Imali esisigxina

Yintoni imali esisigxina?

Kwilizwe lezoqoqosho nezoshishino igama elithi "inkunzi" lisetyenziswa kuzo zonke izinto ezibalulekileyo ezinceda ukuvelisa iimpahla neenkonzo, kubandakanya abasebenzi, oomatshini, iindawo nabanye.

Ngokwengcali zezoqoqosho liqela leempahla kunye neemveliso ezisinceda ukuba sivelise ngakumbi. Ngolwimi lwezezimali, yiyo yonke into eqokelelwe emalini engakhange isetyenziswe ngumniniyo, oko kukuthi, igcinwe kwaye ibekwe kwilizwe lezemali; Oku kunokuba kukuthengwa kwezabelo, ukufunyanwa kwempahla okanye imali yoluntu, phakathi kwabanye, kuhlala kunenjongo ethembekileyo yokubuyisa ngaphezulu koko bekutyaliwe.

Ukuthetha ngokusemthethweni yi iqela lamalungelo neeasethi eziyimpahla yakho yobuqu okanye esemthethweni.

Kubalulekile ukugxininisa ukuba imali eyinkunzi ingaboniswa ngeendlela ezahlukeneyo ezinjengemali ngethemba lokuba ekuhambeni kwexesha kuya kuba nakho ukubanako, iseti yemveliso yeemveliso ezinje ngomzi mveliso. Nokuba kunjani na, eyona njongo iphambili yekapitali kukushiya inzuzo

Amasebe apho ikomkhulu lahlulahlulwe khona

Eli gama li yahlulahlulwe ngokweendidi ezahlukeneyo zekapitali.

• Inkunzi ekhutshiweyo, eyile nkampani inikileyo njengenxalenye yezabelo zayo.
• Inkunzi eLungisiweyo, yeyona ibhekisa kwiimpahla iinkampani ezinazo njengenxalenye yenkqubo yazo yemveliso, kubalulekile ukuba wazi ukuba ezi mpahla azisetyenziswa kwixesha elifutshane kuba zizinto eziphathekayo okanye ziluhlobo oluthile.
• Inkunzi yomsebenziKuchasene neyangaphambili, oko kukuthi, ikomkhulu elinokuthi lisetyenziswe ngelixa inkqubo yemveliso iqhubeka kodwa kufuneka ibuyiswe ngexesha elifutshane.
• Imali eguquguqukayoOku kubhekisa kulowo uhlawulelweyo, njengomsebenzi ngamanye amagama umvuzo womsebenzi.
• Inkunzi engapheliyo: Ibhekisa kwinkunzi etyalomali kwizixhobo, koomatshini nakwezinye izinto ezifunekayo ukwenza inkqubo yokuvelisa.
• Imali eyimali. Kuthathelwa ingqalelo ukumelwa kwexabiso lemali elimelwe kwii-asethi ezipheleleyo zoluntu.
• Imali yabucala, ikhankanya amaziko abucala okanye abucala afana neenkampani, amaziko kwaye umahluko woku kukuba isigqibo sinxibelelene kuphela nabathathi-nxaxheba abambalwa okanye abangamalungu aso asebenzayo ngokunikela ngesixa semali ekudalweni kwawo okanye ngendlela efanayo ipesenti yayo ithengiwe apho ke kufanelekile ukuba namalungelo ukuze akwazi ukuthatha isigqibo malunga nokuba isigqibo sithatha phi.
• Imali yePhysical. Yinto yonke ekhokelela kwizibonelelo nakwimpahla esetyenziselwa ukwenza imveliso.
• Inkunzi edadayo, Ibhekisa kwinto elingana nento ebekwa ngokukhululekileyo kwizabelo ngaphandle kokuyigcina iphantsi kolawulo.
• Izakhono zabantu. Lulwazi olupheleleyo, izakhono kunye nobuchule obufunyanwa ngabantu kwaye obenza babenakho ukwenza imisebenzi eyahlukeneyo ngendlela enemveliso ngaphandle kwenqanaba lobunzima. Indlela elinokunyuswa ngayo ikapitali kule meko kukunyuka kwentlawulo, nokuba icelwe ngumqeshwa okanye kukubona ubuchule bakhe, iyanikwa.
• Imali eyingoziIchazwa njengokutyala kwakhona inzuzo evela kwizabelo ezifanayo kwaye yaziwa njengenkunzi engenanto yenzuzo.
• Inkunzi kwezentlalo. Sisonke isingeniso esinikiweyo kunye kwaye ekuhambeni kwexesha sinika inzuzo kwinto esiyaziyo njengabanini bamasheya.
• Imali YendaloZizibonelelo umntu anazo ngomhlaba okanye ngokusingqongileyo, apho utyalomali khona ukuze okusingqongileyo kusinike iintlobo ngeentlobo zeemveliso ngendlela elawulwayo yokukhusela.
• Utywala maliOlu hlobo lwenkunzi lubhekisa kuzo zonke izibonelelo ezifunyenwe kwinkampani okanye kwixabiso lezoqoqosho elifunyenweyo. I-LO oko kuthetha ukuba yipesenti efunyenwe njengenzuzo kutyalo-mali. Oko kukuthi, ikunika izibonelelo okanye imali ukuze isetyenziswe kwimisebenzi ekufaneleyo.
• Imali eyimali, Iseti yoluntu, yendalo, eyentlalo kunye neyokwenza imali
• Imali ebhalisiweyoImali eguquguqukayo abavumelana ngayo nabanini zabelo iyafana naleyo yangaphambili, oko kukuthi, igalelo linikezelwa ekwenzeni imali.
• Ikomkhulu leSizwe. Yenziwe yiyo yonke into evelisiweyo neyenziwayo kumhlaba welizwe kwaye ibandakanya yonke imali ehamba kuyo, izinto ezibonakalayo ezivelisiweyo kwaye yindlela yokuqonda amandla emveliso yelizwe.

Hoy Siza kugxila ekuthetheni kuphela ngemali emiselweyo leyo ibandakanya yonke into eyinkqubo yemveliso kwinkampani kwaye eyehla kwixesha elide, njengoomatshini bezindlu, ufakelo nabanye.

Isetyenziswa kwi ulwimi lotyalo-mali lweeNkqubo zeAkhawunti yaseYurophu (i-SEC) Njengokuba sele kutshiwo ukuba inyathela ngokwezibalo zeziphi izinto ezithengisa izindlu nomhlaba kunye nezinye izinto zeenkampani nezorhulumente ezixabisekileyo ikakhulu.

Kukho iiklasi ezininzi zeenkampani ezichongwe ngumthetho jikelele we-LGSM yeenkampani ezinemveliso apho, umzekelo, inkampani enomda kuluntu ithetha ukuba uxanduva lwayo lukhawulelwe zizabelo kunye nabanye; kodwa banokuthatha uhlobo lwenkunzi eguqukayo.

Ukwakhiwa kwemali eyinkunzi esisigxina

Ukwakhiwa kwemali eyinkunzi esisigxina igubungela uphuhliso lomhlaba Oko kukuthi, njengemijelo, ehambisa amanzi kunye nokubiyela oomatshini beefektri, izixhobo, izakhiwo, izikolo, iindlela kunye nezinye nezinye. Ngokucacileyo umiselwe ukumiselwa kurhulumente omelwe ngekapitali.

Lo Ifom egqithisileyo yenkunzi ithi yahlulwe yangamacandelo amathathu esichaza apha ngezantsi:

Ukwakhiwa kwemali eyinkunzi esisigxina

Zizinto ezinesiphumo esityalwe kwimveliso ngaphezu konyaka omnye.

Oku kwahlulahlulwe kwaba 2:

1.  Ukusetyenziswa kweNkunzi eLungisiweyo kukuba kukuhla nje kwexabiso lamaxabiso ezinto ezinzileyo abanazo ngenxa yosetyenziso olulula okanye ukonakala okuqhelekileyo okanye xa zingasasebenzi kuthi; Oku kuthetha ukuba ngokwezoqoqosho inxenye yento evelisiweyo iza kusetyenziswa ngokuthe ngqo kutyalo-mali ngenjongo yokwenza isixa esikhulu sempahla kunye neenkonzo, nangona iinyanga okanye iminyaka idlula, ezi mpahla ziphulukana nexabiso lazo njengoko lihla, njengoomatshini. Ukusetyenziswa kwemali eyinkunzi esisigxina kuya kuxhomekeka kwixesha lokonakala kweempahla kwaye ngaloo ndlela kuya kunciphisa isixa sotyalo-mali esenziwe.
2. Ukwenziwa kwenetha kwemali esisigxina. Iya kuba sisaphulelo esenziweyo ngokususa olo tyenziso kwikomkhulu elisisigxina. Ngamanye amagama, ukwenziwa kwemali eyinkunzi esisigxina yeyona nto isazisa ngexabiso lezixhobo ezifunekayo kutyalo-mali; Ngamanye amagama, isixelela ngoqoqosho lwangoku ngotshintsho olwenziwe.

Inqaku elidibeneyo:

Yintoni iiasethi namatyala

Ukwahluka kwesitokhwe

Oku kubalwa umahluko phakathi kwento engenayo kunye nokuphuma kwisitokhwe kufanelekile ukugubungela ixesha elimiselweyo kwaye sele kunciphisile ilahleko kwinkqubela phambili yeempahla ezikhoyo.

Ziyinxalenye yoku:

• Izinto ezisetyenzisiweyo.
• Umsebenzi ongagqitywanga ofana nezilwanyana ezenzelwe ukuthengiswa njengemfuyo kunye nezityalo kunye nezo sele zigqityiwe kwaye azisayi kulungiswa.
• Ukuthengwa kunye nokuthengiswa kodwa kuphela xa kuthengwa ukuba kuthengiswe kule ndawo yelizwe.

Ngokuyintloko esele ikho, ngaphandle komsebenzi ongagqitywanga: zilungelelaniswe zoluhlu lweempahla oluya kubakho ixesha elingekho ngaphezulu konyaka omnye kwimisebenzi eyenziweyo.

Ukufunyanwa okuncinci kugqithiso lwexabiso. Zizo ezo zingenamali, Oko kukuthi, eyona nto iphambili kuyo ayisiyokuvelisa okanye ayithambisi ngokuhamba kwexesha.

Utyalomali olukhulu lusekwe ekunikezeleni ngemali ukuze utshintshe inzuzo

Abo batyala imali yabo ukwenza ingeniso ephezulu kwaye okukhona kutyalwe ngokucacileyo, kokukhona isibonelelo esiya kuba naso kwikamva.

Kubaluleke kakhulu ukuba sigxininise ukuba xa imali ityalwe, inokuba nesibonelelo esikhulu kodwa ngendlela efanayo inokuba ngokuchasene nayo, kuba utyalomali lunomngcipheko wokuba ekuhambeni kwexesha lube nokwenzeka kwaye lube luncedo kutyalo-mali lwethu, kodwa Banokumela ukungaphumeleli ngokungavelisi nzuzo.

Ngesi sizathu, yonke intshukumo kufuneka ihlalutywe kakuhle ukuze izigqibo ezizezakho kunye nezihlangeneyo ziphumelele kangangoko kunokwenzeka njengoko oku kuya kuqinisekisa impumelelo yezigqibo zethu, ukuzitshintsha zibe yinzuzo enkulu kunye nezibonelelo ezinkulu.

Khumbula ukuba a Inkampani okanye inkunzi enezigqibo ezichanekileyo nezichanekileyo zichaneke kakhulu kwimarike yemasheya. Kodwa ukuba kwenzeka okwahlukileyo, inzuzo iya kuncitshiswa ngezigqibo ezimbi ezenziwe kwaye oku kuya kuqikelelwa ngokwendalo ngaphambi kwemarike yemasheya. Ezi nkcukacha zincinci ziya kwenza ukuba imali yakho ibe yimpumelelo kwaye uya kufezekisa izibonelelo ezinkulu kutyalo-mali ofuna ukulwenza.

Inqaku elidibeneyo:

Ukutyala imali kwimarike yemasheya ngengeniso esisigxina