhloso zakho ezimakethe zezimali. Ukufika ezingeni lokuthi kungaba yinto yokwenza ngcono izikhundla zakho ekuthengeni okwenziwe kusuka kulo mzuzu. Ngakho-ke, ngeke ube nokhetho ngaphandle ungatshali imali yakho etholakalayo ekuvikelekeni kwalezi zici ngenxa yobungozi obusobala bale misebenzi. Kuyini, ngemuva kwakho konke, enye yezinhloso zakho eziseduze kakhulu. Kulokho okulungiselelwe njengenye yamasu okulondoloza onayo okwamanje.
Ngakolunye uhlangothi, amanani aqagelayo zingakonakalisa ngokuhlinzwa okungaphezu kokukodwa Njengoba ungashiya ama-euro amaningi emgwaqeni futhi lokhu kuyisici okufanele usigweme ngazo zonke izindlela ngoba phela yimali yakho esengozini futhi akufanele wenze izivivinyo ezimakethe zezimali. Phakathi kwezinye izizathu ngoba ungakhokha kakhulu kusuka kulo mzuzu kuqhubeke. Ngakho-ke, qaphela kakhulu ngalesi sigaba samanani esikhetheke kakhulu futhi ngasikhathi sinye sibe yingozi kuzintshisekelo zakho, lapho unokunye okungaphezulu kokulahlekelwa kunokuthola.
Ukungazihloniphi izibalo zokuhlaziya
Ngenye yeziphambeko ezivame kakhulu ongazenza kumasu okutshala imali nokuthi ungalungisa ngokuhlonipha kakhulu izesekeli nokumelana okuvela ekuhlaziyweni kwezobuchwepheshe nokuthi kusukela manje ungazihlola. ngokusebenzisa ihluzo ongabonisana nabezindaba zokuxhumana zomkhakha. Ngenkathi ngokuphambene nalokho, ungakhohlwa ukuthi ukukhohlwa leli qhinga kungakusa emazingeni ayingozi kakhulu futhi kungenza ulahlekelwe yimali ngendlela engalindelekile. Njengendlela enebhadi kakhulu kuwe yokungakwazi ukufeza izinhloso zakho eziseduze kakhulu.
Ekugcineni, ukukhombisa ukuthi ukuhlaziywa kwezobuchwepheshe kufanele njalo kwengamele imininingwane okufanele uyihlinzeke nge- ukusetha iphothifoliyo yakho elandelayo, esikhathini esimaphakathi neside. Okungukuthi, ngemuva kwakho konke, isikhathi saphakade lapho utshalomali lwakho kufanele luqondiswe khona nokuthi kufanele lwenziwe ngomqondo ocacile ocacile. Ngenkathi ngakolunye uhlangothi, ungakhohlwa ukuthi lelisu lokutshala imali lingaba nenzuzo enkulu futhi lingaholela ekutholeni izimbuyiselo ezithakazelisa kakhulu ezizobonakala kubhalansi ye-akhawunti yakho yokonga. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe nangaphezulu kwezinye izindlela ezibaluleke kakhulu.
Ngaphandle kwakho ukwazi ukwenza amanye amaphutha angeziwe, njengoba kujwayelekile ezenzweni zengxenye enhle yabatshalizimali abancane nabaphakathi. Futhi lokho kuvumela utshalomali ukuthi lungathuthuki njengoba izifiso zakho zazinjalo kwasekuqaleni. Ukuzama ukuvimbela lezi zigameko ukuthi zingaphinde zenzeke kusukela manje. Ukuba ngenye yezinjongo zakho eziseduze kakhulu kuwo wonke amaphuzu wokubuka.