Gambling: utyalo-mali okanye umdlalo?

Ukwanda kokungcakaza kubangela abasebenzisi abaninzi ukuba bajike kumaqonga abawathengisayo njengenye indlela yotyalo-mali. Kodwa akufuneki kube njalo, sele iyinto eyingozi kakhulu kwimidla yabo. Ke ngoku inento yokwenza nethuba kunokuba nesicwangciso esiqatha sokwenza ukonga kunenzuzo. Ababoneleli ngokhuseleko, bebeka umngcipheko wokuxhomekeka kumdlalo. Kwaye ngenxa yoku, shiya i-euro eninzi endleleni.

Uluhlu olubanzi lwemidlalo kunye nokubheja ezikhoyo (ezemidlalo, iiholo zebingo, ii-roulettes, i-poker ...), uninzi lwazo online, sisilingo esinzima kubasebenzisi ukuba bahendwe kwiminqweno yabo fumana imali ngokulula. Kunokuba mnandi kube kanye ukubheja umdlalo webhola ekhatywayo, okanye udlale umdlalo we-poker kwinduduzo yekhaya lakho. Ingxaki ivela xa umsebenzisi engasenako ukwenza ngaphandle kwezi zinto ziyingozi ngexesha labo lokuzonwabisa kwaye ibenze ukuba balahlekelwe yimali ngokuphindaphindiweyo ngengeniso elandelelanayo yokuzalisa ibhalansi yabo, kwaye ngenjongo yokujonga ukuba ithamsanqa labo liyatshintsha na.

Imali enokulahleka ayinakucingelwa, -kuxhomekeke kwinqanaba labo lokuba likhoboka- kwaye ngakumbi ukuba umsebenzisi akanayo indlela ebambekayo yokusika ilahleko yabo ngale misebenzi. Nokuba isiyobisi sakho siya siba sibi, ixesha lingafika apho ungangakwaziyo ukuyeka ngenxa yokuba sele ulikhoboka lokuthanda kwakho ilizwe lokungcakaza, kwaye iya kubiza imali eninzi ukuyenza ngaphandle kwale misebenzi kumdlalo, ngamanye amaxesha ufuna uncedo lwengqondo.

Kuya kulunga ntoni kuwe ukunciphisa iindleko zakho, usebenzisa iindlela zokonga ukunciphisa iindleko zamakhaya okanye ukunciphisa umda kwiihambo zokutyela, ukuba kukho umngxunya obonakalayo kwiakhawunti yakho yokutshekisha ngenxa yokuthanda kakhulu imidlalo? Kuya kufuneka siphephe ukuwela kwezi meko zimangalisayo kwimizi emininzi yaseSpain kwaye, apho banokufumana isisombululo ngokwenza ubudlelwane babantu okanye khetha ezinye iindlela zokuzonwabisa ezisempilweni, ekungekho meko iya konakalisa ipokotho yabo bachaphazelekayo.

Iingcebiso ezili-10 zokuyeka ukungcakaza

Ukuba ungumntu ongenakuchitha iintsuku ezininzi ungakhange ubheje, uye kwiiholo zebingo okanye, ngamafutshane, uxhomekeke kakhulu kwimidlalo, kuya kucetyiswa kakhulu ukuba ungenise ezinye izikhokelo zokuziphatha. Ngamathuba amakhulu baya kukunceda ukuba uphume kwesi siyobisi, kwaye kungaphelelanga apho, ukufezekisa ukuphucula umgangatho wobomi bakho kunye ... nemeko yepokotho yakho. Ngaba uyafuna ukwazi ukuba ungayifumana njani?

1. Gxila kwimisebenzi enenzuzo ngakumbi nalapho unokufumana ukoneliseka okukhulu kubomi bakho: ukuziqhelanisa nemidlalo oyithandayo, ukuchitha ixesha yonke imihla ufunda okanye unxibelelana rhoqo nosapho kunye nabahlobo.
2. Kuya kufuneka uhlalutye ngento oyichitha inyanga nenyanga kule midlalo ungahlawula iholide encinci, uthenge i-whim yakho okanye Yongeza imali oyigcinileyo kwiakhawunti yokutshekisha, nkqu nokukhuthaza ukonga ukuthengwa kwesithuthuthu okanye isithuthi.
3. Ukuba awuyinqumli ingxaki ngexesha inokuphinda ibe mandundu ngakumbi ngokuvelisa iziyobisi ukuba kuyakubiza imali eninzi ukuphuma kuyo, kwaye ungade udinge iinkonzo zengqondo, okanye amanye amaziko oncedo.
4. Eyona ndlela yokulibala ngezi zinto zidlalwayo kukungaphindi ucinge ngayo kwaye jolisa iingcinga kwiindlela ezilungileyo ngakumbi kwaye iyakha eyakudinga ukomelela kweenkolelo zakho.
5. Uninzi lwabantu abangena kwihlabathi lomdlalo benza ngenxa yesizungu, bafuna ukuphazamiseka kwaye bakhethe olu khetho ukugcwalisa ukusilela kwabo, ke kuyacetyiswa kakhulu ukuba ukuba izangqa ezininzi zentlalo apho unokunxibelelana nabanye abantu.
6. Kuya kufuneka uvavanye oko ngelixa ubheja kwi-Intanethi uyakuyazi into yokuvela kwezibonda zakho, kwaye oko kunokudala ukushiya imisebenzi yakho ephambili (eyakho neyasekhaya), nkqu nalawo emsebenzini achaphazela imveliso ephantsi okanye ukusebenza komsebenzi.
7. Ngokubheja kwi-intanethi iinzuzo zihlala zincinci kakhulu xa kuthelekiswa nobungozi bayo, ngelixa ilahleko inokuchaphazela ngokungekho mthethweni imeko yeeakhawunti zakho, ngakumbi xa kufikwa ekubuyiseleni imali elahlekileyo.
8. Kukhethwa ukuba nikela loo mali kwimisebenzi eyonelisayo kwaye unenzuzo, njengokupha isipho kubantu obathandayo okanye ukuhlawula imali encinci.
9. Endaweni yokubeka emngciphekweni imali yakho, ukuba ufuna ukudlala, akukho nto yenzekayo; ungakhetha imidlalo yesiqhelo yentlalo (mus, tute, domino…), eya kuthi ikutyebise kunye nabanye abantu kwaye niza kuba nexesha elimnandi kunye. Kwaye apho ekuphela kwento oyiphulukayo kukusetyenziswa kweentshaba zakho.
10. Kwaye, ekugqibeleni kuya kufuneka ucinge ukuba nangona ungaphumelela imali ekuqaleni kokubheja kwakho, ekuhambeni kwexesha iya kuba yinto echaseneyo kwaye uchithe imali engaphezulu kunokuba bekulindelwe ngumnqweno wokufumana imali ngokulula kunye nemizuzu embalwa.

Ayilotyalo-mali

Kuya kufuneka uqaphele ukuba ukubheja akukho utyalo mali, kude nayo. Kubo unoluhlu lweemveliso zezemali (iziqinisekiso zentengiso yesitokhwe, ukuthengisa ngetyala, iimali ezithengiswayo, njl. Njl.) Oko zilungelelaniswe neeprofayili ozibonisayo njengotyalo-mali. Kwaye ngeqondo lobundlongondlongo onokuthi ukhethe ngokusekwe kulindelo lwakho. Ngaphandle kwazo naziphi na iimeko akufuneki ubeke endaweni yokubheja kwezi modeli. Imingcipheko esiya kubandakanya isigqibo sakho ayingoyena ucebisayo.

Ngumdlalo, ungalibali nangayiphi na imeko, kwaye awunanto yakwenza nehlabathi lotyalo-mali, into eyahluke mpela, kunye neendlela ezahluke kakuhle kakhulu. Akusayi kuba lula kuwe ukufumana izibonelelo rhoqo kwaye uzinze. Kwaye ngokungathandabuzekiyo ukuba ungaphulukana nayo yonke into ngokubheja okukodwa. Inokuba kwinqanaba elithile elisengqiqweni ukuba uyathanda ukudlala, kodwa ungafumani mbuyekezo isombulula iingxaki zoqoqosho kwi-accounting yakho yasekhaya.

Ukubheja kuninzi kakhulu ekufuneka kwenziwe necandelo lokuzonwabisa, kunemali. Ukuba awuyenzi le ndlela ilula, ngokuqinisekileyo uya kuphuhlisa ngaphezulu kwengxaki enye kwezi nyanga zimbalwa zizayo, kwaye zinokuba mandundu kakhulu. Kwaye okubi kakhulu, banokwenza ingxaki yokwenyani ekunzima kakhulu ukuphuma kuyo.

Ukuba udlala ngalo msebenzi yenze kuba uthanda ukugembula, ungazami ukwandisa ubutyebi bakho kwiintsuku nje ezimbalwa. Ukuphazamiseka oya kuba nakho kuya kubonakala ngexesha elifutshane, uqaphela ukuba wenze impazamo ekuchongeni iimfuno zakho zokwenyani. Ayothusi into yokuba ukonga kunenzuzo kufuna umzamo omkhulu, kunye nokuzinikezela okuthe kratya ekubekeni iliso kutyalo-mali.

Ungasifumana njani isidanga sakho?

Ukwenza esi siyobisi siyeke kwaye ungahambeli phambili, into yokuqala ekufuneka uyenzile kukuqonda iingxaki zakho ngokungcakaza, kwaye wakube ufumanekile, ukumilisela amanyathelo afanelekileyo okusombulula oku kungasebenzi. Uya kwazi ngokuqinisekileyo ukuba unesifo esikhobokisayo okanye esixhomis 'amehlo ekungcakazeni xa usenza ezinye zeempawu esizibhengeza apha ngezantsi:

• Awunakho ukuvumela iintsuku ezininzi zidlule (nkqu neeyure) ngaphandle kokuba uqhagamshele kwimidlalo ngokubheja, ngaphandle kokuphumla.
• Ngalo lonke ixesha uphulukana nebhalansi wenza ingeniso entsha ukuzama ukubuyisa ilahleko eqokelelweyo, nangxamisekileyo.
• Xa ushiya eminye imisebenzi yasekuhlaleni (yiba nabahlobo bakhe, ubukele imovie, udlale imidlalo, njl. njl.) ukuzinikezela kulo msebenzi.
• Ngokukhawuleza ubeka ukubheja rhoqo, nokuba kukho amaxesha apho angacingi nto ngaphandle kwalo msebenzi uvela kumabona-ndenzile.
• Ukuchitha ixesha elininzi ngokuhlalutya amathuba okuphumelela, ukufunda ukubheja okunokwenzeka, okanye ukulandela iziphumo kwi-intanethi. Lo nto Uyeka eminye imisebenzi ebaluleke ngakumbi kubomi bakho.
• Xa Sele ikhona imali eninzi osele uyenzile, Kwaye zivelise ilahleko eyoneleyo, iya kuba sisiqalo esifanelekileyo sokuqonda ukuba kukho into eyenzekayo kwimeko yakho.
• Kwaye okokugqibela, xa kusiba nzima ukuba ushiye yonke into, kukubiza kakhulu kwaye awukhangeli eminye imisebenzi ukuthatha indawo yobukhoboka bakho, iya kuba ngumzuzu wokuqonda ukuba kukho into enzima eyenzekayo kuwe, hayi kancinci.

Iindlela zokuyeka ukungcakaza

Kwiimeko ezininzi, abasebenzisi bathambekele ekungcakazeni njengesixhobo sokufumana imali eninzi ngexesha elifutshane. Yile nto ibizwa ngokuba sisibetho sethamsanqa. Ayifane yenzeke, kwaye ungalahla imali eninzi apha endleleni, ngaphezulu kunokuba ungacinga ekuqaleni. Unazo ezinye iindlela zendalo zokutyala imali oyigcinileyo. Zama ukukhetha enye yazo. Ayizukuthatha ixesha elide ukuthatha eli nyathelo lokuthatha isigqibo.

Ukuza kuthi ga kwinqanaba lokuba ufumane imbuyekezo rhoqo, kwaye kwezinye iimodeli zotyalo-mali unokuziqokelela rhoqo ngenyanga. Enye yeyona nto isebenzayo kukuhlawula izabelo, kunye nembuyekezo yonyaka enokufikelela kwi-8%. Kwingeniso emiselweyo, kwelinye icala, ukwimeko yokurhuma idipozithi yekota ekuhlawula inzala kwangaphambili: ngenyanga, ngekota okanye ngonyaka. Ngobutyebi obukhulu kwiakhawunti yakho yokujonga.

Kwaye ukuba into oyifunayo ziifomathi ezinobundlongondlongo, apho unokuvelisa khona inzuzo enkulu, kukho iimveliso ezithile ezivumela esi sicwangciso sotyalo-mali. Ngobungozi obuninzi, kodwa apho ubuncinci awuyi kushiya yonke imali oyongileyo. Ewe baya kufuna ukuba ube nayo inkcubeko enkulu yezemali ukuba ufuna ukuba neziqinisekiso ezithile ekuthatheni isikhundla kwezi mveliso zezemali.