Enye yezona zinto zisetyenziswa kakhulu kwi Indawo yoqoqosho iyabhalisa. Kule nqaku, sifuna ukucacisa Zeziphi iindlela zokufaka izinto ezikhoyo kwaye zeziphi ezizezona zifanelekileyo kwinkampani yakho, ngendlela elula nelula.
Olu luvo aluphekwanga kakhulu ziinkampani ezincinci neziphakathi, nangona kunjalo, yenye yeekhonsepthi zixhaphazwa kakhulu ziinkampani ezinkulu emhlabeni kwaye zenziwa mihla le kuzo. Ngaphandle kwamathandabuzo ukhetho kwinkampani yakho. Le ndlela inxulumene ngokupheleleyo nenxalenye yokuqokelela kunye nomsebenzi wentlawulo, ukukhawulezisa kunye nokwenza lula ukuhamba kolawulo lwentlawulo kulo naliphi na ishishini.
Ukuba sigxila kulwazi lokuqokelela izixhobo, sinokuthi yenye yeendlela ezilula zokwandisa ingqokelela, ngaphandle kokwenza isaphulelo kurhwebo.
Ngubani obandakanyekayo kwinkqubo yokubhala
Ezi nkqubo zibandakanya:
- Umxhasi. Nguye osebenzisa iifektri ukuze iveliswe ikhredithi yorhwebo.
- Umtyali. Unyanzelekile ukuba uhlawule ityala lokurhweba
Yintoni i-factoring? Inkcazo kunye nokusebenza
Ngale ndlela, ukwabiwa kwemali-mboleko kunokwenziwa kwinkampani enokuyiqokelela endaweni yeziko lezemali.
Ezi ntlobo zeekhredithi ziphathwa kwimisebenzi yenkampani eqhelekileyo njengokuhamba kweemveliso Yendawo okanye iinkonzo kubantu besithathu abanokubonelelwa yinkampani.
Xa kuziwa kwinkampani enkulu eneentengiso zentengiso, yintoni eyenziwayo yikhredithi endaweni yenkampani esele inokudluliselwa kwiqela lesithathu ngexesha elithile.
Zeziphi izibonelelo ezikhoyo ezenziwa ngokugcina izinto ngokusekwe kwiinkonzo zayo.
Umngcipheko wetyala unokucingelwa. Kule meko, le ibizwa ngokuba kukufaka izinto ngaphandle kwezixhobo kwaye ilawulwa ngolu hlobo lulandelayo: kwimeko apho ityala linikezelwa kumntu wesithathu kwaye yinkampani ekufuneka ihlawule umntu okanye inkampani eza kuthi yabelwe yona kodwa ihlawule nayiphi na intlawulo, liziko lezemali ebeka umngcipheko kulo msebenzi.
Ngokufaka izinto, umngcipheko wotshintshiselwano unokucingelwa, ukuba uhlobo lwemali kwi-invoyisi luvela kwelinye ilizwe. Kwiimeko ezininzi, ngakumbi ngotshintsho lwemali kule minyaka idlulileyo, oku kuyacetyiswa kakhulu.
Ukulinganisa ngoncedo. Yenzeka nini Ulawulo lokuqokelela luyenziwa kodwa umngcipheko wokungahlawulwa awukhathalelwa. Xa oku kusenzeka, ukuba umntu onetyala akayenzi intlawulo kwangexesha, akukho mntu uthatha umngcipheko kwaye umntu oza kuyifumana ushiyeka ngesikhewu sezemali, ade ayifumane intlawulo.
Unokwenza ingqokelela yemali kuyo yonke ikhredithi.
Abanamatyala banikwa iingcebiso zeshishini
Loluphi olona khetho lusetyenziswayo
Isizathu sokuba iinkampani ezininzi zibhenele kolu hlobo lwendlela ukuze zibenakho ukukhetha ukhetho oluyinxalenye okanye olugcweleyo lwemali mboleko ukuba elinye iqela alikho tyala kwaye banembali yetyala esempilweni.
Konke Amaziko abandakanyeka kwimisebenzi yezemali enza ifeksi yokubhengeza yonke imihla, kuba luhlobo lwenyani ekhulula iziko ekuthatheni umngcipheko kwimeko yokusilela.
Zimbini ezinye iindlela onokukhetha kuzo
- Ukwaziswa kwesaziso. Apha umntu onetyala lemali waziswa malunga nokunikezelwa kwekhredithi. Ngexesha lenkampani lazisiwe, kuya kufuneka wenze intlawulo kwiqela lesibini.
- Ukulinganisa ngaphandle kwesaziso. Umntu onetyala lemali akaziswanga ukuze bangazi nto malunga nokwabiwa, kwaye baya kuhlawula abantu ababetyala ekuqaleni. Kule meko, ngumntu ofumana intlawulo, ekufuneka eyithumele kwiqumrhu ukuze aqhubeke nengqokelela yakhe.
Iindleko zenkxaso
Ngoku, sele sichazile ukuba yintoni enokwenziwa, kodwa asikakuxeleli ngeendleko abanokuba nazo. Inkqubo eyenziwa ngokwenziwa kwezintoInexabiso eliphezulu, kuba ziinkampani ekufuneka zenze ikhomishini kuyo yonke imisebenzi eyenziwayo kwaye yindlela yokugubungela ingeniso kumatyala. Ukuze ufumane uluvo oluncinci lwexabiso, ihlala i-3 okanye i-4% yetyala elihlawulweyo. Ukongeza koku, iikhomishini ezithile zihlala zisetyenziselwa imisebenzi nganye ebhekisa kwinkqubela phambili yemali mboleko kwaye ihlawuliswa iinkonzo ezinxulumene noko. Phakathi kweenkonzo ezinxulumene nayo yinshurensi egubungela amaxabiso otshintshiselwano okanye iingxelo zorhwebo esivumela ukuba sazi ukuba inkampani esiza kuyenza ngayo intengiselwano iqhuba njani.
Xa kuziwa kumashishini amancinci okanye aphakathi, I-factoring ihlala ingelo ngcamango ilungileyo kwaye izinto ziyayala. Bayayamkela kuphela xa ishishini elincinci eliyifunayo lixhaswa yinkampani enkulu kakhulu enokuthwala iindleko. Ukongeza, iintlawulo kufuneka zenziwe ngokusesikweni ngendlela ende.
Iba yinyani nini Ukubhala inkampani encinci, liziko lezemali elinamalungelo ngqo kwityala hayi kwinkampani. Liziko elihlawula inkampani ehambisa izinto ikwangulo olawula zonke iingqokelela ekufuneka zenziwe. Xa umhla wokuqokelelwa komthengi ufikile, ikwajongene nokwenza ukuba ityala lisebenze.
Izinto eziluncedo kunye nokungalunganga kwendawo yokugcina izinto
Masijonge apho sijonga khona, i-factoring yenye yezona ndlela zibalaseleyo xa kusenziwa iinkampaninjengoko inokuyikhulula inkampani yentlawulo kwimeko apho ingenakho ukumelana nayo.
Nangona kunjalo, xa sithetha ngezibonelelo ezibonelelwa zezi nkampani, kuya kufuneka sijonge kancinci ngaphaya kwetyala lokukhetha kwangaphambili, kuba Iinkonzo ezinxulumene nokugcinwa kweencwadi badlala indima ebaluleke kakhulu.
Enye yezona nkonzo zibaluleke kakhulu yinkxaso ebonelelwe liziko lezemali ngokufaka izinto kuba ibeka ityala lomthengi kwaye yenza imisebenzi yolawulo lwangaphandle njengokuqokelela.
Ukufakwa kwefektha kukwakuvumela ukuba ube nayo yonke idatha oyifunayo malunga nokusombulula abathengi oza kusebenza nabo okanye sele ubathengisa ngetyala. Kuya kufuneka uqonde ukuba kubaluleke ngakumbi ukuqokelela yonke into ethengisiweyo kunokuthengisa isixa esikhulu.
Kulo Ukubhala izinto kubandakanya imisebenzi yokuqokelela yangaphandle, nangona ukusebenza okufanelekileyo kuxhomekeke kumthamo wolawulo owenziwayo kunye nokuhlawulwa kwentlawulo abathengi abanako.
Ukuba into oyifunayo kukuqinisekisa inkampani ngobugwenxa obuphantsi, eyona nto iphambili kukufaka izinto ngaphandle kwezixhobo, kuba unika wonke umngcipheko wokusebenza kwequmrhu.
Ngamafutshane
- Izibonelelo esizinikwa liqumrhu zilunge kakhulu kwiinkampani, kuba iyakwazi ukuphucula ngokupheleleyo amandla enkxaso kwinkampani enkulu, ilinike imali ngokukhawuleza kwaye lixhase isixa sentengiso yalo, kuthintela ubuqhetseba.
- Ukongeza, iyakwazi ukuphucula umlinganiso wetyala kunye nokususa iiakhawunti ezifumanekayo. Ukuphelisa umngcipheko weengxaki kwinkampani kuba ii-invoyisi zihlala zingathathwanga: khumbula ukuba into ebalulekileyo ayithengisi kakhulu kodwa kukuqokelela yonke into ethengiswayo.
- Iququzelela ukulawulwa kwee-invoyisi kwaye ishiya ipotifoliyo yomthengi ihlala icocekile.
- Yandisa ukusebenza ngokuqokelela ngama-90%.
- Ikuvumela ukuba ucwangcise yonke into enxulumene nobuncwane kwaye wazi abathengi bakho nge-100%, kunye nesolvency kwiinkampani zabo.
- Nangona kunjalo, ngaphandle kokuba yenye yezona ndlela zibalaseleyo, ikwanalo icala layo elibi. Enye yezona zinto ziphambili yingxaki yeendleko eziyivelisayo, kuba ngokugcina zonke iindleko ezongezelelweyo kunye neengxaki zangaphandle, kufuneka babize iikhomishini eziphakamileyo kakhulu.
Kwimeko apho umngcipheko omkhulu kakhulu kwiqumrhu, inokungavumi ukunika ikhredithi yomthengi okanye inokuthintela iikhredithi kwinkampani ethile. Unokumisela umthengi kulwabiwo lweekhredithi; Inqaku lokugqibela livela kakhulu kwizivumelwano zorhwebo.
Ukwenza i-invovo ngombane kunye nokufaka iifomathi
Ukuba unokukhetha ukukhupha i-invoice ye-elektroniki, ukugcinwa kwefektri kunceda ngakumbi ukusukela:
- Wandisa amathuba okufumana imali nge-100%
- Ukhetha ukuba kungenzeka ukuba iinkampani ezininzi zikuthembe
- Ungathumela amaxwebhu ngombane kwaye oku kungonyusa ixesha lezemali
- Iifomathi ezinee-invoyisi zombane sele zinayo yonke idatha efunekayo ukwenza uxolelwaniso phakathi kwee-invoyisi kwaye ikunike ithuba lokumisa iifomathi zebhanki.