Kuhlala kuyisikhathi esihle sokubheka enye indlela yokutshala imali. Ikakhulukazi lapho ukungabaza kuhlasela izimakethe zendabuko ezingaphezulu. Ngalo mqondo, enye ye- iziphakamiso zokuqala kakhulu futhi nokuqamba izinto ngasikhathi sinye, yikho okwenza amanani wezobuchwepheshe ePeople's Republic of China. Zakhiwe kufayela le- ukubheja okunolaka ngempela, kepha ongathola ngayo imbuyiselo yokonga ngaphezulu kwezinye izinketho ezijwayelekile. Kodwa-ke, izingozi ezibandakanyeka ekusebenzeni kwakho nazo ziphakeme kakhulu kunokujwayelekile.
Le yingxenye engakahlolwa yingxenye enkulu yabasindisi abancane nabaphakathi. Futhi lokho ngezinga elikhulu, kungafaniswa njengomphelelisi otshalomali oluyinhloko ozolithuthukisa kusukela manje kuqhubeke. Ngoba ngaphezu kwalokho, okunikezwayo kwalawa manani kubanzi kakhulu. Ngaphezu kwalokho ongakuthola ezimakethe zezimali ezisentshonalanga. Ngeke ukukhohlwe lokho I-China yipharadesi lalesi sigaba sezinkampani ezibalwe ohlwini. Lokho okungukuthi, kwesizukulwane sobuchwepheshe nesokugcina. Mhlawumbe inamandla kakhulu kunezimali zase-US ezimelwe yinkomba yeNasdaq.
Izitoko zobuchwepheshe zaseChina sezivele zikhona kwezinye izikhundla zabatshalizimali abanolaka kakhulu. Amaphesenti aphansi aguqukayo ngokuya ngezindlela zalaba bantu. Akunjalo, alikho isu elihambisanayo lokusebenzisana nalawa magugu akhetheke kakhulu futhi aqhamukayo. Kepha okuphambene nalokho, ungabaphatha ngezindlela ezahlukahlukene futhi uhlale ubheka ukuthi iyiphi eyi- izinga lokulahlekelwa ongakuthwala kusuka manje. Ngoba kuliqiniso ngokuphelele ukuthi ungashiya ama-euro amaningi endleleni kunoma yikuphi kwalokhu kusebenza.
Kungani amanani ezobuchwepheshe?
Izinga lalo lokwamukelwa lixhunyaniswe namandla aphezulu wokubuyekeza amasheya alo angaba nawo kusukela manje kuqhubeke. Njengoba kungaphezulu kakhulu kwamanani we-conformist ezimakethe zezimali. Kunjalo ukuthambekela kwayo ukuthi izinkampani eziningi zokuphatha zibhekise amehlo azo kule mpahla yezezimali eyingqayizivele kubasebenzisi abaningi bemakethe yamasheya. Elinye lalawa macala limelwe yi umphathi wezezimali uSaxo Bank esinqume ukukhulisa ukuvezwa kwayo emkhakheni wezobuchwepheshe waseChina onamandla. Kufika ezingeni lokuthi bakubone njengamanje njengethuba elicacile lokuthenga. Ukuze ukwazi ukonga ngokunenzuzo ngamandla amakhulu kunamanje.
Yebo, iSaxo Bank ibheka ukuthi izincomo zayo eziphelele kubatshalizimali emhlabeni othuthukile. Phakathi kwezinye izizathu ngoba iyona engaphansi komthethonqubo omncane futhi inemvelo eyimfihlo ngokumangazayo. Kepha akusona ukuphela kwesizathu sokuzibeka kulezi zimiso ezintsha kakhulu. Njengoba esinye sezizathu zokuxhasa lesi sincomo sincike ekukhuleni leli lizwe lase-Asia elibhekene nakho eminyakeni yamuva. Kepha ngaphezu kwakho konke, kubangelwe okukhulu kakhulu umfutho womnotho omusha I-China isekelwa ngamasevisi nokusetshenziswa kwasekhaya.
Kulesi simo esisha, ngeke kulibaleke nganoma yisiphi isikhathi ukuthi ukushaywa kokunwetshwa kwezikweletu kuka-2016 kubonakala kunqotshiwe. Futhi kusukela manje bangaba yindawo entsha yokuqhakambisa ukuthuthukiswa komnotho kuwo wonke amazinga. Futhi akukho kungabaza ukuthi omunye wemikhakha ongabamba kahle lesi simo ukuthi umelwe amanani ezobuchwepheshe. Ngaphezu kwamaqembu ezezimali, izinkampani zomshuwalense noma izimboni imbala. Ngokwalo mbono, ngeke ibe khona enye indlela ngaphandle kokubakhona kumanani alezi zici zamasheya aseChina. Yize unesilinganiso sokubandakanyeka, kuya ngephrofayili oyivezayo njengomtshalizimali omncane naphakathi: olondolozayo, ophakathi noma onolaka.
Yimiphi imikhiqizo engenziwa inkontileka?
Enye yezindlela okufanele uzenze kusuka kulezi zikhathi eziqondile ukusuka lapho ongabeka khona imali oyongile kumanani obuchwepheshe baseChina. Ngoba awukhawulelwanga kuphela kumkhiqizo wezezimali, kodwa ezinhlobonhlobo nezinhlobonhlobo. Kuyiqiniso ukuthi indlela elula kunazo zonke ivela ezimakethe zamasheya. Yize zifakwe kuhlu eChina, imisebenzi ingenziwa ibe semthethweni ebhange lakho elijwayelekile. Kepha-ke ngamakhomishini athe xaxa kunasemisebenzini yokuthenga nokuthengisa ezimakethe zendabuko noma ezijwayelekile kakhulu.
Kusuka emakethe yamasheya yase-Asia uzoba nokuhlinzekwa okungaphezulu kokuthokozela kwezokuphepha kwezobuchwepheshe. Kuluhlu lwezincomo ezinikezela ngemali enkulu. Ngenxa ye- ofeleba abanamandla kuboniswe yilezi zinkampani ezibalwe. Ngokushintshana okuqhubekayo kokuthenga nokuthengisa nsuku zonke. Kulokho okwenziwa njengokunye kokusebenza okuphezulu kakhulu kwezomnotho kuzo zonke izimakethe zamazwe zomhlaba jikelele. Futhi nokuthi ungakwenza kusuka kulezi zikhathi futhi ngaphandle kwezinkinga ezeqile ukwenza ama-oda ezimakethe zezimali.
Ama-ETF asuselwa kulezi zimpahla
Kepha hhayi kuphela amanani alezi zici ahlala emakethe yamasheya. Ungakhetha futhi izimali ezithengiswa ngokushintshaniswa noma ezaziwa kangcono njenge-ETFs. Lo mkhiqizo wezezimali oyingqayizivele ubonakala ngokuhlanganisa ukuthengwa nokuthengiswa kwamasheya emakethe yamasheya nezimali zokutshala imali. Ukuba, noma kunjalo, kuyindlela ewusizo kakhulu yalolu hlobo lokutshalwa kwemali okukhethekile. Ukuthola izikhundla zezinkomba nge-ETF kuyisu elihle kwabaningi. Kepha inqobo nje uma bekwazi ukusebenza ngalezi zinhlobo zamathuluzi ezezimali. Ngoba imiphumela emibi ingaba yingozi kakhulu futhi futhi eziningi.
Kulesi simo esithile, zenzelwe imigomo yokuhlala unomphela ezingeni elifushane neliphakathi. Njengotshalo-mali lwesikhathi esisodwa kumzuzu othile ngokungabikho kwamathuba ebhizinisi kwezinye izimakethe zezezimali. Hhayi njalo kusukela lapho ungaba nezinkinga eziningi ezingathinta ibhalansi ye-akhawunti yakho yokuhlola. Ngakho-ke, ama-ETF kufanele anikezwe ukwelashwa okufanele lokhu kutshalwa kwezimali. Awukwazi ukuyihlanganisa nokusebenza kwemakethe yamasheya, noma nakweminye imikhiqizo, njengezimali zokutshala imali. Hhayi ngeze, uzobe ubhekene notshalomali oluhlukaniswe ngokusobala nolwabanye.
Ukuqiniswa komnotho waseChina
Vele, kunezinye izizathu zokuthi kungani ungakhetha amanani ama-Chinese technology from now on. Kusuka ezindleleni ekuguqukeni okuhle komnotho waleli zwe elibalulekile lase-Asia. Ngalesi simo, abahlaziyi beSaxo Bank baveza ukuthi ngonyaka odlule iChina yabhekana ne ukukhula okuphezulu kunokulindelekile. Kodwa into ebaluleke kakhulu abayishoyo ukuthi ekugcineni kohlelo, iChina izophuma njengomnotho womhlaba ovulekile nozinzile, onobudlelwano obuqinile bezohwebo neMpumalanga neNtshonalanga. Lesi sici kufanele sishayele amanani ezabelo zalezi zitoko esikhuluma ngazo.
Kumele kukhunjulwe futhi ukuthi umnotho waseChina ungathatha isikhundla seMelika njengamandla amakhulu emhlabeni eminyakeni ezayo. Ngalo mqondo, ukuguquguquka kwayo kukhulu kakhulu kunalokho okutholwe emazweni endawo ye-euro. Nge- flow flow lokho kuyanda unyaka nonyaka, kwezinye izimo ngendlela emangalisayo. Kuze kube sezingeni lokuthi izinkampani eziningi zaseChina sezivele zizisungulile kulezo zezwekazi elidala. Ngendlela eqhubekayo, enamandla nezinhloso ezingakacatshangwa yingxenye enkulu yabenzeli bezezimali. EJalimane, eFrance, e-Italy naseSpain uqobo. Yinto okufanele uthembele kuyo kusukela manje kuqhubeke uma ufuna ukwenza imisebenzi enenzuzo oyenzayo kusukela manje kuqhubeke.
Amathiphu wokuzibeka
Vele, leli qhinga ngeke libe lula, futhi futhi ngeke unikeze uchungechunge lwamabhalansi ukuvikela izikhundla zakho. Phakathi kwazo kukhona lezi esikuvezela zona ngezansi.
- Kuzo zonke izimo kufanele ube nazo izingozi eziphakeme ekusebenzeni. Ngalesi sizathu, kufanele usebenzise izindlela ezengeziwe zokuphepha kuzo zonke zazo.
- Ngeke zibe imisebenzi ye Izikhathi zokugcina ezinde kakhulu, vele akunjalo. Esikhundleni salokho, zizokhawulelwa ezenzweni ezithile ezinedethi yokuphela kwesikhathi.
- Musa ukuchitha imali eningi emsebenzini ngamunye. Kepha kunalokho, ingxenye encane izokwanela maqondana nalokhu kudingwa yiba okhethekile.
- Kufanele wenze ifayela le- ukulandelela okujulile kakhulu ngokuvela kwayo ezimakethe zezimali. Ngakho-ke ungasika noma yikuphi ukwehla okuqinile okungavela.
- Kungcono kakhulu ukukhetha lokhu kutshalwa kwezimali kusuka eminye imikhiqizo ehlukile. Isibonelo, izimali ezihlanganyelanayo noma ezifakwe kuhlu. Akumangalisi ukuthi banokuhlukahluka okukhulu kwezimpahla zezimali.
- Awukwazi ukukhohlwa izingozi ozibalelayo nezokuphepha kwezobuchwepheshe ezibalwe eChina. Ngalesi sizathu, kuzofanele usebenzise i-oda lomkhawulo wokulahleka ukuze ulondoloze imali yakho ngaphezu kokunye ukucatshangelwa kobuchwepheshe.
- Kuyindlela enhle kakhulu uma ukuthambekela okujwayelekile kwama-indices wamaShayina kunjalo kucace kahle. Uma isimo singafani nalokhu, kuzoba ngcono ukuthi ukhethe amanye amanani nezinye izindawo ezikhona ukuhambela imisebenzi yakho. Kungcono kakhulu ongakwenza kulezi zimo.