Imikhwa yethu yemihla ngemihla kunye nobudlelwane okanye isimilo kutyalo-mali sitshintshiwe ngamanyathelo okhuseleko aphunyezwe ngamazwe aliqela kwihlabathi ukuzama ukunqanda usasazeko lwentsholongwane ye-Corona. Ukuza kuthi ga ngoku kubekho umdla omkhulu kwezinye zeenkampani ezinxulunyaniswe nobuchwephesha obutsha, kwaye kuba kwezinye iimeko ziye zaphinda zahlaziya ngeli xesha linzima kakhulu kwiimarike ze-equity kwihlabathi liphela. Kwimigca yeshishini eye yaxhamla kwimikhwa emitsha yokusetyenziswa kwaye ibe ngamathuba okwenene eshishini.
Asinakulibala ukuba ngale mizuzu izicelo kunye nesoftware ukuba ezinye zeenkampani ezidwelisiweyo zibonisa uhlaziyo ngaphezulu kwe-20%. Nangona oku kuya kufuneka uyokwenza imisebenzi yakho kwimarike yemasheya kwisalathiso sobuchwephesha baseMelika, iNasdaq. Ngevolumu ephezulu yeekhontrakthi nangaphezu kwamanye amaxesha aqhelekileyo enyakeni. Eli licala elilungileyo lokutyala imali ekuthengeni nasekuthengiseni izabelo kwimarike yemasheya. Kwaye ukusuka apho inkunzi ekhoyo inokwenza inzuzo kwezi zihlandlo zinzima. Kuyinyani ukuba amaxabiso ambalwa, kodwa anele ukubheja kwezi marike zezimali.
Kule meko ngokubanzi, sinokwenza intshukumo engaqhelekanga ukusuka kula maxesha. Kodwa ukwazi kakuhle apho sityala khona imali yethu ukuze ngale ndlela singabinazimanga ezingafunekiyo. Kuba, enyanisweni, ayizizo zonke izitokhwe kwicandelo lobuchwepheshe obutsha ezinendlela efanayo yokuziphatha kwezi ntsuku. Ukuza kuthi ga kwinqanaba lokuba abanye babo bawile kuqikelelo lwamaxabiso kwimarike yemasheya, ngokuwa kusondele kakhulu kwiipesenti ezingama-50, njengakwiindices zemveli zentengiso okanye zemveli. Umahluko ezimbalwa ukusuka BBVA, ACS, Telefonica okanye iBanco Santander, ukunika nje imizekelo embalwa yale meko.
Itekhnoloji: Ixesha leNetflix
Eli qonga le ulonwabo kunye nokuzonwabisa Iye yaqiniswa kwizikhundla zayo ngenxa yokuvalelwa okuphunyezwe ngamazwe aliqela ehlabathini ukuzama ukuthintela ukusasazeka kwe-coronavirus. Ukuza kuthi ga ngoku kukuba kule mihla inzima, ibango elikhulu kubo bonke abasebenzisi ngokufuna iinkonzo zalo rhoqo. Kwaye yintoni ekhokelele ekubeni izabelo zabo zixatyiswe ukusukela kwiintsuku zokuqala zika-Matshi. Ukuba sesinye sezindululo ezicetyiswa ikakhulu ziiarhente ezahlukeneyo okanye abalamli bezezimali. Ukuba yinxalenye yepotfoliyo yotyalo-mali kwiinyanga ezizayo kunye naluphi na uhlobo lweprofayili kubatyali mali abancinci nabaphakathi.
Ngelixa kwelinye icala, kufuneka ugxininise into yokuba le nkampani igxile kwimibutho yabasebenzi ngenxa yokuvela kwe-coronavirus. Kule meko, kufanele ukuba kuqatshelwe ukuba uMkomishinala waseYurophu kwiNtengiso yangaphakathi, u-Thierry Breton, nge-18 ka-Matshi wacela abaqhubi bezonxibelelwano kunye namaqonga okusasaza ukuba bathathe amanyathelo okuphungula uthungelwano ukulungiselela ukuqhuba ngomnxeba kunye nemfundo ye-Intanethi kude. Njengempembelelo yesibambiso kwiNetflix yalo msitho ochaphazela icandelo elifanelekileyo labemi kwiplanethi. Kwaye ngendlela eya kuthi ibeke imeko yokuxabiseka kwayo kwiimarike zamashishini zamashishini zamazwe ngamazwe.
Ukusebenza okungcono kwiNasdaq
Isalathiso sobuchwephesha e-US, i-Nasdaq, simangalise abatyali mali abancinci nabaphakathi ngokwenza ngcono kwezi ntsuku kuneDow Jones. Ngelixa oku yehlile kwiinyanga ezijikeleze iipesenti ezingama-25, I-Nasdaq ingaphantsi nje kancinci kwe-20%. Le nyani ivelise ukuhamba kwemali okuninzi kwintengiso yezemali. Ayilolize, kwaye into eyothusayo abaninzi kukuba iye yaba yindawo ekhuselekileyo yokwenza utyalomali. Ukutshintsha amanye amacandelo emveli, afana neenkampani zombane, kuba ibonakalise ukusebenza okungcono ukusukela nge-Matshi 1. Apho ezinye iimali ezifanelekileyo zotyalo-mali kweli candelo ziye zabalekela khona.
Kananjalo inyani yokuba kwezinye iimeko zezolayini zeshishini ezifunwa kakhulu ngabasebenzisi kwihlabathi liphela. Njengakwimeko ethile ye- ukusetyenziswa kwetekhnoloji, umxholo wokumamela kunye neenkqubo zokuzonwabisa kunye noqeqesho Ezithengisa kakhulu kule mihla kwaye azifumanekanga kumaxesha angaphambili. Ukuba lelinye lamaqhekeza avelayo kunye nokothuka kwenxalenye elungileyo yabatyali mali abancinci nabaphakathi. Nangona eSpain isithembiso sincinci kwaye sikho kuphela kwiimarike ezizezinye kunye naphantsi kweemodeli zeshishini ezithobekileyo.
Ithuba elitsha loshishino
Ihlabathi lezinto ezintsha likhula ngokuxhumaxhuma kunye nemida. Mhlawumbi yiloo nto iinkampani zetekhnoloji ziphumelela kwimarike yokulingana kwezi veki ngokunika iimveliso kunye neenkonzo ezithandwayo. Imfuno yokuqala. Ngesi sizathu, ayothusi into yokuba ezi nkampani zijolise ekuthengweni ngabasebenzisi bemakethi yesitokhwe. Kwaye oku kwanda kwintengiso kuye kwaguqulelwa kutshintsho kuqikelelo lwamaxabiso kwiimarike zamazwe ngamazwe ezilinganayo. Nangona ihlala iqinisekisiwe ukuba ingaba lo mkhwa uza kuthi ngqo okanye ukuba ngokuchaseneyo iya kuqhubeka ukusukela ngoku ukuya phambili kwaye inenkqubela phambili kumaxabiso ayo kwiimarike zezemali kwixesha eliphakathi nelide.
Kwelinye icala, okungabalulekanga kangako kukuba ekugqibeleni inokuba sisisombululo kwinxalenye elungileyo yabatyali mali abancinci nabaphakathi kwisigqibo abazakusenza kwezi ntsuku zikhethekileyo kuye wonke umntu. Ngaphezulu kwamacandelo aqhelekileyo, anje ngeebhanki, ulwakhiwo, unxibelelwano ngomnxeba, amashishini kunye neenkampani zamandla ngokwawo. Ngaphandle kwento yokuba ungabonisa ukungazinzi okukhulu kumaxabiso abo ngokwahluka okuphezulu kakhulu phakathi kwamaxabiso asezantsi kunye nalawo aphezulu kwaye kwezinye iimeko banokugqitha amanqanaba e-10%. Kodwa ngomkhwa ongathandekiyo ongaphantsi kunasentengiso yentengiso eseleyo, yiyo yonke loo nto ekupheleni konyaka.
Ukusetyenziswa okukhulu komxholo we-Intanethi
Icandelo le-Intanethi eMelika liqokelela amaxabiso ezona nkampani ziphambili kweli candelo lobugcisa kolu rhwebo lungenayo, kwaye zibandakanyiwe kuzo iinkampani ezidityanisiweyo kwabanye kwinkqubo yolwandiso, nangona isibonelelo esibonelelwa leli candelo lentengiso yesitokhwe ngokucacileyo singaphantsi kwezo zinikezelwa ngoku ngamaTshayina okanye amaJapan esitokhwe, ngakumbi ngokobungakanani, endaweni yomgangatho. Ngelixa kwelinye icala, ayinakulityalwa ukuba amathuba ophononongo makhulu kakhulu ngenxa yeempawu ezizodwa zala maxabiso, kodwa lumka, kunye nelahleko enokubakho. Ukuqinisekisa le ngozi, kwanele ukukhumbula ukuba amalungu amabini esi salathisi alahlekelwe ziinyanga ezine zokuqala zokufakwa kuluhlu ezikufutshane ne-40%.
Kwelinye icala, ziinkampani ngokubanzi abadli ngokusasaza nayiphi na intlawulo yesahlulo, enciphisa ukhuphiswano ngokuchasene neenqobo ezenzayo. Kwaye ngandlela thile, bajolise kwiprofayili yabatyali mali encinci encinci naphakathi, ebikade yahlulahlula ngokufuna imbuyekezo ephezulu kwisithuba esifutshane kakhulu. Ngomngcipheko omkhulu ekusebenzeni ukusukela nangona kuyinyani ukuba kula maxabiso unokufumana imali eninzi, kuya kufuneka ukuba uthathele ingqalelo ukuba ungashiya imali eninzi ngendlela yolu tyalo-mali. Kodwa kubonakala ngathi le meko itshintshile kwezi ntsuku kwaye ibonakalisiwe kwimikhwa yabasebenzisi besitokhwe,
Yandisa kwisitokhwe sakho
Ngelixa okokugqibela, kubaluleke kakhulu ukuqaqambisa ukuba olu didi lwamaxabiso luya kunyuka ekunikezelweni kwalo kule minyaka izayo. Ukuya kwinqanaba lokuba ngokweengxelo ezithile kufunyenwe ukuba iya kubonisa phantse i-60% yesibonelelo yezi asethi zemali. Ukugubungela ngaphezulu kwamacandelo eshishini kunokuba abekwe kulo mzuzu kanye. Umzekelo, ukuzibandakanya kwimisebenzi yezemali kude kube ngoku isenziwa kuphela ngamaqela ezemali.
Ukuze ekuhambeni kwexesha ixabiso lazo kwimarike yemasheya ibaluleke ngakumbi kuzo zonke iindawo zokujonga. Njengokuyila kwayo kuzo zonke iimveliso kunye neenkonzo ezinikezelwa kubathengi okanye kubasebenzisi nanjengokwahlula ngokubhekisele kwimigca yeshishini. Zingaphezulu kwezizathu ezaneleyo zokujonga itekhnoloji entsha ngenkangeleko eyahlukileyo xa usenza iphothifoliyo yethu elandelayo yotyalo-mali. Apho kufuneka kubekho umsantsa wokubandakanya olu hlobo lwamaxabiso ezobuchwepheshe. Inokuba ngumsebenzi onenzuzo kakhulu ukusukela ngeli xesha kutyalo-mali kwimarike yemasheya, notshintsho olulula kwisicwangciso.