Njengengxenye elungileyo yabatyali mali, ibhidi yokuthabatha sisichazi sento oyithathayo. Ibhidi yokuthabatha. Ngumsebenzi ontsonkothileyo apho umntu omnye okanye nangaphezulu okanye iinkampani zinikezela kubo bonke abanini zabelo benkampani edwelisiweyo ukuthengwa kwezabelo zabo, okanye ezinye izinto ezikhuselekileyo ezibavumela ukuba bazifumane, endaweni yexabiso elalixeliwe ngaphambili. Yintshukumo eqhubeka rhoqo phakathi kweenkampani ezidweliswe kwiimarike zezabelo. Ngamanye amaxesha, ukuthanda izinto onomdla kuzo, kodwa kwezinye ngokuchaseneyo, ukuya kwinqanaba lokudala iingxaki ezinzulu zotyalo-mali.
Ibhidi yokuthabatha ihlala iyintshukumo ekufuneka uyikhumbule kwizenzo zakho kwiimarike zamasheya. Ikhethekile, kuba iyakuchaphazela imali yakho ukuba inkampani apho uvule khona izikhundla ilixhoba lale ntshukumo. Apho ungenakulibala ukuba yinto ebonakalayo enokunceda amasheya enyuka okanye ezantsi isekwe kwiimpawu zebhidi yokuthatha. Akumangalisi ukuba ezi zinikezelo zingaze ziphuhliswe phantsi kweemeko ezifanayo, nangona zonke zibonakala zifana kakhulu.
Ewe kunjalo, ukuba inkampani apho unabanini zabelo ithatha inxaxheba kwiibhidi zokuthatha, kuya kufuneka wenze ezinye iiakhawunti njengoko ziya kuchaphazela ixabiso lencwadi lotyalo-mali lwakho. Kude kubeyiminyaka embalwa edlulileyo, bekukho iprofayili yabatyali zimali abancinci nabaphakathi abazinikeleyo ekutsaleni iinkampani ezidweliswe ngolu hlobo ngenjongo yokuba lisebenzise kakuhle lonke ulondolozo lwakho kwaye yintoni ebaluleke nangakumbi kwisithuba esifutshane kakhulu sexesha. Ngaphezulu kokuthathelwa ingqalelo kobuchwephesha kwaye kwanakwindawo yokujonga esisiseko. Kuba ibhidi yokuthatha ibaluleke kakhulu kwinani elikhulu labatyali mali, njengoko uza kuba nakho ukuqinisekisa ukusuka ngoku ukuya phambili.
Isibonelelo seThenda: Iiklasi zeZibonelelo
Ngaphambi kokuya kwinqanaba elisebenzayo lokuba yintoni ibhidi yokuthabatha, awuzukukhetha ngaphandle kokwazi ukuba ezi ntshukumo zenkampani azifani, njengoko abatyali mali abaninzi bakholelwa kwasekuqaleni. Ewe ayisiyiyo le ndlela, kodwa kukho iindlela ezahlukeneyo zokuqonda ukuba yintoni ibhidi yokuthatha kwakhona. Ngenxa yokuba, kukho indawo yokuqala ekuthiwa yi-OPAS enyanzelekileyo. Kule meko ithile, babhekisa kwiinkampani ezinikezela ngesithembiso sokuthenga kwi-100% yezabelo yenkampani ngexabiso elifanelekileyo kwaye oko akunakuba kuphantsi kwayo nayiphi na imiqathango.
Kwelinye icala, kukho isibonelelo sokuzithandela esidlangalaleni sokufumana kwaye zibonakaliswe ngokusisiseko kuba abaxhomekekanga kwiimfuno zomthetho xa kuziwa kwixabiso lesabelo sakho. Nangona kunjalo, olu hlobo lwebhidi yokuthabatha aluhlali rhoqo kwicandelo elinzima le- bolsa. Ukuba akunjalo, ngokuchaseneyo, banxulunyaniswa nolunye udidi lweenkampani ezingenanto okanye zincinci ezenza namaxabiso kwiimarike ezilawulwayo. Kukulungele ukuba uyithathele ingqalelo le nto ibalulekileyo ukuze uyiqonde ngokugqibeleleyo intsingiselo yentshukumo ehlanganisiweyo. Ngaphandle kolunye ugcino mali kunye nokuqwalaselwa kweshishini.
Ukugqithisela kwizabelo
Kubaluleke kakhulu ukuba ukhumbule ukuba nayiphi na ibhidi yokuthatha imali inokwenzeka ngemali ezinkozo. Nangona, ewe, olona luhamba rhoqo kukutshintshiselana ngezabelo okanye ukuthatha inxaxheba, njengoko kusenzeka neenkampani ezibandakanyiweyo kwii-indices zemarike yemasheya yeequity zamanye amazwe. Ukuya kuthi ga kwinqanaba lokuba wena ngokwakho uthathe inxaxheba kule nkqubo yeshishini. Oko kukuthi, ukuthenga isabelo esinye okanye ezingaphezulu kwiinkampani onokuthi emva koko uzenzele inzuzo ukuba ixabiso lokuvela kwezinto lihle kwimidla yakho njengomtyali mali ophakathi naphakathi.
Ukusuka kule meko, inyani malunga nexabiso onokuthi ufumane ngalo ezi zabelo zeenkampani ezidwelisiweyo iba yinto efanelekileyo ngakumbi. Kuba yi iya kugqiba ekugqibeleni inzuzo yokusebenza lwenziwe ngokuhamba kwezi mpawu zikhethekileyo. Ngamanye amaxesha, inokuba yinto enomdla kakhulu kwimidla yakho nakwabanye hayi kakhulu. Okanye okubi kakhulu, yiba ngumsebenzi owoyikekayo onokuthi ushiye i-euro eninzi endleleni. Ngokuqinisekileyo kuya kwenzeka kuwe ngaphezulu kwesihlandlo esinye. Ngale ndlela, ungalibali ukuba ibhidi yokuthabatha inokuba likrele elintlangothi-mbini, elinemiphumela echasene ngokupheleleyo neenjongo zayo.
Lithini ibhendi yokuphuma?
Kukho elinye inani phakathi kwale ntshukumo kunye nentshukumo yeshishini enokubaluleka okukhethekileyo phakathi kwabatyali mali abancinci nabaphakathi, njengokurhoxa kokuthatha imali. Kodwa ingaba le bhidi ikhethekileyo yokuthabatha ibandakanya ntoni? Ewe, ngokusisiseko kubandakanya ukuthengisa izabelo ngaphambi kwenkampani yeka ukurhweba kwimarike yemasheya. Nangona kunjalo, ngokwembali olu didi lwempahla yesitokhwe aluhlali lwanelisa kakhulu ukukhusela umdla wakho. Ukuba akunjalo, ngokuchaseneyo, ngokuchaseneyo kuhlala kwenzeka kwaye akuncedi nganto ukufezekisa inzuzo enkulu ekusebenzeni kwezi mpawu.
Kwelinye icala, into ekuthiwa yeyokuthimba ubhengezo lokuthimba inokubangela ukuba ubambeke kukhuseleko ngokulula, njengoko kwenzekile kule minyaka idlulileyo. Nokuba sele iphuhlisile kumaxabiso athile emarike yaseSpain, ngamaxabiso okuqala kude kakhulu nalawo asemthethweni ekuthengeni. Ngale ndlela, kukusebenza okuya kukushiya ungonelisekanga, phakathi kwezinye izizathu kuba awuyi kuba namandla ebusweni bokuhamba kwezi mpawu. Ayothusi into yokuba kuncinci kakhulu onokukwenza ukusukela ngala mzuzu ukuya phambili. Ngale ndlela, awuzukukhetha ngaphandle kokuthatha inyani entsha eya kuthi igqitywe ziimarike zezemali ukusukela ngalaa mzuzu.
I-OPAS uyijonga njengobuhlobo
Ewe kunjalo, akukho luhlobo lunye lokubhideka lokuthatha, kodwa uninzi kwaye uya kuba nakho ukusebenzisa isicwangciso sotyalo-mali kwimeko nganye. Enye ye-OPAS onokufumana ngayo ezo zibizwa ngokuba zinobuhlobo kwaye zibhekisa xa kukho ifayile ye Isivumelwano sokwenyani nesitayile phakathi kwenkampani kunye nabanini zabelo. Iziphumo ezivelisayo phakathi kwabatyali mali abancinci nabaphakathi ayisiyongxamo njengakwezinye i-OPAS. Ukuba akunjalo, ngokuchaseneyo, inecandelo elinamandla elingathathi hlangothi, elinokungazukunceda okanye likwenzakalise.
Ewe kunjalo, ukufunyanwa koluntu kunika into echaseneyo banobutshaba be-OPAS kwaye mhlawumbi zezona zaziwayo kwindawo yentengiso yesizwe kunye nakwamanye amazwe. Ngeziphumo ezingalindelekanga ngokupheleleyo kwinto enokwenzeka kutyalo-mali lwakho. Kungenxa yokuba iimpendulo zahlukile kakhulu ngokuxhomekeke kwimeko entsha ebekwe ngabanini zabelo abatsha. Ngale ndlela, awungekhe ulibale ukuba olu hlobo lokuhamba ngokudibeneyo luhlala luhamba rhoqo kwiimarike zezabelo. Nokuba ngaphakathi kweenkampani ezinkulu ezenza ezona indices zibalulekileyo kwihlabathi liphela.
Iingcebiso ngokuthengisa kunye ne-OPAS
Ukusuka kule meko, ibhidi yokuthabatha ihlala iluphawu lokuba kukho into eyenzekayo kwinkampani edwelisiweyo kwaye amaxabiso apho imisebenzi ihlala ivaliwe ngokucacileyo ayinakulindeleka, njengokuba kwelinye icala ungacinga kwindlela yakho njengomtyali mali ophakathi kunye nomncinci . Ngayiphi na imeko, iKhomishini yoKhuseleko kuZwelonke ikunika uthotho lwezikhokelo zokuziphatha ukujongana nezi ntshukumo zidibeneyo. Njengoku kulandelayo esikubhenca apha ngezantsi:
- Ukuya kwi-OPA kuhlala kukuzithandela. Wena njengomtyali mali nguwe oya kuthatha isigqibo sokuba uza kuthengisa izabelo zakho. Into yokungayi kwibhidi yokuthatha ayithethi ilahleko kwizabelo zakho.
- Soloko ujonge incwadana ye-OPA, nokuba athini amajelo eendaba.
- Ukuba njengomtyali mali uthatha isigqibo sokuya kwi-OPA, kuya kufuneka uyichaze ngokwazisa i-odolo yokwamkelwa kwiziko apho kugcinwe khona izabelo zakho.
- Jonga neziko lakho amajelo enziwe ukuthumela imiyalelo yakho.
- Ixesha lokwamkelwa kwesithembiso linokungabi ngaphantsi kweentsuku ezili-15 zekhalenda, okanye ngaphezulu kwe-70.
- Ungawurhoxisa umyalelo wokwamkelwa nangaliphi na ixesha ngaphambi komhla wokugqibela wexesha lokwamkelwa.
- Kwimeko apho kukho ngaphezulu kwebhidi enye yokuthabatha inkampani enye, abaninizabelo banokungenisa izibhengezo ezininzi zokwamkelwa, ezibonisa ukulandelelana kokukhethwa kwaye ezo zibhengezo mazenziwe zifumaneke kubo bonke abakhuphisana nabo.
- Ukuthengwa kwentengiso okunyanzelweyo (squezze out / sell out). Zenzeka kwi-OPAS ezisungulwe kwi-100% yezabelo zenkampani xa ixesha lokwamkelwa liphelile kwaye kusekho abaninizabelo abangathengisanga (abekho ngaphezulu kwe-10%). Kule meko, umnikeli unokufuna ukuba abanini zabelo bathengise izabelo zabo ngexabiso lesibonelelo sethenda. Ukuthatha iindleko zokuthengisa kunye nokuhlawula umboneleli. Njengomnini zabelo, unokufuna ukuba umnikeli athenge izabelo zakhe ngexabiso elifanayo, kwaye kule meko, umnini zabelo uya kuzihlawula iindleko.