Ukuba ujika ube ngu omnye wabo banethamsanqa Ngomhla wama-22 kuDisemba, xa kubhiyozelwa uSuku lweHlabathi lokuNganyaniseki, kwaye uphumelele iLotto, kubaluleke kakhulu ukuba ungalahli ulawulo kwaye ungaqali ukonakalisa ibhaso othe wangenangqondo ngalo.
Izigidi zabemi baseSpain zihlala nethemba lokuphumelela iLottery Jackpot ngezigidi ezi-4 zeerandi. Ubunyani bezinto kukuba i-100% yezo zithembiso ze-4 yezigidi azibonwa, ubukhulu becala unokufumana i-3,2 yezigidi zeerandi, kunye ne izinto eziphambili ekufuneka bazilawule kwinqanaba lezomthetho ukufumana ibhaso leLotto leKrisimesi ungafumana kulo mbhalo.
Leliphi elona xesha lilungileyo lokuqokelela ibhaso?
Nawaphi na amabhaso amabhaso e-lottery anokuqokelelwa kuwo kwiinyanga ezintathu emva kokutsalwa. Lo mthombo wengeniso ozenzekelayo kufuneka ubhengezwe phambi koNondyebo. I-jackpot ayingeni kwirhafu njengenzuzo okanye ukusebenza ngokulingana kwisiseko serhafu yengeniso, kodwa iyangena Yichaze phambi kwe-Ofisi kaNondyebo ukuze ibhaso lakho lifakwe irhafu kwizinga elimiselweyo le-20%.
Kwimeko yabantu abathile, ibhaso leloto, Izakuvela kwiNgxelo yeNgeniso njengelungelo lokuqokelelwa okwafunyanwa nge-22 kaDisemba kowona nyaka unethamsanqa ebomini bakho, kodwa ayizukuvela njengenzuzo.
Iingcali zemali zicebisa ukuba akukho zenzo zemali zenziwayo ngezo ntsuku zokugqibela zonyaka, Ungafuna ukuthenga izipho zeKrisimesi, kodwa ayizukuba ngumbono olungileyo, kuba zinokuvelisa imbuyekezo enokuthi ichaphazele isibhengezo seNgeniso kunye nezoBulungisa salo nyaka.
Ngaphandle koko xa i-jackpot iphumelele yinkampani. Kwezi meko ngokukodwa, uMvuzo kufuneka ubhengezwe njengenzuzo ngaphambi kweRhafu yeNkampani, ukongeza ekuhlawuleni ukubanjwa kwe-20% ehambelana nayo.
Uza kuqokelela phi ibhaso?
Ukuba into oyiphumeleleyo kwilotto, ibisuka kwi- € 2.500 ezantsi, inokuqokelelwa kusuku olusemva kokuba idabi lisiliwe, oko kukuthi, nge-23 kaDisemba ngalo naliphi na ixesha lokuthengisa Ulawulo lweeLothari zikaRhulumente kunye nokuNgcakaza.
Kuzo zonke iimeko apho ibhaso idlula isixa se- € 2.500 Kuya kufuneka uye kumaziko emali enziwa yiLotto kaRhulumente kunye nokuBheja kwezi nkqubo, zezi: BBVA, BMN (Caja Murcia), Banco Popular, BBK (Kutxabank), Caixa Bank, BSCH, Catalunya Banc, Ibercaja Banco (Ibercaja), Caja de Ahorros kaMasipala waseBurgos (Banca Cívica) phakathi kwezinye ezininzi onokubonisana nazo kwiwebhusayithi ye-LAE.
Kwimeko apho uphumelele ibhaso ngokuthatha inxaxheba, awunakuya kuyo nayiphi na iifestile ezigunyazisiweyo, kodwa kuya kufuneka uye ngqo kumnikezeli wentatho-nxaxheba kwaye ubange isixa esidlalwayo. Khumbula ukuba ezi ntlawulo zongeziweyo azirhafiswanga njengenxalenye yomvuzo.
Yimalini ekufuneka ndiyibhatele kwi-Ofisi kaNondyebo ukuba ndiphumelele ibhaso?
Uhlahlo-lwabiwo mali lukaRhulumente ngokubanzi luneenguqu ezininzi kumanyathelo abawathabathayo ukuhlawula irhafu, nalapho amaBhaso kaRhulumente weLottery kuye kwafuneka aqale ukuhlawula irhafu ukunceda urhulumente, njengeRed Cross kunye ne-ONCE ukusukela ngo-2013.
Ngesi sizathu amabhaso amakhulu awaqokelelwa ngokupheleleyo. Nangona amabhaso angaphantsi kwe- € 2.500 engayi kubizwa rhafu. Ivela ku-2500 xa UNondyebo usebenzisa ukugcinwa okungama-20% Isishumi ngasinye osiphumeleleyo kwiLottery. Ngenxa yoko, ukuba siye nakweyiphi na ibhanki siyokulanda isishumi sethu, siya kuqokelela ipremiyamu ngaphandle kwerhafu, ngobuqhetseba, kuba ngaphambili ibifakiwe.
Ukuba ophumelele ngethamsanqa akahlali eSpain, kuyakufuneka uhlawule ukubamba ngexesha lokufumana ibhaso kwilizwe ongena kulo, iArhente yeRhafu icacisa ukuba ungacela ukubuyiselwa imali kamva ukuthintela ukurhafiswa kabini kwilizwe jikelele.
Kufuneka wenze ntoni ukuba ibhaso lam kwabelwana ngalo?
Kuqala, kufuneka kuthathelwe ingqalelo ukuba ukunikezelwa kwebhaso kuya kuziswa kuphela kwaye kuphela kumnini weshumi. Ukuba uthatha isigqibo thenga isishumi nosapho lwakho, Abantu osebenza nabo, intombi yakho, oogxa bakho, okanye nokuba ngubani, kuya kufuneka uqinisekiswe ngokwakho ngaphambi kokuba uzobe ufotokopa ngesishumi, igama kunye nesiginitsha yabathathi-nxaxheba okanye abathengi ngentsebenziswano, kunye nemali nganye nganye idlala ukunqanda ukuphazamiseka kokuhanjiswa kwebhaso. Abanye abaphumeleleyo baye ngamanye amaxesha balibale ukuba badlale isishumi ekwabelwana ngaso kwaye ubuhlobo babo bachithwa kukubawa.
UNondyebo wamkela kuphela ezo zishumi zeLottery, kungoko kukugcinwa kweshumi okuyakuqokelela ibhaso kwi-Window yoLawulo okanye kwiZiko leBhanki esele ndikhankanyile. Zombini ezi fomu ziya kusebenza ekubambeni irhafu ehambelana nayo. Ibhaso lilonke emva kwale rhafu yinto ekufuneka kwabelwane ngayo phakathi kwabo banethamsanqa. Nokuba icandelo lakho lomvuzo lingaphantsi kwe- € 2.500 kuyakufuneka uhlawule inani elilinganayo lerhafu onalo, ke, ayisiyiyo yonke into eyonwabisayo kwezi meko.
Xa uqokelela ibhaso, kubaluleke kakhulu uqinisekise kuLawulo lweRhafu bonke abo bafumana ibhaso ukuze babenelungelo lokuqokelela. Kwimeko yokucinga ukuba elinye lamaqela alamkeli ukuba ibhaso kwabelwana ngalo, ityala liyimfuneko ukusombulula nakuphi na ukungavisisani.
Yintoni endiyenzayo ukuba andazi ukuba kwesishumi sam siphi na?
Ukuba ukhona Ngethamsanqa uphumelele ibhaso elithile, kodwa uphulukene nesishumi okanye ibikulezo bhulukhwe ozifake kumatshini wokuhlamba, awunakukhathazeka, kusekho ithuba lokuqokelela ibhaso ngaphandle kwengxaki. Kodwa kuya kufuneka wenze oko kubonisiweyo, into yokuqala kukuthatha ezinye Ulawulo lweLottery uxwebhu ukuze babe nokuqinisekisa khona. Iilotto zikunika irisithi yokuhanjiswa kwesishumi kwaye uyithumele kwiCasa de la Moneda ukuze iqinisekiswe. Ukuba ekugqibeleni bayaqinisekisa ukuba uthenge isishumi, uya kuwongwa umvuzo wakho.
Kwimeko apho uphulukene nayo, kukho ithuba lokuqokelela ibhaso lakho. Kodwa kuya kufuneka ulungiselele ubungqina obungenakuguqulwa ukubonisa ukuba isishumi sesakho. Ukuba uphulukene nayo okanye ibiwe, kufuneka uyixele phambi kokuba kwenzeke isiqhulo, kwisikhululo samapolisa usinike zonke iinkcukacha nobungqina onabo malunga nale meko. Into elandelayo ekufuneka uyenzile kukwazisa lo msitho kwi ISebe lezomthetho leLothari kaRhulumente kwaye uthumele ikopi yengxelo owawuyenzile ngaphambili.
Kwimeko apho ijongana namabhaso amakhulu, kuya kufuneka uye enkundleni uyokucela apho umyalelo wenkundla apho ukuhlawulwa kwebhaso kumntu wesithathu. Ukuba ibhaso yi- € 2.500 okanye ngaphantsi, kuba inokuqokelelwa nakoluphi na ulawulo kunye neendawo ezininzi ngaphandle kolawulo oluninzi, kunokwenzeka ukuba okuphumeleleyo kuya kukhutshwa ngomnye umntu, kodwa ukuba akunjalo, awona mabhaso makhulu ezikhuselweyo kolu hlobo lobuqhetseba okanye ubusela.
Ukuba a Itikiti lelotto libiwe kufuneka uye kwisikhululo samapolisa ngedatha eninzi kangangoko kunokwenzeka. Inani, uthotho lwetikiti phakathi kolunye ulwazi. IiLotto zikarhulumente ziya kucela ikopi yesikhalazo esenziwe ngaphambili kwikomishinari, ukuba ayeke kwangoko ukuhlawulwa kwesishumi ngomyalelo wenkundla kwaye iyonke imali yebhaso ayisayi kuhlawulwa de kube le nkqubo ikhuphe lowo uphumeleleyo ngokwenyani.
Kukho imiba eliqela ekufuneka uyithathele ingqalelo ukuba ubuphumelele ngethamsanqa kumvuzo weLottery kaRhulumente, apha ngezantsi zezona zinto zibalulekileyo ekufuneka uzithathele ingqalelo.
Ngaba izishumi zinomhla wokuphelelwa?
I-lottery kaRhulumente kunye nolawulo lokubheja, kufuneka unikezele iinyanga ezintathu zekota ukuze ukwazi ukuqokelela isishumi esitsaliwe. Itikiti liphela emva kwelo xesha kanye nemali onokuthi uyifumane iya ngqo ngqo epokothweni kaNondyebo, ngokungathi bayayidinga.
Kufuneka wenze ntoni ukuba ufumana isishumi sobuxoki?
Ukuba ubuqhathiwe kwaye umntu ekuthengisele ishumi le-apocrypha, kuya kufuneka ufake ingxelo kwangoko. Ukongeza, kufuneka wazise iLotto kaRhulumente kunye nokuBheja, okuza kuthatha amanyathelo ahambelanayo ukufumana umoni.
Ukulwa phakathi kwabaqhelana nebhaso
Enye yezona mbambano zixhaphake kakhulu, ezenzeka phakathi abaphumelele amabhaso amakhulu, Kwenzeka xa elinye lamaqela kumtshato oqhelekileyo liqokelela isishumi ngokwalo kwaye lingabelani ngebhaso namaqabane abo. Kwimeko yokutshata ngenzuzo, ibhaso kufuneka lihanjiswe ngokwamalungu alinganayo, ukuba yeyempahla eyahlukileyo inokuhlawuliswa ngokukodwa kodwa isavusa isicefe ukuba itikiti lithengiwe bobabini.
Kwimeko apho uthenge khona isishumi nosapho okanye nabahlobo, isishumi kufuneka sikotshelwe kwaye sisayinwe ngabathathi-nxaxheba ngokufanayo ukunqanda ungquzulwano, kunye nokuyiqokelela yonke ukuze ingabi ngumrhumo, kodwa ukwabiwa kokulungileyo, ngeyona ndlela isemthethweni.
Into yokuqala endiya kuyenza ukuba ndiphumelele iLotto kukuya kwiholide enkulu. Emva koko ndiza kulungiselela yonke into ukwenza ishishini lam kwi-Intanethi okanye ishishini elibonakalayo kunye neemveliso zentengiso. Ewe ndizakubeka amashishini ama-4-5 ngokudibeneyo, ukuba ezi-2 ziyasilela, ndiza kuba ne-2 okanye ezi-3 ezizakundixhasa kwaye ndiza kugxila kuzo.
Ndisebenzisa isicatshulwa esifanayo esiphumeleleyo esisetyenziswa kwi-Forex, kufanelekile ubuncinci ukulawula umda ongcono wokwenza inzuzo.