Kucacile ukuba imarike yemasheya yenye yeendlela ezimbalwa onazo okwangoku zokonga inkampani yonke. Nokuba umngcipheko wokuwa kwiimarike, phakathi kwezinye izinto ezinokubangela uzinzo. Kodwa awunazo ezinye iindlela ngenxa yemigaqo-nkqubo yemali ephuhliswa kwezona ndawo ziphambili zoqoqosho emhlabeni. Kwaye oko kuye kwakhokelela ekubeni ixabiso lemali libe lixabiso eliphantsi kakhulu. Njengoko kunqabile ukuba kubonwe kumashumi eminyaka akutshanje. Ukuya kwinqanaba lokuba kwindawo ye-euro, inzala yayiyi-0%. Oku kusenziwa kuguqulele kwinto yokuba ezona mveliso ziphambili zebhanki (iidiphozithi zexesha, amanqaku ezithembiso zebhanki, njl. Ubuncinci ngoku.
Ukusuka kule meko ngokubanzi eboniswe lihlabathi lemali, enye yeendlela ezimbalwa ozenzileyo kukuya kwiimarike ze-equity. Zizwelonke okanye zangaphandle kwemida yethu. Yindlela kuphela yokufumana imbuyekezo eyamkelekileyo kulondolozo lwethu. Kodwa akukho meko iqinisekisiweyo, kodwa ngokuchaseneyo, awuzukukhetha ngaphandle kokuthatha omnye umngcipheko. Nokuba ungaphulukana nenxalenye yeemali ezityaliweyo. Kodwa oku emva kwayo yonke ibhegi. Akukho nto ingaphantsi okanye akukho nto ingaphezulu kwebhegi.
Kodwa kuya kufuneka ulindele ukuba ii-equities zingaqala ukuwa nangawuphi na umzuzu. Kanye ngalo mzuzu xa ungalindelanga. Kuba ihlala isenzeka ngale ndlela. Okona mzuzu ulindelwe mncinci kukho utshintsho kwindlela ekhokelela kwi ukusika kumaxabiso esitokhwe Akukho nto imfutshane enkulu. Ngomnye wemingcipheko ekufuneka uziqhelanise nawo kwezi zihlandlo zichanekileyo. Nangona kungazukulimaza ukubeka zonke izixhobo kumdlalo wokubona kwangaphambili lo mahluko kumkhwa wee-indices eziphambili zesitokhwe.
Ivenkile yentengiso: Kutheni le nto inokuhla?
Ewe kuyakubaluleke kakhulu ukuba ukusukela ngoku uye kuxabisa ezi izizathu zokuba kutheni imarike yemasheya inokuhla. Kuba inene, ukuba kukho into engahambanga kakuhle ngale ndlela, yiqale kwingxelo yengeniso yepotifoliyo yakho. Kwaye mhlawumbi ngobundlobongela obukhulu kunokuba bekulindelwe. Kungenxa yoko le nto kuya kuba luncedo kuwe ukubona kwangaphambili ukuba zeziphi izinto ezinokubangela le mpendulo ukusukela ngoku. Ayothusi into yokuba yiyo eya kuthi ichonge ukuba ingaba uyayiphumeza na injongo yakho yokwenza ukonga kwakho kunenzuzo kwiimarike zezemali.
Olunye umkhombandlela malunga nento enokwenzeka ukusukela ngoku ukuya phambili kukuba uninzi lwabahlalutyi bezemali bayalumkisa ukuba le nto iyixhala kakhulu kwimidla yakho. Ayikho enye into enokwenzeka ukuba Isitalato iWall sikwibhola, kodwa ukuze ijike, kuya kufuneka sibone ukunyuka kwamaxabiso kunye nokudodobala koqoqosho. Ewe, ezi ziindaba ezixhalabisayo kwaye zinokuphuma mzuzu ungalindelekanga. Ngeziphumo eziphazamisayo kwizikhundla ozivulekileyo kwiimarike ze-equity.
Kuya kufuneka ukhathazeke kakhulu ngale meko enokuzibonakalisa kwezi zihlandlo zichanekileyo. Apho ulumkiso kufuneka lube yinto eqhelekileyo kuzo zonke izenzo zakho kwimarike yemasheya. Nasiphi na isiliphu sinokukuhlawula kakhulu, ngaphezulu kunokuba ubucinga ekuqaleni. Ukuza kuthi ga kwinqanaba lokuba icandelo elibaluleke kakhulu kutyalomali olutyaliweyo linokubonwa likhuphukile. Ukuthintela le meko inzima, kuya kufuneka ungenise uthotho lweengcebiso eziya kukunceda ukuthintela ezona meko zimbi.
Izinto: ukuqhuba okuncinci kokunyusa
Amanye amacandelo ezabelo zamashishini angenanzala emisiweyo aphelile. Okanye ubuncinci ukusondela ukufikelela kula manqanaba angaphezulu. Ngaba uyafuna ukwazi ezinye zazo? Ewe yenye yezona ntengiso zichaphazelekayo. Akukho namnye ngaphandle kwakhe icandelo lebhanki apho indawo elungileyo yabatyali mali abancinci nabaphakathi bathathe izikhundla. Mhlawumbi le yimeko yakho ngaphandle kokuya phambili. Kuya kufuneka ukhumbule ukuba licandelo elihambisa zonke izihloko ezininzi, ngokutshintshiselana okungapheliyo phakathi kwabathengi nabathengisi.
Kungenxa yokuba, ngaphandle kwamathandabuzo, icandelo lezemali lelinye labaphumeleleyo kwimarike yemasheya kwiinyanga ezidlulileyo, ezinokubangela abanye abatyali mali ukuba bacinge ukuba uhambo luphelile. Ngaphandle kwayo yonke into, ezinye iingcali kunye nabahlalutyi bacinga ukuba basekhona ngexabiso eliphantsi kwikoteyishini yamaxabiso abo. Ngokukodwa xa kuthelekiswa nezinye iintengiso. Kwaye awunakulibala ukuba luluhlu lwamaxabiso ohlwaywe kwiinyanga ezidlulileyo. Ngokukodwa ngokubhekisele kumaziko emali kwilizwekazi elidala, ngakumbi iibhanki zaseSpain.
Ukubakho koqoqosho olukhulu
Olunye uphawu lwesilumkiso malunga nokwehla okubalulekileyo kwiimarike zamasheya kwihlabathi liphela kunokuvela kwezinye Inkqubo yokuzihlaziya Kwezinye zezoqoqosho ezibaluleke kakhulu kumyalelo wehlabathi elitsha. Njengomzekelo, eUnited States, uMbutho waseYurophu, iTshayina okanye iJapan, phakathi kwezinye zezona zibalulekileyo. Iya kuba sisizathu esifanelekileyo sokuphucula ukulungiswa okukhulu, nokuba kukoyikeka kunamandla aqhelekileyo. Ngenxa yolonyuso lokugqibela iminyaka eliqela.
Kananjalo kule ngqiqo, kuphakanyisiwe amazwi athile aguqula le meko ixhalabisayo eya kuthi ekugqibeleni igqibe ingxelo yakho yengeniso kwiimarike zezabelo. Abanye bade bathi iya kuba yinto engenakuphepheka ixesha eliphakathi okanye elide. Kuba ekupheleni kosuku sithetha ngemakethi yesitokhwe kwaye oku kuthetha ukuba ngamanye amaxesha uyaphumelela kodwa ngamanye amaxesha uyaphulukana. Ngubani owaziyo ukuba eli nqanaba lokugqibela liza kudlalwa ngeli xesha. Awunakukhetha ngaphandle kokulungela kakhulu iziphumo ezinokuthi zivele kwezi zihlandlo zichanekileyo.
Ukusetyenziswa kwamazinga enzala
Nangona benomda wokudibanisa osezantsi ngokumangalisayo, i umgaqo-mali Kumacala omabini e-Atlantic inokuba nesiphumo esingaphezulu kokugqwethayo kwiimarike zesitokhwe zezi ndawo zibalulekileyo kuqoqosho lwehlabathi. Kwinqaku ekubhekiswa kulo ukuqhuba olu tshintsho kumlinganiso wamazwe aphesheya kube kanye. Ukuya kumanqanaba asezantsi kakhulu kwenqanaba langoku. Awunakukhetha kwinto ukusukela ngoku ukuya phambili kodwa ukuhoya iingxelo zabasemagunyeni kwezoqoqosho.
Kuba ngokuqinisekileyo iya kugqiba ngendlela ekufuneka ithengisiwe kwimarike yempahla kwiinyanga ezizayo. Awunakulibala ukuba ukunyuka kwenqanaba lenzala ayikaze yamkelwe kakuhle ziimarike zezemali. Kwaye le yimeko ephefumlelweyo ngale mizuzu. Owona mbuzo uvelayo kukuqina apho la manyathelo aya kwenziwa khona. Akumangalisi ukuba kukho oqoqosho oluninzi esele belumkisa ngale nkqubo ukuba inokugqibela ichaphazele izikhundla zakho kwimarike yemasheya.
Nokuba nefuthe lobukho be uDonald Trump kwiNdlu yeWhite House. Nangona kwesi siganeko kukho umahluko omkhulu kwinto enokwenzeka ukusukela kulo nyaka athe wathabatha izintso kwimigaqo-nkqubo yezoqoqosho. Ukuya kwinqanaba lokuba ukungafani okuthile kunokwenziwa phakathi komnye nakwezinye iindawo zoqoqosho. Oko kukuthi, kunokwenzeka ukuba ezinye izitokhwe ziqhubeke nokukhula, ngelixa ezinye zinokuba yingozi kwizicwangciso zorhwebo zomongameli omtsha wase-US. Le meko ayinakukhutshwa ngaphandle kwazo naziphi na iimeko.
Imijikelo eyahlukeneyo yeshishini
Ukuqinisekisa ukuba zeziphi iziganeko ezinokubangela Inqanaba le-bearish Kufuneka kusoloko kuqondwa ukuba ukulingana kulawulwa yimijikelo yezoqoqosho. Ngubani ongakuxeleli ukuba sijamelene notshintsho kwimo kwaye sikufutshane kakhulu kwimeko ye-bearish? Kwaye ayinakukhutshelwa ngaphandle nangayiphi na indlela kuba iyinto enengqiqo eyenzekayo. Ngapha koko, oku kwenzekile kumashumi eminyaka, njengoko ubona kuhlalutyo olunenkcukacha lweemarike zentengiso ngophononongo lwembali.
Ngayiphi na imeko, kubonakala kucacile ukuba sisondele kakhulu, kunokuba ucinga, ngale meko. Isenokuba ngumcimbi weminyaka embalwa, kodwa ungathandabuzi ukuba iyakufikelela esiphelweni njengenxalenye yale nkqubo kwiimarike zezabelo. Apho eyona nto intle onokuyenza kukuba kude neemarike zezemali. Eyona nto iya kulunga ngakumbi kwimidla yakho. Iya kuba sesona sicwangciso sisebenzayo sokukhusela ulondolozo lwakho. Ngendlela elula kwaye ayizukukhokelela kwiingxaki ezininzi kwisicelo sayo.
Zonke ezi meko sizityhilileyo akuthethi ukuba kufuneka zenzeke. Yinto enokwenzeka kwaye inokwenzeka loo nto ayilo bali eliyintsomi elo. Kuphela kufuneka uqokelele ezi meko ukuze ufumane izicwangciso zokuphila kwezi meko zinokuvela. Okanye nokuba ukwimeko ezilungileyo zokuba wenze igalelo lezoqoqosho ugqibe ekubeni utyale inzuzo.
Omnye wemizekelo ebalaseleyo yimali yotyalo mali evela ulawulo olusebenzayo. Ayothusi into yokuba banokwamkelwa nakweyiphi na imeko. Kwezona ndawo zingathandekiyo ze-rodas ezibonakaliswa kukudodobala kwexesha elide kwiimarike ze-equity. Ngemivuzo ongayilindelanga. Unako ukufezekisa ezi njongo ngezinye iimveliso zezezimali.