Ewe kunjalo, ukuba ungumtyali mali onamava kwiimarike zezemali, uya kuba ulivile ibinzana elinje kwesihlandlo esinye: thengisa ngoMeyi uhambe ii sai. Ngamanye amagama, "thengisa ngoMeyi uhambe", eliguqulela okoqobo kwaye ibonakalisa uluvo lweemarike amaxesha amaninzi adibana ngokuthembeka okukhulu. Kwelinye icala, sisizathu esifanelekileyo sokuba uphume engxoweni ngexesha lasehlotyeni kwaye buya ngelinye ixesha ekwindla. Kodwa kuya kuba yimfuneko ukuhlalutya ukuba kulungile okanye ayisiyiyo into yokuba usebenzisa esi sicwangciso kutyalo mali olukhethekileyo.
Ngayiphi na imeko, kukho umbuzo ekufuneka uzibuze wona ngoku kwaye ngulo ulandelayo. Ufumana ntoni ngokusebenzisa esi sicwangciso-buchule sodwa? Ewe, ngokusisiseko kubaluleke kakhulu okuhlala kwinto yokuba ngaphezulu kwayo yonke into uya kuthintela ukutyalwa imali ngexesha izabelo ezinazo esona sivuno siphantsi ngokwembali. Akusoloko kunjalo, kodwa ukuba uyazivumela ukuba uqhutywe ziinkcukacha manani zamashumi eminyaka adlulileyo uyakubona ukuba usesona sigqibo sichanekileyo kuzo zonke.
Kwelinye icala, kukho olunye uluvo kwi iimarike zemali apho kuphumelela khona ukuba ixesha lonyaka ayisiyonto ihambisa imarike yemasheya. Ukuba akunjalo, ngokuchaseneyo, kuxhomekeke kolunye uthotho lweeparameter zemali, kubandakanya imeko yesitokhwe, isalathiso okanye icandelo lesitokhwe. Oku, njengakuyo yonke into eyenziweyo kwii-equities, kuxhomekeke kukhetho lwabasebenzisi.
Zeziphi izizathu ekufuneka uzithengisile?
Ngapha koko, kukho iqhinga elincinci kumagama eli nqaku aluncedo kuzo zonke iintlobo zabatyali mali kwaye yindlela yesihloko sengxoxo uqobo. Kuba ilungiselela ihlelo "lokuthengisa ngoMeyi kwaye uhambe, kwaye ungabuyi kude kube phakathi ku-Septemba ukuqala kwakhona utyalo-mali. Eli lizwi elidumileyo ngokuqinisekileyo alikho ngoku, kodwa beliqhubeka iminyaka emininzi. Ukumiliselwa kwiimarike zemali. Mhlawumbi kususela kwixesha lotatomkhulu notatomkhulu wakho okanye kamva.
Akufanele ilityalwe naphantsi kwazo naziphi na iimeko ukuba esi sicwangciso-nkqubo sibangelwa kukuba imbuyekezo kweli xesha ibikho ephantsi ngokwembali kunabanye. Isizathu esingaphezulu kokwaneleyo ukuhlala kude kwiimarike ze-equity njengangoku. Ke awuzukukhetha ngaphandle kokucinga ngaphezulu kancinci kunamanye amaxesha kuba emva kwayo yonke imali yakho ungcakaza. Kwaye kule nkalo akukho luvo lubalulekileyo kuba uyifuna ngaphezulu kwezinye izinto ekuqwalaselweni kukwenza ukonga kunenzuzo. Akukho nto ingako kwaye akukho nto ingaphantsi.
Ixesha elivelayo ngokugqwesa
Kwimeko apho ungathathi ntweni ukuba eli xesha liqalileyo yenye yezona zinto zibambekayo zonyaka. Kwaye ngaphandle kwezinto ezinqabileyo ezithe zenzeka ngenxa ye-synergies yeemarike zezemali ngokwazo. Ukusuka kule meko, elona nyathelo lilumkileyo onokulithatha kwisigqibo sakho esilandelayo kukungabikho kuyo nayiphi na imali yokusebenza kwintengiso yesitokhwe. Nangona umdlalo ungahambi kakuhle kuwe. Oko kukuthi, i Izabelo ze-equity kwezi nyanga. Kungenxa yokuba inqaku ngoku kukuba unokulahlekelwa ngaphezulu kunokuzuza. Kwaye iyonke iinyanga ezimbalwa eziza kudlula ngokukhawuleza.
Kwelinye icala, ezi nyanga zenzeka ngoMeyi ziyingozi kakhulu kuba banovelwano kakhulu kwiindaba ezingalindelekanga okanye kwiziganeko. Njengoko kwenzekile kule minyaka idlulileyo, njengoko kwelinye icala uyazi malunga nemithombo elungileyo. Ke ayonzakalisi ukuthatha ixesha lokucingisisa ngaphambi kokuya eholideyini. Okanye ubuncinci kwipotifoliyo yotyalo-mali ilula kakhulu kunaleyo ubunayo kude kube ngoku.
Eli lithuba lonyaka xa ukuthenga izinto ezilinganayo ziphumla kakhulu. Nokuba kumanqanaba abonakalayo kwiminyaka ethile kwaye ivumela ukuthengiswa ukuba kubekwe ngokucacileyo okukhulu. Kuba emva kwexesha leholide ukufika ngakumbi nangakumbi ukuze usebenzise abanye amaxabiso akhuphisanayo kunangaphambili. Oko kukuthi, ukuthenga izabelo ngomzamo ongaphantsi koqoqosho kunasekupheleni kosuku xa kusiza kutyalo-mali kwimarike yemasheya. Nangona kuyinyani ukuba le meko ikhethekileyo ayizalisekiswa minyaka le.
Ungenza ntoni ngoku?
Lo ngumbuzo osisigidi seedola ukuba uninzi lwabatyali mali abancinci nabaphakathi beza kulo. Ewe, ayisosisombululo silula ukucacisa, kude kuyo. Kodwa unakho esandleni sakho ezinye iindlela onokuphethukela kuzo kwezi mzuzu zichanekileyo. Ngaba uyafuna ukwazi ezinye zezi ndlela zokwenza ukonga kwakho kunenzuzo kwezi nyanga zehlobo? Ewe, naka ingqalelo encinci ngoku kuba ungaphuma kubunzima obungaphezulu kwesinye kwiimeko ezikhoyo.
Izinto ezirhwexayoAlithandabuzeki elokuba utyalo-mali lunolona kholo lukhulu ngeli xesha. Njengomzekelo kwimeko ethile yeoyile. Akumangalisi ukuba iphuhlise i-rally ye-bullish enokuthi ikhokelele kumaxabiso ayo ekuphathiseni inqanaba elibalulekileyo le- $ 100 umphanda ukusuka kwi-80 euros. Oku kuyenziwa kuthetha ukuba isenehambo lama-20%. Kwaye oko kunokuba sisisombululo kwiingxaki zakho zotyalo-mali ngeli xesha lehlobo linzima onalo ngaphambili.
Thatha amandla ebund
Ukuba kukho uqoqosho olunamandla kwi-European Union, alithandabuzeki elokuba lelaseJamani. Kwaye ngale ndlela, isicwangciso sakho sinokusekwa kwizikhundla zokuvula kwi-bund yaseJamani. Ewe inzuzo yayo ayizukukhangeka, kodwa iyakufezekisa ulindelo lwakho kwiinyanga ezizayo. Ngokuchasene noko amatyala ombuso emelwe kumazwe anjengeSpain, iPortugal, i-Itali nkqu neGrisi uqobo. Akumangalisi ukuba, indawo elungileyo yokuhamba kwemali kwihlabathi liphela isabela kule asethi ibalulekileyo yezemali.
Awungekhe uvule kuphela izikhundla kwindawo yesiJamani ngokuthe ngqo. Ukuba akunjalo, ngokuchaseneyo, eyona ndlela ilula yenziwa nge mali mali zithathela ingqalelo le ndlela yokwenza ulondolozo lube nenzuzo. Ukuba unqwenela, ungadibanisa nezinye iiasethi zemali, kokubini kwii-equities kunye nengeniso esisigxina. Ke ngale ndlela, ukwimeko ezilungileyo zokutshintsha utyalo-mali lwakho ukusukela ngoku. Ngokukwanjalo, uyakuyishenxisa imingcipheko engeyomfuneko enokukunika ngaphezulu kokungathandi kwizikhundla ezivulekileyo kude kube ngoku.
Lindela amaxabiso angcono ukuba afike
Kwelinye icala, unokuzinika indleko zamathuba: ukuba izabelo ziyaxatyiswa ngexesha apho umtyali mali ebephuma kwintengiso, umntu ophumeze esi sicwangciso ezo zibonelelo ngelahlekile. Ngexesha lemarike yangoku yenkunzi yenkomo, isicelo sakho sisebenze kakhulu kugxininiso. Kutheni ungenzi ngokwakho ngeli xesha? Ewe kunjalo, kuninzi onokukufumana kwezi ndlela esiziphakamisayo kweli nqaku.
kunjalo, phuma kwaye ungene kwiimarike Ngenxa yokutshintsha kwekhalenda kubandakanya iindleko ezininzi. Kukho iindleko zemali, ukusuka kwiikomishini ezinxulunyaniswa nokuthengwa kunye nokuthengiswa kwezabelo kwirhafu efanayo. Ke yonke into iya kuxhomekeka kwimeko yobuqu apho utyalomali ngamnye azifumana ekuyo, njengoko kunjalo kwimeko yakho. Le yinto yokuba abatyali mali ababela imisebenzi yabo kwixesha eliphakathi kwaye ingakumbi ixesha elide abayi kuhamba. Ngolondolozo olubalulekileyo kwiikhomishini kunye nazo zonke iindleko kulawulo nakulondolozo lwayo.
Kufuneka wenze ntoni kwezi meko?
Nokuba yeyiphi na indlela, ukuba ungumtyali mali oya ixesha elide kwaye kufuneka anyuse imali yakho eyinkunzi, kuya kufuneka uyazi ukuba ukusilela konyuso kwiinyanga zasehlotyeni kungonakalisa iphothifoliyo yakho. Ngesi sizathu, sisigqibo esinzima kakhulu ukuba senziwe, nangona kunjalo Ukoyisa ukubangumntu onemali ngaphezulu kwezinye izinto eziqwalaselweyo zobuchwephesha kwaye mhlawumbi nakwimbono esisiseko. Kungenxa yokuba okokuqala kufuneka ufune ukhuseleko kwiintshukumo oceba ukuzicwangcisa ukusukela ngoku. Ngaphezulu kwengeniso onokuyifumana kule klasi yokusebenza kwiimarike ze-equity.
Ngale ndlela, esona sigqibo sihle kufuneka sisekwe kuhlalutyo lweemfuno zakho ezifanelekileyo. Kwaye ngokusekwe kolu luhlu, jonga sithini isimo senqanaba lesalathiso sesitokhwe. Kuba ayizukuphinda ifane nokujongana nokucaciswa ngokucacileyo kwabanye ngokuhambelana ne-bearish. Ukuya kwinqanaba lokuba iindlela zakho zotyalo-mali kufuneka zahluke ngokucacileyo. Ubuncinci ngokubhekisele kumaxesha amafutshane kubume babo.