Elinye lawona macebo aluncedo ekwenzeni olona londolozo kukusebenzisa izilumkiso zotshintshiselwano kwiimarike ezinenzuzo. Balindele utshintsho kumjikelo, okanye yintoni ebaluleke ngeyona ndlela, enokuthi ibe yintoni umendo ecaleni kokhuseleko, icandelo okanye isalathiso sesitokhwe. Kubalulekile ukuba uyazi le nto ukulungiselela isicwangciso sotyalo-mali, nangona singekho lula kakhulu kwiimeko ezininzi.
Ngaba uyafuna ukutyala inxenye yeeasethi zakho xa ukhuseleko olunomdla utshintsha umjikelo wentengiso? Oku kunokwenzeka kuya kuba yinyani xa ezi ntshukumo zenziwe kwaye izilumkiso zivela kulwazi lwakho malunga neemarike zezemali. Ayothusi into yokuba iyakucwangciswa njengenye yeendlela ezikhuselekileyo onazo ukuphumeza ezi njongo uzinqwenelayo. Uya kuphelisa umngcipheko ekusebenzeni Kuba ezi zaziso ziya kukuxelela ukuba lixesha elifanelekileyo lokuvula izikhundla kukhuseleko oluthile.
Uneendlela zokuba olu tshintsho lukugcinile. Ngokukodwa ngokusebenzisa izikhombisi zobugcisa. Zizo eziza kukunika ngokukhawuleza isikhombisi ngamanye amaxesha malunga nokuhamba kwixabiso. Kule nto, kuya kubaluleka ukuba ukwahlula izigaba ezine ezisisiseko. Azikho ezinye ngaphandle Ukukhuthaza, ukubambelela, ukubuyisa kunye nokudityaniswa. Apho kuyo nganye nganye ziya kufuna isicwangciso esahlukileyo sokufumana okuninzi kuyo.
Izilumkiso: banokukuxwayisa ngantoni?
Ezi zaziso zinokukwazisa ngeziganeko ezininzi ezahlukeneyo ezinokuthi ziboniswe ngamanani nangaliphi na ixesha. Kwaye kuwo onke amatyala, phantsi kokusebenza ngokukuko okuya kuba luncedo kuwe ukwenza imisebenzi yakho kwimarike yemasheya okanye ezinye ii-asethi eziyimali. Kuya kufuneka ulinde kuphela ukuba zenzeke. Kwaye ukwimeko yokuqalisa iintshukumo kumgangatho wokurhweba ngokulingana. Awuyi kufuna nantoni na, njengoko uza kubona ngezantsi.
Le nkqubo yotyalo-mali inokukunceda uqikelele naluphi na utshintsho kumjikelo wentengiso. Akunyanzelekanga ukuba ibe kwiimarike zasekhaya, kodwa ngokuchaseneyo inokuchaphazela nasiphi na isalathiso sokulingana emhlabeni. Iya kuba ngumqondiso ongenakuphikiswa ukuze ukwazi iindawo ezivulekileyo kwiimarike zezemali ezikhethwe ukuphuhlisa utyalo-mali lwakho. Inokuba sisixhobo esiluncedo kakhulu ekuphuhliseni iintshukumo zakho nakweyiphi na iasethi eyimali. Akunyanzelekanga ukuba ivele engxoweni. Endaweni yoko, iimarike ezahlukeneyo njengezezimali, izinyithi ezixabisekileyo okanye izinto ezingavuthiweyo zivulekile, phakathi kwezona zinto zibalulekileyo.
Kwelinye icala, ukucwangciswa kwezilumkiso zakho kuya kuba luncedo olukhulu ukuba ufuna ukuvala ngaphezulu okanye ngezantsi kwenqanaba olilungiselele. Ukuze ngale ndlela, ibe sisixhobo esinye ekufuneka usisebenzisile ngokufanelekileyo kwicandelo lotyalo-mali. Ayizukuthatha umzamo ogqithisileyo kuba le modeli yomsebenzi inokufunyanwa ngalo naliphi na iqonga ezinikele kutyalo-mali. Ukufikelela kwinqanaba lokuba ungafumana ezi zaziso kakuhle kwifowuni yakho, ithebhulethi okanye esinye isixhobo esivela kwitekhnoloji yakutshanje.
Ungaziqwalasela njani izilumkiso zakho?
Impazamo ekuphela kwayo oya kuba nayo ukusukela ngoku ukuya phambili yindlela yokufumana izaziso ngezi zilumkiso. Ewe, ilula kakhulu, kuba kuya kufuneka bhalisa kwinkonzo ebonelela ngolu lwazi. Okwangoku maninzi amaqonga ezemali ahlangabezana nale njongo. Ngaphandle kokubiza i-euro enye, baya kukufuna kuphela ukuba ugcwalise iphepha lemibuzo elilula ngeyona datha yakho isisiseko. Ukuze ukusukela ngalo mzuzu ukwimeko epheleleyo yokufumana olu lwazi. Kwaye ungazisebenzisa ekusebenzeni okwenzayo kuyo nayiphi na iasethi yezemali. Akukho zikhutshelo zalo naluphi na uhlobo.
Ngale ndlela, ngalo lonke ixesha utshintsho lomjikelo lwenziwe nakweyiphi na intengiso yemali, uya kuba nayo isaziso kwinkxaso yakho yetekhnoloji, phantse ngephanyazo. Kodwa ngexesha lokwenyani, ngokulibaziseka kwexesha elingenamsebenzi. Uya kuba sele ukwazi ukuqhuba izigqibo zakho. Nokuba ungubani. Kuya kufuneka ube nguwe ekufuneka uzenzile ukuze wenze inzala kwimali oyigcinileyo inenzuzo.
Kwelinye icala, kukho uthotho lwamaqonga abatyali abakwi-Intanethi abakunika le nkonzo ngamanqanaba ahlukeneyo ezilumkiso abakunika zona rhoqo. Ukuya kuthi ga kwinqanaba lokuba bapapashe ezinye iingxelo ezithile kwimpahla ekhethiweyo. Ngale ndlela, kulunge kakhulu ukuba wazise kwangaphambili ukuba izakubandakanya inkcitho eyongezelelweyo. Kuba, enyanisweni, kunokwenzeka ukuba ezi ngxelo zikuthumelele zona zinamaxabiso ukuze uzifumane ngexesha elifanelekileyo. Ngaphandle kwezilumkiso zasimahla zokuba la maqonga asebenza kwi-intanethi.
Izinto eziluncedo zokungenisa le nkqubo
Ukukwazi ukukhawuleza ufumane ezi zilumkiso malunga nalo naluphi na utshintsho kumjikelo okanye imeko kwiimarike zamashishini anokulingana kunokuthetha umahluko kwii-euro ezininzi kwimisebenzi nganye oyiphuhlisayo ukusukela ngoku. Ayothusi into yokuba uya kuba nolwazi olungcono kunabanye abatyali mali kwindawo yakho. Ngothotho lwezibonelelo ongafanele ukuba uzijongele phantsi. Kungenxa yokuba ukusebenza kwimarike yemasheya kuyakuphucula. Ukuba akunjalo kakhulu, ewe ubuncinci ngokwaneleyo ukuze wenze imisebenzi yakho kwimarike yemasheya. Ukusuka kwezi zenzo zilandelayo.
- Uya kuba iimeko zokusebenza ezingcono, ngolwazi olungcono kunye nokusebenzisa iimeko ezintsha ezinokukuvulela amathuba amahle oshishino. Kuya kufuneka ubamkele kuphela.
- Awuyi kuba, kwiimeko ezininzi, amanye amajelo olwazi Ukuze uqinisekise utshintsho lomjikelo wexabiso, icandelo okanye isalathiso semarike yemasheya. Zombini ngokubhekisele kwiiasethi zemali zesizwe kunye nezo zingaphandle kwemida yethu.
- Ukwamkela ezi zilumkiso, ngekhe ukwazi ukuzenzela ngokwakho. Uya kuyidinga uncedo eqongeni ukukunika olu lwazi lubalulekileyo. Kuya kufuneka ukhethe leyo ibonelela ngeyona nkonzo ibalaseleyo kwaye ikhululeke kwasekuqaleni.
- Unezinye izaziso ezizeleyo ekuphuhliseni izilumkiso eziya kufuna ukuba ubize amaqonga ezemali akwi-Intanethi Inkonzo yeNkulumbuso. Kuya kuthetha ukuba ujongana neendleko zoqoqosho, nangona ungagqithisi. Kungakufanelekela ukuba ungumtyali mali ophindaphindiweyo kwaye ujongene nemisebenzi emikhulu ngokweemali otyale kuzo.
- Unokucwangcisa zonke izilumkiso ozifunayo ngaphandle kokugcwalisa i-imeyile yakho. Ukubeka ngokwamaqela zonke izilumkiso Eziveliswa nge-imeyile enye oza kuyifumana ngaphambi kokuba imakethi ivule. Ngale ndlela, ngeeyure zakusasa unalo lonke ulwazi ukuze ukwazi ukwenza imisebenzi yakho kwiimarike zezemali.
- Kuya kufuneka wahlule phakathi kwento eyi a Isilumkiso sasimahla kunye nalowo uhlawulwayo. Zama ukuhlalutya iinkonzo kunye nezibonelelo eziveliswa yimodeli nganye. Ukuze ukwazi ukukhetha enye yazo, kuxhomekeke kwimidla yakho kutyalo-mali. Iya kuxhomekeka kuninzi lweziganeko kwiprofayile oyivezayo njengomgcini.
Uzifumana njani ezi zilumkiso?
Izaziso malunga notshintsho lomjikelo kwiimarike ze-equity zinokufunyanwa ngeendlela ezahlukeneyo. Enye yazo, kwaye eyona ixhaphakileyo, yile nge-imeyile yakho. Isuka ekhayeni lakho okanye kwindawo yempangelo. Ungayijonga ngexesha olibona lifanelekile. Elula njengaleyo.
Esinye isixhobo sokwenza le nkqubo ibe semthethweni ngeselfowuni yakho. Ngokunxibelelana kwakho neqonga lezemali. Olu lwazi lunokuphuhliswa ngokukhululeka ngakumbi kuyo nayiphi na into sicelo yeenkampani okanye amaqonga akwi-intanethi aphetheyo ekunikezeleni ngale nkonzo ibaluleke kakhulu. Ukuthatha ithuba lokuphazamiseka kwetekhnoloji entsha kubomi bakho bemihla ngemihla.
Ngenxa yezi zenzo, uya kufumana ixesha elininzi lokukhulisa imisebenzi yakho kwimarike yemasheya. Into enokwenza umahluko kwezoqoqosho kwii-euro ezininzi ngokubhekisele kwiintshukumo eziqhelekileyo oye wasebenza kude kube ngoku.
Izilumkiso
Ukuphuhliswa kolu lwazi kuya kuba yinkqubo eluncedo kakhulu kwimidla yakho. Ngaba uyafuna ukwazi ukuba zeziphi ezinye zegalelo lakhe eliphambili? Kulungile zilungiselele kuba ezinye zazo ziya kukumangalisa ukuba ube nezinto ezintsha ngokwenene.
- Te uya kulindela iziganeko ukususela ngentseni kusasa. Ukuze ngale ndlela, ucwangcise utyalo-mali lwakho ngesiqinisekiso esikhulu sempumelelo. Ukunciphisa ngokumangalisayo ukuphuculwa.
- Iya kuba yiparameter ebalulekileyo apho usekele khona utyalomali. Ukongeza, yifayile ye- Inkqubo enenjongo ethembekileyo njengokuphucula izibonelelo zakho ukusukela ngoku. Ewe, ngaphezulu kwezinye iindlela ozisebenzisileyo ukuza kuthi ga ngoku.
- Ungasifaka isicelo se- Olunye uhlobo lotyalo-mali olulolunye, ukuba ngelo xesha imarike yemasheya ayisiyeyona ndlela iphakanyisayo yokutyala imali oyigcinileyo. Gcina ukhumbula ukuba izilumkiso zisebenza kuzo zonke iimarike zezemali.
- Ukuba udibanisa ezi zilumkiso kunye nezinye iinkqubo zohlalutyo ungaqwalasela utyalo-mali olunamandla kakhulu kunye namathuba amakhulu okuba fumana izibonelelo ezingaphezulu Kuzo zonke izinto ozenzayo ngokusesikweni ukusukela ngoku.
- Ayisiyo inkqubo engenakusilela, kodwa ewe iya kukunceda ukwenze ukuba usebenze ngokusesikweni nge inqanaba eliphezulu lokhuseleko. Ngale ndlela, uya kuba ukhusela ilifa lakho ngendlela efanelekileyo.
- Kwaye okokugqibela, akufuneki ulibale ukuba le nkqubo yotyalo-mali isetyenziswa ngu abatyali mali abaninzi abaphumeleleyo kwiimarike zemali. Funda kubo ukuze ufumane imali eninzi ngaphandle kwezinye iimfuno. Sesinye sezifundo ezinikezwa lihlabathi lemali kunye notyalo mali.