Akusekho mfuneko yokuba ulinde uMvulo ukurhweba ngokulingana, kodwa ezinye ii-indices zesitokhwe kunye neemveliso zezemali ziyafumaneka ngeempelaveki. Kwiminyaka yakutshanje, ukhetho lokusebenza kwezixhobo zemali luvulekile ngeMigqibelo nangeeCawa, nkqu nakwiimarike ezintsha ezinje ngemali yenyani.
Kude kube ngoku, utyalomali kwizabelo zamashishini lilandela amanyathelo eentsuku zokusebenza, ukusukela ngoMvulo ukuya ngoLwesihlanu, zinezikhundla ezingenakuphela ngeempelaveki. Ukusukela ngolwesiHlanu emva kwemini, abatyali mali babengenandlela-mbini ngaphandle kokuphumla Kude kube ngoMvulo kwangoko ukuqalisa ukusebenza kwiimarike zemali.
Ngexesha lonyaka-mali ka-2018, iintsuku ezintandathu zefestina zikwabandakanyiwe, kunye nezinye iiseshoni ezimbini zokuvalwa kwangoko kwi-stock exchange yaseSpain Iimarike zokhetho (MEFF) kunye netyala lokudibana (AIAF). Ngokubhekisele kwiimarike zamanye amazwe, imeko ilawulwa ziindlela ezifanayo phantse kuzo zonke iimarike zabo ezidwelisiweyo.
Utyalomali lweempelaveki: iimodeli
Nangona kunjalo, le meko iyatshintsha njengesiphumo sokwanda kokuguquguquka okuveliswe kwiimarike zezemali kunye ne ukubonakala kweemveliso ezintsha Bayasebenza nangeempelaveki. Ukuza kuthi ga kwinqanaba lokubonelela ngethuba lokutyala imali kula maxesha kungakhange kuhlolwe uninzi lwabasebenzisi kwaye basebenzise ithuba lokuhamba kweeasethi zemali ezahlukeneyo ukwenza ulondolozo lube nenzuzo. Esi sibonelelo siyanda ngalo lonke ixesha kuba imali ayiqondi imida yexesha lokuhamba kwiimarike.
Ngokubhekisele kwiimarike zamasheya, uninzi lwentengiso zivaliwe ngeempelaveki zonyaka. Sisivumelwano esele sisebenza ixesha elide, kodwa esingasetyenziswanga kububanzi obuthile. Kuba kwezinye iimarike ezingaqhelekanga unokutyala imali kwezi ntsuku zeveki ezinxulunyaniswe nokuphumla kunye nokuzonwabisa. Injalo imeko yotshintshiselwano lwesitokhwe lakwa-Israeli kunye ne-Saudi Arabia, ethi ngenxa yeempawu ezizodwa zeenkampani zabo zivumele abatyali mali ukuba basebenze ngamaxabiso ee-indices zabo.
Emva kweemarike zeeyure
Ngayiphi na imeko, okona kubuyela umva ekwaneliseni lo mnqweno kukuba kunzima kakhulu ukusebenza nezi marike zisuka okanye abarhwebi kunye nabameli bezemali baseSpain. Asikho esinye isisombululo ngaphandle kokufumanisa iziko ukuba uqokelela le nkonzo ikhethekileyo yezemali. Kwaye kuyo nayiphi na imeko, phantsi kwezinye iikhomishini ezifuna ngakumbi kunaseYurophu okanye eMntla Melika. Apho imida yokulamla inokuphindaphindwa okanye iphindwe kathathu ukuvula izikhundla kukhuseleko oluluhlu.
Elula, kwaye kwangaxeshanye iyasebenza, kukuya kwiimarike ngokungathi kunjalo urhwebo Emva kweeyure eUnited States. Ngokukodwa, ukwenza imisebenzi yeziphumo ngezi ntsuku zeveki. Ngamathuba amakhulu okufumana inzuzo enkulu ngenxa yenguqu yamaxabiso ayo, kodwa ngomngcipheko ofihlakeleyo odlula owezinye iimveliso zezemali. Nangona kunjalo, enye yeemarike ezisebenzayo kwiintsuku zokugqibela zeveki ikamva lesitokhwe. Ukwenza oku, awuzukukhetha ngaphandle kokugxila kwii-indices ezinkulu zamanye amazwe: uDow Jones, Nasdaq okanye i-Eurostoxx. Bakumsebenzi oqhubekayo yonke imihla, kungabikho nakuphi na ukuphumla.
Ukusebenza kwiimarike zamanye amazwe
Bajongane naso nasiphi na isiphithiphithi ngeempelaveki abasebenza nge ukuguquguquka okukhulu kulungelelwaniso lwamaxabiso abo. Ke ngoko, abatyali mali abathanda ukunxibelelana nehlabathi lemali baya kuba nakho ukusebenza kwezi marike benenkululeko epheleleyo kumaqonga ezemali abaluleke kakhulu. Umahluko kwixabiso liphezulu kunotyalo-mali lwemveli kwaye ngenxa yolu phawu kuvulwa amathuba okuba imisebenzi ibe nengeniso.
Ngeli qhinga kuyenzeka ukuba urhwebe kwikamva lesalathiso saseAsia olwamkele kakhulu olu hlobo lokuhamba kwizabelo. Umzekelo, kumaziko ekubhekiswa kuwo afana I-Nikkei 225 okanye i-Hang Seng yase China. Ngayiphi na imeko, ezi ntengiso zivumela ukuba kuthathwe isikhundla xa kuvulwa phambi kweemarike zelizwekazi elidala. Ukusukela ezinzulwini zobusuku sele beza kusebenza kulo naluphi na uhlobo lokuthenga okanye ukuthengisa izabelo okanye ikamva.
Utyalo-mali kwiimali ezibonakalayo
Enye yeendlela ezizezayo zokuvala esi sithuba sishiyekileyo kutyalo-mali ngeempelaveki simele abanye i-cryptocurrencies Eyona nto ibalulekileyo ngalo mzuzu. Njengakwimeko ethile ye- Bitcoin kuluhlu kwimarike elawulwayo yaseChicago. Kwelinye icala, ikwamelwe likamva lale mali yokwenyani okanye ngotshintsho lwayo kunye neemali eziphambili zentengiso: idola, i-euro okanye i-yuan yaseTshayina. Ngeli xesha, kumaqonga athile otyalo-mali kwi-Intanethi.
Ukuba ucinga ukuba iimali ezibonakalayo ziyimodeli yotyalo-mali olunenzuzo enkulu, qiniseka ukuba awuphazami. Kodwa kunjalo ukusukela malunga iindlela ezinoburharha ngakumbi kunabo babekhe bavezwa ngaphambili. Akumangalisi ukuba umngcipheko owuthathayo ekusebenzeni ungaphaya kwamathandabuzo. Ukuza kuthi ga kwinqanaba lokuba ungashiya indawo elungileyo yenkunzi mali. Umzuzwana wokubonisa uya kuza kwaye uzibuze ukuba kufanelekile na ukukhetha olu tyalo-mali luyingozi. Kuninzi omele ukuphulukana nako kwezi zinto zikhethekileyo, kodwa zinobuchule kwezemali.
Ukusebenza kwiimarike zesizwe
Ukuba ufuna ukutyala imali yakho ngaphandle kwexesha, oko kukuthi ngaphandle kweeyure eziqhelekileyo, ii-equities zesizwe ngokuqinisekileyo ezinikezela ngamathuba ambalwa kuneemarike zamanye amazwe. Ukuza kuthi ga ngoku ukuba ubuncinci bamathuba kwaye ngaphezulu kwako konke kuthintelwe ngokubhekisele kwisibonelelo sokuba ezi mali zezemali zikunika lo mzuzu kanye. Kuya kufuneka ubhenele kwiimarike ezizayo zeemarike zaseSpain. Kodwa nangayiphi na imeko, phantsi kwemisebenzi entsonkothileyo enokuthi ingonelisi umdla wakho kwicandelo lotyalo-mali.
Kwelinye icala, awungekhe ulibale nangaliphi na ixesha ukuba le yenye indlela yotyalo-mali lwemveli ihlala ibiza kakhulu kwiikhomishini imisebenzi yabo ibandakanya. Ngokunyuka kwamaxabiso anokufikelela kumanqanaba asondele kakhulu kwiipesenti ezingama-30. Kufana nokuzibuza okwangoku ukuba uyafuna nyani na ukungena kwezi ntengiso zikhethekileyo. Ngokukodwa xa unenye into enomtsalane ngaphandle kwemida yethu. Ukongeza, ngomngcipheko omncinci kakhulu wokusebenza kwimisebenzi nganye eyenziweyo kwezi marike zezimali.
Izibonelelo kolu hlobo lotyalo-mali
Kuya kufuneka uzibuze ukuba zeziphi izibonelelo zokwamkela le misebenzi kwiimarike zezabelo. Kungenxa yokuba ekupheleni kosuku sithetha ngotyalo-mali olwahluke kakhulu phantse kuzo zonke izixhobo zalo. Ngale ndlela, kulungile kuwe ukuba wazi ukuba zeziphi izibonelelo oza kuzifumana ngokukhetha olu hlobo lotyalo-mali olunje. Ubuncinci ngokubhekisele kubatyali mali abancinci nabaphakathi abanesikhundla sokuzikhusela okanye sokugcina. Kwaye phakathi kwazo ezo sizityhila ngezantsi zivelile.
- Akunyanzelekanga ukuba uzikhawulele iishedyuli eziqhelekileyo kwaye ke ngale ndlela ukwimeko yokuwandisa amathuba akho okwenza ulondolozo lwakho lobuqu lube nenzuzo. Nokuba indleko zokufumana umngcipheko omkhulu ekusebenzeni.
- Ndiyakwazi khetha iiasethi ezahlukeneyo zemali. Ukusuka kwezinye zezona zithethe ngokwesiqhelo ziye kwabanye ezinokuyilwa ngenene kwaye bezikwiimarike zezemali ixesha elifutshane kakhulu. Uya kuba nesibonelelo esibanzi apho ungabeka khona imali yakho ukusukela ngoku. Kuxhomekeke kumzuzu wokudibana uqoqosho lwamanye amazwe luhamba ngalo.
- Njengoko kusithiwa imali ayilali, unokufikelela iimarike kude kube ziinyanga ezimbalwa ezidlulileyo zimbalwa eziphicothiweyo ngabalamli bezemali. Ezinye zazo zinokuba luncedo kakhulu kwaye eli lithuba lokuvula izikhundla kuzo.
- Kule klasi yotyalo-mali unokuyiphucula ulindelo lokukhula ezinikezela kolunye uhlobo lwemisebenzi eqhelekileyo. Ukuza kuthi ga kwinqanaba lokuba banokunceda ekuphuculeni zonke iintlobo zokusebenza, kwaye phantse ngaphandle kwemida kwizicwangciso ezisetyenzisiweyo ukusukela ngoku.
Umngcipheko kule misebenzi
Ngokuchasene noko, ukhetho lweemarike ngaphandle kweeyure eziqhelekileyo zifuna ukhathalelo olukhethekileyo ngenxa yeempawu ezizodwa zale misebenzi kwiimarike zezabelo. Phakathi kwezinye ezo sizibonisa apha ngezantsi.
- Kuya kufuneka unikezele nge Amava amakhulu Kule klasi yokusebenza. Kungenxa yokuba intshukumo entsonkothileyo efuna ukuba usetyenziswe ngakumbi ekusebenzeni kwezi asethi zemali.
- Unako kukushiyele ii-euro ezininzi ezantsi kwendlela kwaye ngexesha elifutshane kakhulu kunokuba ungacinga kwasekuqaleni.
- Uya kuba ngakumbi ngakumbi ulikhoboka lehlabathi lemali kuba uya kuqhuba imisebenzi ngalo mzuzu xa unokonwabela ixesha lakho lasimahla. Ngale ndlela, ungathandabuzi ukuba uya kuphulukana nomgangatho wobomi ukuze ube kunye nabantu obathandayo.
- Kunzima ngakumbi ukufumana amajelo apho ungasebenza khona nolu hlobo lotyalo-mali. Ukuya kwinqanaba apho kuya kufuneka khangela ezinye iiplatifomu. Kuya kufuneka ukuba ube nolwazi ngakumbi kwimisebenzi kwaye kuphela ngamava onokufikelela kuwo.