Abatyalomali abancinci nabaphakathi bayakudibana negama elibizwa ngokuba yi-BPA ngaphezulu kwesihlandlo esinye, kodwa basenokungayazi eyona ntsingiselo yayo kunye nefuthe elinokuba nalo kwimisebenzi yabo yeemarike zezemali. Ewe, i-BPA ayikho enye into engaphantsi kwesigama Ingeniso ngesabelo ngasinye. Inye ye eziguqukayo Eyona ndlela isebenzayo yokutyala imali kukhuseleko olwenza ii-indices zesitokhwe. Ngaphandle kweendlela zobuchwephesha ozisebenzisayo ukwenza inzuzo ekulondolozeni nasekuthengiseni izabelo kwimarike yemasheya. Sisiqwenga solwazi esifanelekileyo ukuze uvule izikhundla ukusukela ngoku.
I-EPS okanye umvuzo kwisabelo ngasinye ngokusisiseko uquka ukubala kwinxalenye ye Inzuzo yenzuzo yenkampani isasazwe kwisabelo ngasinye esenza isitshixo semali yenkampani. Iziphumo zalo msebenzi ulula ziya kuba sisiphelo esiya kugqiba ukuba yintoni umvuzo ngomvuzo ngamnye. Kuya kuba lula kakhulu ukubala, kwaye endaweni yoko kukho izibonelelo ezininzi ezinokuthi zivelise kwisicelo sayo. Ngokukodwa kuba umahluko onokuthi usete ukukhetha ukwakheka kwepotifoliyo yakho yotyalo-mali. Njengenani elilungileyo labatyali mali abenza imisebenzi yabo kwiimarike zezabelo.
Ukuze uyiqonde ngcono kwaye awunakwenza ngcono ukubala kunangomzekelo ukuze uyiqonde ngokuchanekileyo. Ewe, ukuba inkampani inenzuzo ye-euro ezingama-500, kwaye ikomkhulu layo lenziwe nge-1.000, i-EPS ehambelanayo okanye umvuzo kwisabelo ngasinye iya kuhambelana ne-0,50 euro ngesabelo ngasinye. Kwimeko nganye kumaxabiso, I-BPA yahlukile kwaye ukubaluleka kwayo kuyahluka ngokuxhomekeka ekubeni le parameter iphezulu okanye incinci. Unokwenza uthelekiso phakathi kwenzuzo ekhoyo kumaxabiso esalathiso seemarike zezabelo.
I-EPS: esi sisalathiso
Ngaphezulu kwako konke, umvuzo ngesabelo ngasinye sisalathiso sokutyala imali kwimarike yemasheya. Kuba iya kubaluleka kakhulu kwiimeko apho usasaze izahlulo kubanini zabelo. Ukuya kwinqanaba lokuba inokukunika umbono ombi kakhulu malunga nokuba ngowuphi umvuzo wabo kwikota ezayo. Njengoko kusengqiqweni ukucinga, umvuzo ngesabelo ngasinye sihlaziywa minyaka le kuxhomekeke kwiziphumo zenkampani. Kuyakhula okanye ngokuchaseneyo kunciphise amaxabiso. Ikwasikhombisi sobume benkampani edwelisiweyo.
Kwelinye icala, awungekhe ulibale ukuba lolunye lwezibalo ezisetyenziswa ngabatyali mali kwimarike yemasheya. Ukongeza, inobudlelwane obubalaseleyo nenye yezona zinto zisetyenziswa kakhulu kule klasi yokusebenza, PER. Ngale ndlela, i-EPS ithathwa njengenye yeeparameter ezibaluleke kakhulu ukufumanisa ukuba leliphi ixabiso ngesabelo ngasinye senkampani. Yiyo yonke le nto emva kokumiselwa koqingqo-maxabiso kwiimarike zemali. Nangona kuya kulungeleka kakhulu ukuba sikhatshwe zezinye izinto eziguquguqukayo ukuze zisebenze ngokukuko. Ukubonelela ngokhuseleko olukhulu kwisigqibo oza kusithatha ukusukela ngoku.
Ukufaneleka kwemali yayo
Ngayiphi na imeko, ayisiyiyo idatha eqinisekileyo yokwenza imisebenzi kwiimarike ze-equity. Ukuba akunjalo, ngokuchaseneyo, kunokuba njalo ukuba iinkampani ezimbini okanye nangaphezulu zibonise umvuzo ofanayo ngesabelo ngasinye, kodwa kwezinye amatyala afuna umzamo omkhulu kwiziphumo ukufikelela kule ndawo. Esi sesinye sezizathu zokuba iBPA kufuneka yongezwe lolunye uhlalutyo. Ayothusi into yokuba kunokuba nzima ukuba ube nakho ukufumana eyona ntsingiselo yayo. Okanye myeke uhanjiswe ziingcebiso zabanye abameli bezemali.
Umvuzo ngesabelo ngasinye, kwelinye icala, lubaluleke kakhulu ukuba wazi ukuba ixabiso lenkampani libiza kancinane okanye ngokuchaseneyo iyabiza. Njengomphumo wale nto yokuthatha isigqibo, inokukunceda ukuba kwi-asethi yezemali kunokuba yinzuzo ngakumbi ukutyala imali oyigcinileyo. Kuba iya kukunika umqondiso ongaqhelekanga malunga nento ekufuneka uyenzile ngamaxesha onke. Ngaphandle kwendlela ebekwe ngayo: i-bullish, i-bearish okanye i-lateral. Iya kusebenza ukuxhasa isigqibo sakho ngeyona ndlela inenjongo. Ngaphandle kokubeka emngciphekweni imali ngendlela engenamsebenzi.
Izinto eziluncedo kule parameter yentengiso yemasheya
Zininzi izibonelelo, umvuzo ngesabelo ngasinye unokukuzisa ukusukela ngoku. Nangona ezinye zezona zibalulekileyo zezo sikubhenca zona ngezantsi ukuze uzithathele ingqalelo kwimisebenzi oyenzayo kwimarike yemasheya.
- Yenziwe njengenye ye iindlela ezikhuselekileyo ukungena kwiimarike zezabelo. Kungenxa yokuba, phakathi kwezinye izizathu, banokukunika imikhondo eyimfuneko yokukhetha awona maxabiso aphezulu esitokhwe okwangoku.
- Lithuba elihle lokujongana namaxabiso ane olude uhambo phezulu. Ngokukodwa, imisebenzi ejolise kwixesha eliphakathi nelide. Apho ukukhula kwayo kunokuba ngaphezulu kakhulu.
- Yiyo isihluzi okubaluleke ngaphezu kokunciphisa ukhetho lwakho lokuthenga. Ayothusi into yokuba iya kuba luncedo olukhulu ukulahla uthotho lweenqobo ezingasayi kuba zezona zilungileyo ekuvuleni izikhundla kuzo. Ngale ndlela, uya kuba ukhusela imali yakho ngamanyathelo okhuseleko amakhulu.
- Isebenza njengomphelelisi ogqibeleleyo imiqondiso yokufaka ezinikezela ngamanye amaxabiso. Ukuze imisebenzi kwiimarike ze-equity ingayishiyi ekuphuculeni. Kwaye kuncinci kwiinkampani ezidwelisiweyo ezingekho kweyona meko intle yokwamkela ukuthenga kwakho okulandelayo kwimarike yesitokhwe.
- Ngaphandle kwamathandabuzo, yenye yezona zinto zixabisekileyo onazo. Kungenxa yokuba ekupheleni kosuku into ekubonelela ngayo yi Ulwazi lwempilo yeshishini malunga nale asethi yezemali apho ufuna ukutyala imali. Into elula kakhulu, kodwa kwangaxeshanye iyimfuneko.
Ubudlelwane kunye ne-PER
I-PER, kwelinye icala, ubudlelwane phakathi kwexabiso okanye ixabiso kunye nengeniso kwaye sesinye sezicwangciso ezisetyenziswa ngokubanzi kuhlalutyo olusisiseko lweenkampani, ngakumbi ezo zidweliswe kwiimarike zezabelo. Ulwalamano lwayo kunye nengeniso kwizabelo ezingaphezulu kokumangalisayo, njengoko ubona apha ngezantsi. Ngenxa yokuba, i-PER ihlala ibonisa ukuba inkampani ngexabiso eliphantsi okanye ngexabiso eliphezulu ngexesha elithile. Kwelinye icala, inkampani edwelisiweyo ene-PER ephezulu inokubonisa ukuba kuninzi okulindelweyo kwixabiso lesabelo sayo eliza kuxabiswa kule minyaka izayo.
Ukuba ufuna ukwazi ukuba yintoni i-PER yeenkampani apho ufuna ukutyala imali yakho, akukho nto ilula njengokwenza ubalo olulula. Njengesiphumo sokwahlula ixabiso lakho Ikowuteshini phakathi komvuzo ngamnye leyo ibonisa ngaloo mizuzu. Iziphumo zayo ziya kuba yi-PER yokwenyani yokuba unelo xabiso lebhegi. Nangona inokusetyenziswa kwezinye iintlobo zophicotho zincwadi. Kwelinye icala, i-PER kunye nomvuzo ngamnye kwisabelo ngasinye kubumba amaqhekeza olwazi abaluleke kakhulu ukufumanisa ukuba zeziphi izinto ezikhuselweyo ekunokuvunyelwana ngazo okanye ezingafanelekanga ukuba zenze imisebenzi yethu kwintengiso yesitokhwe ibe yinzuzo.
Izibonelelo kwimarike yaseSpain
Ngayiphi na imeko, ukhuseleko oludityanisiweyo kwimarike eqhubekayo lubonisa i-EPS enika isimanga esingaqhelekanga. Kuba ibonisa uphuhliso oluqinisekileyo malunga necandelo lokwakha kunye namanye amaziko emali. Ukuya kwinqanaba lokuba inika isikhombisi ukuze uvule izikhundla, ngaphandle kokuzibeka emngciphekweni ogqithisileyo. Kungenxa yokuba bethetha ukuba ixabiso labo lokuthenga liluncedo kakhulu kwimidla yakho. Ngelixa kolunye uthotho lwezindululo, ukuxabiseka kwakhe ngeli xesha asizizo ngqo amaxabiso aphantsi kwizabelo zakhe. Oku kukuvumela ukuba uchaze ngokufanelekileyo ngakumbi izicwangciso zotyalo-mali oza kuziphumeza ukusuka kula maxesha achanekileyo.
Kwelinye icala, awazi ukuba kukho i-EPS ephindaphindayo kakhulu yeenkampani zaseSpain ezingafakwanga kwisalathiso esikhethiweyo sezabelo zaseSpain? Kuba, ngaphaya kwe-Ibex 35 Unokufumana inzuzo ebabazekayo kwisabelo ngasinye ukuze ikunike ngaphezulu kovuyo olunye kwezi zihlandlo. Nkqu neenkampani ezincinci okanye eziphakathi ezityikityiweyo ezime kakuhle kwezemali. Njengokuba ungathenga izabelo zabo kwaye uthathe ithuba lokonyuka okunokubakho kwiiseshoni ezilandelayo.
Kuba kuhlalutyo lwengeniso ngesabelo ngasinye kuya kuba lula kakhulu ukubona amathuba oshishino okwenyani aveliswe zizabelo zamashishini zesizwe. Kwaye oko akunakufunyanwa ngamanye amacebo aqhutywa luhlalutyo lobuchwephesha. Nangona ezinye zezi zindululo zisachaphazeleka kukuhla komgangatho okuza kumisa ngaphandle kwexesha. Ewe baya kuba lolona nyulo lunengeniso.