Zonke ii-asethi eziyimali ezidweliswe kwiimarike zibonisa intsingiselo. Ngaphandle kokuba abanye abatyali mali banokucinga njani, hayi kuphela yahlulwe yonyuselo okanye kwi-bearish. Ewe akunjalo, kuba ukubuyela emva kwexesha kukwaqhelekile. Nokuba ayisiyokuchaza ngokwakho ukuthatha inyuko okanye izantsi. Kodwa ekugqibeleni lolunye uhlobo lomkhwa kwaye kubaluleke kakhulu ukuchaza isicwangciso oza kusenza kwiimarike zezemali.
Isifundo sokuqala kuye nawuphi na umtyali mali ophakathi okanye omncinci kukubona imeko yamaxabiso. Iya kubaluleka ngokukodwa ukuze ukwazi ukwenza imali oyigcinayo izuze inzuzo ukusukela ngoku. Kuba ngokwenyani, uya kuyazi into ekufuneka uyenzile kwaye usebenzise uthotho lwezixhobo ukuze imisebenzi yakho ibe nakho phuhlisa ngempumelelo enkulu. Awungekhe ulibale ukuba awufuni ukwenza iimpazamo ezininzi kunokuba ziyimfuneko kuba kuyimpazamo enkulu eyenziwa ngabatyali mali.
Oku kukubaluleka kwendlela eya kuthi ibe sisigqibo sokuvula okanye sokuvala izikhundla kwiimarike zezemali. Asinakulibala ukuba baya kunika imiqondiso echanekileyo ukuvula isicwangciso sotyalo-mali, ngandlela ithile okanye enye. Ukuya kuthi ga kwinqanaba lokuba linokukwenza fumana imali eninzi ekusebenzeni. Okanye kweyona meko imbi, thintela ilahleko xa ezona meko zinzima zenzeka kwiimarike zezemali. Kuba ukongeza, abafuni kuqeqesho olukhethekileyo kwicala labasebenzisi kolu hlobo lomsebenzi.
Umkhwa wobuhle: thenga izitokhwe
Alithandabuzeki elokuba uptrend yenye yezona zinto ziluncedo kakhulu ukulungiselela umdla wabatyali mali abancinci nabaphakathi. Kuba ngokwenyani, iya kuba yiyo ebonelela ngezikhokelo kwisigqibo esiza kwenziwa kwiinyanga ezizayo. Ayothusi into yokuba, kuwo nawuphi na umkhwa onyukayo, ukuthenga izabelo ngumsebenzi onokuwenza ngolawulo olukhulu lomngcipheko. Ngokukodwa, ngenxa yendlela ende ende enokubakho yokhuseleko okanye iasethi yezemali.
Ukongeza, kukho inani kuhlalutyo lobuchwephesha olunokuba luncedo ngakumbi kwimidla yakho enje ngento ekuthiwa yinyusa simahla. Ngesizathu esikhetheke kakhulu kwaye esihlala kwixabiso elikhethiweyo alisayi kuphinda libe nayo nayiphi na imiqobo endleleni. Oko kukuthi, ha igqithile kuwo onke amanqanaba oxhathiso eboniswe kuye ngexesha lokuvela kwakhe kwizicatshulwa. Ukuya kwinqanaba lokuba inayo yonke indlela ecacileyo phezulu, ngaphandle kwemida ebonakalayo enokuthi icothise amaxabiso ayo.
Kuwo nawuphi na umbandela kuhlala kukho iqhinga elinokukunceda ufezekise iinjongo zakho ngokucacileyo. Isekwe ngokusisiseko kwi thenga kwiincopho eziphantsi apho bacaphula amaxabiso abo kwaye bathengise ubuninzi. Ukuza kuthi ga kwinqanaba lokuba womeleze izikhundla zakho kwii-equity ngesiqinisekiso esikhulu sempumelelo kunenye inkqubo yokutshintshiselana ngesitokhwe. Ngoncedo olubalulekileyo lokuba awuzukufuna ukufunda okhethekileyo ukufumana la manqanaba okungena kunye nokuphuma kwiimarike zesitokhwe.
Ukugcina: gcina ukonga
Ngexesha lokumiselwa kwale meko, awuyi kufuna imbuyiselo kulondolozo lwakho. Ewe akunjalo, kodwa ngokuchaseneyo eyona njongo yakho iphambili kukukhusela iminikelo yakho yemali. Kwaye enye yezona ndlela zisebenzayo kukusebenzisa Umda welahleko. Akukho nto ingaphantsi kokulahlekelwa yimali encinci kunaleyo inokuyalelwa yimarike yezemali. Kwezi meko, linyathelo elibukhali kakhulu ukuze ungalahleki njengemali eninzi oyakuyisebenzisa ngaphezulu kwesihlandlo esinye. Nokuba usebenzisa i-odolo yokuyeka ilahleko ukuze izinto zingabi mbi.
Njengokuba kukho ifayile ye- ukwanda ngokukhululekileyo, e-downtrend ukwehla simahla kukwakho. Enye yeemeko ezingathandekiyo onokuzifumana kuhlalutyo lobugcisa. Kwaye oko kungakwenza ukuba ulahlekelwe ngaphezulu kwesiqingatha seeasethi ezityalwe kutyalo mali. Ukuba uyayibhaqa, kuya kufuneka uhambe ngokukhawuleza kwaye ngaphandle kwezizathu. Akumangalisi ukuba yeyona nto isebenzayo onokuyenza ukusukela ngoku. Ukuqhutywa kwe-bearish phezulu kakhulu ngaphandle kwenkxaso ngeli xesha lokubaleka. Awuyi kuba nenye indlela ngaphandle kokuthengisa izabelo zakho ukuba awufuni ukuzibona ukwimeko enobungozi ngakumbi kunaleyo ibiphambi kwakho.
Ngokungafaniyo nokunyuka okuphezulu, kule azikho ezinye iindlela zokuphuhlisa naluphi na uhlobo lwezicwangciso zotyalo-mali. Thengisa nje, thengisa kwaye uthengise. Into ekuphela kwayo umahluko omncinci kuyo kuxa isesikweni. Kuba ngokwenyani, ungathatha ithuba lesaphulelo ukuze ubaleke kwiimarike zokulingana. Mhlawumbi ngexabiso lokuthengisa elingcono kunokuba bekulindelwe xa ukuhla kwamaxabiso kuvela. Ngayiphi na imeko, akufuneki uthathele ingqalelo kwezi meko ukuzama ukuthatha ithuba lamaxabiso asezantsi aziswa zizabelo zokhuseleko.
Uyinikela njani inyani kufakelo
Enye ingxaki onokuthi uhlangane nayo ukusukela ngoku yile migqaliselo eya kuqinisekisa ukuba ukulayishwa kuyinyani engenakuphikiswa. Ewe, ngokusisiseko ezimbini kwaye enye kuzo kukuba ukunyuka kuhamba kunye no ukonyuka okukhulu kwevolumu yokugaya. Ukuba ngenene oku kuyinyani, iya kuba luphawu lokuba ukunyuka kubanzima ngeli xesha. Ukuza kuthi ga kwinqanaba lokuba ubenakho ukuvula izikhundla kwiimarike zezemali. Ngokuthenga okunzima xa kunokwenzeka.
Obunye ubuchule bumelwe yinto yokuba ezona ndawo ziphakamayo ziphakama kunye neelow ziyanda ekupheleni kweveki nganye. Iya kuba yenye yemikhondo ekubonelelwa ngayo yimakethi yestokhwe kwimeko yokhuseleko okanye iasethi yezemali. Logama nje ingaqinisekanga, iya kuba yeyokuhlala yomelele phantsi kwendlela ephezulu. Inokuhlala iiveki ezimbalwa okanye, ngokuchaseneyo, inokuhlala ixesha elide kakhulu. Nangeyiphi ndlela, soze iqhubeke ngonaphakade okoko ii-equity zilawulwa ziinguqu eziqhubekayo. Nangona banokuba nexesha elahlukileyo, kuxhomekeke kwimeko nganye.
Ngayiphi na imeko, ukuba kuqinisekisiwe, iya kuba lithuba lokuba wena wenze ukonga ngakumbi kusebenze. Kuba ngokwenyani, unethuba eliphezulu lokuba ungadideki kwisigqibo osenzileyo. Ngenxa yoko, uya kuba nakho ubambe izikhundla Logama ubuninzi kunye nobuncinci bungehli kumaxabiso abo eveki. Emva koko iya kuba lixesha lokuhlehlisa izikhundla kwaye uqokelele inzuzo eyinkunzi. Ngaphandle kwento yokuba ukubuyela kwakhona kunokuveliswa kumaxabiso.
Kutheni kubaluleke kangaka ukuyifumana?
Kuyacetyiswa kakhulu ukuba ube unolu lwazi ngolindelo oluthile. Kwanele ukuze ukwazi ukuyiphuhlisa ngesona sicwangciso siqinisekileyo nesichaziweyo. Ukwazi ngamaxesha onke ixhasa kunye nokumelana enokugqitha nanini na. Ngenjongo yokufuna inzuzo okanye ukunciphisa umda welahleko, ngokwahlukeneyo. Kuba ngokuxhomekeke kolu tshintsho, kuya kufuneka usebenzise isicwangciso esinye okanye esinye sokwenza imisebenzi. Siza kuba ngumbutho oza kukunceda ukhusele umdla wakho njengomtyali mali ophakathi nophakathi.
Kulunge kakhulu ukuba uhlalutye uhlalutyo lobuchwephesha ukuqinisekisa ukuba yeyiphi imeko yexabiso lokwenyani okanye iiasethi eziyimali. Iya kuba sisixhobo esisebenza ngokukuko ukuze wenze esona sigqibo sihle sokwenza ukonga kwakho kunenzuzo. Kungenxa yokuba eneneni, elinye lamaqhinga aphambili kwihlabathi lotyalo-mali kukuya kwindlela echaziweyo. Ngamanye amaxesha, iya kukunceda ufumane imali engaphezulu, kwaye kwabanye ungalahleki ngaphezulu kwegalelo. Ukuba uthobela ezi ngcebiso, ngokuqinisekileyo uya kuyenza yonke imisebenzi yakho yee-equities.
Imisebenzi yabarhwebi
Enye into ekufuneka uyigcinile engqondweni kukuba ukubuyela emva kwexesha kukwayinto eqhelekileyo, nangona inokukumangalisa. Ngumahluko kuphela wokuba awuphuhlisi phezulu okanye ezantsi, kodwa ukugcina amanqanaba afanayo kwixabiso lawo. Ngenxa yeli nyathelo, kuya kuba nzima ngakumbi ukusebenza kwimarike yemasheya. Apho kuphela abarhwebi abaya kuba kwimeko engcono yokufezekisa ezona njongo zabo bazinqwenelayo. Ngokusebenza ngokukhawuleza okukhulu Kwaye oko kwenzeka nakwiseshoni enye yokuthengisa. Yinto leyo ebahlula kwezinye iiprofayili zabatyali mali abancinci nabaphakathi.
Ingcebiso esebenzayo kwezi meko kukuba ngekhe uhambe ngokuchasene nomsinga. Kungenxa yokuba enyanisweni, ukuba yile ndlela, uya kuba nazo zonke iivoti zokwenza imisebenzi eyoyikekayo eya kuthi ilahleko enkulu kwingxelo yengeniso yakho. Ke kuya kufuneka uthathe ithuba leendlela eziqhubayo kwaye ukhethe ezi-bearish ukushiya iimarike zezemali. Sesinye sezifundo ezisisiseko kuye nawuphi na umtyali mali, ngaphezulu kwezinye izinto ezinzima ngakumbi okanye ezobuchwephesha.
Njengokuba kuye kwenzeka kuwe ngaphezulu kwesihlandlo esinye, ngamaxesha apho utshintsho lwendlela lwenziweyo, iya kuba lithuba lokuba utshintshe ipotifoliyo yakho yotyalo-mali. Ukuyiqhelanisa nemeko entsha ethiwe thaca kwizabelo. Ngendlela ekhawulezayo, yohlalutyo kunye nokujonga ubungakanani beentshukumo. Onke la manyathelo anokujongwa kwiigrafu zamaxabiso, kumacandelo nakwii-indices zesitokhwe. Iya kuba sisixhobo esihle kakhulu ekufuneka usisebenzisile kwimarike yemasheya kunye neziqinisekiso eziphezulu.