Ukuthatha umhlalaphantsi kwangethuba: iimfuno kunye nendlela yokubala

Ukuthatha umhlala-phantsi kwangethuba

Uninzi lwabantu luthatha isigqibo sokuqhuba ukuthatha umhlala-phantsi kwangethuba. Ezi zizinto ekufuneka zinikezelwe kwimeko yokukhutshwa. Into yokuqala ekufuneka uyenzile kukuzifumana ukwi ubume bokukhutshwa okanye ukubhobhoza okufanelekileyo.

Kufuneka ubuneminyaka engama-61 ubuncinci kwaye ungabinalo naluphi na uhlobo ibhonasi yobudala. Ukongeza, ngabasebenzi kuphela kumacandelo athile abanokuxhamla, njengemisebenzi kumacandelo athile obuchwephesha afana nokwenza izinto eziyityhefu okanye ezibuhlungu zempilo okanye ukuzithemba okanye nabantu abakhubazekileyo abangaphezu kwama-65%.

Ukongeza, ukuze ukwazi ukufikelela kolu khetho kufuneka ube ne elona thuba liphezulu legalelo koku kulandelayo:

Kufuneka babe nazo ubuncinci Iminyaka engama-30 yomsebenzi ibhaliwe kukhuseleko lwentlalo kwaye ndenze inkonzo yasemkhosini enyanzelekileyo okanye uhlobo oluthile lokuxhamla, engaphumeleli. Kule nto, naluphi na uhlobo lwentlawulo yokulingana aluthathelwa ngqalelo ngenxa yesi sizathu. Kwaye ayiyi kuthathwa iakhawunti yentlawulo yeentsuku okanye iminyaka yemirhumo ngaphambi kwe-1-1-1967.

Kule nto ixesha lokudweliswa. Kufuneka ube neminyaka emi-2 ubuncinci kwiminyaka eli-15 edlulileyo ngexesha lokubanga lomhlalaphantsi Ukuba oku akuzalisekanga, ungafikelela kwinkqubo yepenshini, kodwa ngaphandle kwesibophelelo sokufaka nantoni na.

Kule meko yecala, bonke abasebenzi abathandaza ngaphakathi Inkqubo yabasebenzi Uqeshwe kulawulo olulodwa, kuya kufuneka ukuba kwisithuba seminyaka eli-10 sokugqibela kufuneka babe neminyaka emi-6 ubuncinci kule nkqubo ikhethekileyo.

Kule nto kuyakongezwa onke amaxesha okufumana izibonelelo ezenzeka ngenxa yentswela-ngqesho kwinqanaba lokufaka.

Kuthekani ngabasebenzi bexeshana?

Ukuthatha umhlalaphantsi kwangethuba

Kwimeko yabasebenzi abaye kuqeshwe isigxina, Into ekufuneka yenziwe kukungqina ubuncinci bemirhumo yeminyaka engama-30.

Kufuneka babhaliswe njenge abafuna umsebenzi. Oku kwenziwa kwiiofisi zenkonzo yoluntu yaseSpain kangangexesha leenyanga ezi-6, kanye emva komhla wokuthatha umhlala-phantsi ochaziweyo kumaphepha omntu. Le mfuneko ayifanelanga ukuba ngaxeshanye nokubhaliswa kwayo nayiphi na iprojekthi okanye umsebenzi othathelwa iakhawunti yakuba umhlalaphantsi usetyenzisiwe.

Ukupheliswa komntu ofuna ukufumana umhlala phantsi ngaphambi kwexesha Kwikhontrakthi yengqesho, mayibe sisiphumo sokupheliswa kwesivumelwano sengqesho. Akukho hlobo lomsitho kufuneka luveliswe olunokuthi lubangelwe ngumsebenzi.

Kule meko, into ephunyeziweyo yile Ukuphela kwesivumelwano somsebenzi ngokubonakaliswa kwentando yokuyeka ukusebenza komntu obonakala njengomniniyo hayi, ngesizathu esivimbela umntu ukuba aqhubeke nokusebenza kule nkampani.

Kwimeko yokugqibela, into eqondakalayo kukuba ukugxothwa kwanikezelwa ngokungazibandakanyi hayi ngenjongo yokucela isicelo ukuthatha umhlalaphantsi ngaphambi kwexesha.

Kubantu abanomsebenzi weshishini, abantu bathi kufuneka babe neenyanga ezi-6 ubuninzi kwaye ukongeza, ukuyekiswa komsebenzi ochaziweyo akufuneki kuhlawulwe ngumsebenzi okanye ubuncinci obuchaze ukuba izizathu azinyanzeleki kwisikhundla sakhe njengomqeshi.

Oosomashishini kufuneka babenayo isivumelwano sokuqala somhlalaphantsi kwaye isixa-mali esinikwa inyanga nenyanga, asikho ngaphantsi kwesixa ebekufanelekile ukuba sihambelane.

Kule meko, ukuthatha umhlala-phantsi kwangaphambi kwexesha kunokufikelelwa ukuba zonke iimfuno ezichazwe kumacandelo 1, 2 no-3 ngokubhekisele ekuphelisweni kwengqesho zinokuhlangatyezwa, kwaye zezi:

  • Lakuba liphelile ixesha lokuxhamla, abaxhamli besibonelelo sokungaphangeli bayakuba ngabadla umhlala-phantsi.
  • Bonke abaxhamli kule nkxaso-mali kufuneka babe ngaphezulu kweminyaka engama-52 ubudala.
  • Baza kunikwa abasebenzi abangaphezulu kweminyaka engama-55 nabangakwaziyo ukufumana isixa semali yentswela-ngqesho yakube iphelile ibhenefithi yabo yokungaqeshwa kodwa bahlala bebhalisiwe kwiofisi yenkonzo karhulumente.

Kule meko, umsebenzi akazukufunwa ukuba ahlangabezane neemfuno ezi-3 kunye neze-4 okoko bengabasebenzi bakwinkampani enye. Kuya kulindeleka ukuba uhlawule ubuncinci iminyaka emibini ngaphambi komhla we isicelo somhlalaphantsi kwaye eso siphumo asikho ngaphantsi kwesiphumo sokuphindaphinda ngama-24 isixa samanqaku alandelayo esiza kukunika wona.

Imali iyonke ye- isibonelelo esihambelana nomsebenzi okanye ibiya kungqinelana kwimeko yokufumana isibonelelo serhafu yentswela-ngqesho, ukuba ubunokuyifumana ngenxa yayo nayiphi na imeko yezomthetho xa ikhontrakthi iphelile.

Kwimali yenyanga intlawulo ehlawulwe ngumsebenzi ngesivumelwano.

Kule mfuneko, kufuneka kukhutshwe isatifikethi esichaza zonke iimali ezihlawulwe ngumsebenzi. Kuya kufuneka zisiwe ubuncinci kwiminyaka emi-2 ngaphambi komhla womhlala-phantsi. Inkqubo ye- igalelo leziseko zentswela-ngqesho yeentsuku ezili-180 phambi kokuba upheliswe umsebenzi.

Watsho umsebenzi, kunye isicelo somhlala-phantsi Ukufumana ipenshoni yomhlala-phantsi, kufuneka kunikwe isatifikethi senkampani kwindawo ehambelana nayo.

Amanye amanqaku okugcina engqondweni kwiimeko ezizodwa

Ukuthatha umhlala-phantsi

Ukuba igalelo elinikezelweyo kulawulo lokhuseleko loluntu kufuneka lubalwe:

  • Isibonelelo kufuneka siqatshelwe ngokubeka isikimu apho umsebenzi wayebhaliswe khona. Umzuzu apho wenziwe ukuba ube sesidlangalaleni kwaye uhlangabezane nazo zonke iimfuno apho unokufikelela khona kwipenshoni kwaye uzinziswe kuyo.
  • Ukuba oku akunakwenzeka, ipenshini kufuneka yamkelwe kwisikim sokhuseleko lwentlalo apho umsebenzi engabhaliswanga khona, kodwa ngenxa yoku iimfuno ezifanelekileyo kufuneka kufezekiswe ngokusekwe kwiskim athi umntu unaso.
  • Kwimeko apho ngale ndlela ingenakwenziwa kumhlala phantsi, inkqubo apho umsebenzi anokuthi avume elona galelo likhulu anokugqitywa ngalo.

Uyibala njani ipenshini elindelweyo

Ukubala ipenshoni yokuthatha umhlalaphantsi kwangaphambi kwexesha, into yokuqala ekufuneka siyazi ziintsuku zobhaliso ebesinazo kukhuseleko lwentlalo. Ukongeza koku, zonke iimeko ezihambelana nobhaliso kunye neziseko zegalelo ngeentsuku okanye kwiinyanga kwithuba ngalinye lobhaliso.

Isiseko solungelelwaniso. Isiseko solawulo kufuneka sibenentsingiselo yezibalo kwiziseko ngokubanzi zegalelo ezihlaziyiweyo kule minyaka ili-15 idlulileyo. Kule meko, iintlawulo ezongezelelweyo ziyasuswa kwaye ziyahlaziywa ngokusekwe kwi-CPI endala eqokelelweyo.

Emva koko kuya kufuneka ulazi inani leminyaka edweliswe ngayo. Le yinto ekufuneka iphononongwe rhoqo ngonyaka, kuba iipesenti ziyatshintsha ngokuxhomekeke kwiminyaka edweliswe ngayo.

Ngaphezulu kweminyaka emi-65

Kubantu abasebenze ngaphezulu kweminyaka engama-65, kukho ipesenteji ezi-2% ngonyaka ngamnye ethe yanikelwa, nangona kunjalo, njengakule meko, sibona ipenshini elindelweyo, oku bekungayi kusebenza nakweyiphi na imeko.

Nje ukuba unedatha engentla, ungangena kwiphepha lokhuseleko loluntu kwaye usebenzise isixhobo somhlala-phantsi. Olu kubalo lwenziwa yinkqubo yokhuseleko lwasentlalweni olufanayo kwaye kunokwenzeka ukuba wazi kwimizuzu embalwa ukuba yimalini ekufuneka iqokelelwe kwipenshini elindelweyo.

Yintoni efunekayo kolu balo

umhlalaphantsi

Ukwenza oku kubalwa, kubaluleke kakhulu ukuba umntu anengxelo yobomi ehlaziyiweyo kunye neziseko zeminyaka edlulileyo.

Ukuba unethamsanqa ngokwaneleyo ukuba ungasayina i-elektroniki, oku kuyakwanela. Kwimizuzu embalwa unokuba nayo yonke idatha usebenzisa ifom yakho.

Uyifumana njani imali ephezulu kwipenshini

Ukufumana isixa esiphakamileyo seentlawulo ngexesha lepenshoni, imali eninzi yegalelo iyafuneka kwaye iintlawulo kubomi bethu bonke ngaphezulu kweminyaka engama-30, iziseko zegalelo sele ziphezulu, ke eli xesha kufuneka lithathelwe ingqalelo kulindeleke ipenshini ayibalwa.

Jonga ulwazi lwakho minyaka le

Gcina ukhumbula ukuba ukhuseleko lwentlalo lutshintsha iipesenti zalo rhoqo, ke isindululo kukubona minyaka le isixa-mali esingahambelaniyo, kuba oku kuyatshintsha unyaka nonyaka kukhuseleko olufanayo lwentlalo.


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