Ukuhlawula irhafu Ngumbandela onameva kakhulu ekuqokeleleni irhafu kulo naliphi na ilizwe, ngakumbi xa kufikwa kwirhafu entsha, kuba akukho nto iqinisekileyo kwinani labemi ngokubhekisele ekusebenziseni okuhle okanye okungalunganga okunokwenziwa ngale rhafu ngurhulumente abasemagunyeni.
Nangona kunjalo, inyani kukuba irhafu yinxalenye ebalulekileyo yolawulo kunye nohlahlo-lwabiwo mali kwilizwe ngalinye, kuba zivela kwezi zibonelelo apho iinkonzo zoluntu ezininzi esizisebenzisayo mihla le ziveliswa.
Ngokuchanekileyo, enye yeerhafu enokubangela ukuthandabuza phakathi kwabemi yile Ukudlulisa irhafu kunye nomsebenzi wesitampu, kuba iyirhafu enzima esebenzayo kwimithetho yaseSpain.
Isizathu sokuba le yirhafu enzima kukuba inoxanduva kungekuphela kuhlobo olunye lwerhafu kodwa inokubandakanya ukuvavanywa ukuya kuthi ga kwiindidi ezintathu zerhafu, ezibonisa umahluko obalulekileyo phakathi kwazo.
Ngale ndlela, ukusetyenziswa ngokubanzi kwalo mthetho kusebenza kwezi meko zintathu zisisiseko, ukuze kamva, kuxhomekeke kwisiganeko esihlawulelwa irhafu, irhafu ethile ehambelana nayo iyasetyenziswa.
Ithetha ngantoni iRhafu yoTshintshiselwano ngePatrimonial kunye neMithetho yoMthetho ebhaliweyo?
Le rhafu isetyenziswa kwezo meko apho thenga izinto ezilungileyo, njengoko ikhaya elinamasekeni okanye imoto, okanye naxa sisiya phambi kommeli-notary ukukhupha uxwebhu.
Ngale ndlela, ukuze ubhalise ipropathi ekwiRejista yePropati, okanye ukubhalisa utshintsho lobunini kwimeko yemoto, siyacelwa ukuba siwenzile la maxwebhu, ngaphambi kokuba senze intlawulo kuLuntu oluZimeleyo lwento ebizwa ngokuba yi "ITP / AJD", eyaziwa njenge iRhafu yoTshintshiselwano loPhando kunye neMithetho yoMthetho ebhaliweyo.
Ukubeka nje, le yirhafu leyo iya kusetyenziswa kwiindidi ezahlukeneyo zokusebenza ezinento yokwenza nokuthengwa kunye nokuthengiswa kwezinto ezahlukeneyo zexabiso, njengoko kuhlala kunjalo xa uthenga amakhaya okanye izindlu nomhlaba. Ngokunjalo, le rhafu inokusetyenziselwa ukonyuswa kwemali eyinkunzi okanye kulungiselelo lwezenzo ze-notarial.
Ngale ndlela, xa uhlawula le rhafu, unokutolika ukuba ihlawulwa ilungelo kunye nommiselo kwiinkqubo zentengiselwano kunye namaxwebhu kutshintshiselwano lwexabiso eliphezulu lempahla. Umzekelo, ukuthengisa indlu, le rhafu kuya kufuneka ihlawulwe ngelungelo esilinikiweyo lokulahla loo propati ukuze kuveliswe ingeniso yezoqoqosho.
Yenziwa phi intlawulo ye-ITP / AJD?
Ukwenza i Intlawulo yeRhafu kuTshintshiselwano ngePatrimonial kunye neMithetho yoMthetho ebhaliweyoKuya kufuneka uye kwiOfisi yeRhafu yoLuntu oluZimeleyo apho irhafu yenzeka khona, oku kwisithuba esimalunga neentsuku ezingama-30 emva kokuba kwenziwe intengiselwano, okanye eso senzo sithethelela ukukhutshwa kwale rhafu.
Yenziwa njani intlawulo ye-ITP / AJD yerhafu?
Ukuze ukwazi wenze intlawulo ehambelanayo yeRhafu kwiPrimrimial Transmissions kunye neMithetho yoMthetho ebhaliweyoKuyimfuneko ukubonelela nge Incwadi Yesazisi Yesizwe (i-DNI) okanye iKhowudi yokuchonga iRhafu (CIF), ikopi yokuqala kunye nekopi elula yesivumelwano sikarhulumente kunye noxwebhu lwantlandlolo lwesivumelwano; Ikopi yolu xwebhu iya kufuneka kwakhona kwimeko apho umsebenzi lowo uqulethe uxwebhu lwangasese, malunga nesenzo ekucelwa kuso imvelaphi yerhafu.
Luthini uluhlulo lweRhafu yokuHanjiswa kwePrimrimial kunye neMithetho yoMthetho ebhaliweyo?
Kule ndawo sineentlobo ezintathu zerhafu:
- Ukutshintshwa kweeasethi
- Izenzo zomthetho ezibhaliweyo
- Ukusebenza ngokudibeneyo.
Inye ihambelana nomnyhadala othile ohlawulelwa irhafu, ke ngoko kubalulekile ukuba uthathe ingqalelo kwiimpawu kunye nezinto ekufuneka zisetyenziswe kwenye yezi ntlobo zerhafu.
Umzekelo, kwimeko ye Utshintsho olwenzakalisayo losapho, Enye yeerhafu zixhaphakileyo kolu luhlu, kuba isenzeka xa umntu efumana into ethile elungileyo, ebandakanya uxanduva lokuhlawula umntu othengise into elungileyo, Oko kukuthi, le rhafu yerhafu kuyo yonke loo misebenzi ukuhanjiswa kwezinto phakathi kwabantu ababini, ezinje ngezo meko kuthengiswa izindlu nomhlaba kuqhutywa kuzo okanye kwimeko yokuvelisa okanye ukuqeshisa.
Ukwenzela i Ukusebenza ngokudibeneyo Ewe, kunjalo, imeko eyahlukileyo, kuba ezi zisetyenziswa kulawulo lwezoqoqosho lwamaqela okanye iinkampani ezinjongo zazo ikukulawula nokusasazwa kwemali eyinkunzi, njengokunyuka kwayo okanye ukwehla kwayo, kunye nokudibana kunye / okanye ukuchithwa yeenkampani.
Ekugqibeleni, izenzo zomthetho ezibhaliweyo Basebenzela izenzo, izenzo zokubhala kunye neebhili zotshintshiselwano. Nje ukuba sinoluvo oluphambili lokusetyenziswa okwenziweyo kwezi ndlela okanye iintlobo zerhafu, emva koko sinokuqhubeka siphonononge ngcono nganye kuzo, ukuze sikwazi ukuhlalutya iimpawu kunye nezinto ezizichaza ngcono, njengemeko kunye neemeko apho ezi zinto zinokusetyenziswa khona.
Ukutshintshwa kweeasethi
Ukutshintshela kwelinye ilizwe ngokubandezeleka, Njengoko besibonile ngaphambili, bakho ukuthengisa izindlu nomhlaba okanye umgaqo-siseko wamalungelo okwenyani, ukuqeshisa, njl., Kuqulathe izinto ezintathu eziphambili, ezingumhlawuli werhafu, isiseko serhafu kunye nenani lerhafu.
Umrhafi Ngumntu olilungelo lakhe lokwenyani, kunye nomntu okhuthaza iifayile zedomeyini okanye isenzo sodumo, phakathi kweminye imisebenzi.
Isiseko serhafu werhafu inexabiso elililo leasethi enokuthi idluliselwe okanye ilungelo elimiselweyo.
Isabelo serhafu singahlulwa sibe ngamanqanaba amathathu ahlukeneyo:
- I-6% kwimeko yokudluliselwa kwezindlu okanye ukuhanjiswa kwamalungelo okwenyani kwezi asethi.
- I-4% kwimeko yokuhanjiswa kwepropathi ehambayo kunye nemfuyo, kunye nomgaqo-siseko ochaphazelekayo wamalungelo okwenene ngaphezulu kwabo.
- 1% kwimeko yomgaqo-siseko wamalungelo esibambiso, ipenshoni, iibhondi, iimali mboleko kunye nokunikezelwa kweekhredithi.
Imisebenzi yeQumrhu
Apha umhlawuli werhafu wenziwa yinkampani, ngaphandle kwaleyo yokuncitshiswa kwemali kunye nokuchithwa, apho umrhafi aya kwenziwa ngamaqabane. Isiseko serhafu Iya kumiselwa ngokwezi mpawu zilandelayo:
- Inani eliphantsi lomgaqo-siseko kunye nokonyuswa kwemali kunye neeprimiyamu zokukhutshwa.
- Kwimeko zokwahlulwa nokudityaniswa, isiseko siya kuba yinkunzi yequmrhu elisandula ukusekwa okanye ukonyuswa kwemali eyinkunzi kwinkampani yokufunxa, kunye neeprimiyamu zemiba ehambelana nazo.
- Kwimeko yokwehla kwemali eyinkunzi kunye nokukhutshwa, isiseko siya kugqitywa lixabiso lokwenyani leasethi kunye namalungelo anikezelwe kumaqabane.
Apha ireyithi yerhafu iya kuba yi-0.5% kuwo onke amatyala.
Izenzo zomthetho ezibhaliweyo
Xa olu hlobo lwerhafu luboniswa, njengoko sele sibonile, lolwezenzo, amatyala otshintshiselwano, imizuzu kunye nobungqina bencwadi, njl. Umrhafi werhafu uza kuba ngumthengi we-asethi okanye ilungelo lamaxwebhu e-notarial.
Isiseko serhafu Iya kuhlala ilixabiso elichaziweyo kwimeko yeekopi zokuqala zezenzo zikawonke-wonke ezinento yazo eninzi okanye into enexabiso. Kwimeko yeebhili zotshintshiselwano, isiseko serhafu iya kuba sisixa esitsaliwe, ngelixa kwizichaso zothintelo, iya kuba lixabiso lelungelo eliqinisekisiweyo, elipapashiweyo okanye elenziweyo.
Ekugqibeleni, isabelo somrhumo siya kwahlulwa sibe ziindidi ezimbini zerhafu, ezakuba yi-0.5% yeekopi zokuqala zezenzo kunye nezenzo ze-notarial, kodwa kwimeko yeebhili zotshintshiselwano, iirhafu ziya kugqitywa ngeziphumo ezinesitampu, ngokomlinganiso omiselwe ngumthetho.
Izigqibo
Alithandabuzeki elokuba kwilizwe lezeshishini kunye nokuthengiswa kweepropathi zeentlobo ezahlukeneyo, ayicetyiswa kuphela, kodwa ikwindawo ephambili, ukuba nolwazi oluchanekileyo lwezomthetho nolwezomthetho, olusinika ukuqiniseka kunye nokhuseleko, kwizinto ezahlukeneyo iinkqubo zentengiselwano esinokuziqhubela phambili ukufumana okanye ukuthengisa iipropathi, naxa sivelisa amaxwebhu axhasa nganye yezi nkqubo.
Ukudluliselwa kwerhafu kunye nezenzo zomthetho ezibhaliweyo Ibandakanya umda obanzi osemthethweni wokuba urhulumente akuvume ngokusemthethweni ukuthengwa kwethu, ulawulo lwenkunzi kunye / okanye ukwenziwa kwezenzo kunye namaxwebhu angaziwayo.
Ngokusilela ukuhlawula le rhafu, siba semngciphekweni omkhulu wokuwela kwizohlwayo ezibiza kakhulu, ezinokuphela zibiza kakhulu kunoko bekuya kusibiza ukuba siqeshe igqwetha ukuba lisincede kwinkqubo efanelekileyo kunye nokuhlawulwa kwexoki. Ngesi sizathu, kukwacetyiswa ukuba ucele inkonzo yobuchwephesha ngokubhekisele kwiinkcukacha zomthetho zokufezekisa oku kuzibophelela, kuba ekugqibeleni iyakusinika izibonelelo ezininzi kunye nezibalulekileyo, njengokuphepha izohlwayo zexa elizayo nokusinika ukuqiniseka kwipropathi. kunye nolawulo lwenkunzi esiyenzayo.