Ukubizwa ngokuba "ngumkreqi" akuyona into entle, kude nayo. Kwaye ukuze ungaweli kuloo mpawu, kubalulekile ukwazi ukuba yintoni na umthetho wobunjubaqa, zeziphi iimpawu enazo kunye nemihla ebekiweyo.
Ukuba awuzange ucinge ngayo ngaphambili kwaye ufuna ukwazi ngakumbi malunga nomthetho wobugqwetha, ngoko siza kukuxelela yonke into.
Yintoni ubunjubaqa
Ukuba siya kwisichazi-magama seRAE, ubunjubaqa buchazwa ngolu hlobo:
«Ukucotha, ukulibazisa, ukulibaziseka. Ukungabikho komsebenzi okanye ukugcina ixesha«.
Ngamanye amazwi, sinokucinga ukuba yimeko apho umntu, inkampani okanye uLawulo lukaRhulumente ayifikeleli kumhla obekiweyo wentlawulo, kwaye xa ezi zidlula, akakahlawuli.
Yintoni umthetho wobunjubaqa
Umthetho ongagqibekanga eSpain ngu Umthetho 3/2004, we-29 kaDisemba. Useka amanyathelo okulwa ubunjubaqa. Nangona kunjalo, ekuqaleni bagxile kwimisebenzi yorhwebo. Ngo-2010, kunye noMthetho 15/2010 wohlengahlengiso, yandiswa ukuze kumiselwe indlela kwaye nini iintlawulo ezifanele ukumiselwa phakathi kweenkampani okanye iinkampani ezinolawulo lukarhulumente.
Ngamanye amazwi, lo mthetho Isekelwe ekusekeni imiqathango esemthethweni ekunokuthiwa kuliwe ngayo ubunjubaqa ngelixa uphepha ukusetyenziswa kakubi (kungoko kusekwa iintlawulo).
Isebenza kubani?
Kwimeko apho ungazi, okanye akucacanga kuwe, umthetho ongagqibekanga uhlala usebenza kwimisebenzi yorhwebo, kodwa oku kunokuba:
- Phakathi kweenkampani.
- Phakathi kweenkampani kunye noLawulo loLuntu.
- Okanye phakathi kweekontraka kunye nabancinci.
Enyanisweni, impazamo eqhelekileyo kukucinga ukuba umthetho wobunjubaqa usebenza kubathengi okanye amatyala kwiinkqubo zokungatshoni. Inyani yahluke kakhulu kwaye kule meko ezi Awuyi kuwela kumthetho walo mthetho.
Lingakanani ixesha omele uhlawule ngalo
Ngaphandle kokuba elinye ixesha lisekwe ngekhontrakthi phakathi kweenkampani, uLawulo loLuntu okanye iikontraka kunye neekontraka, ngokungagqibekanga, umthetho wobugqwetha umisela ukuba zonke iintlawulo kufuneka zenziwe. kwithuba elingadlulanga kwiintsuku ezingama-30 kuba iinkonzo okanye iimpahla zihanjiswa.
Ewe, ukuze kuphunyezwe, umthengisi waloo mveliso kunye/okanye inkonzo kufuneka uhambise i-invoyisi, kwaye kufuneka uyenze zingaphelanga iintsuku ezili-15.
Ngale ndlela, "umdlalo" oqhutywa ziinkampani ezithile kukuqinisekisa iimveliso okanye iinkonzo, ezineentsuku ezingama-30. Kwaye kuphela xa sele ziqinisekisiwe, ziya kuqala intlawulo yeentsuku ezingama-30. Yiyo i ekugqibeleni urhola ngeentsuku ezingama-60.
Enyanisweni, emthethweni ukwandiswa kwelo xesha leentsuku ezingama-30 kuvumelekile, kwezinye ezingama-30 ngaphezulu, oko kukuthi, iintsuku ezingama-60 zexesha lokuhlawula, kodwa aziyi kudlula elo nani kwaye iintsuku zibhekwa njenge "khalenda".
Kwenzeka ntoni xa ungahlawuli ngexesha?
Khawufane ucinge ukuba usebenzele uLawulo loLuntu. Umsebenzi wakho uvunyiwe kwaye ulindele ukuhlawulwa kwiintsuku ezingama-30. Kodwa loo mini iyafika kwaye imali ayibonakali. Hayi ngengomso. Hayi elandelayo...
Xa umboleki, kule meko uLawulo lukaRhulumente, aluhlawuli ngexesha elimiselweyo into ebizwa ngokuba yi "blackberry" yenziwa. Oku kuthetha ukuba, ukuba umbolekisi uye wathobela zonke izibophelelo phantsi kwekhontrakthi kodwa akayifumananga imali yomsebenzi wakhe ngexesha, unokufuna kulo mkweliti inzala ngasemva.
Ngoku ngokwesiqhelo loo nzala kufuneka kuvunyelwane ngayo kwikhontrakthi. Kodwa ukuba akuthathelwa ngqalelo, ngoko ngumthetho wobunjubaqa okhoyo.
Kwaye kukuba ngokwalo mmiselo, inzala iya kusekwa yi-European Central Bank inyuke ngamanqaku asibhozo kwiinyanga ezi-6 ezizayo.
Kodwa akuphelelanga apho.
Kwakhona, kunye nomdla omiselweyo, kuya kubakho imirhumo yolawulo lokuqokelela. Kule meko, ubuncinci obuya kunyanzeliswa buyakuba ngama-euro angama-40, kodwa eneneni ingaba ngaphezulu kakhulu ukuba inani libhaliwe.
Indlela yokuphepha abangathobeliyo
Ukuba nentlawulo engekahlawulwa kwaye ungazi ukuba uza kuhlawulwa nini yinto engenakufikelelwa ngabantu abaninzi. Umntu ongahlawuliyo unokwenza umonakalo omkhulu, ngakumbi ukuba imali oyityalayo ininzi. Ngoko ke, xa ukhetha imisebenzi, Kubalulekile ukuqwalasela imiba ethile ukuphepha ubunjubaqa. Eyiphi? Umzekelo, ezi:
Hlala uhlawula inxalenye kwangaphambili
Iya ixhaphaka ngakumbi kubantu abanikezela ngeenkonzo biza isiqingatha kwangaphambili, okanye nokuba yi-100% ngenxa yokuba baqinisekile, kwaye banika ukhuseleko, ukuba baya kuthobela, kodwa okufanayo kungenzeki komnye umntu.
Ke ngoko, ukuba ufuna ukunqanda ukuba netyala lemali eninzi, into onokuyenza kukuba ubeke umhla wokugqibela wemali, kunye nomnye phakathi kwexesha okanye ezifanayo.
Musa ukwamkela nawuphi na umxhasi
Okokuqala kufuneka ufunde ukuba ngubani umxhasi wakho ukuyamkela okanye hayi. Yaye kukuba ukufumana umsebenzi akuthethi ukuba unokukuhlawula. Usenokungabi natyala ngayo.
Yenziwa njani loo nto? Ukucela ingxelo yomngcipheko kunye ne-solvency. Ngokucacileyo, uya kukwenza oku kuphela xa ingumxhasi onemali eninzi ukuze ukwazi ukuzibeka emngciphekweni. Ngaphandle koko, into eqhelekileyo kukuba siyiqwalasela ngenye indlela.
Ngalo lonke ixesha kukho ikhontrakthi ngaphambili
Ulibale ukuba isivumelwano somlomo silungile njengokutyikitya. Yonke into ebhaliweyo ingcono kuba ngaloo ndlela ninokwazi okuzalisekileyo nokungazalisekiyo, nikwenze ngezo meko.
Kungenzeka ukuba le nkqubo yenza ukuba kuthathe ixesha elide ukuqala umsebenzi, okanye ukuba ungenziwa konke konke. Kodwa ukuba kunjalo, akufanele ukubone njengelahleko kodwa njengenzuzo kuba uya kuzisindisa iingxaki zexesha elizayo (kwaye zinokuba ninzi, sele sikuxelele).
Njengoko ubona, ukwazi ukuba umthetho wobunjubaqa uyintoni na kwaye ubandakanya ntoni na kubaluleke kakhulu kuba kuwo uya kufumana imihla ebekiweyo yokufaka ibango lemali kunye neengcinga ezahlukeneyo oza kuzifumana ukuyo. Ngaba uyathandabuza? Bayeke kwizimvo kwaye siya kuzama ukukunceda.