Iingcebiso malunga nokukhetha eyona Broker ilungileyo

Ukukhetha i-stock broker elungileyo Ngomnye wemisebenzi yokuqala ekufuneka sijongane nayo ngaphambi kokungena kweli hlabathi linomdla. Ngokusengqiqweni, nganye nganye iya kuba noluhlu lweenqobo zokukhetha eyona broker ilungileyo, kuba kwintengiso akukho mntu uphumeleleyo, kodwa kukho iinkonzo ezahlukeneyo eziya kuba ngcono okanye zibe mbi kuxhomekeke ekusebenzeni komnye nomnye.

Ukuze ndikuncede, nantsi ndiza kudwelisa amanye amanqaku ekufuneka uwaqwalasele xa ukhetha ifayile ye- umthengisi olungileyo:

• Iikomishini eziphantsi: Alithandabuzeki elokuba yindawo apho sonke sihlala silungisa, kodwa kufuneka sikhumbule ukuba eyona nto ibalulekileyo ayikokujonga abo babarhwebi baneyona khomishini iphantsi ngokubanzi, kodwa ngabo babonelela ngeemeko ezingcono zesicwangciso sethu. Ke umzekelo ukuba sikhona abatyali mali bexesha elide Yintoni ekufuneka uyijongile ziiBrokers awunayo ikhomishini yokuqokelela izabelo kunye ikhomishini yabantwana. Nangona kunjalo, ukuba singabatyali mali bexesha elifutshane, eyona nto inomdla kuthi kukuba iikhomishini zokuthenga kunye nokuthengisa izabelo zezona ziphantsi ngelixa ezo zokuqokelela izabelo okanye ukugcinwa kuya kuba sezantsi.
• Iqonga elilungileyoIqonga oza kusebenza kulo iya kuba sisixhobo sethu semihla ngemihla ke jonga ezo zihlangabezana neemfuno zakho. Ukuba siza kusebenza kuphela ngezabelo ze-IBEX, kunokuba kufanelekile ukuba ne-BBVA njengoMthengisi (umzekelo) kodwa ukuba siza thenga ngeemveliso ezivela kwezinye Kwiimarike zangaphandle kuyakufuneka siye kubarhwebi abaqeqeshiweyo abanjengoGVCGaesco okanye iRenta 4.
• Ayisiyo Iakhawunti ye-OmnibusUkuba usebenzisa iakhawunti ye-omnibus kufuneka uhlale ukhumbula ukuba izabelo azifakwanga egameni lakho kodwa egameni lomrhwebi. Nangona iya isiya ilawulwa, ihlala inika ukuzithemba ngakumbi kwizabelo egameni lakho ukunqanda iingxaki (ukubhengezwa komrhwebi, njl. Ngaphambi kokuqesha umthengisi khumbula ukubuza ukuba bayazisebenzisa na iiakhawunti ze-omnibus okanye hayi.

Nje ukuba izinto ezisisiseko xa ukhetha uMthengisi zixoxiwe, lixesha lokuba unike ezinye iingcebiso ezifanelekileyo.

• Sukusebenzisa abathengisi bebhanki bendabuko: Ayisiwo umgaqo oqinisekileyo we-100% kodwa iibhanki ezinkulu ngesiqhelo njenge-BBVA, iSantander, eyaziwayo, ... zihlala zinee-broker ezimbi Ngokobuchwephesha banamaqonga ancitshisiweyo kwaye bahlala behlawulisa iikhomishini eziphakamileyo kakhulu. Abarhwebi kwezi ntlobo zeebhanki Ndibacebisa kuphela ukuba bathenge izabelo zebhanki uqobo, kuba kwimeko enjalo ngesiqhelo abahlawulisi naluphi na uhlobo lwekhomishini kwaye bakunika nenketho yokufumana ikhontrakthi kwi-akhawunti yokuphinda utyalwe ngokuzenzekelayo kwisahlulelo.
• Lumka kunye izibonelelo ezinomtsalane kakhuluKuqhelekile ukuba umrhwebi akunike iimeko ezintle zokukutsala kodwa eyona nto ibalulekileyo kukuba ubonelele ngeyona ndlela yexesha elide. Umrhwebi kufuneka ahlawulise iikhomishini ukuze aphile ukuze ekugqibeleni wonke umntu abize imali. Sukujonga ukuvumelana ngexesha kodwa yi-broker enzulu kwaye ethembekileyo.

Ngokumalunga neengcebiso zokugqibela, kufuneka kuthathelwe ingqalelo oko dlulisa isipaji Ukusuka komnye umrhwebi uye komnye ngu inkqubo ebiza kakhulu Kuba umrhwebi ophumayo uya kukuhlawulisa ipesenti yexabiso ngalinye oligqithisileyo. Ke akukho lula ukutshintsha amaxesha ngamaxesha.

Kwaye okokugqibela, ndikuxelele kancinci ngemeko yam yobuqu njengomzekelo. Okwangoku ndisebenza naba bathengisi balandelayo:

• I-BBVA kuphela kwizabelo zeBBVA
• I-Santander kuphela kwizabelo ze-Santander
• ING yezenzo zesizwe apho ndithenga khona izinto ezincinci. Kudala yayinenzuzo kakhulu kuba yayinexabiso lokuthenga le-0,20% kwaye yayingabizi mali yokugcinwa. Kodwa le nto sele itshintshile kwaye ngoku ihlawulisa ukugcinwa ukuba awenzi msebenzi rhoqo kwisemester.
• IGVC Gaesco yezenzo zelizwe kunye nezamazwe. Ngumthengisi endonwabe ngokwenene kuba, ngaphandle kokuba ibiza kakhulu kune-ING, ineqonga lobuchule kakhulu.

Kwaye wena ... usebenza nabani kumthengisi?