Itekhnoloji iyaqhubeka ukuba, ngaphandle kwamathandabuzo, icandelo eliqhubeka nokubonisa amandla. Ukuya kwinqanaba lokuba isalathiso NASDAQ yi-7% kuphela eshiyekileyo ukususela kwiintsuku zokuqala zalo nyaka mtsha. Kwelinye icala, kwii-indices zamazwe aphesheya ezishiyekileyo sibona ukubuyela umva okanye into ebizwa ngokuba sisigaba sokusabela emva kwengozi ngaphambi kwale ibingakhange ibonwe kwimbali yezi marike zezabelo. Ngapha koko, kuzo zonke asinalo inani lokubuya ukuza kuthi ga ngoku kwaye, ngesiqhelo, kunokwenzeka ukuba kamva singangqina ukuphinda sibuyele kwindawo ephantsi yonyaka.
Ngaphakathi kulo mxholo jikelele oboniswe ziimarike, kuyinto eqhelekileyo ukuba inxenye elungileyo yabatyali mali abancinci nabaphakathi baqwalasele ngeli xesha ukuba sijamelene nesaphulelo esinamandla okanye utshintsho kwindlela yentengiso yesitokhwe. Kusenjalo kungekudala ukuba isifo isifo kodwa ewe sinakho omnye umqondiso wokuba nezethu izimvo malunga nokwenzekayo kwezi asethi zemali. Ngenxa yomnqweno wabasebenzisi abaninzi ukuba babuyele kwezi marike ukuze benze ulondolozo lwabo lube nenzuzo ebusweni bamaxabiso asezantsi aboniswe luninzi lwamaxabiso emarike yemasheya.
Ngelixa kwelinye icala, akubalulekanga kangako ukuhlalutya inyani yokuba umthamo wokugaya uye wancipha kwiiveki ezidlulileyo emva Umoya ovuthayo wentengiso Oko kuye kwaveliswa ukusukela ngeentsuku zokuqala zika-Matshi. Ngamanye amagama, ivolumu esezantsi yentengiso ityhiliwe, encede iimarike zezabelo ukuba ziphucule izikhundla zazo xa kujongwana nezikhuthazo ezivela kumagunya emali, kwelinye icala nakwelinye iAtlantic. Oku kuguqulelwe kunyuso olungaphezulu kwe-10% kuninzi lwezalathiso ezifanelekileyo zamazwe ahambele phambili eplanethi. Njengophawu lokuzithemba olunikwe uloyiko lwenxalenye elungileyo yabatyali mali abancinci nabaphakathi.
Izimvo ezixhasa isaphulelo
Abanye abahlalutyi beemarike zezabelo bathanda inyani yokuba siphakathi kwenkqubo yokubuyisa ephezulu. Kwaye oko kunokukhokelela kumanqanaba asondele kakhulu Amanqaku e-7500 malunga ne-Ibex 35. Kodwa akukho nto iyenye, ngaphandle kokubandakanya utshintsho kwindlela, njengoko abasebenzisi abaninzi benqwenela ngalo mzuzu. Oku kubuya kungashenxisa izikhundla ngexabiso kwizabelo ezihlengahlengiswe ngakumbi kwiimfuno zethu kwaye kwezinye iimeko zikwenze ngengeniso enkulu kwizikhundla kwimeko apho izikhundla bezivuliwe kwiminyaka edlulileyo. Ukuze sibe nemali eseleyo kwi-akhawunti yethu yokonga ngaphambi kokuba kwenzeke kuqoqosho lwethu lwasekhaya.
Enye injongo yeli nyathelo kwintengiselwano yesitokhwe ngokungathandabuzekiyo yinto yokulungiselela amathuba oshishino ngokungathandabuzekiyo aya kuthi azibonakalise kwiimarike zezabelo. Zombini ezangaphandle nangaphandle kwemida yethu kwaye oko kuya kubonelela ngohlengahlengiso olunomdla kakhulu lokuthathela ingqalelo ukwenza iphothifoliyo yotyalo-mali kule minyaka izayo. Ngamaxabiso aqine ngakumbi kunangaphambi kokuba kuqale ingxaki emhlabeni. Ngoncedo olongezelelekileyo oluya kuba nakho ukuxabisa ngaphezulu kakhulu kuneeveki ezimbalwa. Kwezinye iimeko ze Usukelo olujolise kuma-40%, umzekelo kumanani amaxabiso athile nakwicandelo lokhenketho.
Utshintsho kwindlela
Akukho kunqongophala kwamazwi kubahlalutyi bezemali ukuba eyona nto imbi kwimarike yemasheya iphelile. Kwaye ngoku kukho kuphela isigaba sokuzinzisa ukubuyisela kamva izikhundla zaphambi kuka-Matshi walo nyaka. Nangona amandla okubuyisela kwimeko yesiqhelo aya kwahluka kakhulu ukusuka kwelinye ukuya kwelinye amaxabiso. Kuba ngokwenyani, ayizukufana into eyenzekayo Endesa ukuba yintoni ephuhliswayo kunye noSol Meliá ukususela ngoku ukuya phambili. Iimfuno zabo, kwaye ngakumbi ubunyani babo, zahlukile. Ukusuka kolu luvo, kuyakufuneka ukuba ukhethe ngakumbi kutyalo-mali kuba nakuphi na ukusilela kubalo kunokusibiza imali eninzi ngohlobo lwelahleko yee-euro ezininzi nakwezimalike zentengiso.
Ngelixa kwelinye icala, ezi zimvo zinempembelelo yokuba umgangatho sele wenziwe, kwaye kwimeko ethile yesalathiso esikhethiweyo sezabelo kwilizwe lethu kungasondela kakhulu kumanqaku ayi-5800. Oko kukuthi, phantse i-16% ukusuka kumanqanaba akhoyo ngoku kwixabiso lawo. Enye into eyahlukileyo kukuba ngeentsuku ezimbalwa inokufezekiswa amanqanaba angama-8000 okanye amanqaku angaphezulu kwama-9000. Ukuze le meko ikhule, akukho mathandabuzo ukuba ixesha elininzi liyakufuneka lidlule kwaye mhlawumbi asizukubona kulo nyaka unzima kakhulu ukulungiselela umdla wabatyali mali abancinci nabaphakathi. Yingxoxo engunaphakade malunga nokuvuselelwa kwezoqoqosho okuya kuba ngohlobo lwe-V, U okanye no-L apho ukuvela kwezi asethi zemali kuya kuxhomekeka ukusukela ngoku.
Utshintsho kwisahlulo
Enye into abatyali mali ekufuneka beyihoyile kukuba kuya kubakho utshintsho oluninzi kwisahlulo. Ngengqondo yokuba iinkampani ezininzi ziya kuzinqumamisa okanye zibanciphise kwaye oku kunokuvelisa ukuhamba kwemali ukusuka kumaxabiso athile ukuya kwamanye. Ngokukodwa, ukusuka kwiipotfoliyo zotyalo-mali ezivela kwezona zikhuselayo zinokuzikhusela okanye ezigcinayo eziya kukhangela ukhuseleko oluveliswe ngulo mvuzo kumnini zabelo. Ngale ndlela, awungekhe ulibale ukuba le yi umthombo wolwazi ngabantu abaninzi abazakuba nengxaki yokwenza uhlahlo-lwabiwo mali lwabo okanye losapho ukusukela ngoku. Kwaye banayo le ngeniso yokujongana noqhwithela lobunzima bezoqoqosho obusezandleni zethu ngenxa yokunqunyanyiswa kweshishini elizweni lethu.
Utshintsho kwisahlulo luzakuzisa ukuphambuka kwemali yezemali ukuya kwixabiso elenza icandelo lezombane. Ngabo bagqibe kwelokuba bagcine izabelo zabo kwezi ntsuku zinzima, iinkampani ziphambili kule meko Iberdrola, Naturgy, Endesa, Enagás okanye iRed Eléctrica de España. Kwaye kuwo onke amatyala babonelela ngesahlulo semivuzo esiphakathi kwe-6% kunye ne-8%, nesisiqabu kubatyali mali babo. Le nyaniso ekusebenzeni ithetha ukuba yonke i-10000 ye-euro kutyalo-mali iya kuba nembuyekezo yonyaka kunye nokusisigxina ye-euro ezingama-700 kwaye kuya kufaneleka ukunciphisa ukungabikho kwemali yokuba abatyali mali abancinci nabaphakathi banokuba nayo.
Injongo yexesha elide
Enye yezindululo abahlalutyi bezemali abazenzayo kwezi ntsuku kukuba abasebenzisi bandise amanqanaba abo okusisigxina kude kube lixesha elide, ngakumbi. Esona sixhobo silungileyo sokukhusela isikhundla sakho kwimithambo elandelayo. Kodwa ukufumana babuye bafumane inqanaba abaphulukene nalo kwezi ntsuku zembali zeemarike zokulingana kwihlabathi liphela. Ngokuqinisekileyo oku kuyakudinga utshintsho olukhulu kwisicwangciso kubuninzi babo. Akusayi kuphinda kube lula ukwenza imisebenzi yexeshana elifutshane kunikwe into eyenzekileyo kulo Matshi umnyama we-2020 kwaye ke kuyakufuneka ukuba ube nolondolozo ngakumbi kwiindlela zotyalo mali. Ukuza kuthi ga kwinqanaba lokuba kuya kuthatha iimodeli zotyalo-mali esasizilahlile kule minyaka idlulileyo.
Ngelixa kwelinye icala, kufanelekile ukuba sikhumbule ngeli xesha sikwinqanaba lamathandabuzo amaninzi apho nantoni na inokwenzeka kwiimarike zamasheya kwihlabathi liphela. Apho ifayile ye- isilumkiso Kumele ukuba ibe yinto eqhelekileyo yezenzo zethu kwiimarike ze-equity ukususela kulo mzuzu kwaye ukuba kukho ukulibaziseka komlinganiselo. Kuba ukusukela kule mihla akuyi kubakho ezinye iindlela zokukhetha ngakumbi, kungekuphela ekukhetheni kwezokhuseleko, kodwa nakwisixa semisebenzi ngokwabo kwimarike yemasheya. Ngokwenza ngokucamngca okukhulu kwiintshukumo esiza kuzithatha kwiimeko ezinzima kakhulu kwezi zangoku.
Ngelixa lokugqibela, kufuneka ubenemvelaphi kwaye ayisiyonto yimbi ngaphandle koko amaxabiso endices zehlabathi ngo-Matshi abonakalise isimilo esichaseneyo kwiimpawu ezimbini ezifanayo. Oku kunokusinceda ukuba sibe nezenzo ezithile ngakumbi yenye yeenkqubo zonxibelelwano kwiimarike zezabelo. Kuba, ngenene, sinokufumana indaleko engalinganiyo kwiinyanga eziseleyo kude kube sekupheleni kwalo nyaka we-atypical kubatyali mali abancinci nabaphakathi. Ukuza kuthi ga kwinqanaba lokuba sijongane nemeko entsha ngokupheleleyo evela kulo naluphi na uhlobo lwesicwangciso-mali sabantu.