Ukuba ubukhangela i-inshurensi, iMapfre yenye yeenkampani ekusenokwenzeka ukuba ziphume kakhulu kuwe. Mhlawumbi usebenzise a umthelekisi we-inshurensi yezempilo kwaye xa ufuna ulwazi oluthe kratya uye wadibana nezahlulo zikaMapfre. Ngaba uyazazi ukuba ziyintoni na?
Ke Sikunika zonke iinkcukacha ekufuneka uzazi malunga nezi, kunye neshedyuli ye-Mapfre elandelayo neyokugqibela isahlulo sika-2023.
Yintoni iMapfre?
IMapfre yenye yezona nkampani zaziwayo eSpain. Yi amazwe ngamazwe azinikele kwi-inshurensi kunye necandelo le-inshorensi. Nangona kunjalo, ayinakho ubukho eSpain kuphela, kodwa ikumazwe angama-49.
Ikwanayo nengcali yokubuyisela i-insurer, ebizwa ngokuba yiMapfre RE, esebenza kwihlabathi liphela kwaye inamacandelo amabini kunye neeofisi ezili-19.
Yazalwa ngo-1933 nelinye igama: iNkampani ye-Inshurensi ehlangeneyo yoMbutho we-Rustic Estates yaseSpain. Injongo yakhe, njengoko usenokuba ubonile, yayikukuqinisekisa abasebenzi basezifama. Noko ke, kwiminyaka engama-22 kamva, ngowe-1955, bagqiba kwelokuba bandise iinkonzo zabo ngokunikela ngeinshorensi yemoto. Loo nto yabavumela ukuba bangene kwamanye amazwe.
Kwiminyaka elandelayo baquka enye i-inshurensi efana nobomi, ingozi, ezothutho... Yintoni eyenza ukuba yaziwe ngakumbi, ngaphezu kokugubungela amanye amazwe apho yayinobukho obudibeneyo.
Okwangoku, yenye yeenkampani ezidityanisiweyo kakhulu kwicandelo le-inshurensi kwaye baninzi abakhetha ukuba baqinisekise imoto, ubomi, impilo, njl.
Zithini izabelo zeMapfre
Izahlulo zeMapfre ngokwenene "yibhonasi" efunyanwa ngabo banezabelo zeMapfre. Kule nto, kuyimfuneko yenza ukuthenga ukuze ufumane ezo zabelo kwaye ukwazi ukonwabela izabelo ezinikezelwa kubanini-zabelo emveni kweminyaka.
Imephu Idweliswe kwiMadrid Stock Exchange kwaye iyinxalenye ye-IBEX 35. Nangona kunjalo, ezinye ii-indices apho zikhoyo nazo zikhankanyiwe, ezifana neDow Jones, i-MSCI yaseSpain, i-FTS4Good... I-ticker yayo okanye ikhowudi yesitoko BME:MAP.
Le yipolisi yakho
Ukuba ucinga ngokufumana izabelo zeMapfre, uya kuba nomdla wokwazi ukuba yintoni na umgaqo-nkqubo wezabelo. Ngale ndlela, eyona nto ibalulekileyo ekufuneka uyazi yile ilandelayo:
- Ngokumalunga nomvuzo wabanini zabelo, oku kusoloko kunxulumene nokuhlawula amatyala, ingeniso, i-solvency kunye nezicwangciso zotyalo-mali.
- YiBhodi yabaLawuli ephakamisa izigqibo kwiNtlanganiso Jikelele yabanini-zabelo ngokusekelwe kulwabiwo lwezabelo.
- Ngokumalunga nokuhlawulwa kwezabelo, kwenziwa nanini na kunokwenzeka ngemali ezinkozo. Nangona kunjalo akusoloko kunjalo.
- Izindululo eziqhele ukwenziwa kwiNtlanganiso yabaSebenzi Jikelele malunga nokusasazwa kwezabelo ziphakathi kwe-40% kunye ne-50% yenzuzo yonyaka eyayanyaniswa yiNkampani kwii-akhawunti zayo zonyaka ezidityanisiweyo. Ukongeza, kufuneka kuthathelwe ingqalelo ukuba injongo kukugcina umgaqo-nkqubo ozinzileyo nokhulayo.
Yintoni eyaba yimbali yesahlulo seMapfre
Ukuba ufuna ukwazi Ukuvela kwezabelo zeMapfre, ngoko sikushiyela itafile apho zibonakaliswa khona.
Ngamazwi kaMapfre: «Singookumkani besahlulo kwi-Ibex, kunye nembuyekezo engaphezulu kwe-8%. Nangona kufuneka kukhunjulwe ukuba kwiminyaka yakutshanje iye yaba neenzuzo ezimbalwa. Nangona kunjalo, bawugcinile umgaqo-nkqubo wabo okhulayo malunga nezabelo.
Mapfre izabelo ngo-2023
Ukuba ufuna ukwazi ikhalenda yezahlulo ezilandelayo ze-Mapfre zika-2023, ungayibona apha.
Isicatshulwa sokuqala esiye saziswa malunga ne Izabelo zeMapfre zika-2023 ziya kuba nge-23 kaMeyi. Ukufumana izabelo kufuneka ube uthenge ngaphambili izabelo. Ishedyuli abayikhuphileyo ilandelayo:
- Kude kube ngoMeyi 18, 2023, ungathenga izabelo zeMapfre ezikunika ilungelo lokuthatha inxaxheba kwizabelo zaloo nyanga.
- I-19 kaMeyi iya kuba ngumhla wesabelo sangaphambili, oko kukuthi, ungathenga izabelo kodwa abanalo ilungelo lokufumana isahlulo sikaMeyi.
- El I-22 kaMeyi iya kuba ngumhla wokubhalisa, oko kukuthi, umhla apho iMapfre inquma ukuba ngabaphi abanini-zabelo. abanelungelo lokuthatha inxaxheba kulwabiwo lwezabelo.
- Ekugqibeleni, nge-23 kaMeyi intlawulo iya kwenziwa isebenze. Njengoko besinixelele ngaphambili, le ntlawulo iya kwenziwa ikakhulu ngemali ezinkozo.
Ngaba kukho imihla eyongezelelweyo yezabelo zeMapfre ngo-2023?
Ukuba uyibonile imbali ye-dividend ye-Mapfre, uya kuba uqaphele ukuba kuhlala kukho imihla emibini ngonyaka. Eyokuqala iqhubeka phakathi kukaMeyi noJuni, ngelixa eyesibini iphakathi kukaNovemba noDisemba.
Ngesi sizathu, Umhla wentlawulo olandelayo we-Mapfre uqikelelwa ukuba ube ngoNovemba okanye ngoDisemba ka-2023, kodwa ngokusemthethweni akukho nto iqinisekisiweyo okwangoku.
Ngaba izabelo ze-Mapfre zicace ngakumbi kuwe ngoku?