Ngaphandle kwamathandabuzo, elinye lawona maxesha amabi kakhulu esinokuba nawo intswela-ngqesho, Kwaye kukuba xa sinyanzeliswa ngokungazenzisiyo ukuba siwushiye umsebenzi wethu, nokuba kungenxa yokusikwa kwabasebenzi okanye ngenxa yokuba inkampani iye yonakala, sizifumana sikwimeko enzima njengoko singasenayo imali esisigxina, kwaye le nto iba yinto exhalabisayo ngakumbi xa kukho lusapho oluxhomekeke kwingeniso yethu.
Kodwa ukwenzela ukuxhasa abo bangaphakathi imeko yokungaphangeli, Urhulumente waseSpain ubonelele ngenkqubo ngothotho loncedo oluza kusivumela ukuba sihlawulele iimfuno zethu ezisisiseko ngelixa sifumana umsebenzi ozinzileyo. Ke ngelixa zikho ukhetho lokuqala kunokubakho into yokuba siyigqibile intswela-ngqesho, masibone kancinci nzulu ukuba kuthetha ntoni oku.
Isibonelelo sokungaphangeli
Into yokuqala ekufuneka iqwalaselwe yile ukungaqeshwa okanye ukungaphangeli inezikhokelo ezithile apho isebenza khona. Ukuthathela ingqalelo ukuba kwiinyanga ezintandathu zokuqala ihlawulisiwe, sinelungelo lokufikelela kwi-70% yento ehambelana nayo umvuzo osisiseko womsebenzi, Kodwa ukusukela kwinyanga yesixhenxe, ngoku unelungelo lokuqokelela ama-50% omvuzo wakho; Ukongeza, kufanele kuthathelwe ingqalelo ukuba umda wexesha esinokuwuqokelela kukungabikho kwemisebenzi ulingana nexesha esenze ngalo igalelo.
Ngenxa yeli nyani lokugqibela, masicacise ukuba ukusukela kwiintsuku ezingama-360 ukuya kuma-539 zegalelo unelungelo kwiintsuku ezili-120 zokungaphangeli; kwaye ke ngoko intswela-ngqesho inyuka njengoko ixesha lokufaka lonyuka lide lifikelele kwigalelo leentsuku ezingama-2160 okanye nangaphezulu, umntu ke unelungelo leentsuku ezingama-720 zokungaqeshwa. Kodwa ukuba ya Silusebenzisile olu ncedo kwaye asikafumani msebenziLukhona nolunye uncedo urhulumente asinike lona, masibone ukuba masenzeni xa intswela-ngqesho yakho iphela.
Inkxaso
Inkxaso Basinceda kwiimeko ezimbini, xa sidiniwe kukungabikho kwemisebenzi, okanye xa kungenxa yexesha lethu lokufaka igalelo asikabinalo ilungelo lokungabikho kwemisebenzi. Olu hlobo lwenkxaso yinkxaso yokuqala ekufuneka sibhenele kuyo xa sinokusebenzisa zonke izibonelelo zethu. Zine iindidi zenkxaso-mali, nganye nganye ineeprofayili ezahlukeneyo, masibone ukuba ziyintoni na.
Ngenxa yegalelo elaneleyo
Eyokuqala yile Inkxaso yegalelo elingonelanga, kwaye oku kusebenza kuphela xa singakwazanga ukucaphula elona xesha lisezantsi, elingunyaka omnye okanye iintsuku ezingama-360. Le nkxaso-mali inokufikelela kwi-euro ezingama-426, kodwa eli xabiso liya kumiselwa ngezinto ezahlukeneyo ezinje ngexesha lokufaka ukongeza kuxanduva oluvelayo, banokuba ngamaqabane okanye abantwana abaphantsi koxanduva lwabo.
Uncedo oluqhelekileyo
Uhlobo lwesibini lwenkxaso ekhoyo yile Uncedo losapho kubantu abangasebenziyo, Olu hlobo loncedo lufikelela kwi-426 euro ngenyanga; kwaye iyasebenza kubasebenzi abangenayo nengeniso kwaye banoxanduva losapho; kuyacaca ukuba basigqibile isitrayikhi. Ngokukodwa, zimbini iindidi zoncedo losapho, masijonge ukuba ziyintoni kwaye zithini iinkcukacha zabo.
Uncedo lokuphelelwa ngumsebenzi Yeyona nto inomdla kuthi kweli nqaku; Ukufikelela kule nkxaso yemali, yimfuneko yokuba umntu aphelelwe ngumsebenzi, nokuba angaphangeli okanye abhaliswe njengomntu ofuna umsebenzi; Apha kufuneka sicacise ukuba oku kufanelekile kufuneka kuthathelwe ingqalelo ukuba kufuneka kubhaliswe kangangenyanga enye ukusukela oko siphelelwa yintswela-ngqesho. Ukongeza, kufuneka sithobele uxanduva lwabangasebenziyo.
Enye into efunekayo kukuba sinoxanduva oluthile nelungu losapho ngqo, oku kuthetha abantwana abangaphantsi kweminyaka engama-26 ubudala okanye umntwana okhubazekileyo, okanye neqabane elixhomekeke kumqeshwa. Ukwenza into icace gca, kufuneka sikhankanye ukuba le nkxaso yemali ayisebenzeli kuphela abo banabantwana, kodwa nabantu abatshatileyo, abatshatileyo ngokwasemthethweni, banokulufumana olu ncediso-mali ukuba omnye waba bafazi uxhomekeke komnye ngokwezezimali.
Ukuze sikwazi ukufikelela kule nkxaso, ikwafuneka ukuba siqinisekise ukuba asinayo ingeniso elingana ne-75% yomvuzo omncinane, okanye nangaphezulu. Ke ukuba sinomvuzo odlula i-530,78 yeeros ngenyanga, olu ncedo alulolwethu. Kufuneka kuqatshelwe ukuba le mfuno ibandakanya umfaki sicelo ngqo; kodwa nje ukuba olu tshekisho lwenziwe, kunyanzelekile ukuba umvuzo ophakathi okanye umvuzo wawo onke amalungu osapho ungagqithi kwi-530,78 yeerandi ngenyanga.
Ngokuphathelele Inkqubo yokufumana olu ncedo, Kufuneka sikwenze kwithuba leentsuku ezili-15 zomsebenzi, ezibalwa ukusukela ekupheleni kwenyanga yokulinda. Kubalulekile ukuba siwugcine engqondweni lo mhla wokugqibela, kuba ukuba asithobeli, asiyi kuphulukana nelungelo lokuwucela, kodwa siya kuyeka ukuhlawulisa kangangeentsuku ezininzi njengexesha eliphakathi komhla obekiweyo kunye nomhla wesicelo.
Nangona imali imele oku Inkxaso yi-426 euro ngenyanga, Kubalulekile ukukhumbula ukuba elona xabiso lemali esinokuyiqokelela lilingana nexesha esilisebenzileyo, ukuze, ukuba umsebenzi wethu wokugqibela ibingowesingxungxo, siya kuba nelungelo lokuqokelela ama-50% Isibonelelo senyanga.
Elinye inqaku elibalulekileyo ekufuneka likhankanyiwe kukuba sinokuyiqokelela le ntswela-ngqesho ixesha elilingana neenyanga ezili-18 njengexesha elipheleleyo, kodwa inkqubo yokuqala isebenza iinyanga ezi-6; Emva koku kufuneka senze uhlaziyo, esinokulwenza amaxesha ama-2 kuphela, sinika iinyanga ezili-18 ezikhankanyiweyo.
Inkxaso-mali yabantu abangaphezulu kwama-45
Este Inkxaso-mali yenzelwe ngokukodwa abasebenzi abangaphezulu kweminyaka engama-45 ubudala, abagqibe ukungabinamsebenzi kwaye abanalo uxanduva losapho. Ukuba le nkxaso-mali yeyona ifanele iimfuno zakho, nantsi into ekufuneka uyenzile ukuze ukwazi ukufikelela kuyo.
Ixesha lesicelo soku Isibonelelo ziintsuku ezili-15 zeshishini Baqala ukubalwa ukusukela ekupheleni kwenyanga yokulinda, eyinyanga yotshintsho phakathi kokuphela kokungabikho kwemisebenzi kunye nokuqala kwexesha lokucela ezinye iinkxaso. Ke ukuba sele sikweli xesha, inkqubo yenziwa ngala maxwebhu alandelayo.
Kuya kufuneka ubenayo ifom yesicelo esemthethweni Apho kufakwe khona ingxelo yengeniso, idatha yetyala elithe ngqo, kubalulekile ukuba sizibophelele kwimisebenzi, kwaye kufuneka sigunyaziswe ukucela ulwazi kwi-AEAT. Kunye nala maxwebhu siya kucelwa ukuba siveze isazisi esisemthethweni.
Nje ukuba sibe namaxwebhu ethu, kufuneka siziveze kwi- SEPE iofisi yengqesho eyinkonzo karhulumente yokuqesha urhulumente. Kodwa ukwazi ukuba kufuneka size nini, kubalulekile ukucwangcisa ukuqeshwa kwethu, ukuze sixelelwe umhla nexesha esimele ukuba siye ngalo namaxwebhu ethu. Elinye ithuba kukwenza iqhutywe ngewebhusayithi yeSEPE.
Inkxaso-mali yabantu abangaphezulu kwama-55
Iimfuno zokuba ukwazi ukucela le nkxaso banjalo, njengoko igama labo lisitsho, baneminyaka engaphezu kweminyaka engama-55 ubudala; Kukwabalulekile ukuba ubhaliswe njengomntu ofuna umsebenzi inyanga emva kokuba siphelelwe yintswela-ngqesho. Kuya kufuneka sithathe ingqalelo yokuba ukuzibophelela kokusebenza kufuneka kusayiniwe.
Enye imfuneko kukuba ungabi nengeniso ephezulu kune-75% yomvuzo omncinci. Kwaye umvuzo ophakathi wosapho lwakho awudluli kwi-530,78 ye-euro ngenyanga. Kwakufuneka kubekho kucatshulwe intswela-ngqesho ixesha elincinci leminyaka emi-6 ngexesha lobomi bakho bokusebenza. Kuya kufuneka ukuba idweliswe iminyaka eli-15, kwaye kwezi, ezi-2 kufanele ukuba zazikwiminyaka eli-15 edlulileyo yobomi bayo.
Ixesha esinokuthi ngalo qokelela le nkxaso Kude kube kubudala obaneleyo ukuba bakwazi ukuqokelela ipenshoni. Kodwa kunyaka ngamnye kufuneka kwenziwe isibhengezo sengeniso, oku kwenzelwa ukubonisa ukuba imida ebekiweyo ayigqithiswanga. Ngale ndlela sinokuyigcina inkxaso-mali yethu ngexesha elifunekayo.
Njengoncediso-mali olukhankanywe apha ngasentla, Umhla wokugqibela wokucela le ntsuku ze-15 emva kwenyanga yokulinda. Amaxwebhu ekufuneka siwenzile ukufaka isicelo senkxaso-mali yifom yesicelo enalo lonke ulwazi olufunekayo. Uxwebhu lokuzazisa. Isatifikethi esivela kwiziko likazwelonke lokhuseleko loluntu kufuneka singqine ukuba ixesha loxolelwaniso lifezekile, elaneleyo ukufikelela kumhlala-phantsi.
Ukuze igqitywe igalelo lomhlala-phantsi elenziwe nge-INEM, Kubalulekile ukuba kusayinwe isivumelwano esikhethekileyo kunye noNondyebo Jikelele woKhuseleko lweNtlalo. Ngale ndlela sinokuqiniseka ukuba siya kuba nazo zonke izibonelelo kwaye, xa ilixesha lokuthatha umhlala-phantsi, kuyakwenziwa ngeyona ndlela ibhetele.
Zonke ezi zincedisi ngaphandle kwamathandabuzo ziya kusivumela ukuba senze amaxesha okuswela angabi mnandi, ngakumbi ukuba sinoxanduva losapho okanye sibadala. Nangona kuhlala kucetyiswa ukuba uhlale uzama ukufumana umsebenzi.