Ukuba ukwilizwe leemali zenyani kunye ne-cryptocurrencies (leyo, nangona zibonakala zifana nemigaqo efanayo, eneneni zineyantlukwano) ngoko ngokuqinisekileyo uyazi ukuba yintoni iXRP. Kwiminyaka embalwa edlulileyo yaziwa ngokuba yiRipple, kodwa yatshintsha igama layo ngo-2018.
Kodwa, Yintoni i-XRP? Yenzelwe ntoni? Yintoni eyahlula kwezinye ii-cryptocurrencies? Inokusetyenziswa nini? Ukuba isihloko siye sabamba ingqalelo yakho, ngoko siya kuzama ukukunika impendulo kuyo yonke into oyifunayo ukuyazi ngayo.
Yintoni i-XRP
I-cryptocurrency ye-XRP, ebizwa ngokuba yi-XRP Ledger okanye i-Ripple, ngokwenene i Iprojekthi yentlawulo yasimahla efuna ukuseka inkqubo yetyala ngoontanga-koontanga. Ngamanye amazwi, yonke inkqubo iba luhlobo lwebhanki ehlangeneyo ngendlela yokuba wonke umntu ancede omnye komnye.
Imali izalisekisa umsebenzi wokuba yindlela yabo bonke abantu abasebenzisa iqonga ukuvelisa imali yabo ngeqonga.
Oko kukuthi, sibhekisa ku-a imali, okanye uphawu, oluthe lwenziwa yinkampani kwaye ukusetyenziswa kwayo kusekelwe ekunikeni abantu izibonelelo ukusebenza kunye cryptocurrencies. Ngokuqinisekileyo, i-XRP iba yindlela yokuhlawula kunye notshintshiselwano lwemali engenamda.
Imvelaphi ye-XRP
I-XRP inxulumene neRipple, inkampani yaseMelika. I Iprotocol ye-Ripple, eyona nto ilawula le nkampani, yenziwa njenge-prototype kwi-2004, nangona isiseko sayo njengequmrhu sasingo-2013.
Umntu owasungula i-Ripple yayinguRyan Fugger, ukuba into awayeyikhangela yayikukudala inkqubo yokutshintshiselana kodwa loo nto yayisasazwa. Nangona kunjalo, kwiminyaka kamva, kwaye emva kweengxoxo kunye noJed McCaleb kunye noChris Larseny, wagqiba ekubeni atshintshe inkampani yakhe kwaba babini, aba badale zombini i-cryptocurrency kunye nenkampani ngokwayo.
Ngokuhamba kwexesha, sele ifumana iilayisensi kwiibhanki ezahlukeneyo, njenge-BBVA.
Umahluko phakathi kwe-Ripple kunye ne-XRP
Okokuqala, kufuneka ukwazi ukuba ingqekembe yazalwa phantsi kwegama elithi Ripple kwi-2012. Enyanisweni, i-Ripple yayiyigama lenkampani, inkampani yeRipple Labs, eyasungulwa nguChris Larseny noJed McCaleb. Ingxaki kukuba zombini imali kunye nenkampani yayinegama elifanayo. Ngokuba, Kwi-2018 banquma ukutshintsha igama lengqekembe usebenzisa intsebenziswano yoluntu, owakhetha igama elithi XRP.
Ngaloo ndlela, sinokuthi i-Ripple yinkampani, uphawu; kanti iXRP iyimali ye-crypto ngokwenene.
Izixhobo
Akungabazeki ukuba imali ye-XRP yenye yezona zinto zikhuphisanayo kwi-bitcoin ekubeni, nangona zinezinto ezifanayo, kukho ezininzi ezahlukeneyo. Ngaloo ndlela, sithetha malunga:
- Un inkqubo yokuhlawula ekhuselekileyo nesebenzayo, kangangokuba iyakwazi ukwenza ukuthengiselana ngemizuzwana (malunga nemizuzwana ye-4 kuphela), ngokungafaniyo ne-bitcoin, i-ethereum kunye nezinye iimali ezibonakalayo.
- Ivumela eyakho zombini ukusetyenziswa kweshishini kunye neziko.
- Es zombini zamkelwe kwaye zisetyenziswa ziibhanki, oku kuthetha ukuba ayinalo ulawulo kunye nemimiselo emininzi kwaye kulula kakhulu ukusebenza nayo. Enyanisweni, ukuba sinamathela kwidatha, iiLabhu zeRipple sele zinemali engaphezu kwe-60% yeengqekembe ezikhoyo namhlanje.
- Uye iikomishini eziphantsi kakhulu ngenxa yento enye ebalulekileyo. Kwaye kukuba ayifuni imigodi ukuyifumana, zonke iithokheni ze-XRP sele zisebenza kwaye, ukuba kuyimfuneko, inkampani ngokwayo inokukhupha amathokheni amaninzi.
- Ngenxa yokubekwa kwindawo enye, sithetha nge imali ekhuselekileyo kunabanye, ngenxa yokuguquguquka okuphantsi kwayo.
Isebenza njani i-XRP
Njengoko sikuxelele ngaphambili, i-XRP ayifani ne-Bitcoin okanye enye i-cryptocurrencies, kodwa isebenza usebenzisa iteknoloji ye-DLT ngokudibanisa ne-protocol yokuvumelana yenkampani ngokwayo, inkqubo ye-RippleNet.
Ngoko ke, okuphunyeziweyo kukudala i inethiwekhi elawulwa ngabancedisi abazimeleyo, kodwa phantsi kwesakhiwo esiphakathi. Kwaye nganye yeendawo ezenza esi sakhiwo yeyeebhanki, ezizezo ezisebenzisa inkqubo kwaye zisebenza nenkampani iRipple Labs.Ukukhankanya ezimbalwa, sinazo: BBVA; Santander, Westpac, NBAD, Federal Bank of India ...
Xa usebenzisa le cryptocurrency
Emva kwayo yonke into esinixelele yona, usenokungazi ngokuqinisekileyo xa kungcono ukusebenzisa le cryptocurrency xa kuthelekiswa nezinye iimali, ezibonakalayo okanye ngokwasemzimbeni. Eneneni, ngabona babalaseleyo ukwenza iitransekshini zamazwe ngamazwe, kunye neentlawulo okanye udluliselo olufuna utshintsho lwemali, kuba, kwimeko ongayazi, olo tshintsho lunokubakho iindleko omele uzicinge.
Oku akukona nje inzuzo kubantu kunye neenkampani eziyisebenzisayo, kodwa nakwiibhanki ngokwazo, ezingafuneki ukuba zisebenze ngeemali ezahlukeneyo zokutshintshiselana ngemali kodwa zinokukwenza ngokuthe ngqo.
Okona kulungileyo, olu tshintshiselwano lwenzeka ngemizuzwana, ngokungafaniyo nezinye ezinokuthatha isiqingatha seyure okanye nangaphezulu.
Icala le-B le-XRP
Ngaphambi kokuba sikuxelele ukuba ilungile kwaye isebenza njani i-XRP. Nangona kunjalo, ukuba yayilungile, kutheni ungeva ngakumbi ngayo? Kulungile, ukuqala, kuba sithetha ngeIsisombululo esiphantse sigxile kwiibhanki kunye namaziko emali, kodwa kunqabile kakhulu ukuba inikwe uluntu ngokubanzi, okanye ukuba bayayazi.
Ukongeza, yifayile ye- inkqubo evaliweyo ngekhowudi yabucala kwaye yonke into ihamba ngeRipple Labs, nto leyo ebangela ukuba abaninzi bagxeke ulwazi oluncinane abaluvezayo, kwaye loo nto inokukwenza uzive ngathi kukho ukuguqulwa kwamaxabiso kwicala lenkampani. Ukuba songeza kuloo nto ayihambelani nayo yonke imigangatho ye-cryptocurrencies (kuba ngokwenene, njengokuba injalo ayilawulwa ngaloo ndlela), yenza abaninzi bangayithathi ingqalelo.
Isigqibo sokugqibela siya kuba kuwe, kodwa ukuba unayo i-akhawunti kwenye yeebhanki esebenza nazo le nkampani, akuyi kuba yinto embi ukwenza idinga kunye nokuphawula kuyo ukuze ubone ukuba luhlobo luni lolwazi abanokunika lona. ngawe ngayo.
Ngaba icacile ngoku ukuba yintoni iXRP kwaye ingakwenzela ntoni?